Subscribe

ICICI Prudential Life Insurance Company Limited (ICICIPRULI.NS)

INR525.15 +21.20 (+4.21%)
IN NSE Financial Services Insurance - Life
Address ICICI PruLife Towers 400025
Mumbai, MH, IN
CEO Anup Bagchi
IPO 2016-09-29
ISIN INE726G01019

Explore sections of this company profile

Also trades on Bombay Stock Exchange · ICICIPRULI.BO (INR) National Stock Exchange of India · ICICIPRULI.NS (INR)
Description

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
INR525.15 +21.20 (+4.21%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
2M
Beta
0.45
Float Shares
311.66M
Free Float %
21.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-3.62% -4.01% -1.93% -23.00% -18.68% -24.59% -23.92% +7.79% -9.08% +69.37% +69.37%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
525.15
DCF (Unlevered) 152.71 -70.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 82% Bullish
Rating 2026-05 Change
Strong Buy 9 0
Buy 18 0
Hold 6 -3
Sell 0 0
Strong Sell 0 -1
Quality scores
Altman Z-Score
-0.16
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
2 / 10
No MOAT
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -9.4% Q1'26: -78.8% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +36.0% Q1'26: +62.6% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +2.5% Q1'26: -96.2% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +2.9% Q1'26: +21.8% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +10.7% Q1'26: +16.5% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -0.3% Q1'26: -0.4% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    1.43× Q1'26: 0.95× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.49) × ERP
WACC = 97% × Ke + 3% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 152.71 Current price: 525.15
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
22 Rev. Ana.
24 EPS Ana.
Mar 2027
25 Rev. Ana.
25 EPS Ana.
Mar 2028
25 Rev. Ana.
25 EPS Ana.
Mar 2029
9 Rev. Ana.
8 EPS Ana.
Revenue
372.63B
est: 232.44B (+60.3%)
384.08B
est: 269.14B (+42.7%)
408.14B
est: 309.81B (+31.7%)
200.84B
est: 303.07B (-33.7%)
827.31B
est: 339.27B (+143.8%)
618.94B
est: 369.01B (+67.7%)
486.84B
est: 407.44B (+19.5%)
891.36B
est: 919.90B (-3.1%)
698.86B
est: 484.60B (+44.2%)
757.03B
698.97B – 793.67B
+56.2% YoY
813.05B
699.91B – 905.12B
+7.4% YoY
895.93B
730.53B – 1.03T
+10.2% YoY
994.83B
832.66B – 1.13T
+11.0% YoY
EBITDA
18.58B
est: 4.13B (+350.2%)
17.83B
est: 19.15B (-6.9%)
12.41B
est: 21.34B (-41.8%)
11.46B
est: 14.09B (-18.6%)
11.93B
est: 11.16B (+7.0%)
9.76B
est: 12.18B (-19.9%)
10.97B
est: 17.04B (-35.6%)
11.56B
est: 18.94B (-39.0%)
16.12B
est: 10.00B (+61.1%)
15.59B
14.39B – 16.34B
+55.9% YoY
16.74B
14.41B – 18.64B
+7.4% YoY
18.45B
15.04B – 21.18B
+10.2% YoY
20.49B
17.15B – 23.18B
+11.0% YoY
EBIT
18.00B
est: 3.81B (+371.9%)
17.39B
est: 18.13B (-4.1%)
11.85B
est: 23.92B (-50.5%)
10.86B
est: 15.21B (-28.6%)
11.33B
est: 12.59B (-10.0%)
9.09B
est: 13.75B (-33.9%)
10.14B
est: 19.23B (-47.3%)
10.43B
est: 17.84B (-41.5%)
14.78B
est: 9.42B (+56.8%)
14.68B
13.56B – 15.39B
+55.9% YoY
15.77B
13.57B – 17.55B
+7.4% YoY
17.38B
14.17B – 19.95B
+10.2% YoY
19.29B
16.15B – 21.83B
+11.0% YoY
Net Income
16.82B
est: 17.21B (-2.3%)
16.19B
est: 17.29B (-6.3%)
11.39B
est: 18.79B (-39.4%)
10.67B
est: 12.59B (-15.2%)
9.56B
est: 9.93B (-3.7%)
7.59B
est: 10.85B (-30.0%)
8.13B
est: 15.17B (-46.4%)
8.51B
est: 8.69B (-2.1%)
11.86B
est: 12.62B (-6.1%)
16.08B
9.88B – 19.49B
+27.4% YoY
17.36B
12.68B – 23.09B
+8.0% YoY
19.90B
13.96B – 25.96B
+14.6% YoY
19.54B
17.44B – 29.01B
-1.8% YoY
SGA
23.52B
est: 5.11B (+359.9%)
20.13B
est: 23.78B (-15.3%)
25.50B
est: 23.14B (+10.2%)
28.51B
est: 28.19B (+1.2%)
26.94B
est: 25.95B (+3.8%)
36.53B
est: 28.34B (+28.9%)
45.72B
est: 39.65B (+15.3%)
41.31B
est: 47.89B (-13.7%)
39.86B
est: 25.29B (+57.6%)
39.41B
36.39B – 41.32B
+55.9% YoY
42.33B
36.44B – 47.12B
+7.4% YoY
46.65B
38.03B – 53.55B
+10.2% YoY
51.79B
43.35B – 58.60B
+11.0% YoY
EPS
11.72
est: 11.85 (-1.1%)
11.28
est: 11.39 (-1.0%)
7.93
est: 8.77 (-9.5%)
7.43
est: 7.81 (-4.9%)
6.66
est: 8.75 (-23.9%)
5.28
est: 5.58 (-5.3%)
5.66
est: 6.60 (-14.2%)
5.91
est: 6.03 (-2.0%)
8.21
est: 7.64 (+7.5%)
10.13
6.82 – 13.45
+32.6% YoY
12.13
8.75 – 15.94
+19.8% YoY
13.82
9.64 – 17.92
+13.9% YoY
15.59
12.04 – 20.03
+12.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-27 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-26 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-25 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-22 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-21 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-20 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-19 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-18 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-15 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-14 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-13 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-12 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-11 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-08 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-07 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-06 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-05 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-05-04 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-04-30 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-04-29 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-04-28 C+ 2/5 1/5 4/5 3/5 3/5 1/5 1/5
2026-04-27 C+ 2/5 1/5 4/5 3/5 2/5 1/5 1/5
2026-04-24 C+ 2/5 1/5 4/5 3/5 2/5 1/5 1/5
2026-04-23 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5
2026-04-22 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5
2026-04-21 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5
2026-04-20 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5
2026-04-17 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5
2026-04-16 C+ 2/5 1/5 4/5 4/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-57.58B
OE per share TTM
-39.58
Owner's Yield
-7.89%
Maintenance CapEx ratio
8.66%
Maint CapEx / Avg PPE
0.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 24 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Vanguard Emerging Markets Ex-China ETF VEXC 0.02% 57.9K 0.07%
2 Schwab Emerging Markets Equity ETF SCHE 0.02% 2.48M 0.06%
3 Vanguard FTSE Emerging Markets UCITS ETF (USD) Accumulating VFEA.L 0.02% 1.02M 0.17%
4 Vanguard FTSE Emerging Markets UCITS ETF (USD) Distributing VDEM.L 0.02% 1.02M 0.17%
5 Vanguard FTSE Asia ex Japan Shares Index ETF VAE.AX 0.02% 109.1K 0.40%
6 Vanguard FTSE Emerging Markets Shares ETF VGE.AX 0.02% 230.3K 0.48%
7 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.02% 519.4K 0.26%
8 Vanguard FTSE Emerging Markets ETF VWO 0.02% 25.63M 0.06%
9 Vanguard ESG International Stock ETF VSGX 0.01% 392.3K 0.10%
10 Vanguard All-World ex-US Shares Index ETF VEU.AX 0.00% 205.8K 0.04%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
931.3K
Shares Outstanding
1.45B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Anup Bagchi PGDM MD, Chief Executive Officer & Executive Director 76M male
Ashish Ravindra Rao Executive Vice President and Head of Customer Service & Operations male
Dhiraj Chugha Chief Investor Relations Officer male
Dhiren Salian Chief Financial Officer & Investor Relations male
Dinesh Tak Senior Vice President of Proprietary Sales Force male
Ganessan Soundiram Chief Technology Officer male
Judhajit Das Chief Service Delivery male
Manish Bhandari Chief Compliance Officer male
Manish Kumar Chief Investment Officer male
Amish Banker Chief Distribution Officer male
Rajiv Adhikari Head of Corporate Communications male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits