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Northern Arc Capital Ltd (NORTHARC.NS)
Chennai, IN
Northern Arc Capital Ltd. functions as a prominent non-banking financial company (NBFC) in India, headquartered in Chennai. Established in 1989 and known as IFMR Capital Finance Limited until its rebranding in February 2018, the company operates through distinct segments: financing activities, investment advisory services, and investment management. The firm provides an extensive array of credit and associated financial solutions. This encompasses diverse lending options for personal, business, education, and mortgage needs, alongside specialized financing for micro, small, and medium enterprises (MSMEs), microfinance institutions (MFIs), consumer and vehicle purchases, housing, agriculture, and rural development. Northern Arc extends its corporate lending to mid-market entities, offering loans against property and supply chain finance, further complemented by advisory and syndication services. Additionally, it offers comprehensive fund management services, including alternative investment funds (AIFs) and portfolio management services (PMS). Further diversifying its financial instruments, Northern Arc supplies various debt products such as term and working capital loans, non-convertible debentures (NCDs), principal-protected market-linked debentures, commercial papers, external commercial borrowings, and sub-debt facilities. It also delivers credit-enhanced debt solutions like guarantee-backed lending, single-issuer partial credit enhancement facilities, and pooled loan and bond issuance programs. The company specializes in portfolio financing, encompassing rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignments. Demonstrating a commitment to technological innovation, Northern Arc has developed several platforms: Altifi, an alternative retail debt investment platform; Nimbus, a curated platform for streamlined debt transaction processing; nPOS, a co-lending and co-origination technology solution; and NuScore, a proprietary machine learning-driven analytical module designed to assist in loan underwriting. Its wide-ranging clientele includes rural and retail customers, MSMEs, originator partners, emerging corporations, and institutional investors.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.18% | +0.55% | +8.20% | +11.79% | +4.43% | +12.98% | +28.26% | -12.93% | -12.93% | -12.93% | -12.93% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 4 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+32.0% ★ Q1'26: +109.0% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%+23.9% Q1'26: +240.1% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+63.8% Q1'26: -19.7% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%+19.8% Q1'26: +23.7% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%+2.6% Q1'26: +3.4% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+7.6% Q1'26: +3.2% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×22.11× Q1'26: 17.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2026 4 Rev. Ana. 2 EPS Ana. |
Mar 2027 4 Rev. Ana. 2 EPS Ana. |
Mar 2028 4 Rev. Ana. 2 EPS Ana. |
Mar 2029 1 Rev. Ana. |
|---|---|---|---|---|
| Revenue |
18.39B
17.88B – 18.88B
|
22.64B
21.98B – 23.71B
+23.1% YoY
|
28.05B
27.42B – 29.51B
+23.9% YoY
|
33.79B
32.93B – 35.47B
+20.5% YoY
|
| EBITDA |
4.98B
4.84B – 5.11B
|
6.13B
5.95B – 6.42B
+23.1% YoY
|
7.59B
7.42B – 7.99B
+23.9% YoY
|
9.15B
8.92B – 9.60B
+20.5% YoY
|
| EBIT |
4.80B
4.66B – 4.92B
|
5.90B
5.73B – 6.18B
+23.1% YoY
|
7.31B
7.15B – 7.70B
+23.9% YoY
|
8.81B
8.59B – 9.25B
+20.5% YoY
|
| Net Income |
3.94B
3.93B – 3.96B
|
5.39B
5.37B – 5.41B
+36.7% YoY
|
7.21B
6.87B – 8.15B
+33.7% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
673.27M
654.68M – 691.48M
|
829.07M
804.99M – 868.05M
+23.1% YoY
|
1.03B
1.00B – 1.08B
+23.9% YoY
|
1.24B
1.21B – 1.30B
+20.5% YoY
|
| EPS |
24.13
24.00 – 24.20
|
32.98
32.80 – 33.10
+36.6% YoY
|
44.65
42.00 – 49.80
+35.4% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-14 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-29 | B- | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B- | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B- | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings history not available.
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.01% | 95.2K | 0.65% |
| 2 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.01% | 15.7K | 0.42% |
| 3 | Avantis Emerging Markets ex-China Equity ETF AVXC | 0.01% | 44.1K | 0.33% |
| 4 | Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L | 0.01% | 25.2K | 0.35% |
| 5 | Avantis Emerging Markets Equity ETF AVEM | 0.01% | 1.55M | 0.33% |
| 6 | Avantis Emerging Markets Value ETF AVES | 0.00% | 57.1K | 0.36% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ashish Mehrotra | MD, Chief Executive Officer & Director | 87M | male |
| Atul Tibrewal | Chief Financial Officer | 29M | male |
| Prakash Chandra Panda | Company Secretary & Compliance Officer | 3M | male |
| Moushumi Mandal | Chief People Officer | — | female |
| Rahul Jain | Head of Credit - Origination and Director of Origination | — | male |
| Satya Srinivasan | Head of Structuring - Origination, Director of Origination and Partner | — | female |
| Amit Mandhanya | Chief Business Officer of Partnership Lending & Consumer Finance | — | male |
| Saurabh Jaywant | Chief Legal Counsel | — | male |
| Aniket Satish Deshpande | Head of Microfinance Business - Origination | — | male |
| Gaurav Mehrotra | Chief Technology Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for NORTHARC.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
