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Moltiply Group S.p.A. (MOL.MI)

EUR35.60 -0.40 (-1.11%)
IT MIL Financial Services Financial - Credit Services
Address Via Desenzano 2 20146
Milan, MI, IT
CEO Alessandro Carlo Alvaro Fracassi
IPO 2007-06-06
ISIN IT0004195308

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Also trades on Italian Stock Exchange · MOL.MI (EUR) London Stock Exchange · 0O2B.L (EUR)
Description

Moltiply Group S.p.A., originally established in Milan, Italy, in 2000 under the name Gruppo MutuiOnline S.p.A. until its May 2024 rebranding, specializes in digital comparison services and business-to-business support. The company's operations encompass operating various online comparison platforms and delivering outsourcing solutions for credit application processes, as well as managing assets and insurance claims within Italy. The group maintains a robust portfolio of online resources dedicated to financial product comparisons. These include mutuionline.it, a mortgage brokerage platform facilitating home loans, remortgages, and associated insurance; prestitionline.it, which provides personal loans and online financing options; and Money360, a credit broker offering services for property purchase mortgages, remortgages, personal and employee loans, and credit insurance. Beyond finance-specific offerings, Moltiply Group oversees a range of broader comparison platforms. For instance, segugio.it allows users to compare insurance products, mortgages, various loans, bank accounts, and utility services such as internet, gas, and electricity. Similarly, rastreator.com, lelynx.fr, and rastreator.mx serve diverse markets for comparing different types of insurance (e.g., motor, health, home), financial products, telephony, and utilities. Cercassicurazioni.it further specializes in insurance for vehicles including cars, motorcycles, trucks, and mopeds. Additional comparison tools include sostariffe.it, which helps users find the best deals on home internet, gas/electricity tariffs, pay TV, bank accounts, and mobile services. Fondionline.it is dedicated to comparing investment funds, SICAVs, and pension funds, while confrontaconti.it focuses on deposit and current accounts. The company also runs trovaprezzi.it, a platform for general price comparison, and operates online directories like notai.it for finding notaries and trovabanche.it for locating bank branches and agencies.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR35.60 -0.40 (-1.11%)
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Volume Profile
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Liquidity & share structure
Average Volume
39.4K
Beta
1.23
Float Shares
13.69M
Free Float %
35.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.46% -8.24% -10.34% -7.83% -24.36% -7.96% -36.33% +7.59% -22.77% +317.67% +410.64%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
35.60
DCF (Unlevered) 84.59 +137.6%
DCF (Levered) 93.24 +161.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 4 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.78
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +43.7% Q1'26: +42.1% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    -32.4% Q1'26: +93.5% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +19.1% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +15.3% Q1'26: +17.0% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +9.2% Q1'26: +71.2% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +1.4% Q1'26: +0.9% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    3.01× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.23) × ERP
WACC = 70% × Ke + 30% × Kd (4.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 85.81 Current price: 35.60
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
4 Rev. Ana.
3 EPS Ana.
Dec 2027
4 Rev. Ana.
3 EPS Ana.
Dec 2028
2 Rev. Ana.
2 EPS Ana.
Revenue
120.72M
est: 114.00M (+5.9%)
138.07M
est: 132.70M (+4.0%)
152.80M
est: 157.00M (-2.7%)
185.12M
est: 87.30M (+112.1%)
222.03M
est: 210.10M (+5.7%)
259.39M
est: 249.00M (+4.2%)
313.46M
est: 317.60M (-1.3%)
310.77M
est: 313.00M (-0.7%)
404.19M
est: 436.31M (-7.4%)
469.17M
est: 445.29M (+5.4%)
674.12M
est: 663.29M (+1.6%)
751.35M
743.30M – 757.17M
+13.3% YoY
794.47M
789.07M – 798.42M
+5.7% YoY
837.76M
835.64M – 839.88M
+5.4% YoY
EBITDA
39.47M
est: 30.52M (+29.3%)
41.62M
est: 35.53M (+17.2%)
45.83M
est: 42.03M (+9.0%)
50.69M
est: 23.37M (+116.9%)
65.61M
est: 56.25M (+16.6%)
73.17M
est: 66.66M (+9.8%)
86.04M
est: 85.03M (+1.2%)
87.97M
est: 83.80M (+5.0%)
95.88M
est: 115.16M (-16.7%)
122.80M
est: 117.53M (+4.5%)
177.42M
est: 175.07M (+1.3%)
198.31M
196.19M – 199.85M
+13.3% YoY
209.69M
208.27M – 210.74M
+5.7% YoY
221.12M
220.56M – 221.68M
+5.4% YoY
EBIT
33.68M
est: 21.27M (+58.4%)
34.35M
est: 24.75M (+38.8%)
38.75M
est: 29.29M (+32.3%)
42.51M
est: 16.28M (+161.0%)
52.36M
est: 39.19M (+33.6%)
59.70M
est: 46.45M (+28.5%)
65.25M
est: 59.24M (+10.1%)
65.95M
est: 58.39M (+12.9%)
50.78M
est: 74.69M (-32.0%)
73.44M
est: 76.23M (-3.7%)
103.44M
est: 113.55M (-8.9%)
128.63M
127.25M – 129.62M
+13.3% YoY
136.01M
135.09M – 136.69M
+5.7% YoY
143.42M
143.06M – 143.78M
+5.4% YoY
Net Income
22.05M
est: 18.93M (+16.5%)
21.59M
est: 18.10M (+19.3%)
25.92M
est: 28.97M (-10.5%)
33.74M
est: 33.22M (+1.6%)
40.31M
est: 39.78M (+1.3%)
128.45M
est: 48.16M (+166.7%)
16.35M
est: 54.46M (-70.0%)
46.88M
est: 50.34M (-6.9%)
34.69M
est: 37.24M (-6.9%)
41.71M
est: 60.51M (-31.1%)
28.59M
est: 81.65M (-65.0%)
73.95M
69.06M – 117.70M
-9.4% YoY
89.45M
84.79M – 134.21M
+21.0% YoY
124.55M
121.63M – 127.46M
+39.2% YoY
SGA
25.30M
est: 29.17M (-13.3%)
29.77M
est: 33.95M (-12.3%)
31.90M
est: 40.17M (-20.6%)
42.82M
est: 22.34M (+91.7%)
52.08M
est: 53.76M (-3.1%)
58.33M
est: 63.71M (-8.5%)
76.99M
est: 81.27M (-5.3%)
79.10M
est: 80.09M (-1.2%)
112.15M
est: 94.55M (+18.6%)
129.91M
est: 96.50M (+34.6%)
19.57M
est: 143.74M (-86.4%)
162.82M
161.08M – 164.09M
+13.3% YoY
172.17M
171.00M – 173.02M
+5.7% YoY
181.55M
181.09M – 182.01M
+5.4% YoY
EPS
0.59
est: 0.49 (+20.4%)
0.58
est: 0.47 (+23.7%)
0.69
est: 0.75 (-8.0%)
0.89
est: 0.86 (+3.5%)
1.07
est: 1.03 (+3.9%)
3.42
est: 1.25 (+174.3%)
0.43
est: 1.41 (-69.5%)
1.24
est: 1.30 (-4.6%)
0.93
est: 0.95 (-2.4%)
1.11
est: 1.55 (-28.3%)
0.75
est: 2.20 (-65.9%)
2.56
1.76 – 3.01
+16.3% YoY
2.91
2.17 – 3.43
+13.6% YoY
3.18
3.11 – 3.25
+9.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-20 B 3/5 5/5 4/5 5/5 1/5 1/5 1/5
2026-05-19 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-18 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-15 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-14 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-13 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-12 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-11 B- 3/5 5/5 3/5 4/5 1/5 1/5 1/5
2026-05-08 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-05-07 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-05-06 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-05-05 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-05-04 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-30 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-29 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-28 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-27 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-24 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-23 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-22 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-21 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-20 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-17 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5
2026-04-16 B 3/5 5/5 3/5 5/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
10.55M
OE per share TTM
0.28
Owner's Yield
0.90%
Maintenance CapEx ratio
57.55%
Maint CapEx / Avg PPE
8.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 33 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
35.0K
Shares Outstanding
38.29M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Marco Pescarmona Executive Chairman 1M
Alessandro Carlo Alvaro Fracassi Chief Executive Officer & Executive Director 1M male
Alessio Santarelli General Manager 997.0K male
Marco Bernardino Maria Zampetti Secretary of the Board 84.0K male
Alberto Furia Chief Technology Officer
Walter Baraggia Head of Internal Audit
Alessandra De Tomasi Human Resource Director
Francesco Masciandaro Chief Financial Officer and Head of Administration & Control
Giuseppe Spagoni Chief Information Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits