Harleysville Financial Corporation (HARL)
Harleysville, PA, US
Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts, as well as certificates of deposits. It also provides loan products, such as mortgage, home equity, savings account, business term, and commercial real estate loans, as well as line of credit. In addition, the company offers business banking services comprising priority online banking, positive pay fraud prevention, business bill payment, mobile banking, access 24 telephone banking, business debit mastercard, priority remote deposit, automated clearing house processing, sweep account, zero balance account, other cash management, and employee services. Further, it provides investment services, such as financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, financial and goal planning, and asset allocation services, as well as a range of products, such as fixed and variable annuities, mutual funds, life insurances, stocks and bonds, tax-advantaged investments, long-term care insurances, disability insurances, retirement plans/individual retirement accounts, wrap accounts, and unit investment trusts. Additionally, the company offers online banking and bill pay; mobile banking; debit card; tuition rewards; and telephone banking and direct deposit. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was founded in 1915 and is headquartered in Harleysville, Pennsylvania.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +1.05% | +4.73% | +6.47% | +18.28% | +12.94% | +29.26% | +24.73% | +11.41% | +55.68% | +1,574.42% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth Banks: +13.8%+8.0% Q1'26: +27.5% (vs Q1'25)
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EPS growth Banks: +25.1%+7.4% Q1'26: +79.7% (vs Q1'25)
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FCF margin FCF growth · Banks: +75.8%-9.7% Q1'26: +71.3% (vs Q1'25)
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EBIT margin Banks: +27.6%+28.4% ★ Q1'26: +36.4% (vs Q1'25)
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ROIC Banks: +1.1%+4.0% ★ Q1'26: +6.5% (vs Q1'25)
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Share dilution Banks: +0.1%+0.1% Q1'26: -0.6% (vs Q1'25)
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Debt / EBITDA Net debt/EBITDA · Banks: 1.37×12.22× Q1'26: 7.76× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 3/5 |
| 2026-04-17 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
No beneficial ownership filings recorded.
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | ETHOS FINANCIAL GROUP, LLC | 42.9K +— (+0.0%) | 1.15M +57.9K (+5.3%) | 1.20% +0.001 pp | 0.08% +0.003 pp | USD24.32 +10.4% | 3 qtrs — |
| 2 | FCA CORP /TX | 8.7K +— (+0.0%) | 232.9K +11.7K (+5.3%) | 0.24% +0.000 pp | 0.07% +0.003 pp | USD24.32 +10.4% | 3 qtrs — |
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Schwab Fundamental International Small Company Index ETF FNDC | 0.06% | 1.77M | 0.39% |
| 2 | State Street SPDR MSCI EAFE Fossil Fuel Reserves Free ETF EFAX | 0.03% | 157.3K | 0.20% |
| 3 | John Hancock Investments - Multifactor Developed International ETF JHMD | 0.02% | 210.4K | 0.43% |
| 4 | Schwab International Equity ETF SCHF | 0.02% | 14.50M | 0.03% |
| 5 | State Street SPDR Portfolio Developed World ex-US ETF SPDW | 0.02% | 7.09M | 0.03% |
| 6 | State Street SPDR MSCI World StrategicFactors ETF QWLD | 0.00% | 3.9K | 0.30% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Brendan J. McGill | Vice Chairman, President & Chief Executive Officer | 540.9K | male |
| Stephen J. Kopenhaver | Senior Vice President & Chief Lending Officer | 321.4K | male |
| Shane Michalak | Senior Vice President & Chief Financial Officer | 257.1K | male |
| Adrian D. Gordon | Senior Vice President, Chief Information Officer & Corporate Secretary | 109.7K | male |
| Sheri L. Strouse | Senior Vice President & Chief Retail Officer | 102.9K | female |
| Kim A. Licata | Vice President & Loan Customer Service Manager of Harleysville Savings Bank | — | female |
| Patricia Swan | Vice President & Human Resources Manager of Harleysville Savings Bank | — | female |
| Scott Little | Vice President & Commercial Loan Officer of Harleysville Savings Bank | — | — |
| Jean Wieder | Vice President & Business Services Specialist of Harleysville Savings Bank | — | — |
| James J. Garrity | General Counsel | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for HARL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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