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Fedbank Financial Services Limited (FEDFINA.NS)

INR163.55 +8.70 (+5.62%)
IN NSE Financial Services Financial - Credit Services
Address Cignus, Plot No. 71A 400087
Mumbai, MH, IN
CEO Parvez Mulla
IPO 2023-11-30
ISIN INE007N01010

Explore sections of this company profile

Also trades on Bombay Stock Exchange · FEDFINA.BO (INR) National Stock Exchange of India · FEDFINA.NS (INR)
Description

Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. The company operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, SME, business, unsecured business, mortgage, and retail loans. It also provides loans against property and retail asset products; construction finance to developers; and loans to other NBFCs. In addition, the company provides insurance products. Fedbank Financial Services Limited was incorporated in 1995 and is based in Mumbai, India. Fedbank Financial Services Limited is a subsidiary of The Federal Bank Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR163.55 +8.70 (+5.62%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.65
Float Shares
115.65M
Free Float %
30.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.57% -3.11% +1.15% +20.81% +7.09% +1.26% +30.33% +8.94% +8.94% +8.94% +8.94%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
163.55
DCF (Unlevered) 564.17 +245.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 75% Bullish
Rating 2026-06 Change
Strong Buy 0 0
Buy 3 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.58
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +12.9% Q1'26: +31.1% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +51.0% Q1'26: +38.5% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +8.1% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +20.7% Q1'26: +21.8% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +2.3% Q1'26: +2.6% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +9.7% Q1'26: +1.3% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    26.53× Q1'26: 22.81× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.65) × ERP
WACC = 30% × Ke + 70% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 558.59 Current price: 163.55
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2024
actual
Mar 2025
actual
Mar 2026
4 Rev. Ana.
4 EPS Ana.
Mar 2027
3 Rev. Ana.
4 EPS Ana.
Mar 2028
4 Rev. Ana.
4 EPS Ana.
Mar 2029
2 Rev. Ana.
2 EPS Ana.
Revenue
15.22B
est: 9.37B (+62.4%)
19.73B
est: 12.77B (+54.5%)
13.67B
13.25B – 14.11B
+7.1% YoY
17.09B
16.78B – 17.59B
+25.0% YoY
20.62B
19.24B – 21.76B
+20.6% YoY
25.12B
25.11B – 25.12B
+21.8% YoY
EBITDA
3.75B
est: 2.13B (+76.2%)
3.65B
est: 2.90B (+25.8%)
3.10B
3.01B – 3.20B
+7.1% YoY
3.88B
3.81B – 3.99B
+25.0% YoY
4.68B
4.37B – 4.94B
+20.6% YoY
5.70B
5.70B – 5.70B
+21.8% YoY
EBIT
3.37B
est: 1.98B (+70.8%)
3.16B
est: 2.69B (+17.3%)
2.88B
2.79B – 2.97B
+7.1% YoY
3.60B
3.54B – 3.71B
+25.0% YoY
4.35B
4.06B – 4.59B
+20.6% YoY
5.30B
5.29B – 5.30B
+21.8% YoY
Net Income
2.45B
est: 2.80B (-12.7%)
2.25B
est: 2.64B (-14.7%)
3.44B
3.29B – 3.58B
+30.2% YoY
4.73B
4.47B – 4.96B
+37.7% YoY
5.95B
5.55B – 6.10B
+25.7% YoY
7.31B
6.55B – 8.02B
+23.0% YoY
SGA
451.50M
est: 236.22M (+91.1%)
558.30M
est: 321.78M (+73.5%)
344.58M
333.90M – 355.61M
+7.1% YoY
430.67M
422.88M – 443.34M
+25.0% YoY
519.57M
484.83M – 548.40M
+20.6% YoY
632.96M
632.92M – 632.99M
+21.8% YoY
EPS
7.22
est: 7.44 (-3.0%)
6.06
est: 7.01 (-13.6%)
9.12
8.73 – 9.51
+30.1% YoY
12.37
11.86 – 13.16
+35.6% YoY
15.61
14.73 – 16.20
+26.2% YoY
19.33
17.38 – 21.28
+23.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-11 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-10 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-09 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-08 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-05 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-04 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-03 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-02 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-06-01 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-29 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-27 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-26 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-25 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-22 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-21 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-20 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-19 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-18 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-15 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-14 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-13 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-12 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-11 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-08 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-05-07 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-05-06 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-05-05 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-05-04 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-04-30 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-04-29 B+ 3/5 4/5 4/5 5/5 1/5 2/5 2/5
2026-04-28 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-27 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-24 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-23 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-22 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-21 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-20 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-17 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-04-16 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
412.74M
OE per share TTM
1.10
Owner's Yield
0.72%
Maintenance CapEx ratio
6.83%
Maint CapEx / Avg PPE
12.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 State Street SPDR S&P Emerging Markets Small Cap ETF EWX 0.01% 76.0K 0.65%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.01M
Shares Outstanding
374.51M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Parvez Mulla Chief Executive Officer, MD & Director 40M male
Awadhesh Jaiswal Head of Risk & Policy male
Chattapuram Venkatraman Ganesh Chief Financial Officer male
Jagadeesh Rao Chief Business Officer - Gold Loan & Chief Marketing Officer male
Kunnath Sureshkumar Chief Business Officer of Property Loan & Distribution male
Parthasarathy Rajagopal Iyengar Company Secretary & Compliance Officer male
Shardul Kadam Chief Business Officer of Small Ticket Mortgage, MSE LAP male
Shekaar Subramanian Business Head of Structured Finance male
Anila Rajneesh Chief Human Resources Officer female
Vikram Rathi Chief Risk Officer of Risk And Policy male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits