One Mobikwik Systems Limited (MOBIKWIK.NS)
Gurugram, IN
One Mobikwik Systems Limited operates primarily as a mobile financial technology enterprise. Its business is structured across three distinct divisions: Buy Now Pay Later (BNPL), Consumer Payments, and Payment Gateway. The BNPL segment offers accessible, small-value credit solutions, primarily targeting middle-class individuals for their daily expenditures and discretionary purchases. The Consumer Payments division is responsible for the MobiKwik Wallet mobile application, working to expand its user base and establish a broad network of merchants that accept it. Finally, the Payment Gateway division, operating under the brand Zaakpay, functions as a payment gateway aggregator. It delivers comprehensive payment processing services to online retailers, accommodating a wide array of payment methods including credit and debit cards, UPI, net banking, various mobile wallets, and BNPL credit options. The company was co-founded in 2009 by Bipin Preet Singh and Upasana Rupkrishan Taku and maintains its corporate headquarters in Gurugram, India.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.98% | -10.23% | -2.03% | -9.29% | -24.11% | -17.05% | -28.35% | -63.71% | -63.71% | -63.71% | -63.71% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%-1.4% Q1'26: +10.5% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%+60.4% ★ Q1'26: +106.3% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-8.4% Q1'26: -63.2% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%-3.0% Q1'26: +3.2% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%— Q1'26: -47.9% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+29.0% Q1'26: +24.1% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×-13.27× Q1'26: 5.06× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 1 EPS Ana. |
Mar 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|
| Revenue |
11.70B
est: 12.00B (-2.5%)
|
11.50B
11.50B – 11.50B
-4.2% YoY
|
15.60B
15.60B – 15.60B
+35.7% YoY
|
20.00B
20.00B – 20.00B
+28.2% YoY
|
| EBITDA |
-805.50M
est: -1.62B (+50.4%)
|
-1.56B
-1.56B – -1.56B
+4.2% YoY
|
-2.11B
-2.11B – -2.11B
-35.7% YoY
|
-2.71B
-2.71B – -2.71B
-28.2% YoY
|
| EBIT |
-934.16M
est: -1.70B (+45.1%)
|
-1.63B
-1.63B – -1.63B
+4.2% YoY
|
-2.21B
-2.21B – -2.21B
-35.7% YoY
|
-2.83B
-2.83B – -2.83B
-28.2% YoY
|
| Net Income |
-1.22B
est: -807.45M (-50.5%)
|
-370.34M
-370.34M – -370.34M
+54.1% YoY
|
321.77M
321.77M – 321.77M
+186.9% YoY
|
637.46M
637.46M – 637.46M
+98.1% YoY
|
| SGA |
1.82B
est: 2.70B (-32.6%)
|
2.59B
2.59B – 2.59B
-4.2% YoY
|
3.51B
3.51B – 3.51B
+35.7% YoY
|
4.50B
4.50B – 4.50B
+28.2% YoY
|
| EPS |
-20.02
est: -13.30 (-50.5%)
|
-6.10
-6.10 – -6.10
+54.1% YoY
|
5.30
5.30 – 5.30
+186.9% YoY
|
10.50
10.50 – 10.50
+98.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Anand Kumar | Vice President of Corporate Development & Investor Relations | — | male |
| Ankita Sharma | Compliance Officer & Company Secretary | — | female |
| Bipin Preet Singh | Co-Founder, Chief Executive Officer, MD & Director | — | male |
| Deepak Batra | Head of Online Business | — | male |
| Dheeraj Aneja | Senior Vice President of BNPL | — | male |
| Jaskaran Singh Kapany | Chief Marketing Officer | — | male |
| Mrinall Dey | Vice President and Head of PR & Communications | — | male |
| Saurabh Dwivedi | Chief Technology Officer | — | male |
| Swati Singh | Vice President & Head of HR | — | female |
| Upasana Rupkrishan Taku | CFO & Executive Director | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for MOBIKWIK.NS
Short-term intention
Target Price Distribution
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