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Lancashire Holdings Limited (LRE.L)

GBp648.50 +0.50 (+0.08%)
BM LSE Financial Services Insurance - Property & Casualty
Address Power House HM 11
Hamilton, BM
CEO Alexander Terence Maloney
IPO 2005-12-13
ISIN BMG5361W1047

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Also trades on London Stock Exchange · LRE.L (GBp) Other OTC · LCSHF (USD)
Description

Lancashire Holdings Ltd. engages in the provision of insurance and reinsurance products. It operates through the following segments: Property, Energy, Marine, Aviation and Lancashire Syndicate. The company was founded on October 12, 2005 and is headquartered in Hamilton, Bermuda.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
GBp648.50 +0.50 (+0.08%)
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Volume Profile
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Liquidity & share structure
Average Volume
848.1K
Beta
0.47
Float Shares
199.25M
Free Float %
82.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.90% -6.35% +5.31% -9.78% +3.33% -5.69% -0.08% -2.81% -5.32% +6.33% +89.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Hold
Price Targets & DCF
Current price
648.50
DCF (Unlevered) 749.27 +15.5%
DCF (Levered) 16,123.77 +2,386.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 54% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 6 0
Hold 5 0
Sell 0 0
Strong Sell 1 0
Quality scores
Altman Z-Score
1.56
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +25.2% Q2'25: +10.5% (vs Q2'24)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -7.7% Q2'25: -46.3% (vs Q2'24)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +23.5% Q2'25: +7.1% (vs Q2'24)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +16.2% Q2'25: +15.1% (vs Q2'24)
  • ROIC Insurance - Property & Casualty: +7.9%
    +23.3% Q2'25: -17.7% (vs Q2'24)
  • Share dilution Insurance - Property & Casualty: +0.4%
    +2.2% Q2'25: +1.4% (vs Q2'24)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    1.34×
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.44) × ERP
WACC = 81% × Ke + 19% × Kd (7.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 749.27 Current price: 648.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2007
actual
Dec 2008
actual
Dec 2009
actual
Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
8 EPS Ana.
Dec 2027
5 Rev. Ana.
7 EPS Ana.
Dec 2028
1 Rev. Ana.
5 EPS Ana.
Dec 2029
2 Rev. Ana.
2 EPS Ana.
Revenue
698.10M
est: 1.37B (-49.0%)
646.60M
est: 1.28B (-49.5%)
677.20M
est: 1.03B (-34.5%)
700.50M
est: 996.15M (-29.7%)
608.50M
est: 956.99M (-36.4%)
628.50M
est: 1.06B (-40.5%)
638.60M
est: 1.06B (-39.6%)
751.50M
est: 1.37B (-45.0%)
607.80M
est: 445.39M (+36.5%)
546.30M
est: 511.54M (+6.8%)
488.20M
est: 451.33M (+8.2%)
450.60M
est: 457.84M (-1.6%)
485.20M
est: 529.71M (-8.4%)
540.80M
est: 589.76M (-8.3%)
747.70M
est: 850.99M (-12.1%)
783.90M
est: 1.30B (-39.9%)
1.40B
est: 1.45B (-3.5%)
1.70B
est: 2.03B (-16.2%)
2.13B
est: 1.99B (+7.0%)
2.07B
2.01B – 2.11B
+4.1% YoY
2.02B
1.87B – 2.13B
-2.3% YoY
1.75B
1.66B – 1.81B
-13.7% YoY
6.56B
6.22B – 6.79B
+275.9% YoY
EBITDA
408.00M
est: 139.05M (+193.4%)
112.70M
est: 718.36M (-84.3%)
395.70M
est: 140.11M (+182.4%)
347.20M
est: 603.27M (-42.4%)
227.10M
est: 507.80M (-55.3%)
246.80M
est: 378.65M (-34.8%)
245.90M
est: 375.03M (-34.4%)
267.50M
est: 490.33M (-45.4%)
188.70M
est: 248.83M (-24.2%)
168.30M
est: 200.17M (-15.9%)
-54.70M
est: 203.07M (-126.9%)
53.10M
est: -96.78M (+154.9%)
143.20M
est: 54.35M (+163.5%)
26.20M
est: 188.50M (-86.1%)
-26.60M
est: 211.64M (-112.6%)
12.40M
est: 207.92M (-94.0%)
364.50M
est: 232.44M (+56.8%)
371.30M
est: 254.27M (+46.0%)
356.32M
est: 249.50M (+42.8%)
259.71M
252.32M – 264.30M
+4.1% YoY
253.71M
234.68M – 267.25M
-2.3% YoY
218.91M
207.61M – 226.66M
-13.7% YoY
822.88M
780.42M – 852.01M
+275.9% YoY
EBIT
406.60M
est: 133.01M (+205.7%)
111.60M
est: 714.89M (-84.4%)
394.90M
est: 140.25M (+181.6%)
344.60M
est: 602.03M (-42.8%)
224.20M
est: 503.94M (-55.5%)
244.00M
est: 373.69M (-34.7%)
231.30M
est: 370.65M (-37.6%)
242.00M
est: 458.38M (-47.2%)
186.80M
est: 246.86M (-24.3%)
166.00M
est: 198.67M (-16.4%)
-56.50M
est: 200.67M (-128.2%)
51.70M
est: -98.54M (+152.5%)
139.30M
est: 52.33M (+166.2%)
22.90M
est: 182.99M (-87.5%)
-29.90M
est: 205.46M (-114.6%)
9.30M
est: 201.84M (-95.4%)
360.00M
est: 225.64M (+59.5%)
363.80M
est: 246.83M (+47.4%)
345.81M
est: 241.17M (+43.4%)
251.04M
243.89M – 255.48M
+4.1% YoY
245.24M
226.84M – 258.33M
-2.3% YoY
211.60M
200.68M – 219.09M
-13.7% YoY
795.40M
754.36M – 823.56M
+275.9% YoY
Net Income
390.90M
est: 831.80M (-53.0%)
97.50M
est: 713.07M (-86.3%)
385.40M
est: 140.11M (+175.1%)
330.80M
est: 597.23M (-44.6%)
212.20M
est: 491.46M (-56.8%)
234.90M
est: 362.75M (-35.2%)
222.50M
est: 367.67M (-39.5%)
229.30M
est: 467.63M (-51.0%)
181.10M
est: 249.92M (-27.5%)
153.80M
est: 209.55M (-26.6%)
-71.10M
est: 205.21M (-134.6%)
37.50M
est: -96.11M (+139.0%)
117.90M
est: 58.40M (+101.9%)
4.20M
est: 180.54M (-97.7%)
-62.20M
est: 202.70M (-130.7%)
-15.50M
est: 199.14M (-107.8%)
321.50M
est: 222.62M (+44.4%)
321.30M
est: 284.01M (+13.1%)
299.56M
est: 283.78M (+5.6%)
291.49M
228.32M – 378.59M
+2.7% YoY
276.06M
229.99M – 322.79M
-5.3% YoY
275.31M
256.84M – 287.98M
-0.3% YoY
276.60M
258.05M – 289.33M
+0.5% YoY
SGA
est: 1.11M (-100.0%)
est: 26.27M (-100.0%)
est: 15.23M (-100.0%)
est: 25.41M (-100.0%)
est: 31.35M (-100.0%)
est: 32.14M (-100.0%)
est: 25.67M (-100.0%)
est: 35.10M (-100.0%)
est: 25.39M (-100.0%)
est: 18.28M (-100.0%)
est: 14.28M (-100.0%)
est: -540.7K (+100.0%)
1.60M
est: 12.30M (-87.0%)
2.20M
est: 14.70M (-85.0%)
est: 16.51M (-100.0%)
est: 16.21M (-100.0%)
est: 18.13M (-100.0%)
— – —
— – —
— – —
— – —
EPS
2.01
est: 3.39 (-40.7%)
0.55
est: 0.61 (-9.7%)
2.23
est: 2.95 (-24.5%)
2.08
est: 2.40 (-13.4%)
1.38
est: 1.79 (-22.9%)
1.47
est: 1.93 (-23.6%)
1.31
est: 1.90 (-31.1%)
1.24
est: 1.63 (-23.8%)
0.93
est: 0.63 (+48.2%)
0.77
est: 0.47 (+63.8%)
-0.36
est: -0.17 (-107.3%)
0.19
est: 0.13 (+47.5%)
0.59
est: 0.28 (+113.8%)
0.02
est: -0.07 (+123.5%)
-0.26
est: -0.13 (-98.0%)
-0.06
est: 0.15 (-143.1%)
1.35
est: 1.00 (+35.5%)
1.34
est: 1.16 (+15.2%)
1.24
est: 1.13 (+9.6%)
1.16
0.91 – 1.51
+2.7% YoY
1.10
0.92 – 1.29
-5.3% YoY
1.10
1.02 – 1.15
-0.3% YoY
1.10
1.03 – 1.15
+0.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-28 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-27 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-26 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-22 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-21 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-20 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-19 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-18 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-15 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-14 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-13 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-12 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-11 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-08 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-07 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-06 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-05 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-05-01 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-30 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-28 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-27 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-24 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-23 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-22 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-21 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-20 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-17 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5
2026-04-16 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
416.88M
OE per share TTM
1.68
Owner's Yield
28.44%
Maintenance CapEx ratio
0.83%
Maint CapEx / Avg PPE
2.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 100 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 State Street SPDR S&P UK Dividend Aristocrats UCITS ETF (Dist) UKDV.L 2.02% 2.87M 0.30%
2 Amundi Prime UK Mid & Small Cap UCITS ETF DR - GBP (D) PRUK.L 0.85% 3.64M 0.05%
3 WisdomTree Europe SmallCap Dividend UCITS ETF WTES.DE 0.56% 518.9K 0.38%
4 WisdomTree Europe SmallCap Dividend UCITS ETF Acc DFEA.L 0.56% 518.9K 0.38%
5 HSBC FTSE 250 UCITS ETF HMCX.L 0.52% 354.0K 0.09%
6 Xtrackers FTSE 250 UCITS ETF 1D XMCX.L 0.52% 200.7K 0.15%
7 Invesco FTSE 250 UCITS ETF S250.L 0.52% 185.0K 0.12%
8 iShares FTSE 250 UCITS ETF MIDD.L 0.51% 4.36M 0.40%
9 Vanguard FTSE 250 UCITS ETF (GBP) Distributing VMID.DE 0.49% 12.94M 0.10%
10 Vanguard FTSE 250 UCITS ETF VMIG.MI 0.49% 12.94M 0.10%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
793.1K
Shares Outstanding
242.56M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alexander Terence Maloney Group Chief Executive Officer & Director 3M male
Paul Gregory Group Chief Underwriting Officer, LCM Chief Executive Officer & Executive Director 3M male
Natalie Kershaw Group Chief Financial Officer & Director 2M female
James Edward Flude Group Chief Underwriting Officer of Insurance male
James Irvine Group Chief Underwriting Officer of Reinsurance male
Jelena Bjelanovic Head of Investor Relations female
Jennifer Wilson Chief Executive Officer of Bermuda Business female
John Denton Spence Chief Executive Officer of Lancashire Syndicates Limited male
John William Cadman Group General Counsel male
Louise Wells Group Chief Risk Officer female
Samantha Churchill Group Chief Operating Officer female
Stephen Daniel Yeo Group Head of Claims male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits