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Plenti Group Limited (PLT.AX)

AUD0.70 -0.01 (-0.71%)
AU ASX Financial Services Financial - Credit Services
Address 14 Martin Place 2000
Sydney, NSW, AU
CEO Adam Bennett
IPO 2020-09-23
ISIN AU0000102691

Explore sections of this company profile

Description

Operating as an Australian fintech lender, Plenti Group Limited delivers a variety of financial solutions. These include financing for vehicles, renewable energy projects, and personal needs, alongside options for debt consolidation, home improvements, and legal costs. The firm commenced operations in 2014 and is based in Sydney.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD0.70 -0.01 (-0.71%)
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Volume Profile
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Liquidity & share structure
Average Volume
248.8K
Beta
1.59
Float Shares
90.69M
Free Float %
49.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.60% -2.71% -14.13% -15.51% -39.69% -29.46% -10.23% +90.36% -31.30% -39.23% -39.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.70
DCF (Unlevered) 12.97 +1,766.8%
DCF (Levered) 22.10 +3,079.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 2 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.49
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +35.0% Q1'26: +388.1% (vs Q1'24)
  • EPS growth Financial - Credit Services: +24.0%
    -42.1% Q1'26: +123.5% (vs Q1'24)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +3.8% Q1'26: +17.6% (vs Q1'24)
  • EBIT margin Financial - Credit Services: +28.7%
    +56.6% Q1'26: +53.8% (vs Q1'24)
  • ROIC Financial - Credit Services: +5.0%
    +4.9% Q1'26: +7.9% (vs Q1'24)
  • Share dilution Financial - Credit Services: +0.0%
    +1.1% Q1'26: +4.4% (vs Q1'24)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    17.03× Q1'26: 8.59× (vs Q1'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.62) × ERP
WACC = 5% × Ke + 95% × Kd (5.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 12.97 Current price: 0.70
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
2 Rev. Ana.
1 EPS Ana.
Mar 2027
2 Rev. Ana.
1 EPS Ana.
Mar 2028
2 Rev. Ana.
1 EPS Ana.
Mar 2029
2 Rev. Ana.
1 EPS Ana.
Mar 2030
1 Rev. Ana.
Revenue
51.59M
est: 55.80M (-7.6%)
88.51M
est: 87.96M (+0.6%)
143.46M
est: 143.50M (0.0%)
210.99M
est: 209.20M (+0.9%)
231.25M
est: 256.20M (-9.7%)
300.07M
298.13M – 302.00M
+17.1% YoY
364.50M
359.37M – 369.62M
+21.5% YoY
416.50M
405.82M – 427.19M
+14.3% YoY
462.19M
450.92M – 473.47M
+11.0% YoY
579.34M
567.58M – 591.10M
+25.3% YoY
EBITDA
-6.89M
est: 9.68M (-171.2%)
4.78M
est: 15.26M (-68.7%)
50.96M
est: 24.90M (+104.7%)
-6.83M
est: 36.30M (-118.8%)
144.37M
est: 80.54M (+79.2%)
94.33M
93.72M – 94.94M
+17.1% YoY
114.59M
112.97M – 116.20M
+21.5% YoY
130.94M
127.58M – 134.29M
+14.3% YoY
145.30M
141.75M – 148.84M
+11.0% YoY
182.13M
178.43M – 185.82M
+25.3% YoY
EBIT
-7.64M
est: 9.12M (-183.8%)
3.75M
est: 14.37M (-73.9%)
49.49M
est: 23.45M (+111.1%)
-8.37M
est: 34.19M (-124.5%)
142.78M
est: 78.43M (+82.0%)
91.86M
91.27M – 92.46M
+17.1% YoY
111.59M
110.02M – 113.16M
+21.5% YoY
127.51M
124.24M – 130.78M
+14.3% YoY
141.50M
138.05M – 144.95M
+11.0% YoY
177.36M
173.76M – 180.96M
+25.3% YoY
Net Income
-15.09M
est: -10.05M (-50.2%)
-6.32M
est: -7.16M (+11.7%)
-13.58M
est: 187.8K (-7,330.2%)
-14.71M
est: -939.2K (-1,465.9%)
24.76M
est: 13.68M (+81.0%)
14.30M
11.56M – 40.75M
+4.6% YoY
25.20M
16.06M – 34.34M
+76.2% YoY
30.14M
28.31M – 31.98M
+19.6% YoY
32.93M
32.06M – 33.80M
+9.2% YoY
— – —
-100.0% YoY
SGA
32.01M
est: 21.80M (+46.8%)
42.96M
est: 34.37M (+25.0%)
51.26M
est: 56.07M (-8.6%)
43.38M
est: 81.74M (-46.9%)
65.85M
est: 68.31M (-3.6%)
80.00M
79.49M – 80.52M
+17.1% YoY
97.18M
95.81M – 98.55M
+21.5% YoY
111.05M
108.20M – 113.89M
+14.3% YoY
123.23M
120.22M – 126.23M
+11.0% YoY
154.46M
151.32M – 157.59M
+25.3% YoY
EPS
-0.10
est: -0.05 (-86.9%)
-0.04
est: -0.04 (+2.1%)
-0.08
est: 0.00 (-8,090.0%)
-0.09
est: -0.01 (-1,606.0%)
0.14
est: 0.07 (+94.4%)
0.14
0.06 – 0.21
+91.2% YoY
0.13
0.08 – 0.18
-3.6% YoY
0.16
0.15 – 0.17
+19.6% YoY
0.17
0.17 – 0.18
+9.2% YoY
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 C+ 2/5 1/5 4/5 2/5 1/5 3/5 2/5
2026-05-25 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-22 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-21 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-20 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-19 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-18 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-15 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-14 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-13 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-12 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-11 B- 3/5 1/5 5/5 4/5 1/5 3/5 1/5
2026-05-08 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-05-07 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-05-06 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-05-05 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-05-04 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-05-01 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-30 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-29 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-28 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-27 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-24 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-23 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-22 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-21 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-20 B 3/5 1/5 5/5 4/5 1/5 4/5 1/5
2026-04-17 B 3/5 1/5 5/5 5/5 1/5 4/5 1/5
2026-04-16 B 3/5 1/5 5/5 5/5 1/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
143.98M
OE per share TTM
0.77
Owner's Yield
100.01%
Maintenance CapEx ratio
53.34%
Maint CapEx / Avg PPE
1.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.71M
Shares Outstanding
182.21M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Adam Bennett Chief Executive Officer 870.8K male
Miles Drury Chief Financial Officer 675.6K male
Benjamin Milsom Chief Commercial Officer 529.2K male
Glenn Riddell Chief Operating Officer 498.4K male
Georgina Koch General Counsel, Company Secretary and Executive for People & Culture female
Simon Cordell Chief Risk Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits