Liberty Financial Group Limited (LFG.AX)
Melbourne, VIC, AU
Liberty Financial Group Limited, founded in 1997 and headquartered in Melbourne, Australia, provides a comprehensive suite of financial services across both Australia and New Zealand. The company's operations are categorized into three primary divisions: Residential Finance, Secured Finance, and Financial Services. Its extensive offerings include a diverse range of lending solutions, such as home and commercial property mortgages, vehicle financing, secured and unsecured personal loans, specialized funding for small to medium-sized enterprises (SMEs), and loans for self-managed superannuation funds. Beyond direct lending, Liberty also offers various ancillary services, including mortgage and insurance brokerage, life and general insurance products, underwriting, real estate services, receivables management, and fund administration. Liberty Financial Group Limited is a subsidiary of Vesta Funding BV.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.96% | -1.88% | -5.71% | -18.23% | -26.29% | -24.15% | +0.96% | -17.37% | -57.68% | -55.14% | -55.14% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | +1 |
| Buy | 2 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%-58.7% Q4'25: -1.1% (vs Q4'23)
-
EPS growth Financial - Credit Services: +24.0%+15.8% Q4'25: +31.6% (vs Q4'23)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+172.5% Q4'25: +6.1% (vs Q4'23)
-
EBIT margin Financial - Credit Services: +28.7%+177.5% ★ Q4'25: +68.9% (vs Q4'23)
-
ROIC Financial - Credit Services: +5.0%+6.7% ★ Q4'25: +11.8% (vs Q4'23)
-
Share dilution Financial - Credit Services: +0.0%+0.1% Q4'25: +0.0% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×13.47× Q4'25: 7.39× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 3 Rev. Ana. 3 EPS Ana. |
Jun 2027 3 Rev. Ana. 3 EPS Ana. |
Jun 2028 3 Rev. Ana. 2 EPS Ana. |
Jun 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
852.97M
est: 676.09M (+26.2%)
|
868.94M
est: 737.12M (+17.9%)
|
1.23B
est: 1.23B (0.0%)
|
1.46B
est: 593.00M (+146.5%)
|
604.51M
est: 610.96M (-1.1%)
|
630.26M
624.47M – 633.41M
+3.2% YoY
|
678.63M
659.91M – 706.98M
+7.7% YoY
|
1.03B
1.01B – 1.05B
+51.5% YoY
|
627.03M
615.30M – 642.11M
-39.0% YoY
|
| EBITDA |
510.11M
est: 522.48M (-2.4%)
|
731.14M
est: 569.64M (+28.4%)
|
859.42M
est: 952.60M (-9.8%)
|
1.06B
est: 458.27M (+132.0%)
|
1.09B
est: 472.15M (+131.3%)
|
487.06M
482.59M – 489.50M
+3.2% YoY
|
524.44M
509.97M – 546.35M
+7.7% YoY
|
794.77M
779.89M – 813.88M
+51.5% YoY
|
484.57M
475.50M – 496.22M
-39.0% YoY
|
| EBIT |
492.27M
est: 512.95M (-4.0%)
|
713.43M
est: 559.25M (+27.6%)
|
840.24M
est: 935.23M (-10.2%)
|
1.04B
est: 449.91M (+132.0%)
|
1.07B
est: 463.54M (+131.4%)
|
478.18M
473.79M – 480.57M
+3.2% YoY
|
514.88M
500.67M – 536.39M
+7.7% YoY
|
780.28M
765.67M – 799.04M
+51.5% YoY
|
475.73M
466.83M – 487.17M
-39.0% YoY
|
| Net Income |
185.92M
est: 208.28M (-10.7%)
|
219.63M
est: 228.21M (-3.8%)
|
181.52M
est: 187.32M (-3.1%)
|
115.81M
est: 140.25M (-17.4%)
|
133.97M
est: 140.31M (-4.5%)
|
155.40M
149.45M – 157.52M
+10.8% YoY
|
171.11M
157.40M – 194.84M
+10.1% YoY
|
192.91M
183.56M – 202.17M
+12.7% YoY
|
220.65M
215.28M – 227.54M
+14.4% YoY
|
| SGA |
98.33M
est: 70.53M (+39.4%)
|
87.34M
est: 76.90M (+13.6%)
|
96.35M
est: 128.60M (-25.1%)
|
97.49M
est: 61.86M (+57.6%)
|
97.30M
est: 63.74M (+52.7%)
|
65.75M
65.15M – 66.08M
+3.2% YoY
|
70.80M
68.84M – 73.75M
+7.7% YoY
|
107.29M
105.28M – 109.87M
+51.5% YoY
|
65.41M
64.19M – 66.99M
-39.0% YoY
|
| EPS |
0.61
est: 0.68 (-10.5%)
|
0.72
est: 0.75 (-3.6%)
|
0.60
est: 0.61 (-1.9%)
|
0.38
est: 0.46 (-17.2%)
|
0.44
est: 0.46 (-5.1%)
|
0.50
0.49 – 0.52
+8.6% YoY
|
0.56
0.52 – 0.64
+11.2% YoY
|
0.63
0.60 – 0.66
+12.7% YoY
|
0.72
0.70 – 0.74
+14.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-25 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-14 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 3/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 3/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-01 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-28 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-27 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| James Boyle | Chief Executive Officer & Executive Director | 1M | male |
| Peter William Riedel | Chief Financial Officer & Director | 1M | male |
| Sherman Ma | Executive Director | 495.3K | male |
| Matthew Ryan | General Counsel & Company Secretary | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for LFG.AX
Short-term intention
Target Price Distribution
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