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FBD Holdings plc (EG7.IR)
EUR17.00
-0.40 (-2.30%)
IE DUB Financial Services Insurance - Property & Casualty
Address
FBD House 12
Dublin, IE
Dublin, IE
CEO
Tomas O'Midheach
Website
fbdgroup.com
IPO
2000-06-06
ISIN IE0003290289
Also trades on
Euronext Dublin · EG7.IR (EUR)
London Stock Exchange · FBH.L (EUR)
Description
FBD Holdings plc is an Irish company specializing in providing general insurance solutions. It serves a broad customer base in Ireland, including agricultural clients, individuals, and commercial enterprises. The firm's activities are structured across two main divisions: its core insurance underwriting business and its financial services arm. Its product portfolio encompasses coverage for motor vehicles, homes, travel, life, pensions, business operations, and farming, protecting against risks such as fire, liability, and various forms of property damage. Additionally, FBD offers investment, pension, and life brokerage services, alongside employee-related offerings. Established in 1969 and based in Dublin, Ireland, the company reaches its clients through a network of 34 branch locations.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
EUR17.00
-0.40 (-2.30%)
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Volume Profile
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Liquidity & share structure
Average Volume
21.4K
Beta
0.00
Float Shares
17.69M
Free Float %
43.7%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.03% | +2.72% | +5.92% | +0.00% | +9.68% | +7.94% | +30.77% | +33.33% | +91.01% | +160.34% | +240.00% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
17.00
DCF (Unlevered)
68.90
+305.3%
DCF (Levered)
96.01
+464.8%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
1.98
Grey zone
Piotroski F-Score
5 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Property & Casualty: +14.1%+8.7% Q4'25: +18.3% (vs Q4'23)
-
EPS growth Insurance - Property & Casualty: +27.5%-30.6% Q4'25: -14.7% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Property & Casualty: +25.6%+12.9% Q4'25: +21.1% (vs Q4'23)
-
EBIT margin Insurance - Property & Casualty: +16.3%+11.2% Q4'25: +14.7% (vs Q4'23)
-
ROIC Insurance - Property & Casualty: +7.9%+12.0% ★ Q4'25: +32.4% (vs Q4'23)
-
Share dilution Insurance - Property & Casualty: +0.4%+0.7% Q4'25: +2.9% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×0.73× ★ Q4'25: 0.29× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 2 Rev. Ana. 2 EPS Ana. |
Dec 2028 2 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
325.11M
est: 355.90M (-8.7%)
|
344.03M
est: 376.10M (-8.5%)
|
349.42M
est: 377.50M (-7.4%)
|
365.27M
est: 368.04M (-0.8%)
|
335.00M
est: 356.60M (-6.1%)
|
357.23M
est: 364.10M (-1.9%)
|
364.78M
est: 381.30M (-4.3%)
|
422.78M
est: 446.07M (-5.2%)
|
465.13M
est: 412.48M (+12.8%)
|
505.51M
est: 422.88M (+19.5%)
|
524.60M
515.53M – 533.67M
+24.1% YoY
|
543.10M
531.20M – 555.00M
+3.5% YoY
|
556.80M
552.20M – 561.40M
+2.5% YoY
|
| EBITDA |
30.13M
est: 43.91M (-31.4%)
|
67.46M
est: 46.40M (+45.4%)
|
67.20M
est: 46.58M (+44.3%)
|
113.93M
est: 45.41M (+150.9%)
|
7.38M
est: 44.00M (-83.2%)
|
131.78M
est: 44.92M (+193.4%)
|
82.43M
est: 47.04M (+75.2%)
|
—
est: 66.01M (-100.0%)
|
—
est: 61.04M (-100.0%)
|
73.31M
est: 62.58M (+17.2%)
|
77.63M
76.29M – 78.97M
+24.1% YoY
|
80.37M
78.61M – 82.13M
+3.5% YoY
|
82.39M
81.71M – 83.07M
+2.5% YoY
|
| EBIT |
17.60M
est: 37.43M (-53.0%)
|
56.03M
est: 39.55M (+41.7%)
|
55.52M
est: 39.70M (+39.8%)
|
115.06M
est: 38.70M (+197.3%)
|
7.38M
est: 37.50M (-80.3%)
|
112.98M
est: 38.29M (+195.1%)
|
68.40M
est: 40.10M (+70.6%)
|
—
est: 54.95M (-100.0%)
|
—
est: 50.82M (-100.0%)
|
56.72M
est: 52.10M (+8.9%)
|
64.63M
63.51M – 65.75M
+24.1% YoY
|
66.91M
65.44M – 68.37M
+3.5% YoY
|
68.60M
68.03M – 69.16M
+2.5% YoY
|
| Net Income |
10.76M
est: -1.48M (+827.4%)
|
42.70M
est: 25.82M (+65.3%)
|
42.38M
est: 41.15M (+3.0%)
|
98.23M
est: 73.70M (+33.3%)
|
4.39M
est: -4.97M (+188.3%)
|
96.41M
est: 73.22M (+31.7%)
|
57.56M
est: 50.31M (+14.4%)
|
69.54M
est: 66.84M (+4.0%)
|
67.21M
est: 59.88M (+12.2%)
|
47.16M
est: 42.85M (+10.1%)
|
54.22M
54.13M – 54.31M
+26.5% YoY
|
57.52M
57.26M – 57.77M
+6.1% YoY
|
58.40M
56.91M – 59.89M
+1.5% YoY
|
| SGA |
75.40M
est: 55.58M (+35.6%)
|
81.75M
est: 58.74M (+39.2%)
|
84.22M
est: 58.96M (+42.8%)
|
86.50M
est: 57.48M (+50.5%)
|
86.86M
est: 55.69M (+56.0%)
|
92.31M
est: 56.87M (+62.3%)
|
96.02M
est: 59.55M (+61.2%)
|
—
est: 46.54M (-100.0%)
|
—
est: 43.03M (-100.0%)
|
—
est: 44.12M (-100.0%)
|
54.73M
53.78M – 55.68M
+24.1% YoY
|
56.66M
55.42M – 57.90M
+3.5% YoY
|
58.09M
57.61M – 58.57M
+2.5% YoY
|
| EPS |
0.31
est: -0.04 (+866.9%)
|
1.23
est: 0.71 (+74.3%)
|
1.22
est: 1.12 (+8.5%)
|
2.82
est: 2.01 (+40.0%)
|
0.13
est: -0.14 (+195.7%)
|
2.74
est: 2.00 (+36.9%)
|
1.61
est: 1.37 (+17.1%)
|
1.94
est: 1.81 (+7.0%)
|
1.86
est: 1.62 (+14.5%)
|
1.30
est: 1.16 (+11.8%)
|
1.47
1.47 – 1.47
+26.5% YoY
|
1.56
1.55 – 1.57
+6.1% YoY
|
1.58
1.54 – 1.62
+1.5% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-28 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-27 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-25 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 2/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
154.73M
OE per share TTM
4.22
Owner's Yield
25.32%
Maintenance CapEx ratio
3.77%
Maint CapEx / Avg PPE
7.9%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 9 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Ireland ETF EIRL | 0.31% | 235.4K | 0.50% |
| 2 | Dimensional International Sustainability Core 1 ETF DFSI | 0.01% | 55.7K | 0.24% |
| 3 | Dimensional - International Small Cap ETF DFIS | 0.00% | 203.7K | 0.39% |
| 4 | Dimensional - International Vector Equity ETF DXIV | 0.00% | 6.5K | 0.53% |
| 5 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 280.1K | 0.28% |
| 6 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 336.4K | 0.22% |
| 7 | Dimensional - International Small Cap Value ETF DISV | 0.00% | 59.1K | 0.42% |
| 8 | Avantis International Equity ETF AVDE | 0.00% | 29.0K | 0.23% |
| 9 | Dimensional - International Core Equity Market ETF DFAI | 0.00% | — | 0.18% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
56.7K
Shares Outstanding
40.47M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Tomas O'Midheach FCCA MBBS | Group Chief Executive Officer & Executive Director | 1M | male |
| Kate Tobin | Group Chief Financial Officer & Executive Director | 512.0K | female |
| Enda Kyne | Chief Technology & Operations Officer | — | male |
| Jackie McMahon | Chief Claims Officer | — | male |
| Carolyn O'Hara | Chief Human Resources Officer | — | female |
| Maureen O'Meara | Head of Sales for Munster | — | female |
| Nadine Conlon | Company Secretary | — | female |
| Sean Kelleher | Chief Underwriting Officer | — | male |
| Kevin Coughlan | Chief Strategy Implementation Officer | — | male |
| Derek Hall | Chief Risk Officer | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for EG7.IR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
