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First National Bank Alaska (FBAK)

USD318.98 +0.98 (+0.31%)
US OTC Financial Services Banks
Address 101 West 36th Avenue 99503
Anchorage, AK, US
CEO Betsy Lawer
IPO 2003-10-07
ISIN US32112J1060

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Description

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits; safe deposit services; certificates of deposit; individual retirement account; intraFi network deposit; and personal, home equity, and construction loans, as well as loans for stability and growth. It also provides investment, retirement, treasury, trust, and wealth management services; merchant services; and escrow and contract collection, and bankcard services, as well as equipment and vehicle, interim construction, inventory financing, escrow receivable, small business, commercial and industrial, real estate 1-4 and multifamily residential, consumer, construction and development, and real estate loans; line of credit; letters of credit; and corporate financing. In addition, the company offers debit and credit cards, online and mobile banking, fraud prevention, and convenience banking services. The company was formerly known as The First National Bank of Anchorage and changed its name to First National Bank Alaska in September 2001. First National Bank Alaska was founded in 1922 and is based in Anchorage, Alaska.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD318.98 +0.98 (+0.31%)
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Volume Profile
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Liquidity & share structure
Average Volume
259
Beta
0.22
Float Shares
3.31M
Free Float %
104.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.25% -1.13% +7.86% +9.50% +21.49% +12.14% +35.15% +66.13% +46.15% -97.45% +342.30%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
318.98
DCF (Unlevered) 586.75 +83.9%
DCF (Levered) 692.78 +117.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Banks: +13.8%
    -2.5% Q1'26: +7.9% (vs Q1'25)
  • EPS growth Banks: +25.1%
    +15.6% Q1'26: +19.3% (vs Q1'25)
  • FCF margin FCF growth · Banks: +75.8%
    +11.9% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Banks: +27.6%
    +39.2% Q1'26: +42.3% (vs Q1'25)
  • ROIC Banks: +1.1%
    +7.4% Q1'26: +8.2% (vs Q1'25)
  • Share dilution Banks: +0.1%
    +0.0% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Banks: 1.37×
    7.27× Q1'26: 6.66× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 58% × Ke + 42% × Kd (6.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 586.75 Current price: 318.98
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 C 2/5 4/5 1/5 1/5 1/5 2/5 1/5
2026-05-07 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-05-06 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-05 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-05-04 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-05-01 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-30 B+ 3/5 5/5 4/5 4/5 1/5 2/5 2/5
2026-04-29 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-28 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-27 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-24 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-23 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-22 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-21 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-20 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-17 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-16 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
9.47M
OE per share TTM
2.99
Owner's Yield
0.89%
Maintenance CapEx ratio
20.38%
Maint CapEx / Avg PPE
23.7%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
173.5K
Shares Outstanding
3.17M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Roxanna E. Lawer Chief Executive Officer, President & Board Chair 255.2K female
Craig Thorn Senior Vice President & Deputy Branch Administration Director male
Darren Franz President of Lending & Administration, Chief Credit Officer and Director male
Denise Brown Robinson Senior Vice President, Director of Corporate Communications & Customer Experience and Board Secretary female
Dustin Hofeling Senior Vice President and IT Systems & Support Director male
Karl Heinz Executive Vice President & Senior Branch Administration Director male
Michele Schuh Executive Vice President & Chief Financial Officer female
Philip L. Griffin Executive Vice President & Chief Information Officer male
Rick Flake Senior Vice President & Corporate Services Director male
Chad Steadman Executive Vice President & Senior Corporate Lending Director male
Suzanne Whittle SVP, Compliance & Branch Operations Support Director and Chief Compliance Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits