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Housing and Urban Development Corporation Limited (HUDCO.NS)

INR204.92 -2.93 (-1.41%)
IN NSE Financial Services Financial - Credit Services
Address HUDCO Bhawan 110003
New Delhi, IN
CEO Sanjay Kulshrestha
Website hudco.org
IPO 2017-05-19
ISIN INE031A01017

Explore sections of this company profile

Also trades on Bombay Stock Exchange · HUDCO.BO (INR) National Stock Exchange of India · HUDCO.NS (INR)
Description

Housing and Urban Development Corporation Limited (HUDCO), established in 1970 and based in New Delhi, India, is a prominent financial institution dedicated to fostering housing and urban infrastructure development across India. The company extends long-term financial assistance for a wide array of housing projects. This includes funding for urban and rural residences, cooperative housing initiatives, community sanitation facilities, slum upgrading, staff housing, property repairs and renewals, land procurement, and advanced building technologies. These financial resources are made available to various implementing bodies, such as state government agencies, cooperative societies, corporate entities, and joint sector ventures. Furthermore, HUDCO plays a crucial role in financing urban infrastructure, covering essential services like water supply, sewerage, drainage, and solid waste management. Its support also extends to transportation networks (roads and transport), power generation, transmission, and distribution, as well as the telecom sector and industrial infrastructure. The company's portfolio includes substantial investments in social infrastructure, encompassing public amenities such as sports complexes, health centers, educational institutions, government administrative buildings, police and fire stations, and cultural venues. It also finances commercial infrastructure, including office buildings, retail centers, hotels, and entertainment facilities. Beyond its core financing activities, HUDCO offers specialized consultancy services in areas like urban planning (URP), environmental engineering, and government program management. It also provides disaster mitigation support and offers direct home loans to individual borrowers.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR204.92 -2.93 (-1.41%)
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Volume Profile
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Liquidity & share structure
Average Volume
4M
Beta
0.87
Float Shares
500.48M
Free Float %
25.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-7.81% -11.02% +4.57% +6.36% -13.90% -9.74% -12.30% +256.85% +346.64% +183.80% +183.80%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
204.92
DCF (Unlevered) 433.63 +111.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
5 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +19.8% Q1'26: +10.8% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +48.9% Q1'26: +172.0% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +22.8% Q1'26: -594.4% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +26.0% Q1'26: +19.7% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +2.0% Q1'26: +1.5% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    0.0% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    43.81× Q1'26: 56.69× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.99) × ERP
WACC = 23% × Ke + 77% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 433.63 Current price: 204.92
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
1 Rev. Ana.
1 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
55.64B
est: 48.91B (+13.8%)
75.47B
est: 75.28B (+0.2%)
72.75B
est: 25.68B (+183.3%)
69.95B
est: 27.04B (+158.7%)
70.81B
est: 30.06B (+135.6%)
79.36B
est: 26.63B (+198.0%)
103.44B
est: 37.51B (+175.8%)
43.76B
43.76B – 43.76B
+16.7% YoY
57.15B
57.15B – 57.15B
+30.6% YoY
71.37B
71.37B – 71.37B
+24.9% YoY
192.68B
192.68B – 192.68B
+170.0% YoY
EBITDA
49.85B
est: 16.44B (+203.2%)
21.80B
est: 25.31B (-13.9%)
22.36B
est: 8.63B (+159.0%)
23.54B
est: 9.09B (+158.9%)
23.01B
est: -37.01B (+162.2%)
28.53B
est: 8.95B (+218.7%)
36.47B
est: 12.26B (+197.5%)
14.31B
14.31B – 14.31B
+16.7% YoY
18.68B
18.68B – 18.68B
+30.6% YoY
23.33B
23.33B – 23.33B
+24.9% YoY
62.99B
62.99B – 62.99B
+170.0% YoY
EBIT
49.81B
est: 16.38B (+204.0%)
21.74B
est: 25.22B (-13.8%)
22.29B
est: 8.60B (+159.1%)
23.46B
est: 9.06B (+159.0%)
22.89B
est: 10.07B (+127.4%)
28.43B
est: 8.92B (+218.8%)
36.37B
est: 12.22B (+197.7%)
14.25B
14.25B – 14.25B
+16.7% YoY
18.61B
18.61B – 18.61B
+30.6% YoY
23.24B
23.24B – 23.24B
+24.9% YoY
62.76B
62.76B – 62.76B
+170.0% YoY
Net Income
11.80B
est: 10.11B (+16.7%)
17.08B
est: 15.06B (+13.4%)
15.79B
est: 19.05B (-17.1%)
17.16B
est: 15.62B (+9.9%)
17.01B
est: 23.52B (-27.7%)
21.17B
est: 18.42B (+14.9%)
27.09B
est: 27.29B (-0.7%)
28.23B
28.23B – 28.23B
+3.4% YoY
38.64B
38.64B – 38.64B
+36.9% YoY
48.45B
48.45B – 48.45B
+25.4% YoY
49.25B
49.25B – 49.25B
+1.7% YoY
SGA
est: 399.94M (-100.0%)
526.80M
est: 615.63M (-14.4%)
400.80M
est: 210.02M (+90.8%)
718.10M
est: 221.12M (+224.8%)
972.30M
est: 4.59B (-78.8%)
425.30M
est: 217.78M (+95.3%)
623.10M
est: 265.39M (+134.8%)
309.65M
309.65M – 309.65M
+16.7% YoY
404.40M
404.40M – 404.40M
+30.6% YoY
505.01M
505.01M – 505.01M
+24.9% YoY
1.36B
1.36B – 1.36B
+170.0% YoY
EPS
5.89
est: 5.05 (+16.7%)
8.53
est: 7.52 (+13.4%)
7.89
est: 6.40 (+23.3%)
8.57
est: 7.80 (+9.9%)
8.50
est: 9.00 (-5.6%)
10.57
est: 9.20 (+14.9%)
13.53
est: 13.63 (-0.7%)
14.10
14.10 – 14.10
+3.4% YoY
19.30
19.30 – 19.30
+36.9% YoY
24.20
24.20 – 24.20
+25.4% YoY
24.60
24.60 – 24.60
+1.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 B 3/5 1/5 5/5 4/5 1/5 3/5 2/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-08 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-07 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-06 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-05 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-05-04 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-30 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-29 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-28 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-27 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-24 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-17 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-187.44B
OE per share TTM
-93.74
Owner's Yield
-45.35%
Maintenance CapEx ratio
0.10%
Maint CapEx / Avg PPE
1.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Schwab Emerging Markets Equity ETF SCHE 0.01% 1.19M 0.06%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
51.88M
Shares Outstanding
2.00B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Muniappa Nagaraj Director of Corporate Planning & Director 11M male
Sanjay Kulshrestha MD & Chairman 8M male
Daljit Singh Khatri Chief Financial Officer & Director 4M male
Vikas Goyal Company Secretary 3M male
Venkateswara Reddy Executive Director of Operations male
Anju Thakur Executive Director of Accounts female
Vineet Gupta Chief Vigilance Officer male
Nishi Rani GM of Finance & Chief Compliance Officer female
Shailesh Prakash Tripathi Senior Executive Director male
Vandana Motsara Executive Director of Human Resource Development female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits