Subscribe

Heng Leasing and Capital Public Company Limited (HENG.BK)

THB0.94 -0.02 (-2.08%)
TH SET Financial Services Financial - Credit Services
Address 69 Moo 7 50210
San Sai, TH
CEO Thanassorn Ratanasirisap
IPO 2021-10-19
ISIN THA490010008

Explore sections of this company profile

Description

Based in San Sai, Thailand, Heng Leasing and Capital Public Company Limited delivers a comprehensive suite of financial services throughout the country. Since its inception in 2015, the firm has expanded its operations to 617 branches. Its offerings span hire purchase agreements, loans collateralized by vehicle registrations, real estate-backed financing for land and buildings, personal loans, and unsecured nano finance. Additionally, the company serves as a broker for both non-life and life insurance policies.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
THB0.94 -0.02 (-2.08%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
4M
Beta
0.19
Float Shares
815.79M
Free Float %
21.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +3.49% -10.10% -7.29% -7.29% -9.18% -68.44% -54.36% -54.36% -54.36%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.94
DCF (Unlevered) 1.47 +55.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.12
Distress
Piotroski F-Score
7 / 9
Strong
MOAT Score
4 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -23.0% Q1'26: -31.3% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    -53.7% Q1'26: +20.3% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +129.0% Q1'26: +200.3% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +8.7% Q1'26: +20.3% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +1.7% Q1'26: +3.2% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    11.94× Q1'26: 7.45× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.17) × ERP
WACC = 46% × Ke + 54% × Kd (8.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1.47 Current price: 0.94
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
2.81B
est: 2.22B (+26.8%)
2.80B
est: 2.35B (+19.2%)
2.15B
est: 2.15B (+0.1%)
1.45B
1.45B – 1.45B
-32.5% YoY
1.35B
1.35B – 1.35B
-7.0% YoY
1.46B
1.46B – 1.46B
+8.1% YoY
EBITDA
867.42M
est: 662.97M (+30.8%)
425.73M
est: 612.14M (-30.5%)
334.11M
est: 561.26M (-40.5%)
379.13M
379.13M – 379.13M
-32.5% YoY
352.52M
352.52M – 352.52M
-7.0% YoY
380.96M
380.96M – 380.96M
+8.1% YoY
EBIT
722.72M
est: 533.81M (+35.4%)
261.64M
est: 470.25M (-44.4%)
187.48M
est: 431.16M (-56.5%)
291.25M
291.25M – 291.25M
-32.5% YoY
270.80M
270.80M – 270.80M
-7.0% YoY
292.65M
292.65M – 292.65M
+8.1% YoY
Net Income
422.01M
est: 533.40M (-20.9%)
72.98M
est: 38.10M (+91.6%)
33.98M
est: 228.60M (-85.1%)
152.40M
152.40M – 152.40M
-33.3% YoY
228.60M
228.60M – 228.60M
+50.0% YoY
228.60M
228.60M – 228.60M
+0.0% YoY
SGA
est: 640.71M (-100.0%)
est: 463.39M (-100.0%)
est: 424.87M (-100.0%)
287.00M
287.00M – 287.00M
-32.5% YoY
266.85M
266.85M – 266.85M
-7.0% YoY
288.38M
288.38M – 288.38M
+8.1% YoY
EPS
0.11
est: 0.14 (-21.4%)
0.02
est: 0.01 (+92.0%)
0.01
est: 0.06 (-85.2%)
0.04
0.04 – 0.04
-33.3% YoY
0.06
0.06 – 0.06
+50.0% YoY
0.06
0.06 – 0.06
+0.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-28 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-27 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-26 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-25 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-22 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-21 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-05-20 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-19 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-18 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-15 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-14 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-13 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-12 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-11 C+ 2/5 1/5 2/5 2/5 2/5 1/5 4/5
2026-05-08 C 2/5 1/5 1/5 2/5 2/5 1/5 4/5
2026-05-07 C 2/5 1/5 1/5 2/5 2/5 1/5 4/5
2026-05-06 C 2/5 1/5 1/5 2/5 2/5 1/5 4/5
2026-05-05 C+ 2/5 1/5 1/5 3/5 2/5 1/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-23 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-22 C+ 2/5 1/5 2/5 3/5 2/5 1/5 4/5
2026-04-21 B- 2/5 1/5 2/5 4/5 2/5 1/5 4/5
2026-04-20 B- 2/5 1/5 2/5 4/5 2/5 1/5 4/5
2026-04-17 B- 2/5 1/5 2/5 4/5 2/5 1/5 4/5
2026-04-16 B- 2/5 1/5 2/5 4/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.31B
OE per share TTM
0.87
Owner's Yield
97.53%
Maintenance CapEx ratio
37.59%
Maint CapEx / Avg PPE
12.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
126.0K
Shares Outstanding
3.81B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Bunthid Supasatitkul Executive Director 2M male
Chonchissa Ratanasirisap Executive Director 2M female
Parinya Supasatitkul Executive Director 2M male
Patpong Patong Acting Senior EVice President of Business Partner & Service & Vice Executive Director 2M male
Punsongpol Paisanterakorn Executive Director 2M male
Thapanattsamon Paisanteerakorn Executive Director 2M female
Varita Laothamatas Executive Director 2M female
Thanassorn Ratanasirisap Executive Director 2M male
Rapee Pruenglampoo Executive VP of Operations & Acting Senior EVP of Operation male
Thakoon Wuttipornpong Director of Accounting male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits