Subscribe

Kansas City Life Insurance Company (KCLI)

USD33.40 +0.00 (+0.00%)
US OTC Financial Services Insurance - Life
Address 3520 Broadway 64111-2565
Kansas City, MO, US
CEO Walter Edwin Bixby
Website kclife.com
IPO 1981-05-07
ISIN US4848362004

Explore sections of this company profile

Description

Operating in 49 U.S. states and the District of Columbia, Kansas City Life Insurance Company delivers a wide array of financial protection solutions. Its comprehensive product range covers individual and group policies for life, health, and accident insurance. The company also provides various annuity products, including immediate annuities tied to life contingencies, in addition to specialized supplementary contracts. This firm was established in 1985 and maintains its corporate headquarters in Kansas City, Missouri.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD33.40 +0.00 (+0.00%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
1.6K
Beta
0.39
Float Shares
1.51M
Free Float %
15.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.61% +2.43% -0.98% -5.73% -0.95% -2.68% +9.08% +38.84% -30.55% -24.54% +304.66%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
33.40
DCF (Unlevered) 13.60 -59.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.40
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
3 / 10
No MOAT
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -1.1% Q1'26: -1.0% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -319.6% Q1'26: +421.1% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    -28.4% Q1'26: -49.9% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    -6.6% Q1'26: +3.5% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    -4.9% Q1'26: +2.5% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.00× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.37) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 13.34 Current price: 33.40
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 1994
actual
Dec 1995
actual
Dec 2009
actual
Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Revenue
393.45M
est: 4.99B (-92.1%)
408.79M
est: 5.73B (-92.9%)
420.65M
est: 9.39B (-95.5%)
431.37M
est: 14.93B (-97.1%)
419.31M
est: 13.96B (-97.0%)
441.62M
est: 13.05B (-96.6%)
483.74M
est: 12.21B (-96.0%)
465.27M
est: 11.41B (-95.9%)
441.93M
est: 10.67B (-95.9%)
446.01M
est: 9.98B (-95.5%)
451.52M
est: 9.33B (-95.2%)
455.82M
est: 8.72B (-94.8%)
512.40M
est: 8.16B (-93.7%)
509.28M
est: 7.63B (-93.3%)
494.65M
est: 7.13B (-93.1%)
475.95M
est: 6.67B (-92.9%)
494.97M
est: 6.23B (-92.1%)
EBITDA
91.95M
est: 48.47M (+89.7%)
65.21M
est: 58.49M (+11.5%)
19.37M
est: 27.59M (-29.8%)
37.55M
est: 50.68M (-25.9%)
42.90M
est: 47.38M (-9.5%)
66.73M
est: 44.30M (+50.6%)
48.73M
est: 41.42M (+17.6%)
47.68M
est: 38.73M (+23.1%)
47.56M
est: 36.21M (+31.3%)
36.52M
est: 33.86M (+7.9%)
35.10M
est: 31.66M (+10.9%)
22.99M
est: 29.60M (-22.3%)
37.82M
est: 27.68M (+36.6%)
24.45M
est: 25.88M (-5.5%)
20.89M
est: 24.20M (-13.7%)
-14.17M
est: 22.62M (-162.6%)
74.57M
est: 21.15M (+252.5%)
EBIT
57.42M
est: 140.49M (-59.1%)
59.95M
est: 161.33M (-62.8%)
16.45M
est: 27.59M (-40.4%)
34.76M
est: 50.68M (-31.4%)
39.70M
est: 47.38M (-16.2%)
59.50M
est: 44.30M (+34.3%)
44.46M
est: 41.42M (+7.3%)
42.98M
est: 38.73M (+11.0%)
42.20M
est: 36.21M (+16.5%)
31.04M
est: 33.86M (-8.3%)
29.37M
est: 31.66M (-7.2%)
17.19M
est: 29.60M (-41.9%)
29.45M
est: 27.68M (+6.4%)
15.91M
est: 25.88M (-38.5%)
12.92M
est: 24.20M (-46.6%)
-20.76M
est: 22.62M (-191.7%)
69.31M
est: 21.15M (+227.7%)
Net Income
37.38M
est: 32.58M (+14.7%)
41.74M
est: 40.67M (+2.6%)
10.73M
est: 17.86M (-39.9%)
22.30M
est: 30.95M (-28.0%)
26.13M
est: 28.94M (-9.7%)
41.15M
est: 27.06M (+52.1%)
30.06M
est: 25.30M (+18.8%)
29.99M
est: 23.66M (+26.8%)
29.23M
est: 22.12M (+32.1%)
22.32M
est: 20.68M (+7.9%)
51.54M
est: 19.34M (+166.5%)
15.67M
est: 18.08M (-13.3%)
24.43M
est: 16.91M (+44.5%)
15.17M
est: 15.81M (-4.0%)
10.70M
est: 14.78M (-27.6%)
-16.22M
est: 13.82M (-217.4%)
54.92M
est: 12.92M (+325.1%)
SGA
103.36M
est: 132.25M (-21.8%)
100.63M
est: 148.03M (-32.0%)
est: 138.41M (-100.0%)
110.17M
est: 129.41M (-14.9%)
110.62M
est: 121.00M (-8.6%)
101.74M
est: 113.14M (-10.1%)
97.26M
est: 105.78M (-8.1%)
101.48M
est: 98.91M (+2.6%)
102.90M
est: 92.48M (+11.3%)
101.72M
est: 86.47M (+17.6%)
est: 80.85M (-100.0%)
est: 75.59M (-100.0%)
est: 70.68M (-100.0%)
est: 66.08M (-100.0%)
est: 61.79M (-100.0%)
EPS
3.04
est: 2.23 (+36.3%)
3.38
est: 3.16 (+7.0%)
0.93
est: 1.94 (-51.9%)
1.95
est: 3.03 (-35.5%)
2.29
est: 2.84 (-19.2%)
3.71
est: 2.66 (+39.7%)
2.73
est: 2.48 (+10.1%)
2.74
est: 2.32 (+18.4%)
2.75
est: 2.17 (+26.7%)
2.30
est: 2.03 (+13.3%)
5.32
est: 1.90 (+180.0%)
1.62
est: 1.79 (-9.2%)
2.52
est: 1.67 (+50.9%)
1.57
est: 1.57 (+0.3%)
1.11
est: 1.47 (-24.2%)
-1.67
est: 1.37 (-222.3%)
5.67
est: 1.28 (+343.0%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-08 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-05-07 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-01 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-30 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-29 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-28 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-27 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-24 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-23 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-22 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-20 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5
2026-04-17 C+ 2/5 4/5 1/5 1/5 1/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-130.98M
OE per share TTM
-13.53
Owner's Yield
-43.56%
Maintenance CapEx ratio
6.11%
Maint CapEx / Avg PPE
3.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2008-04-28 BARTH KEVIN G Director 0 0.00 0
2004-05-01 NORDHOLM BRADFORD T Director 0 0.00 0

Executive team

Top executives
EBIT / Employee
-72.2K
Shares Outstanding
9.68M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Walter Edwin Bixby LLIF President, Chief Executive Officer & Vice Chairman of the Board 789.6K male
Mark Alan Milton CERA MAAA Senior Vice President, Actuary & Director 461.1K male
David Arnold Laird Senior Vice President of Finance & Director 381.9K male
Jennifer Pieper Vice President & Controller
Alan Craig Mason Jr. Senior Vice President, General Counsel, Secretary & Director male
Holly Ann Ropp Assistant Vice President of Corporate Communications female
Stephen Edward Ropp Senior Vice President of Operations male
Thomas Deacy Vice President of Investments
Robert Milroy Vice President of New Business & Underwriting male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits