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Hansard Global plc (HSD.L)
GBp54.57
-0.18 (-0.33%)
IM LSE Financial Services Insurance - Life
Address
55 Athol Street IM99 1QL
Douglas, IM
Douglas, IM
CEO
Thomas Morfett
Website
hansard.com
IPO
2004-06-18
ISIN IM00B1H1XF89
Also trades on
London Stock Exchange · HSD.L (GBp)
Other OTC · HNRDF (USD)
Description
Hansard Global plc engages in the distribution and servicing of long-term investment products in the Isle of Man, the Bahamas, the Republic of Ireland, Malaysia, Japan, and the United Arab Emirates. Its key products include Ascend and Future Focus, which are regular and flexible premium products, as well as Global Select, a single premium product. The company also provides unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. In addition, it offers Hansard OnLine, a platform that provides real-time access to policy information, transaction tools, and fund performance data for independent financial advisors (IFAs). The company distributes its products through IFAs and retail operations of financial institutions. It serves investors, institutions, and wealth-management groups. Hansard Global plc was founded in 1970 and is headquartered in Douglas, the Isle of Man.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
GBp54.57
-0.18 (-0.33%)
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Volume Profile
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Liquidity & share structure
Average Volume
33.8K
Beta
0.19
Float Shares
68.34M
Free Float %
50.1%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.70% | -3.70% | +0.97% | +0.48% | +10.17% | +9.24% | +10.40% | +0.19% | -20.00% | -54.78% | +101.94% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
54.57
DCF (Levered)
227.44
+316.8%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.22
Distress
Piotroski F-Score
7 / 9
Strong
MOAT Score
3 / 10
No MOAT
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
2 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Life: +10.6%-1.2% Q4'25: -8.1% (vs Q4'23)
-
EPS growth Insurance - Life: +13.4%-65.6% Q4'25: -34.5% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Life: +31.7%-1.0% Q4'25: -0.5% (vs Q4'23)
-
EBIT margin Insurance - Life: +12.4%-26.6% Q4'25: +4.1% (vs Q4'23)
-
ROIC Insurance - Life: +1.0%— Q4'25: -35.1% (vs Q4'23)
-
Share dilution Insurance - Life: +0.4%+0.0% Q4'25: -0.7% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×-0.25× Q4'25: 0.07× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2007 actual |
Jun 2008 actual |
Jun 2009 actual |
Jun 2010 actual |
Jun 2011 actual |
Jun 2012 actual |
Jun 2013 actual |
Jun 2014 actual |
Jun 2015 actual |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 1 Rev. Ana. 1 EPS Ana. |
Jun 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
est: 250.15M (-100.0%)
|
—
est: 113.42M (-100.0%)
|
—
est: 60.42M (-100.0%)
|
—
est: 54.76M (-100.0%)
|
168.50M
est: 54.96M (+206.6%)
|
54.50M
est: 56.43M (-3.4%)
|
57.10M
est: 55.02M (+3.8%)
|
59.50M
est: 52.49M (+13.3%)
|
56.30M
est: 57.85M (-2.7%)
|
51.30M
est: 86.53M (-40.7%)
|
52.60M
est: 148.00M (-64.5%)
|
52.60M
est: 141.00M (-62.7%)
|
48.50M
est: 155.90M (-68.9%)
|
49.50M
est: 159.80M (-69.0%)
|
67.00M
est: 173.00M (-61.3%)
|
117.80M
est: 120.50M (-2.2%)
|
45.70M
est: 85.70M (-46.7%)
|
48.80M
est: 92.99M (-47.5%)
|
48.20M
est: 100.00M (-51.8%)
|
93.06M
93.06M – 93.06M
-6.9% YoY
|
102.37M
102.37M – 102.37M
+10.0% YoY
|
| EBITDA |
20.10M
est: -70.90M (+128.4%)
|
24.10M
est: 9.11M (+164.4%)
|
21.50M
est: 12.84M (+67.5%)
|
17.20M
est: 19.31M (-10.9%)
|
17.20M
est: 17.10M (+0.6%)
|
11.60M
est: 17.66M (-34.3%)
|
-40.90M
est: 11.31M (-461.7%)
|
23.80M
est: -14.58M (+263.2%)
|
12.60M
est: 9.99M (+26.1%)
|
-33.20M
est: -40.96M (+18.9%)
|
-124.60M
est: -30.32M (-311.0%)
|
4.90M
est: -21.86M (+122.4%)
|
-42.40M
est: -40.54M (-4.6%)
|
6.90M
est: -30.57M (+122.6%)
|
-139.50M
est: -49.03M (-184.5%)
|
5.70M
est: -34.15M (+116.7%)
|
-18.90M
est: -24.29M (+22.2%)
|
8.50M
est: -26.35M (+132.3%)
|
-10.90M
est: -28.34M (+61.5%)
|
-26.38M
-26.38M – -26.38M
+6.9% YoY
|
-29.01M
-29.01M – -29.01M
-10.0% YoY
|
| EBIT |
19.70M
est: -75.44M (+126.1%)
|
23.60M
est: 8.93M (+164.2%)
|
20.80M
est: 12.57M (+65.5%)
|
16.60M
est: 18.85M (-11.9%)
|
16.70M
est: 16.50M (+1.2%)
|
177.00M
est: 17.15M (+932.2%)
|
-41.50M
est: 10.82M (-483.5%)
|
23.20M
est: -15.52M (+249.5%)
|
12.00M
est: 9.32M (+28.8%)
|
-33.70M
est: 83.31M (-140.4%)
|
-125.00M
est: 51.90M (-340.8%)
|
4.50M
est: 36.68M (-87.7%)
|
-42.80M
est: 55.65M (-176.9%)
|
6.20M
est: 40.04M (-84.5%)
|
-140.40M
est: -52.17M (-169.1%)
|
4.90M
est: -36.34M (+113.5%)
|
-20.00M
est: -25.85M (+22.6%)
|
7.50M
est: -28.04M (+126.7%)
|
-12.80M
est: -30.16M (+57.6%)
|
-28.07M
-28.07M – -28.07M
+6.9% YoY
|
-30.87M
-30.87M – -30.87M
-10.0% YoY
|
| Net Income |
19.70M
est: 31.45M (-37.4%)
|
23.30M
est: 8.93M (+160.8%)
|
20.10M
est: 12.41M (+61.9%)
|
16.40M
est: 18.22M (-10.0%)
|
16.50M
est: 16.30M (+1.2%)
|
11.20M
est: 16.94M (-33.9%)
|
10.40M
est: 10.92M (-4.8%)
|
8.30M
est: 9.92M (-16.3%)
|
14.90M
est: 9.32M (+59.9%)
|
8.30M
est: 20.76M (-60.0%)
|
7.70M
est: 10.36M (-25.6%)
|
6.80M
est: 7.22M (-5.9%)
|
4.60M
est: 7.24M (-36.4%)
|
4.50M
est: 4.54M (-0.8%)
|
4.90M
est: 5.64M (-13.1%)
|
3.60M
est: 5.37M (-32.9%)
|
5.70M
est: 3.44M (+65.7%)
|
5.20M
est: 6.04M (-14.0%)
|
1.80M
est: 1.71M (+5.5%)
|
3.75M
3.75M – 3.75M
+120.1% YoY
|
3.03M
3.03M – 3.03M
-19.3% YoY
|
| SGA |
—
est: 66.63M (-100.0%)
|
—
est: 15.55M (-100.0%)
|
—
est: 20.03M (-100.0%)
|
—
est: 33.81M (-100.0%)
|
100.0K
est: 38.07M (-99.7%)
|
10.80M
est: 43.33M (-75.1%)
|
12.40M
est: 42.12M (-70.6%)
|
16.80M
est: 13.71M (+22.6%)
|
13.80M
est: 55.79M (-75.3%)
|
11.90M
est: 58.10M (-79.5%)
|
12.10M
est: 55.52M (-78.2%)
|
15.50M
est: 42.21M (-63.3%)
|
15.20M
est: 48.74M (-68.8%)
|
15.90M
est: 43.79M (-63.7%)
|
14.90M
est: 46.08M (-67.7%)
|
15.10M
est: 32.10M (-53.0%)
|
14.70M
est: 22.83M (-35.6%)
|
16.90M
est: 24.77M (-31.8%)
|
15.10M
est: 26.64M (-43.3%)
|
24.79M
24.79M – 24.79M
-6.9% YoY
|
27.27M
27.27M – 27.27M
+10.0% YoY
|
| EPS |
0.14
est: 0.23 (-38.7%)
|
0.17
est: 0.23 (-27.1%)
|
0.15
est: 0.16 (-7.7%)
|
0.12
est: 0.14 (-14.0%)
|
0.12
est: 0.12 (+3.6%)
|
0.08
est: 0.09 (-4.1%)
|
0.08
est: 0.07 (+8.5%)
|
0.06
est: 0.07 (-9.7%)
|
0.11
est: 0.10 (+8.0%)
|
0.06
est: 0.08 (-29.1%)
|
0.06
est: 0.06 (-6.1%)
|
0.05
est: 0.02 (+98.8%)
|
0.03
est: 0.04 (-20.0%)
|
0.03
est: 0.03 (-3.8%)
|
0.04
est: 0.04 (-13.2%)
|
0.03
est: 0.04 (-32.8%)
|
0.04
est: 0.03 (+66.4%)
|
0.04
est: 0.04 (-13.0%)
|
0.01
est: 0.01 (+4.8%)
|
0.03
0.03 – 0.03
+120.1% YoY
|
0.02
0.02 – 0.02
-19.3% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 2/5 | 2/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
28.94M
OE per share TTM
0.21
Owner's Yield
40.75%
Maintenance CapEx ratio
13.21%
Maint CapEx / Avg PPE
4.3%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
-72.3K
Shares Outstanding
136.55M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Thomas Morfett | Chief Executive Officer & Executive Director | 435.8K | male |
| Oliver Anthony Byrne | Chief Financial Officer & Executive Director | 283.9K | male |
| Hazel Stewart | Company Secretary & Legal Manager | — | — |
| John Whitehouse | Chief Operating Officer | — | male |
| Alan Canny | Chief Actuary | — | — |
| Keith Brown | Head of Sales | — | — |
| Karen Corran | Head of People & Culture | — | female |
| Angela McCraith | Chief Risk Officer | — | — |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for HSD.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
