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Lancashire Holdings Limited (LCSHF)

USD8.70 +0.00 (+0.00%)
BM OTC Financial Services Insurance - Property & Casualty
Address Power House HM 11
Hamilton, MH, BM
CEO Alexander Terence Maloney
IPO 2010-01-21
ISIN BMG5361W1047

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Also trades on London Stock Exchange · LRE.L (GBp) Other OTC · LCSHF (USD)
Description

Lancashire Holdings Ltd. engages in the provision of insurance and reinsurance products. It operates through the following segments: Property, Energy, Marine, Aviation and Lancashire Syndicate. The company was founded on October 12, 2005 and is headquartered in Hamilton, Bermuda.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD8.70 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
231
Beta
0.47
Float Shares
199.25M
Free Float %
82.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +4.30% +9.14% -4.19% +7.99% -4.07% +8.56% +5.78% -9.15% +0.49% +18.56%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (4 ratings, all time) Buy
Price Targets & DCF
Current price
8.70
DCF (Unlevered) 31.38 +260.6%
DCF (Levered) 217.39 +2,398.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
1.54
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +25.4% Q2'25: +10.5% (vs Q2'24)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -7.7% Q2'25: -46.3% (vs Q2'24)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +23.5% Q2'25: +7.1% (vs Q2'24)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +16.2% Q2'25: +15.1% (vs Q2'24)
  • ROIC Insurance - Property & Casualty: +7.9%
    +23.3% Q2'25: -17.7% (vs Q2'24)
  • Share dilution Insurance - Property & Casualty: +0.4%
    -18.8% Q2'25: +1.2% (vs Q2'24)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    1.34×
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.44) × ERP
WACC = 81% × Ke + 19% × Kd (7.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 31.38 Current price: 8.70
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
1 EPS Ana.
Dec 2027
5 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Dec 2029
2 Rev. Ana.
1 EPS Ana.
Revenue
607.80M
est: 656.46M (-7.4%)
546.30M
est: 632.08M (-13.6%)
488.20M
est: 610.54M (-20.0%)
450.60M
est: 583.10M (-22.7%)
485.20M
est: 701.73M (-30.9%)
540.80M
est: 806.18M (-32.9%)
747.70M
est: 1.15B (-35.0%)
783.90M
est: 1.58B (-50.3%)
1.40B
est: 1.84B (-24.2%)
1.70B
est: 2.03B (-16.2%)
2.13B
est: 1.99B (+7.0%)
2.11B
2.05B – 2.14B
+5.8% YoY
2.06B
1.90B – 2.17B
-2.3% YoY
1.78B
1.68B – 1.84B
-13.7% YoY
6.58B
6.24B – 6.81B
+270.2% YoY
EBITDA
188.70M
est: 66.73M (+182.8%)
168.30M
est: 64.25M (+162.0%)
-54.70M
est: 62.06M (-188.1%)
53.10M
est: 59.27M (-10.4%)
143.20M
est: 71.33M (+100.8%)
26.20M
est: 81.94M (-68.0%)
-26.60M
est: 116.93M (-122.7%)
12.40M
est: 160.31M (-92.3%)
364.50M
est: 187.08M (+94.8%)
371.30M
est: 254.61M (+45.8%)
356.76M
est: 249.81M (+42.8%)
264.32M
256.79M – 268.99M
+5.8% YoY
258.21M
238.84M – 271.99M
-2.3% YoY
222.79M
211.29M – 230.67M
-13.7% YoY
824.85M
782.30M – 854.05M
+270.2% YoY
EBIT
186.80M
est: 63.82M (+192.7%)
166.00M
est: 61.45M (+170.1%)
-56.50M
est: 59.36M (-195.2%)
51.70M
est: 56.69M (-8.8%)
139.30M
est: 68.23M (+104.2%)
22.90M
est: 78.38M (-70.8%)
-29.90M
est: 111.84M (-126.7%)
9.30M
est: 153.34M (-93.9%)
360.00M
est: 178.94M (+101.2%)
363.80M
est: 246.11M (+47.8%)
346.23M
est: 241.46M (+43.4%)
255.49M
248.22M – 260.01M
+5.8% YoY
249.59M
230.86M – 262.90M
-2.3% YoY
215.35M
204.24M – 222.97M
-13.7% YoY
797.31M
756.17M – 825.53M
+270.2% YoY
Net Income
181.10M
est: 193.02M (-6.2%)
153.80M
est: 146.10M (+5.3%)
-71.10M
est: -53.96M (-31.8%)
37.50M
est: 37.72M (-0.6%)
117.90M
est: 88.07M (+33.9%)
4.20M
est: -22.74M (+118.5%)
-62.20M
est: -40.62M (-53.1%)
-15.50M
est: 45.42M (-134.1%)
321.50M
est: 309.74M (+3.8%)
321.30M
est: 291.70M (+10.1%)
299.93M
est: 284.13M (+5.6%)
296.66M
276.76M – 310.31M
+4.4% YoY
280.95M
262.11M – 293.88M
-5.3% YoY
280.19M
261.40M – 293.08M
-0.3% YoY
281.50M
262.62M – 294.46M
+0.5% YoY
SGA
est: 534.1K (-100.0%)
est: 514.3K (-100.0%)
est: 496.7K (-100.0%)
est: 474.4K (-100.0%)
1.60M
est: 570.9K (+180.2%)
2.20M
est: 655.9K (+235.4%)
est: 936.0K (-100.0%)
est: 1.28M (-100.0%)
est: 1.50M (-100.0%)
— – —
— – —
— – —
— – —
EPS
0.93
est: 0.63 (+48.8%)
0.77
est: 0.47 (+62.7%)
-0.36
est: -0.17 (-106.0%)
0.19
est: 0.12 (+55.5%)
0.44
est: 0.29 (+54.2%)
0.02
est: -0.07 (+123.4%)
-0.19
est: -0.13 (-44.4%)
-0.06
est: 0.15 (-143.1%)
1.35
est: 1.00 (+34.6%)
1.34
est: 1.16 (+15.2%)
1.24
est: 1.13 (+9.4%)
1.18
1.10 – 1.24
+4.4% YoY
1.12
1.05 – 1.17
-5.3% YoY
1.12
1.04 – 1.17
-0.3% YoY
1.12
1.05 – 1.17
+0.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-14 C+ 2/5 5/5 1/5 1/5 3/5 1/5 1/5
2026-04-29 C 2/5 5/5 1/5 1/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
419.10M
OE per share TTM
1.69
Owner's Yield
20.97%
Maintenance CapEx ratio
0.83%
Maint CapEx / Avg PPE
2.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Invesco RAFI Developed Markets ex-U.S. Small-Mid ETF PDN 0.08% 297.2K 0.47%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
774.6K
Shares Outstanding
242.56M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alexander Terence Maloney Group Chief Executive Officer & Director 5M male
Paul Gregory Group Chief Underwriting Officer, LCM Chief Executive Officer & Executive Director 4M male
Natalie Kershaw Group Chief Financial Officer & Director 3M female
James Edward Flude Group Chief Underwriting Officer of Insurance male
Jelena Bjelanovic Head of Investor Relations female
John Denton Spence Chief Executive Officer of Lancashire Syndicates Limited male
John William Cadman Group General Counsel male
Samantha Churchill Group Chief Operating Officer female
Stephen Daniel Yeo Group Head of Claims male
Colin Alexander Director of Compliance male
Denise O'Donoghue Group Chief Investment Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits