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Olympia Financial Group Inc. (OLY.TO)

CAD106.75 +0.20 (+0.19%)
CA TSX Financial Services Banks
Address 520 3rd Avenue SW T2P 0R3
Calgary, AB, CA
CEO Richard K. Skauge
IPO 2008-02-13
ISIN CA6814721065

Explore sections of this company profile

Description

Olympia Financial Group Inc., through its subsidiary, Olympia Trust Company, operates as a non-deposit taking trust company in Canada. The company operates through six segments: Investment Account Services; Corporate and Shareholder Services; Currency and Global Payments; Private Health Services Plan; and Exempt Edge divisions. The Investment Account Services division specializes in self-directed registered plans administration. The Corporate and Shareholder Services division provides transfer agency and corporate trust services to public and private issuers. The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies. The Private Health Services Plan division markets, sells, and administers health and dental benefits to business owners. The Exempt Edge division provides information technology to exempt market dealers, registrants, and issuers. Olympia Financial Group Inc. was incorporated in 1994 and is headquartered in Calgary, Canada.

News Sentiment (7d)
73 Positive

Based on only 1 article — low confidence

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CAD106.75 +0.20 (+0.19%)
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Volume Profile
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Liquidity & share structure
Average Volume
2.8K
Beta
0.02
Float Shares
1.56M
Free Float %
64.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.61% +2.64% +0.32% +1.32% +10.27% +9.97% +15.42% +40.34% +127.65% +546.60% +517.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
106.75
DCF (Unlevered) 322.21 +201.8%
DCF (Levered) 221.20 +107.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
9.92
Safe zone
Piotroski F-Score
6 / 9
Average
MOAT Score
8 / 10
Strong MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Banks: +13.8%
    -3.4% Q1'26: -12.7% (vs Q1'25)
  • EPS growth Banks: +25.1%
    -17.0% Q1'26: -42.9% (vs Q1'25)
  • FCF margin FCF growth · Banks: +75.8%
    +16.6% Q1'26: +133.5% (vs Q1'25)
  • EBIT margin Banks: +27.6%
    +29.5% Q1'26: +22.3% (vs Q1'25)
  • ROIC Banks: +1.1%
    +55.6% Q1'26: +58.4% (vs Q1'25)
  • Share dilution Banks: +0.1%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Banks: 1.37×
    0.18× Q1'26: 0.44× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.05) × ERP
WACC = 98% × Ke + 2% × Kd (48.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 318.12 Current price: 106.75
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
48.87M
est: 52.71M (-7.3%)
47.74M
est: 59.71M (-20.0%)
48.04M
est: 52.71M (-8.9%)
48.35M
est: 59.71M (-19.0%)
71.38M
est: 65.09M (+9.7%)
99.82M
est: 99.63M (+0.2%)
102.31M
est: 101.63M (+0.7%)
98.86M
est: 98.28M (+0.6%)
97.93M
97.93M – 97.93M
-0.4% YoY
97.44M
97.44M – 97.44M
-0.5% YoY
EBITDA
14.86M
est: 15.47M (-4.0%)
10.72M
est: 17.52M (-38.8%)
13.23M
est: 15.47M (-14.5%)
11.51M
est: 17.52M (-34.3%)
21.13M
est: 19.10M (+10.6%)
32.91M
est: 29.24M (+12.6%)
33.56M
est: 42.02M (-20.1%)
32.00M
est: 40.63M (-21.2%)
40.49M
40.49M – 40.49M
-0.4% YoY
40.28M
40.28M – 40.28M
-0.5% YoY
EBIT
14.11M
est: 13.74M (+2.7%)
9.18M
est: 15.57M (-41.0%)
11.39M
est: 13.74M (-17.1%)
9.31M
est: 15.57M (-40.2%)
18.58M
est: 16.97M (+9.5%)
31.19M
est: 25.98M (+20.1%)
30.82M
est: 40.83M (-24.5%)
29.16M
est: 39.49M (-26.1%)
39.34M
39.34M – 39.34M
-0.4% YoY
39.15M
39.15M – 39.15M
-0.5% YoY
Net Income
9.58M
est: 9.34M (+2.6%)
9.43M
est: 9.84M (-4.2%)
7.99M
est: 9.34M (-14.4%)
6.51M
est: 9.84M (-33.8%)
14.15M
est: 10.92M (+29.6%)
23.96M
est: 22.86M (+4.8%)
23.92M
est: 21.34M (+12.1%)
19.86M
est: 19.54M (+1.6%)
18.67M
18.67M – 18.67M
-4.4% YoY
18.07M
18.07M – 18.07M
-3.2% YoY
SGA
11.07M
est: 15.24M (-27.3%)
11.33M
est: 17.26M (-34.3%)
10.62M
est: 15.24M (-30.3%)
11.52M
est: 17.26M (-33.3%)
13.70M
est: 18.81M (-27.2%)
62.46M
est: 28.80M (+116.9%)
17.23M
est: 24.88M (-30.8%)
est: 24.06M (-100.0%)
23.98M
23.98M – 23.98M
-0.4% YoY
23.86M
23.86M – 23.86M
-0.5% YoY
EPS
3.98
est: 3.88 (+2.6%)
3.92
est: 4.09 (-4.2%)
3.32
est: 3.88 (-14.4%)
2.71
est: 4.09 (-33.7%)
5.88
est: 4.54 (+29.5%)
9.96
est: 9.50 (+4.8%)
9.94
est: 8.87 (+12.1%)
8.25
est: 8.12 (+1.6%)
7.76
7.76 – 7.76
-4.4% YoY
7.51
7.51 – 7.51
-3.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-08 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-07 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-06 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-05 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-04 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-05-01 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-30 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-29 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-28 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-27 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-24 B+ 3/5 4/5 5/5 5/5 2/5 2/5 1/5
2026-04-23 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-22 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-21 A- 4/5 5/5 5/5 5/5 2/5 3/5 1/5
2026-04-20 A- 4/5 5/5 5/5 5/5 2/5 3/5 1/5
2026-04-17 A- 4/5 5/5 5/5 5/5 2/5 3/5 1/5
2026-04-16 A- 4/5 5/5 5/5 5/5 2/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
17.70M
OE per share TTM
7.36
Owner's Yield
5.97%
Maintenance CapEx ratio
2.40%
Maint CapEx / Avg PPE
2.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
139.5K
Shares Outstanding
2.41M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Richard K. Skauge Chairman, President & Chief Executive Officer 10M male
Craig Skauge Executive Vice President & Non-Independent Director 7M male
Kelly Revol Executive Vice President of Mortgages Investment Account Services 2M female
Andrea Gillis Executive Vice President of Securities Investment Account Services 2M female
Jennifer Urscheler Chief Financial Officer & Controller 396.0K female
Robin Fry Chief Executive Officer of Olympia Benefits Inc 362.4K
Jonathan Marvin Bahnuik General Counsel & Chief Governance Officer male
Neil Robert McCullagh President of Olympia Currency & Global Payments Inc male
Dean Naugler Executive Vice President of Corporate & Shareholder Services male
Ryan McKenna Chief Information Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits