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PTC India Financial Services Limited (PFS.NS)

INR30.18 -0.39 (-1.28%)
IN NSE Financial Services Financial - Credit Services
Address Telephone Exchange Building 110066
New Delhi, IN
CEO Rangachari Balaji
IPO 2011-03-30
ISIN INE560K01014

Explore sections of this company profile

Also trades on Bombay Stock Exchange · PFS.BO (INR) National Stock Exchange of India · PFS.NS (INR)
Description

Operating as a non-banking financial company, PTC India Financial Services Limited delivers a diverse array of funding solutions. The firm offers both fund-based and non-fund-based financial assistance through various debt and structured debt instruments, which encompass term and project financing, corporate credit, bridge funding, and bills discounting. Additionally, it facilitates letters of comfort, credit enhancement initiatives, and deferred payment guarantees. Beyond its financing activities, the company undertakes roles as an underwriter, a lead financial institution, a syndicator, and both a security and facility agent. It also contributes as a project appraiser and a consultant for Detailed Project Reports. Furthermore, it strategically invests in both nascent (greenfield) and established (brownfield) ventures. Founded in 2006, its operations are headquartered in New Delhi, India, and it functions as a subsidiary of PTC India Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR30.18 -0.39 (-1.28%)
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Volume Profile
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Liquidity & share structure
Average Volume
777.7K
Beta
1.70
Float Shares
224.83M
Free Float %
35.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-3.87% -1.24% +4.06% -9.75% -15.96% -9.64% -10.97% +95.29% +58.07% -24.33% +21.57%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
30.18
DCF (Unlevered) 70.37 +133.2%
DCF (Levered) 79.89 +164.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 2 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.26
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -6.5% Q1'26: +68.6% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +47.0% Q1'26: -22.0% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +62.3% Q1'26: +964.3% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +75.2% Q1'26: +106.7% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +8.4% Q1'26: +10.0% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +0.1% Q1'26: +0.5% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    4.45× Q1'26: 3.38× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.58) × ERP
WACC = 53% × Ke + 47% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 69.70 Current price: 30.18
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2011
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Revenue
643.58M
est: 699.33M (-8.0%)
8.02B
est: 4.14B (+93.6%)
11.87B
est: 6.04B (+96.5%)
13.50B
est: 5.18B (+160.7%)
11.81B
est: 5.48B (+115.5%)
13.24B
est: 6.48B (+104.3%)
EBITDA
569.52M
est: 202.33M (+181.5%)
6.50B
est: 3.37B (+92.9%)
5.36B
est: 3.40B (+57.5%)
5.32B
est: 4.40B (+21.0%)
-1.47B
est: 5.48B (-126.9%)
2.84B
est: -1.49B (+291.2%)
EBIT
514.31M
est: 196.59M (+161.6%)
6.45B
est: 3.04B (+112.0%)
5.32B
est: 3.81B (+39.4%)
5.29B
est: 4.75B (+11.2%)
-1.50B
est: 1.54B (-197.6%)
2.81B
est: -1.37B (+305.5%)
Net Income
370.27M
est: 454.01M (-18.4%)
1.61B
est: 2.19B (-26.6%)
3.91B
est: 2.35B (+66.7%)
3.45B
est: 3.35B (+3.0%)
-1.00B
est: 3.65B (-127.4%)
1.84B
est: -960.08M (+291.8%)
SGA
56.35M
est: 10.56M (+433.8%)
27.88M
est: 337.67M (-91.7%)
68.16M
est: 288.51M (-76.4%)
94.50M
est: 209.76M (-54.9%)
103.91M
est: 320.69M (-67.6%)
118.50M
est: 335.93M (-64.7%)
EPS
0.85
est: 0.71 (+20.2%)
2.86
est: 4.26 (-32.9%)
6.96
est: 7.10 (-2.0%)
5.86
est: 5.56 (+5.5%)
0.38
est: 3.03 (-87.5%)
2.87
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5
2026-05-06 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-05-05 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-05-04 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-30 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-29 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-28 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-27 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-24 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-23 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-22 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-21 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-20 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-17 C+ 2/5 4/5 1/5 1/5 1/5 4/5 1/5
2026-04-16 C+ 2/5 5/5 1/5 1/5 1/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-30.12M
OE per share TTM
-0.05
Owner's Yield
-0.15%
Maintenance CapEx ratio
0.36%
Maint CapEx / Avg PPE
2.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
84.72M
Shares Outstanding
642.28M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Balaji Rangachari Chief Executive Officer, MD & Director 8M male
Rangachari Balaji Chief Executive Officer, MD & Director 8M male
Dilip Srivastava Director of Finance Chief Financial Officer, & Additional Director 6M male
Kalur Srinivas Chief Credit Officer male
Manohar Balwani Company Secretary male
Nidhi Dahiya Manager & BR head female
Richa Goyal Head of Internal Audit female
Sanjeev Kumar Whole Time Director of Operations & Additional Director male
Ashish Nigam Chief Information Officer & Chief Technology Officer male
Sitesh Kumar Sinha Executive Vice President & Chief Compliance Officer male
Avijit Kishore Executive Vice President of Credit male
Devesh Singh Chief Risk Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits