Capital India Finance Ltd. (CIFL.NS)
Mumbai, MA, IN
Operating as a prominent non-banking financial company (NBFC) in India, Capital India Finance Limited offers a comprehensive suite of lending and foreign exchange services. Its extensive lending portfolio caters to small businesses with secured financing, equipment acquisition funding, and supply chain liquidity solutions. For individual customers, it extends a variety of retail loans, including mortgages (for purchase, improvement, extension, or for Non-Resident Indians), options for refinancing existing home loans, and credit secured by property. Beyond financing, the company also manages RapiPay, a platform offering assisted payment facilities and point-of-sale systems. Additionally, its RemitX division caters to retail foreign exchange requirements, providing services such as currency notes, international money transfers, pre-paid travel cards denominated in foreign currency, and facilitating the import and export of foreign banknotes. Established in 1994, the company, originally known as Bhilwara Tex-Fin Limited, adopted its current name in August 2017. Capital India Finance Limited is headquartered in Mumbai, India, and operates as a subsidiary of Capital India Corp Private Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.30% | -4.65% | -17.25% | -17.37% | -34.21% | -34.06% | -43.24% | -35.64% | -35.64% | -35.64% | -35.64% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
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Revenue growth Financial - Credit Services: +13.2%-7.3% Q1'26: +6.2% (vs Q1'25)
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EPS growth Financial - Credit Services: +24.0%+2,325.0% ★ Q1'26: +74.0% (vs Q1'25)
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FCF margin FCF growth · Financial - Credit Services: +70.9%+11.3% Q1'26: -4.8% (vs Q1'25)
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EBIT margin Financial - Credit Services: +28.7%+7.0% Q1'26: -2.9% (vs Q1'25)
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ROIC Financial - Credit Services: +5.0%+2.4% Q1'26: -0.9% (vs Q1'25)
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Share dilution Financial - Credit Services: +0.0%+1.2% Q1'26: -0.2% (vs Q1'25)
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Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×14.06× Q1'26: 60.92× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-12 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-11 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-10 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-09 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-08 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-05 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-04 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-03 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-02 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-06-01 | C | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-05-29 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-27 | C+ | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-26 | C | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-25 | C | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Keshav Porwal | MD & Executive Director | 20M | male |
| Manvinder Singh Walia | Chief Operating Officer | — | male |
| Navin Mishra | Chief Human Resources Officer | — | male |
| Pinank Jayant Shah | Chief Executive Officer | — | male |
| Srinivas Vasuki Nidumolu | Chief Technology Officer | — | male |
| Subhendu Bhanja | Chief of Service Delivery | — | male |
| Sulabh Kaushal | Chief Compliance Officer & Company Secretary | — | male |
| Surender Rana | Executive Vice Chairman | — | male |
| Vellattu Puthanveetil Ravindran Menon | Chief Executive Officer of RemitX | — | male |
| Gaurav Vyas | Chief Information Security Officer | — | male |
| Vikas Kumar Srivastava | Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CIFL.NS
Short-term intention
Target Price Distribution
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