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Intrum AB (publ) (INTRUM.ST)

SEK3.26 -0.13 (-3.95%)
SE STO Financial Services Financial - Credit Services
Address Sicklastråket 131 54
Stockholm, SE
CEO Johan Akerblom
Website intrum.com
IPO 2002-06-07
ISIN SE0000936478

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Also trades on Other OTC · INJJF (USD) Other OTC · ITJTY (USD) Stockholm Stock Exchange · INTRUM.ST (SEK)
Description

Intrum AB (publ), along with its affiliated companies, delivers a broad spectrum of credit management and financial services to clients across Europe and globally. The company's services include credit optimization, featuring aspects like credit monitoring, decision support, factoring, and credit information. They also manage debt collection through surveillance and the acquisition of debt portfolios. Beyond these, Intrum provides various payment services, such as reminders, payment guarantees, and VAT-related services. For e-commerce, they offer comprehensive solutions covering credit oversight, payment processing, and collection efforts. Their accounts receivable services encompass invoicing, payment booking, due date tracking, reminders, and collection. Additionally, the company engages in financing and portfolio investment activities. Intrum AB (publ) was established in 1923 and is headquartered in Stockholm, Sweden.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SEK3.26 -0.13 (-3.95%)
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Volume Profile
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Liquidity & share structure
Average Volume
7M
Beta
1.30
Float Shares
110.32M
Free Float %
81.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.67% -22.16% -47.93% -55.35% -48.62% -47.72% -46.21% -74.68% -92.89% -92.82% -58.28%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3.26
DCF (Unlevered) 1,175.39 +35,954.8%
DCF (Levered) 1,915.65 +58,662.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 33% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 2 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -5.5% Q1'26: +7.6% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +63.3% Q1'26: -426.2% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +3.2% Q1'26: +20.6% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +26.1% Q1'26: +20.9% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +4.9% Q1'26: +6.2% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +5.4% Q1'26: +12.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    8.06× Q1'26: 10.74× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.84) × ERP
WACC = 6% × Ke + 94% × Kd (8.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,176.11 Current price: 3.26
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
4 Rev. Ana.
3 EPS Ana.
Dec 2027
3 Rev. Ana.
2 EPS Ana.
Dec 2028
3 Rev. Ana.
3 EPS Ana.
Revenue
5.63B
est: 5.67B (-0.7%)
5.87B
est: 5.91B (-0.7%)
9.44B
est: 10.99B (-14.1%)
13.44B
est: 13.25B (+1.5%)
15.99B
est: 15.72B (+1.7%)
16.85B
est: 16.07B (+4.8%)
17.79B
est: 17.59B (+1.1%)
19.13B
est: 18.90B (+1.2%)
17.71B
est: 20.59B (-14.0%)
18.03B
est: 17.98B (+0.3%)
17.05B
est: 17.03B (+0.1%)
16.28B
15.27B – 18.33B
-4.4% YoY
16.38B
15.72B – 16.97B
+0.6% YoY
16.78B
16.66B – 16.91B
+2.5% YoY
EBITDA
1.78B
est: 1.65B (+7.9%)
2.07B
est: 1.72B (+20.3%)
2.84B
est: 3.20B (-11.1%)
4.94B
est: 3.85B (+28.3%)
6.15B
est: 4.57B (+34.6%)
6.20B
est: 4.67B (+32.6%)
7.93B
est: 5.11B (+55.0%)
2.48B
est: 5.49B (-54.8%)
4.43B
est: 5.79B (-23.5%)
4.70B
est: 5.06B (-7.1%)
5.46B
est: 4.79B (+14.0%)
4.58B
4.29B – 5.16B
-4.4% YoY
4.61B
4.42B – 4.77B
+0.6% YoY
4.72B
4.69B – 4.76B
+2.5% YoY
EBIT
1.62B
est: 995.41M (+62.2%)
1.90B
est: 1.04B (+82.8%)
2.41B
est: 1.93B (+24.6%)
4.04B
est: 2.33B (+73.8%)
1.87B
est: 2.76B (-32.3%)
4.67B
est: 2.82B (+65.3%)
6.43B
est: 3.09B (+108.0%)
-738.00M
est: 3.32B (-122.2%)
2.90B
est: 3.55B (-18.4%)
2.07B
est: 3.10B (-33.1%)
4.44B
est: 2.93B (+51.4%)
2.81B
2.63B – 3.16B
-4.4% YoY
2.82B
2.71B – 2.92B
+0.6% YoY
2.89B
2.87B – 2.91B
+2.5% YoY
Net Income
1.16B
est: 1.93B (-39.7%)
1.46B
est: 2.22B (-34.2%)
1.50B
est: 2.11B (-28.8%)
1.94B
est: 2.02B (-4.2%)
-362.00M
est: 2.63B (-113.7%)
1.88B
est: 2.63B (-28.6%)
3.13B
est: 2.99B (+4.6%)
-4.47B
est: 3.29B (-236.1%)
-187.00M
est: -1.66B (+88.8%)
-3.70B
est: 344.47M (-1,173.2%)
-1.43B
est: 1.38B (-203.2%)
897.41M
848.81M – 946.02M
-35.2% YoY
1.04B
1.03B – 1.04B
+15.5% YoY
1.60B
843.17M – 1.85B
+54.4% YoY
SGA
913.00M
est: 303.64M (+200.7%)
871.00M
est: 316.75M (+175.0%)
1.65B
est: 588.81M (+179.5%)
2.17B
est: 709.56M (+205.8%)
2.55B
est: 842.03M (+203.2%)
1.92B
est: 860.97M (+122.7%)
2.05B
est: 942.24M (+117.7%)
246.00M
est: 1.01B (-75.7%)
231.00M
est: 881.43M (-73.8%)
232.00M
est: 769.58M (-69.9%)
1.02B
est: 728.83M (+40.2%)
696.95M
653.47M – 784.43M
-4.4% YoY
700.97M
672.71M – 726.45M
+0.6% YoY
718.43M
713.23M – 723.63M
+2.5% YoY
EPS
15.92
est: 16.02 (-0.6%)
20.15
est: 18.38 (+9.6%)
14.62
est: 17.49 (-16.4%)
14.73
est: 16.76 (-12.1%)
-2.76
est: 21.85 (-112.6%)
15.18
est: 21.85 (-30.5%)
25.88
est: 24.81 (+4.3%)
-37.08
est: 27.26 (-236.0%)
-1.56
est: -13.79 (+88.7%)
-30.67
est: 2.66 (-1,253.3%)
-11.25
est: 10.68 (-205.3%)
6.94
6.68 – 7.45
-35.0% YoY
8.16
8.14 – 8.18
+17.5% YoY
11.65
6.64 – 14.57
+42.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-05-07 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-05-06 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-05-05 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-05-04 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-30 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-29 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-28 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-27 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-24 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-23 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-22 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-21 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-20 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-17 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5
2026-04-16 C- 1/5 1/5 1/5 1/5 1/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
4.05B
OE per share TTM
31.86
Owner's Yield
129.28%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
5.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 26 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
491.3K
Shares Outstanding
135.18M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Johan Akerblom President & Chief Executive Officer 12M male
Emil Folkesson Director of Treasury & Investor Relations male
Javier Aranguren Head of Investment male
Julia Reuszner Managing Director of Sweden female
Lina Rollby Claesson Chief Compliance Officer female
Marc Knothe Managing Director of Germany & Austria male
Masih Yazdi Group Chief Financial Officer male
Mats Gustafsson Acting Regional Managing Director of Scandinavia and Director of Group Business Development male
Mohammed Salloum Head of Operations male
Olivier Boulanger Co-Head of Portfolio Investment Business
Slavomir Mizak Group Chief Technology Officer male
Annica Witschard Head of Servicing female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits