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h Ping An Ins HK SDR2to1 (HPAD.SI)

SGD4.48 +0.09 (+2.05%)
CN SES Financial Services Insurance - Life
Address Ping An Finance Center 518033
Shenzhen, GD, CN
CEO Yonglin Xie
Website pingan.cn
IPO 2025-03-05
ISIN SGXE81412038

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Description

Ping An Insurance (Group) Company of China, Ltd. operates as a leading financial services conglomerate within the People's Republic of China, delivering a broad array of financial products and solutions. Its core offerings span life and health insurance, property and casualty coverage, trust services, securities, and banking. The enterprise is structured across five primary segments: Life and Health Insurance, Property and Casualty Insurance, Banking, Asset Management, and Finance Enablement. For both individual and corporate clients, Ping An provides diverse insurance policies, including term, whole-life, endowment, annuity, investment-linked, universal life, and various health and medical insurance options. Its property and casualty portfolio covers automotive, non-automotive, and accident and health insurance. Beyond insurance, the company offers extensive banking and financial services, encompassing loan origination and intermediary activities for corporate and retail customers, alongside wealth management and credit card services tailored for individuals. Its comprehensive financial toolkit further includes trust product administration, brokerage, trading, investment banking, and investment management services, complemented by finance leasing and other asset management operations. Harnessing digital technologies, Ping An also delivers financial and daily-life services via online platforms, specifically its financial transaction information service portal and health care service platform. The company's diverse business ventures extend considerably, involving annuity provision, IT and business process outsourcing, internet services, monetary services, customer loyalty programs, corporate governance, and credit information services. It actively participates in futures and currency brokerage, real estate investment and development, property leasing and management, and operates as both a property and insurance sales agency. Further undertakings include fund raising and distribution, commercial factoring, expressway management, equity investment, securities investment and brokerage, fund sales and settlement, and the manufacturing and sale of consumer chemicals. Additionally, Ping An engages in logistics and warehousing, e-commerce, micro-lending, various consulting services, infant product distribution, real estate consultancy, and commodity trading. This expansive organization was founded in 1988 and is headquartered in Shenzhen, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SGD4.48 +0.09 (+2.05%)
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Volume Profile
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Liquidity & share structure
Average Volume
23.2K
Beta
0.65
Float Shares
14.49B
Free Float %
36.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.65% -2.18% -4.27% -10.69% +3.79% -9.04% +31.12% +23.25% +23.25% +23.25% +23.25%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4.48
DCF (Unlevered) 51.40 +1,047.4%
DCF (Levered) 130.28 +2,808.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.24
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +14.3% Q2'25: +5.9% (vs Q2'24)
  • EPS growth Insurance - Life: +13.4%
    +47.5%
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +56.8% Q2'25: +39.7% (vs Q2'24)
  • EBIT margin Insurance - Life: +12.4%
    +20.7% Q2'25: +25.9% (vs Q2'24)
  • ROIC Insurance - Life: +1.0%
    +9.3% Q2'25: +12.0% (vs Q2'24)
  • Share dilution Insurance - Life: +0.4%
    +0.2%
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    6.71× Q2'25: 5.46× (vs Q2'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.72) × ERP
WACC = 25% × Ke + 75% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 51.40 Current price: 4.48
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2025
actual
Dec 2026
8 Rev. Ana.
Dec 2027
8 Rev. Ana.
Revenue
573.34B
est.
583.37B
570.71B – 598.80B
+1.7% YoY
620.95B
594.02B – 653.60B
+6.4% YoY
EBITDA
121.13B
est.
123.25B
120.57B – 126.51B
+1.7% YoY
131.19B
125.50B – 138.09B
+6.4% YoY
EBIT
109.20B
est.
111.11B
108.70B – 114.05B
+1.7% YoY
118.27B
113.14B – 124.49B
+6.4% YoY
Net Income
est.
— – —
— – —
SGA
29.14B
est.
29.65B
29.00B – 30.43B
+1.7% YoY
31.56B
30.19B – 33.21B
+6.4% YoY
EPS
est.
— – —
— – —
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-28 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-26 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-25 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-22 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-21 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-20 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-19 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-18 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-15 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-14 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-13 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-12 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-11 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-08 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-07 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-06 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-05 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-05-04 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-04-30 C 2/5 1/5 4/5 3/5 1/5 1/5 1/5
2026-04-29 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-28 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-27 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-24 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-23 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-22 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-21 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-20 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-17 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
2026-04-16 C+ 2/5 1/5 4/5 4/5 1/5 1/5 1/5
Ownership data is not available for this company yet.

Executive team

Top executives
EBIT / Employee
695.5K
Shares Outstanding
39.52B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Xiaotao Guo Co-CEO, Senior VP & Executive Director 1M male
Xin Fu Executive Director, Chief Financial Officer & Senior Vice President 1M female
Yonglin Xie Co-CEO, President & Executive Director 809.3K male
Fangfang Cai Senior VP & Executive Director 689.3K female
Mingzhe Ma Founder & Executive Chairman 676.4K male
Shibang Guo Assistant President & Chief Risk Officer male
Ray Wang Chief Technology Officer & General Manager male
James E. Garner Chief Strategist & Head of Investor Relations male
Jing Xu Chief Compliance Officer male
Baoxin Huang Senior Vice President male
Ruisheng Sheng Company Secretary & Board Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings reports

Stock splits