Subscribe

Muthoot Capital Services Limited (MUTHOOTCAP.NS)

INR228.71 +6.59 (+2.97%)
IN NSE Financial Services Financial - Credit Services
Address Muthoot Towers 682035
Kochi, IN
CEO Mathews Markose
IPO 2015-08-24
ISIN INE296G01013

Explore sections of this company profile

Also trades on Bombay Stock Exchange · MUTHOOTCAP.BO (INR) Bombay Stock Exchange · MUTHTFN.BO (INR) National Stock Exchange of India · MUTHOOTCAP.NS (INR)
Description

Muthoot Capital Services Limited (MCSL) is a non-banking finance company (NBFC) that offers a broad spectrum of financial services, encompassing both funding and non-funding solutions. Its product portfolio includes various loan types, such as those for two-wheelers, pre-owned vehicles, secured business ventures, and customer loyalty initiatives. Beyond lending, MCSL facilitates both short-term and long-term deposit schemes, provides subordinated debt instruments, and offers valuable advisory services. Additionally, the company actively acquires loan portfolios from other non-banking financial companies and microfinance institutions. Serving a diverse client base that spans retail, corporate, and institutional sectors, MCSL operates through an extensive network of branches throughout India. Founded in 1994, Muthoot Capital Services Limited maintains its headquarters in Kochi, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
INR228.71 +6.59 (+2.97%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
31.6K
Beta
0.00
Float Shares
6.03M
Free Float %
36.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.59% -8.17% +3.30% -11.62% -24.48% -24.00% -25.56% -34.72% -43.84% +30.73% +52.94%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
228.71
DCF (Unlevered) 4,644.18 +1,930.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.43
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +36.7% Q1'26: +30.8% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    -75.6% Q1'26: -16.4% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -0.2% Q1'26: -145.8% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +2.5% Q1'26: +4.6% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +0.3% Q1'26: +0.6% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +0.0% Q1'26: 0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    140.93× Q1'26: 71.19× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.16) × ERP
WACC = 10% × Ke + 90% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 4,617.64 Current price: 228.71
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Revenue
1.58B
est: 1.55B (+2.2%)
1.89B
est: 1.56B (+21.5%)
2.26B
est: 2.15B (+5.1%)
2.83B
est: 2.27B (+24.8%)
3.96B
est: 3.27B (+21.3%)
5.16B
est: 4.72B (+9.4%)
5.81B
est: 3.87B (+50.1%)
4.93B
est: 3.33B (+48.1%)
3.97B
est: 2.38B (+66.5%)
4.30B
est: 2.99B (+43.6%)
3.79B
est: 3.45B (+9.9%)
4.63B
est: 4.05B (+14.2%)
EBITDA
385.74M
est: 407.03M (-5.2%)
372.36M
est: -260.98M (+242.7%)
370.21M
est: -312.08M (+218.6%)
526.46M
est: -837.43M (+162.9%)
920.12M
est: -768.74M (+219.7%)
1.64B
est: -464.82M (+451.8%)
1.59B
est: -371.64M (+527.5%)
1.52B
est: 874.63M (+73.3%)
-1.64B
est: 626.92M (-361.2%)
1.69B
est: -1.26B (+233.8%)
2.37B
est: 906.98M (+161.2%)
1.86B
est: 1.07B (+74.5%)
EBIT
377.85M
est: 401.10M (-5.8%)
358.47M
est: 953.56M (-62.4%)
359.88M
est: 914.24M (-60.6%)
516.56M
est: 2.14B (-75.9%)
910.40M
est: 2.33B (-60.9%)
1.62B
est: 3.16B (-48.5%)
1.57B
est: 2.56B (-38.6%)
1.50B
est: 861.88M (+74.4%)
-1.65B
est: 617.78M (-366.6%)
1.68B
est: 775.07M (+116.8%)
2.36B
est: 893.76M (+164.1%)
1.81B
est: 1.05B (+72.5%)
Net Income
222.06M
est: 296.36M (-25.1%)
222.92M
est: 226.51M (-1.6%)
228.53M
est: 185.04M (+23.5%)
300.92M
est: 401.73M (-25.1%)
536.77M
est: 433.26M (+23.9%)
861.00M
est: 773.72M (+11.3%)
604.80M
est: 707.30M (-14.5%)
514.60M
est: 588.87M (-12.6%)
-1.62B
est: -24.67M (-6,463.3%)
786.80M
est: 574.76M (+36.9%)
1.23B
est: 712.82M (+72.1%)
457.46M
est: 1.01B (-54.9%)
SGA
214.50M
est: 21.74M (+886.7%)
234.21M
est: 354.70M (-34.0%)
408.85M
est: 326.19M (+25.3%)
35.94M
est: 820.87M (-95.6%)
34.93M
est: 1.24B (-97.2%)
102.10M
est: 1.56B (-93.4%)
77.00M
est: 639.28M (-88.0%)
45.00M
est: 858.96M (-94.8%)
53.60M
est: 1.00B (-94.7%)
58.39M
est: 996.62M (-94.1%)
69.66M
est: 48.44M (+43.8%)
72.23M
est: 56.90M (+26.9%)
EPS
16.18
est: 18.02 (-10.2%)
16.25
est: 16.61 (-2.2%)
16.65
est: 16.18 (+2.9%)
21.93
est: 19.14 (+14.6%)
36.39
est: 29.75 (+22.3%)
50.26
est: 53.31 (-5.7%)
36.88
est: 40.30 (-8.5%)
31.38
est: 35.80 (-12.3%)
-98.74
est: -1.50 (-6,482.7%)
47.84
est: 44.90 (+6.5%)
74.57
est: 51.90 (+43.7%)
27.81
est: 61.60 (-54.9%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B- 3/5 5/5 2/5 2/5 1/5 1/5 4/5
2026-05-11 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-08 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-24 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-22 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-21 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-20 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-17 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5
2026-04-16 C 2/5 5/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
7.16M
OE per share TTM
0.44
Owner's Yield
0.21%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
0.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
78.3K
Shares Outstanding
16.45M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Tina Suzanne George Whole-Time Director 8M female
Ciby Babu Head of People & Culture female
Jalaja Viswanath Head of Legal male
K. J. Daisy Chief Compliance Officer female
Mathews Markose Chief Executive Officer male
Ram Pratap Singh Head of Information & Technology male
Ramandeep Singh Gill Chief Financial Officer male
Sooraj Mohan Head of Collections male
Umadevi Pazhoor Unnikrishnan Chief Risk Officer female
Anoop Head of Business Intelligence male
Vijayan Head of Operations male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits