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Latitude Group Holdings Limited (LFS.AX)
Melbourne, VIC, AU
Latitude Group Holdings Limited is a financial services enterprise active across Australia and New Zealand, specializing in both installment payment options and a broad array of credit facilities. The company offers diverse installment solutions to assist consumers, retailers, and other business collaborators. Its lending portfolio encompasses credit cards, personal loans, and vehicle financing, distributed through its network of commercial partners, as well as directly via online platforms and telephone. Additionally, it provides specific loan types for debt consolidation, home improvements, and travel, alongside various insurance services. Founded in 2015, the firm's main office is located in Docklands, Australia, and it operates as a subsidiary of KVD Singapore Pte. Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.55% | -1.64% | -3.23% | -4.26% | -20.35% | -13.46% | -18.92% | -28.57% | -64.00% | -66.67% | -66.67% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+154.5% ★ Q4'25: +22.1% (vs Q4'23)
-
EPS growth Financial - Credit Services: +24.0%+334.1% ★ Q4'25: +212.5% (vs Q4'23)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-57.7% Q4'25: -32.7% (vs Q4'23)
-
EBIT margin Financial - Credit Services: +28.7%+41.7% ★ Q4'25: +42.2% (vs Q4'23)
-
ROIC Financial - Credit Services: +5.0%+4.8% Q4'25: +9.8% (vs Q4'23)
-
Share dilution Financial - Credit Services: +0.0%+0.1% Q4'25: +12.3% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×12.26× Q4'25: 6.04× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|
| Revenue |
957.40M
est: 842.32M (+13.7%)
|
927.80M
est: 743.33M (+24.8%)
|
407.30M
est: 423.10M (-3.7%)
|
477.20M
est: 716.85M (-33.4%)
|
1.21B
est: 844.09M (+43.9%)
|
889.22M
889.22M – 889.22M
+5.3% YoY
|
931.25M
931.25M – 931.25M
+4.7% YoY
|
973.55M
973.55M – 973.55M
+4.5% YoY
|
| EBITDA |
464.00M
est: 519.96M (-10.8%)
|
406.00M
est: 458.86M (-11.5%)
|
309.10M
est: 264.57M (+16.8%)
|
519.10M
est: 448.26M (+15.8%)
|
540.90M
est: 527.82M (+2.5%)
|
556.04M
556.04M – 556.04M
+5.3% YoY
|
582.33M
582.33M – 582.33M
+4.7% YoY
|
608.78M
608.78M – 608.78M
+4.5% YoY
|
| EBIT |
371.20M
est: 420.64M (-11.8%)
|
300.70M
est: 371.21M (-19.0%)
|
220.70M
est: 219.22M (+0.7%)
|
439.10M
est: 371.42M (+18.2%)
|
506.10M
est: 437.34M (+15.7%)
|
460.73M
460.73M – 460.73M
+5.3% YoY
|
482.50M
482.50M – 482.50M
+4.7% YoY
|
504.42M
504.42M – 504.42M
+4.5% YoY
|
| Net Income |
160.90M
est: 288.44M (-44.2%)
|
37.70M
est: 149.59M (-74.8%)
|
-158.50M
est: -41.09M (-285.7%)
|
21.60M
est: 73.56M (-70.6%)
|
94.00M
est: 117.04M (-19.7%)
|
140.45M
140.45M – 140.45M
+20.0% YoY
|
152.15M
152.15M – 152.15M
+8.3% YoY
|
152.15M
152.15M – 152.15M
+0.0% YoY
|
| SGA |
269.30M
est: 369.67M (-27.2%)
|
292.50M
est: 326.22M (-10.3%)
|
313.20M
est: 160.82M (+94.8%)
|
255.30M
est: 272.48M (-6.3%)
|
—
est: 320.84M (-100.0%)
|
337.99M
337.99M – 337.99M
+5.3% YoY
|
353.97M
353.97M – 353.97M
+4.7% YoY
|
370.05M
370.05M – 370.05M
+4.5% YoY
|
| EPS |
0.18
est: 0.25 (-27.0%)
|
0.04
est: 0.13 (-71.6%)
|
-0.14
est: -0.04 (-298.8%)
|
0.02
est: 0.06 (-67.5%)
|
0.09
est: 0.10 (-9.6%)
|
0.12
0.12 – 0.12
+20.0% YoY
|
0.13
0.13 – 0.13
+8.3% YoY
|
0.13
0.13 – 0.13
+0.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-28 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-26 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-25 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-22 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-21 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-20 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-19 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-18 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B- | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-06 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-05 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-04 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-01 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-29 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-27 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B- | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-15 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Robert Nicholas Belan | MD, Chief Executive Officer & Director | 3M | male |
| Steve Rubenstein | Executive General Manager of Money | 989.6K | male |
| Adriana Martinez | Executive General Manager of Pay | 987.3K | female |
| Guillaume Leger | Chief Financial Officer | 693.7K | male |
| Mitchell Hawley | Group General Manager of FP&A and Investor Relations | — | — |
| Tiffany Barton | Company Secretary | — | female |
| Campbell Morrison | Executive General Manager of Enterprise Services & Chief Operating Officer | — | male |
| Felicity Joslin | Executive General Manager of People and Culture & Chief People Officer | — | female |
| Mark Brudenell | Executive General Manager of Risk & Chief Risk Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for LFS.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
