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Edenred S.A. (EDEN.PA)

EUR24.73 +0.15 (+0.61%)
FR PAR Financial Services Financial - Credit Services
Address 14-16 boulevard Garibaldi 92130
Issy-les-Moulineaux, FR
CEO Bertrand Dumazy
IPO 2010-07-01
ISIN FR0010908533

Explore sections of this company profile

Also trades on Euronext Paris · EDEN.PA (EUR) Other OTC · EDNMF (USD) Other OTC · EDNMY (USD)
Description

Edenred S.A. provides an extensive portfolio of transaction-based services tailored for businesses, their employees, and merchants globally. The company's core offerings include various employee welfare benefits, such as meal and food vouchers (e.g., Ticket Restaurant, Ticket Alimentación), transportation passes (Ticket Transporte), cultural access programs (Ticket Cultura), and personal assistance services (Ticket CESU). Additionally, it specializes in fleet management and mobility solutions, featuring products like Ticket Log, Ticket Car, and UTA. Edenred also extends its services to include corporate payment systems aimed at simplifying inter-company financial flows, whether through checks or bank transfers, along with prepaid solutions, and incentive and reward programs such as Ticket Compliments and Ticket Kadéos. The company also engages in public social programs. These versatile solutions are widely applied across diverse domains, including daily sustenance (meals, food), energy (fuel), professional travel, family support (childcare), retail, public and private transportation, agriculture, education, healthcare, professional training, and broader human services. Founded in 1954, Edenred's headquarters are located in Issy-les-Moulineaux, France.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR24.73 +0.15 (+0.61%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.62
Float Shares
221.79M
Free Float %
94.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.09% +4.66% +9.68% +19.08% +26.23% +23.43% -15.13% -60.68% -47.52% +38.76% +57.70%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
24.73
DCF (Unlevered) 59.81 +141.8%
DCF (Levered) 148.21 +499.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 60% Bullish
Rating 2026-05 Change
Strong Buy 3 0
Buy 6 0
Hold 5 0
Sell 0 0
Strong Sell 1 0
Quality scores
Altman Z-Score
1.04
Distress
Piotroski F-Score
8 / 9
Strong
MOAT Score
6 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -4.3% Q4'25: +13.3% (vs Q4'23)
  • EPS growth Financial - Credit Services: +24.0%
    +8.5% Q4'25: +392.0% (vs Q4'23)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    +24.9% Q4'25: +74.8% (vs Q4'23)
  • EBIT margin Financial - Credit Services: +28.7%
    +31.6% Q4'25: +32.7% (vs Q4'23)
  • ROIC Financial - Credit Services: +5.0%
    Q4'25: -102.9% (vs Q4'23)
  • Share dilution Financial - Credit Services: +0.0%
    -5.6% Q4'25: -16.4% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    4.27× Q4'25: 1.97× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.60) × ERP
WACC = 54% × Ke + 46% × Kd (4.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 59.81 Current price: 24.73
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
14 Rev. Ana.
11 EPS Ana.
Dec 2027
14 Rev. Ana.
11 EPS Ana.
Dec 2028
11 Rev. Ana.
6 EPS Ana.
Dec 2029
5 Rev. Ana.
4 EPS Ana.
Dec 2030
5 Rev. Ana.
2 EPS Ana.
Revenue
965.00M
est: 958.05M (+0.7%)
1.03B
est: 1.03B (+0.0%)
1.07B
est: 1.07B (+0.0%)
950.00M
est: 1.08B (-12.3%)
958.00M
est: 1.05B (-8.4%)
1.00B
est: 1.07B (-6.4%)
1.07B
est: 1.13B (-5.4%)
1.25B
est: 1.33B (-5.9%)
1.33B
est: 1.38B (-3.7%)
1.57B
est: 1.61B (-2.4%)
1.42B
est: 1.46B (-2.7%)
1.58B
est: 1.62B (-2.4%)
1.94B
est: 1.99B (-2.2%)
2.31B
est: 2.50B (-7.6%)
2.86B
est: 2.85B (+0.4%)
2.73B
est: 2.95B (-7.4%)
2.92B
2.83B – 2.98B
-0.9% YoY
3.11B
3.02B – 3.16B
+6.5% YoY
3.33B
3.32B – 3.33B
+6.8% YoY
3.55B
3.44B – 3.61B
+6.6% YoY
3.40B
3.30B – 3.46B
-4.0% YoY
EBITDA
262.00M
est: 379.85M (-31.0%)
340.00M
est: 188.99M (+79.9%)
364.00M
est: 259.48M (+40.3%)
350.00M
est: 251.99M (+38.9%)
352.00M
est: 217.78M (+61.6%)
396.00M
est: 236.82M (+67.2%)
430.00M
est: 323.52M (+32.9%)
435.00M
est: 362.80M (+19.9%)
509.00M
est: 422.78M (+20.4%)
628.00M
est: 517.70M (+21.3%)
583.00M
est: 531.58M (+9.7%)
628.00M
est: 590.85M (+6.3%)
751.00M
est: 653.10M (+15.0%)
875.00M
est: 1.10B (-20.8%)
1.17B
est: 1.25B (-6.4%)
1.13B
est: 1.30B (-13.3%)
1.29B
1.25B – 1.32B
-0.9% YoY
1.37B
1.33B – 1.40B
+6.5% YoY
1.47B
1.47B – 1.47B
+6.8% YoY
1.57B
1.52B – 1.59B
+6.6% YoY
1.50B
1.46B – 1.53B
-4.0% YoY
EBIT
230.00M
est: 287.23M (-19.9%)
340.00M
est: 254.19M (+33.8%)
364.00M
est: 355.50M (+2.4%)
263.00M
est: 343.35M (-23.4%)
267.00M
est: 299.57M (-10.9%)
272.00M
est: 332.39M (-18.2%)
294.00M
est: 338.42M (-13.1%)
362.00M
est: 397.47M (-8.9%)
412.00M
est: 437.28M (-5.8%)
505.00M
est: 504.78M (+0.0%)
458.00M
est: 471.11M (-2.8%)
496.00M
est: 523.64M (-5.3%)
602.00M
est: 578.80M (+4.0%)
670.00M
est: 817.59M (-18.1%)
929.00M
est: 928.64M (+0.0%)
864.00M
est: 964.49M (-10.4%)
955.94M
926.36M – 975.28M
-0.9% YoY
1.02B
987.32M – 1.03B
+6.5% YoY
1.09B
1.09B – 1.09B
+6.8% YoY
1.16B
1.12B – 1.18B
+6.6% YoY
1.11B
1.08B – 1.13B
-4.0% YoY
Net Income
97.00M
est: 192.29M (-49.6%)
194.00M
est: 107.20M (+81.0%)
183.00M
est: 198.18M (-7.7%)
160.00M
est: 183.72M (-12.9%)
164.00M
est: 152.16M (+7.8%)
177.00M
est: 174.16M (+1.6%)
180.00M
est: 188.36M (-4.4%)
241.00M
est: 207.98M (+15.9%)
254.00M
est: 249.73M (+1.7%)
312.00M
est: 298.17M (+4.6%)
238.00M
est: 281.58M (-15.5%)
313.00M
est: 312.98M (+0.0%)
386.00M
est: 418.00M (-7.7%)
267.00M
est: 285.69M (-6.5%)
507.00M
est: 507.00M (+0.0%)
521.00M
est: 521.00M (+0.0%)
446.49M
440.66M – 598.03M
-14.3% YoY
510.35M
508.45M – 687.63M
+14.3% YoY
578.90M
576.35M – 703.43M
+13.4% YoY
783.90M
752.95M – 801.93M
+35.4% YoY
818.01M
785.72M – 836.84M
+4.4% YoY
SGA
273.00M
est: 146.10M (+86.9%)
est: 301.71M (-100.0%)
est: 290.12M (-100.0%)
est: 299.18M (-100.0%)
18.00M
est: 287.21M (-93.7%)
20.00M
est: 339.83M (-94.1%)
21.00M
est: 405.46M (-94.8%)
21.00M
est: 462.17M (-95.5%)
21.00M
est: 477.70M (-95.6%)
275.00M
est: 572.87M (-52.0%)
261.00M
est: 475.63M (-45.1%)
288.00M
est: 528.65M (-45.5%)
396.00M
est: 584.35M (-32.2%)
447.00M
est: 289.65M (+54.3%)
est: 328.99M (-100.0%)
est: 341.69M (-100.0%)
338.66M
328.18M – 345.51M
-0.9% YoY
360.53M
349.78M – 366.06M
+6.5% YoY
385.15M
385.04M – 385.25M
+6.8% YoY
410.69M
398.22M – 417.96M
+6.6% YoY
394.22M
382.25M – 401.20M
-4.0% YoY
EPS
0.43
est: 0.76 (-43.5%)
0.86
0.81
0.71
est: 0.89 (-19.9%)
0.73
est: 0.86 (-14.8%)
0.78
est: 0.88 (-11.0%)
0.78
est: 0.90 (-13.1%)
1.03
est: 0.99 (+3.6%)
1.07
est: 1.11 (-3.2%)
1.30
est: 1.37 (-5.0%)
0.97
est: 1.14 (-14.9%)
1.26
est: 1.33 (-5.6%)
1.55
est: 1.71 (-9.4%)
1.07
est: 1.21 (-11.4%)
2.07
est: 2.15 (-3.7%)
2.18
est: 2.31 (-5.8%)
2.08
1.85 – 2.51
-10.1% YoY
2.36
2.13 – 2.88
+13.2% YoY
2.68
2.42 – 2.95
+13.6% YoY
3.29
3.16 – 3.36
+22.7% YoY
3.43
3.29 – 3.51
+4.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-28 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-27 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-26 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-25 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-22 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-21 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-20 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-19 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-18 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-15 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-14 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-13 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-12 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-11 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-08 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-07 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-06 B 3/5 5/5 1/5 5/5 1/5 3/5 1/5
2026-05-05 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-05-04 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-30 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-29 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-28 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-27 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-24 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-23 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-22 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-21 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-20 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-17 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-16 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5
2026-04-15 B 3/5 5/5 1/5 5/5 1/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.73B
OE per share TTM
7.51
Owner's Yield
33.45%
Maintenance CapEx ratio
62.67%
Maint CapEx / Avg PPE
7.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
70.1K
Shares Outstanding
235.40M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Bertrand Dumazy Chairman & Chief Executive Officer 3M male
Cedric Appert Financial Communication & Investor Relations Director and Employee-Representative Director 54.4K male
Diane Coliche Chief Operating Officer of Mobility female
Emmanuelle Chatelain Vice President of Communications female
Jacques Adoue Executive Vice President of Human Resources & Corporate Social Responsibility male
Philippe Doublet Executive Vice President of Technology male
Philippe Relland-Bernard Executive Vice President of Legal & Regulatory Affairs and Secretary male
Arnaud Erulin Chief Operating Officer of Benefits & Engagement male
Virginie J. H. Duperat-Vergne Executive Vice President of Finance female
Constance Le Bouar Executive Vice President of Strategy & Transformation female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits