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Citizens, Inc. (CIA)

USD5.57 +0.04 (+0.72%)
US NYSE Financial Services Insurance - Life
Address 11815 Alterra Pkwy 78758
Austin, TX, US
CEO Jon Scott Stenberg
IPO 1980-12-04
CIK 24090 ISIN US1747401008

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Description

Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.

Market Cap & Enterprise Value
Merger & Acquisition History
Target company Date Filing
Kentucky 2002-12-19 View
Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD5.57 +0.04 (+0.72%)
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Volume Profile
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Liquidity & share structure
Average Volume
106.3K
Beta
0.45
Float Shares
45.15M
Free Float %
89.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.54% -9.68% -4.29% -13.93% -9.84% +6.21% +28.57% +167.19% -7.57% -31.60% +22.73%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
5.57
Low 3.70 -33.6%
Consensus 3.70 -33.6%
Median 3.70 -33.6%
High 3.70 -33.6%
DCF (Unlevered) 9.02 +62.0%
DCF (Levered) 16.79 +201.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Price Target Summary
Period # Analysts Avg Target
Last Month
Last Quarter
Last Year
All Time 1
3.70
-33.6%
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +4.3% Q1'26: +4.6% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +0.0% Q1'26: +236.9% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +11.5% Q1'26: -1.1% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +6.8% Q1'26: +4.1% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +7.9% Q1'26: +4.1% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +0.6% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.00× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.50) × ERP
WACC = 100% × Ke + 0% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 9.02 Current price: 5.57
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2022
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
236.27M
est: 189.23M (+24.9%)
232.52M
est: 189.23M (+22.9%)
245.00M
est: 247.30M (-0.9%)
255.62M
est: 253.17M (+1.0%)
258.28M
258.28M – 258.28M
+2.0% YoY
271.55M
271.55M – 271.55M
+5.1% YoY
EBITDA
1.15M
est: 14.30M (-91.9%)
27.91M
est: 14.30M (+95.2%)
15.60M
est: 24.47M (-36.2%)
18.21M
est: 25.05M (-27.3%)
25.55M
25.55M – 25.55M
+2.0% YoY
26.87M
26.87M – 26.87M
+5.1% YoY
EBIT
-1.94M
est: 13.54M (-114.3%)
27.38M
est: 13.54M (+102.2%)
14.98M
est: 23.63M (-36.6%)
17.47M
est: 24.19M (-27.8%)
24.68M
24.68M – 24.68M
+2.0% YoY
25.95M
25.95M – 25.95M
+5.1% YoY
Net Income
-3.14M
est: 6.08M (-151.7%)
26.01M
est: 6.08M (+327.7%)
14.91M
est: 16.32M (-8.6%)
14.59M
est: 11.22M (+30.1%)
15.30M
15.30M – 15.30M
+36.4% YoY
18.35M
18.35M – 18.35M
+20.0% YoY
SGA
33.29M
est: 37.89M (-12.2%)
45.18M
est: 37.89M (+19.2%)
52.27M
est: 38.41M (+36.1%)
est: 39.32M (-100.0%)
40.11M
40.11M – 40.11M
+2.0% YoY
42.18M
42.18M – 42.18M
+5.1% YoY
EPS
-0.07
est: 0.12 (-160.2%)
-0.15
est: 0.12 (-225.0%)
0.27
est: 0.32 (-15.6%)
0.29
est: 0.22 (+31.8%)
0.30
0.30 – 0.30
+36.4% YoY
0.36
0.36 – 0.36
+20.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 C+ 2/5 5/5 3/5 1/5 1/5 1/5 1/5
2026-05-07 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-05-06 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-05-05 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-05-04 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-05-01 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-04-30 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-04-29 B+ 3/5 5/5 2/5 3/5 3/5 2/5 3/5
2026-04-28 B 3/5 4/5 2/5 3/5 3/5 2/5 3/5
2026-04-27 B+ 3/5 4/5 2/5 4/5 3/5 2/5 3/5
2026-04-24 B+ 3/5 4/5 3/5 4/5 3/5 2/5 3/5
2026-04-23 B+ 3/5 4/5 3/5 4/5 3/5 2/5 3/5
2026-04-22 B+ 3/5 4/5 3/5 4/5 3/5 2/5 3/5
2026-04-21 B+ 3/5 4/5 3/5 4/5 3/5 2/5 3/5
2026-04-20 B+ 3/5 4/5 3/5 4/5 3/5 2/5 3/5
2026-04-17 B+ 3/5 4/5 3/5 4/5 2/5 2/5 3/5
2026-04-16 B+ 3/5 4/5 3/5 4/5 2/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
16.85M
OE per share TTM
0.33
Owner's Yield
6.42%
Maintenance CapEx ratio
9.89%
Maint CapEx / Avg PPE
3.9%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
13
Total invested
4.70M
Insider transactions (90d)
0
Beneficial owners (>5%)
15
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Arias & Lopez 16.44M 40.90% 10.00 PN of Panama 2006-05-04
2 Management Services, Inc. 10.07M 25.10% 10.00 CO of Panama 2006-05-04
3 Insureds Trust 9.55M 23.80% 10.00 OO of Panama 2006-05-04
4 Trust (BVI) Ltd. 6.37M 15.90% 10.00 CO Virgin Islands 2006-05-04
5 Policyholders Trust 5.69M 14.20% 10.00 OO Virgin Islands 2006-05-04
6 Galindo, Arias & Lopez 4.12M 8.40% PN Republic Panama 2019-02-04
7 Regal Trust (BVI) Ltd. 3.28M 7.49% CO British Virgin Islands 2009-01-20
8 CICA Policyholders Trust 2.89M 6.58% OO British Virgin Islands 2009-01-20
9 Gala Trust and Management Services, Inc., formerly known as Gala Management Services, Inc. 2.79M 5.70% CO Republic Panama 2019-02-04
10 GAMASE Insureds Trust 2.53M 5.20% OO Republic Panama 2019-02-04
11 (. 1.80M 4.46% 1.80M 1.80M IA Delaware Limited Partnership 2008-02-06
12 (1) BlackRock, Inc. 862.3K 1.70% 860.7K 862.3K HC Delaware 2022-07-08
13 Trust 718.9K 1.90% 10.00 OO Virgin Islands 2005-10-11
14 Associates Trust 681.2K 1.70% 10.00 OO Virgin Islands 2006-05-04
15 Agents Trust 520.2K 1.30% 10.00 OO of Panama 2006-05-04

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
13
-53 vs prev Q
New positions
2
Closed positions
55
Increased
4
Reduced
3
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 BLACKROCK, INC. 3.30M +118.3K (+3.7%) 15.94M -765.2K (-4.6%) 6.59% +0.236 pp 0.00% +0.000 pp USD3.72 +29.8% 6 qtrs
2 VANGUARD GROUP INC 2.50M +59.9K (+2.5%) 12.08M -736.2K (-5.7%) 4.99% +0.120 pp 0.00% +0.000 pp USD14.11 -65.8% 84 qtrs
3 CONTINENTAL GENERAL INSURANCE CO 2.18M +562.4K (+34.8%) 10.51M +2.0M (+24.1%) 4.34% +1.122 pp 2.24% +0.594 pp USD4.79 +0.8% 3 qtrs
4 GEODE CAPITAL MANAGEMENT, LLC 1.03M +1.7K (+0.2%) 4.98M -424.3K (-7.9%) 2.06% +0.003 pp 0.00% +0.000 pp USD4.90 -1.4% 78 qtrs
5 UBS GROUP AG 768.2K -106.0K (-12.1%) 3.71M -879.3K (-19.2%) 1.53% -0.212 pp 0.00% 0.000 pp USD4.02 +20.1% 45 qtrs
6 STATE STREET CORP 617.7K +43.8K (+7.6%) 2.98M -29.4K (-1.0%) 1.23% +0.088 pp 0.00% +0.000 pp USD4.74 +1.9% 51 qtrs
7 FIRST EAGLE INVESTMENT MANAGEMENT, LLC 587.8K -1.0K (-0.2%) 2.84M -252.1K (-8.2%) 1.17% -0.002 pp 0.01% -0.001 pp USD2.93 +64.8% 10 qtrs
8 BRIDGEWAY CAPITAL MANAGEMENT, LLC 473.2K +22.0K (+4.9%) 2.29M -83.5K (-3.5%) 0.94% +0.044 pp 0.05% -0.003 pp USD5.39 -10.4% 47 qtrs
9 NORTHERN TRUST CORP 318.4K -26.0K (-7.5%) 1.54M -270.2K (-14.9%) 0.64% -0.052 pp 0.00% +0.000 pp USD4.37 +10.5% 51 qtrs
10 DIMENSIONAL FUND ADVISORS LP 271.3K +610.0 (+0.2%) 1.31M -110.7K (-7.8%) 0.54% +0.001 pp 0.00% +0.000 pp USD6.27 -23.0% 51 qtrs
11 EMPOWERED FUNDS, LLC 220.2K +24.9K (+12.7%) 1.06M +38.2K (+3.7%) 0.44% +0.050 pp 0.01% -0.002 pp USD3.29 +46.8% 11 qtrs
12 BARCLAYS PLC 215.9K +163.5K (+312.2%) 1.04M +853.2K (+450.0%) 0.43% +0.326 pp 0.00% +0.000 pp USD4.72 +2.3% 51 qtrs
13 RENAISSANCE TECHNOLOGIES LLC 175.6K -22.0K (-11.1%) 848.1K -189.3K (-18.2%) 0.35% -0.044 pp 0.00% 0.000 pp USD6.09 -20.7% 30 qtrs
14 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 137.9K +— (+0.0%) 665.9K -57.9K (-8.0%) 0.28% +0.000 pp 0.00% +0.000 pp USD4.22 +14.5% 76 qtrs
15 BANK OF NEW YORK MELLON CORP 115.7K +2.0K (+1.7%) 558.7K -38.2K (-6.4%) 0.23% +0.004 pp 0.00% +0.000 pp USD3.68 +31.3% 3 qtrs
16 GOLDMAN SACHS GROUP INC 99.6K +31.4K (+46.0%) 481.0K +123.0K (+34.4%) 0.20% +0.063 pp 0.00% +0.000 pp USD4.80 +0.6% 5 qtrs
17 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 89.1K -6.6K (-6.9%) 430.3K -71.9K (-14.3%) 0.18% -0.013 pp 0.00% 0.000 pp USD4.21 +14.7% 5 qtrs
18 SUSQUEHANNA INTERNATIONAL GROUP, LLP 84.5K -325.4K (-79.4%) 408.1K -1.7M (-81.0%) 0.17% -0.649 pp 0.00% 0.000 pp USD3.54 +36.4% 7 qtrs
19 PRICE T ROWE ASSOCIATES INC /MD/ 70.4K +4.4K (+6.7%) 340.0K -7.0K (-2.0%) 0.14% +0.009 pp 0.00% +0.000 pp USD4.75 +1.7% 66 qtrs
20 NUVEEN, LLC 61.2K +2.5K (+4.3%) 295.5K -12.5K (-4.0%) 0.12% +0.005 pp 0.00% +0.000 pp USD3.55 +36.1% 3 qtrs
21 GSA CAPITAL PARTNERS LLP 61.1K +23.1K (+61.0%) 295.0K +96.0K (+48.2%) 0.12% +0.046 pp 0.03% +0.009 pp USD4.17 +15.8% 3 qtrs
22 MORGAN STANLEY 58.4K +22.9K (+64.4%) 281.9K +95.5K (+51.3%) 0.12% +0.046 pp 0.00% +0.000 pp USD4.18 +15.6% 38 qtrs
23 HIGHTOWER ADVISORS, LLC 52.0K +— (+0.0%) 251.2K -21.8K (-8.0%) 0.10% +0.000 pp 0.00% +0.000 pp USD2.93 +64.8% 15 qtrs
24 WELLS FARGO & COMPANY/MN 50.7K +16.0K (+46.2%) 244.9K +62.9K (+34.5%) 0.10% +0.032 pp 0.00% +0.000 pp USD4.11 +17.5% 3 qtrs
25 METIS GLOBAL PARTNERS, LLC 41.9K +41.9K (+100.0%) 202.5K +202.5K (+100.0%) 0.08% +0.084 pp 0.00% +0.005 pp USD4.83 +0.0% 1 qtrs NEW
26 DEUTSCHE BANK AG\ 41.0K +2.7K (+7.1%) 197.9K -3.0K (-1.5%) 0.08% +0.005 pp 0.00% +0.000 pp USD5.22 -7.5% 2 qtrs
27 INVESCO LTD. 39.3K +8.7K (+28.5%) 189.8K +29.3K (+18.2%) 0.08% +0.017 pp 0.00% +0.000 pp USD3.87 +24.8% 3 qtrs
28 BANK OF AMERICA CORP /DE/ 36.7K +17.5K (+91.7%) 177.1K +76.7K (+76.4%) 0.07% +0.035 pp 0.00% +0.000 pp USD4.36 +10.8% 9 qtrs
29 JPMORGAN CHASE & CO 34.6K -8.2K (-19.2%) 166.9K -57.6K (-25.6%) 0.07% -0.016 pp 0.00% +0.000 pp USD3.75 +28.8% 13 qtrs
30 RHUMBLINE ADVISERS 34.1K -8.2K (-19.4%) 164.9K -57.5K (-25.9%) 0.07% -0.016 pp 0.00% +0.000 pp USD3.53 +36.8% 3 qtrs
31 MARIETTA WEALTH MANAGEMENT, LLC 23.8K +— (+0.0%) 114.9K -10.0K (-8.0%) 0.05% +0.000 pp 0.01% -0.002 pp USD2.88 +67.7% 7 qtrs
32 MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. 21.0K +414.0 (+2.0%) 101.4K -6.6K (-6.2%) 0.04% +0.001 pp 0.00% +0.000 pp USD3.52 +37.2% 3 qtrs
33 INTECH INVESTMENT MANAGEMENT LLC 20.6K -1.5K (-6.9%) 99.3K -16.7K (-14.4%) 0.04% -0.003 pp 0.00% 0.000 pp USD3.49 +38.4% 3 qtrs
34 METLIFE INVESTMENT MANAGEMENT, LLC 17.8K -8.5K (-32.4%) 86.0K -52.3K (-37.8%) 0.04% -0.017 pp 0.00% 0.000 pp USD3.49 +38.4% 3 qtrs
35 BRANDYWINE GLOBAL INVESTMENT MANAGEMENT, LLC 17.5K +17.5K (+100.0%) 84.4K +84.4K (+100.0%) 0.03% +0.035 pp 0.00% +0.001 pp USD4.83 +0.0% 1 qtrs NEW
36 LPL FINANCIAL LLC 16.0K +— (+0.0%) 77.4K -6.7K (-8.0%) 0.03% +0.000 pp 0.00% +0.000 pp USD2.41 +100.4% 11 qtrs
37 PUBLIC EMPLOYEES RETIREMENT ASSOCIATION OF COLORADO 15.2K +— (+0.0%) 73.0K -7.0K (-8.8%) 0.03% +0.000 pp 0.00% +0.000 pp USD9.40 -48.6% 88 qtrs
38 O'SHAUGHNESSY ASSET MANAGEMENT, LLC 14.4K -16.4K (-53.3%) 69.5K -92.4K (-57.1%) 0.03% -0.033 pp 0.00% -0.001 pp USD3.29 +46.8% 15 qtrs
39 AMERICAN CENTURY COMPANIES INC 13.7K +— (+0.0%) 66.3K -5.8K (-8.0%) 0.03% +0.000 pp 0.00% +0.000 pp USD5.25 -8.0% 2 qtrs
40 MANUFACTURERS LIFE INSURANCE COMPANY, THE 13.5K -2.7K (-16.5%) 65.4K -19.7K (-23.1%) 0.03% -0.005 pp 0.00% +0.000 pp USD3.49 +38.4% 3 qtrs
41 ALLIANCEBERNSTEIN L.P. 10.8K +— (+0.0%) 52.2K -4.5K (-8.0%) 0.02% +0.000 pp 0.00% +0.000 pp USD5.25 -8.0% 2 qtrs
42 BNP PARIBAS ARBITRAGE, SNC 10.4K -355.0 (-3.3%) 50.1K -6.2K (-11.0%) 0.02% -0.001 pp 0.00% +0.000 pp USD4.39 +10.0% 51 qtrs
43 RITHOLTZ WEALTH MANAGEMENT 10.2K -6.9K (-40.5%) 49.1K -40.5K (-45.2%) 0.02% -0.014 pp 0.00% -0.001 pp USD3.32 +45.5% 9 qtrs
44 NEW YORK STATE COMMON RETIREMENT FUND 9.9K +— (+0.0%) 47.8K -4.2K (-8.0%) 0.02% +0.000 pp 0.00% +0.000 pp USD3.49 +38.4% 3 qtrs
45 POLICE & FIREMEN'S RETIREMENT SYSTEM OF NEW JERSEY 9.4K -6.6K (-41.2%) 45.6K -38.6K (-45.9%) 0.02% -0.013 pp 0.00% 0.000 pp USD4.25 +13.6% 3 qtrs
46 TOWER RESEARCH CAPITAL LLC (TRC) 6.0K +2.4K (+64.1%) 29.1K +9.8K (+50.9%) 0.01% +0.005 pp 0.00% +0.000 pp USD4.89 -1.2% 23 qtrs
47 AMERITAS INVESTMENT PARTNERS, INC. 4.6K +— (+0.0%) 22.3K -1.9K (-8.0%) 0.01% +0.000 pp 0.00% 0.000 pp USD3.49 +38.4% 3 qtrs
48 LEGAL & GENERAL GROUP PLC 4.1K +— (+0.0%) 19.8K -1.7K (-8.0%) 0.01% +0.000 pp 0.00% +0.000 pp USD3.49 +38.4% 3 qtrs
49 RUSSELL INVESTMENTS GROUP, LTD. 3.9K +— (+0.0%) 18.6K -1.6K (-8.0%) 0.01% +0.000 pp 0.00% +0.000 pp USD5.25 -8.0% 2 qtrs
50 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 2.8K -41.0 (-1.5%) 13.4K -1.4K (-9.3%) 0.01% 0.000 pp 0.00% +0.000 pp USD3.49 +38.4% 3 qtrs
51 STERLING CAPITAL MANAGEMENT LLC 2.6K -514.0 (-16.5%) 12.6K -3.8K (-23.2%) 0.01% -0.001 pp 0.00% +0.000 pp USD4.56 +5.9% 3 qtrs
52 ACTIVEST WEALTH MANAGEMENT 1.9K +— (+0.0%) 9.3K -811.0 (-8.0%) 0.00% +0.000 pp 0.00% 0.000 pp USD3.49 +38.4% 3 qtrs
53 AMALGAMATED BANK 1.4K -123.0 (-8.0%) 7.0K -1.0K (-12.5%) 0.00% 0.000 pp 0.00% +0.000 pp USD3.49 +38.4% 3 qtrs
54 ROYAL BANK OF CANADA 1.1K +698.0 (+180.4%) 5.0K +3.0K (+150.0%) 0.00% +0.001 pp 0.00% +0.000 pp USD4.35 +11.0% 3 qtrs
55 CITIGROUP INC 1.0K +495.0 (+93.8%) 4.9K +2.2K (+78.2%) 0.00% +0.001 pp 0.00% +0.000 pp USD4.30 +12.3% 10 qtrs
56 CWM, LLC 534.00 +353.0 (+195.0%) 3.0K +2.0K (+200.0%) 0.00% +0.001 pp 0.00% +0.000 pp USD4.97 -2.8% 2 qtrs
57 FARTHER FINANCE ADVISORS, LLC 311.00 +— (+0.0%) 1.5K -131.0 (-8.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD4.55 +6.2% 4 qtrs
58 ADVISOR GROUP HOLDINGS, INC. 294.00 -212.0 (-41.9%) 1.4K -1.2K (-46.6%) 0.00% 0.000 pp 0.00% +0.000 pp USD3.49 +38.4% 6 qtrs
59 FMR LLC 212.00 +104.0 (+96.3%) 1.0K +457.0 (+80.6%) 0.00% +0.000 pp 0.00% +0.000 pp USD5.04 -4.2% 2 qtrs
60 ROCKEFELLER CAPITAL MANAGEMENT L.P. 159.00 +159.0 (+100.0%) 768.00 +768.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD4.82 +0.2% 1 qtrs NEW
61 FINANCIAL MANAGEMENT PROFESSIONALS, INC. 143.00 +— (+0.0%) 691.00 -60.0 (-8.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD3.62 +33.4% 6 qtrs
62 CRESTA ADVISORS, LTD. 71.00 +71.0 (+100.0%) 343.00 +343.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD4.82 +0.2% 1 qtrs NEW
63 PNC FINANCIAL SERVICES GROUP, INC. 6.00 +6.0 (+100.0%) 29.00 +29.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD4.67 +3.4% 1 qtrs NEW
64 EVERSOURCE WEALTH ADVISORS, LLC 3.00 -7.0 (-70.0%) 14.00 -39.0 (-73.6%) 0.00% +0.000 pp 0.00% +0.000 pp USD5.00 -3.4% 2 qtrs
65 IFP ADVISORS, INC 2.00 +— (+0.0%) 10.00 +— (+0.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD5.00 -3.4% 2 qtrs
66 TRUE WEALTH DESIGN, LLC 2.00 +2.0 (+100.0%) 10.00 +10.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD4.50 +7.3% 1 qtrs NEW
67 SRS CAPITAL ADVISORS, INC. -151.0 (-100.0%) -793.0 (-100.0%) 0.00% 0.000 pp 0.00% +0.000 pp USD 2 qtrs SOLD
68 JANE STREET GROUP, LLC -13.2K (-100.0%) -69.3K (-100.0%) 0.00% -0.026 pp 0.00% +0.000 pp USD 3 qtrs SOLD
69 GAMMA INVESTING LLC -120.0 (-100.0%) -630.0 (-100.0%) 0.00% 0.000 pp 0.00% +0.000 pp USD 2 qtrs SOLD
70 CITADEL ADVISORS LLC -113.9K (-100.0%) -598.0K (-100.0%) 0.00% -0.227 pp 0.00% 0.000 pp USD 13 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 48 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 EA Bridgeway Omni Small-Cap Value ETF BSVO 0.06% 1.06M 0.47%
2 iShares Micro-Cap ETF IWC 0.06% 872.7K 0.60%
3 Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF GSSC 0.03% 279.5K 0.20%
4 iShares Russell 2000 Value ETF IWN 0.02% 2.62M 0.24%
5 Vanguard Russell 2000 Value ETF VTWV 0.02% 195.0K 0.06%
6 Xtrackers Russell 2000 UCITS ETF 1C XRSU.L 0.01% 292.1K 0.30%
7 WisdomTree U.S. SmallCap Fund EES 0.01% 66.7K 0.38%
8 iShares Russell 2000 BuyWrite ETF IWMW 0.01% 5.0K 0.39%
9 iShares Russell 2000 ETF IWM 0.01% 7.27M 0.19%
10 iShares U.S. Small Cap Index ETF (CAD-Hedged) XSU.TO 0.01% 47.4K 0.36%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.82
Neutral
Ratio by volume
1.50
Bullish
Buys
28
Sells
34
Shares acquired
331.2K
Shares disposed
220.4K
Cash buys
2.00
Cash sales
Net activity
+110,779
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-04-07 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 55 5.42 298.53 46,128 D
2026-03-31 Stenberg Jon Director / Officer M-Exempt A Citizens, Inc. Class A Common Stock 13,186 0.00 320,785 D
2026-03-31 Lewis Bryon Matthew Officer A-Award A Restricted Stock Units 5,964 0.00 5,964 D
2026-03-31 Kinlaw Sheryl L Officer M-Exempt A Citizens, Inc. Class A Common Stock 8,536 0.00 101,429 D
2026-03-31 Hoxworth Seth Alan Officer A-Award A Restricted Stock Units 5,964 0.00 5,964 D
2026-03-31 Guerrero Paula L Officer M-Exempt A Citizens, Inc. Class A Common Stock 1,923 0.00 18,031 D
2026-03-31 Conklin Jeffery P. Officer M-Exempt D Restricted Stock Units 9,668 0.00 0 D
2026-03-30 Stenberg Jon Director / Officer P-Purchase A Citizens, Inc. Class A Common Stock 50,000 4.70 235.0K 307,599 D
2026-03-28 Stenberg Jon Director / Officer F-InKind D Citizens, Inc. Class A Common Stock 4,946 4.58 22.7K 257,599 D
2026-03-28 Lewis Bryon Matthew Officer M-Exempt D Restricted Stock Units 2,587 0.00 2,589 D
2026-03-28 Kinlaw Sheryl L Officer M-Exempt D Restricted Stock Units 10,903 0.00 10,904 D
2026-03-28 Guerrero Paula L Officer M-Exempt D Restricted Stock Units 3,034 0.00 3,035 D
2026-03-28 Conklin Jeffery P. Officer M-Exempt A Citizens, Inc. Class A Common Stock 12,461 0.00 191,375 D
2026-03-25 DAVIS CYNTHIA H Director P-Purchase A Citizens, Inc. Class A Common Stock 100 4.53 452.50 100 I
2026-03-18 Stenberg Jon Director / Officer M-Exempt A Citizens, Inc. Class A Common Stock 45,249 0.00 254,179 D
2026-03-17 Stenberg Jon Director / Officer P-Purchase A Citizens, Inc. Class A Common Stock 10,000 4.81 48.1K 208,930 D
2026-03-05 Hoxworth Seth Alan Officer Citizens, Inc. Class A Common Stock 0 0.00 5,352 D
2026-02-27 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 178 5.60 994.23 12,710 D
2026-02-27 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 53 5.60 298.27 46,073 D
2026-01-30 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 177 5.61 995.20 12,532 D
2026-01-30 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 53 5.61 298.56 46,020 D
2025-12-31 TAYLOR MARY Director 0 0.00 0
2025-12-31 Guerrero Paula L Officer 0 0.00 0
2025-12-31 Davis Jerry Director 0 0.00 0
2025-12-31 DAVIS CYNTHIA H Director 0 0.00 0
2025-12-26 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 479 5.19 2.5K 84,032 D
2025-11-28 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 419 5.94 2.5K 83,553 D
2025-11-06 HARWOOD MICHAEL PHILIP Director Citizens, Inc. Class A Common Stock 0 0.00 0 D
2025-10-31 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 355 5.60 2.0K 72,447 D
2025-10-30 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 444 5.60 2.5K 83,134 D
2025-09-26 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 436 5.71 2.5K 82,690 D
2025-09-26 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 348 5.71 2.0K 72,092 D
2025-09-02 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 478 5.20 2.5K 82,254 D
2025-09-02 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 383 5.20 2.0K 71,743 D
2025-08-15 Lewis Bryon Matthew Officer M-Exempt A Citizens, Inc. Class A Common Stock 2,625 0.00 15,320 D
2025-08-15 Guerrero Paula L Officer M-Exempt A Citizens, Inc. Class A Common Stock 2,708 0.00 12,113 D
2025-08-01 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 615 4.04 2.5K 81,776 D
2025-08-01 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 246 4.04 993.53 9,405 D
2025-08-01 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 492 4.04 2.0K 71,360 D
2025-07-15 Lewis Bryon Matthew Officer M-Exempt A Citizens, Inc. Class A Common Stock 1,278 0.00 13,007 D
2025-07-15 Guerrero Paula L Officer M-Exempt A Citizens, Inc. Class A Common Stock 1,278 0.00 9,471 D
2025-06-30 TAYLOR MARY Director J-Other D Citizens, Inc. Class A Common Stock 1 3.60 3.55 47,790 D
2025-06-27 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 676 3.67 2.5K 81,161 D
2025-06-27 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 135 3.67 496.28 47,791 D
2025-06-27 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 270 3.67 992.56 8,193 D
2025-06-27 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 541 3.67 2.0K 70,869 D
2025-06-18 TAYLOR MARY Director M-Exempt A Citizens, Inc. Class A Common Stock 14,035 0.00 47,656 D
2025-06-18 MORGAN JAMES KEITH Director M-Exempt D Restricted Stock Units 14,035 0.00 0 D
2025-06-18 MANESS TERRY SAM Director M-Exempt A Citizens, Inc. Class A Common Stock 14,035 0.00 48,164 D
2025-06-18 Davis Jerry Director M-Exempt D Restricted Stock Units 14,035 0.00 0 D
2025-06-18 DAVIS CYNTHIA H Director J-Other D Citizens, Inc. Class A Common Stock 0 3.40 1.30 45,541 D
2025-06-18 Claus Christopher W Director M-Exempt D Restricted Stock Units 14,035 0.00 0 D
2025-06-17 TAYLOR MARY Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 Stenberg Jon Director / Officer P-Purchase A Citizens, Inc. Class A Common Stock 19,914 3.33 66.4K 198,930 D
2025-06-17 MORGAN JAMES KEITH Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 MANESS TERRY SAM Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 Davis Jerry Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 DAVIS CYNTHIA H Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 Claus Christopher W Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-06-17 Carlson Peter M Director A-Award A Restricted Stock Units 12,012 0.00 12,012 D
2025-05-30 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 659 3.77 2.5K 80,485 D
2025-05-30 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 132 3.77 496.69 33,621 D
2025-05-30 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 263 3.77 993.39 7,922 D
2025-05-30 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 527 3.77 2.0K 56,293 D
2025-05-30 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 79 3.77 298.01 31,506 D
2025-05-29 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 30,000 3.69 110.8K 179,016 D
2025-05-28 Kinlaw Sheryl L Officer P-Purchase A Citizens, Inc. Class A Common Stock 2,500 3.59 9.0K 69,289 D
2025-05-05 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 476 4.17 2.0K 55,766 D
2025-05-02 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 595 4.17 2.5K 79,826 D
2025-05-02 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 119 4.17 496.02 33,489 D
2025-05-02 Guerrero Paula L Officer L-Small A Citizens, Inc. Class A Common Stock 238 4.17 992.04 7,659 D
2025-05-02 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 71 4.17 297.60 31,427 D
2025-04-08 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 10,000 4.20 42.0K 149,016 D
2025-04-07 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 35,000 3.65 127.8K 53,023 I
2025-03-31 Waite Harvey J. Officer M-Exempt D Restricted Stock Units 5,688 0.00 0 D
2025-03-31 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 109 4.56 497.02 33,370 D
2025-03-31 Stenberg Jon Officer A-Award A Restricted Stock Units 39,560 0.00 39,560 D
2025-03-31 Shields Gerald Director M-Exempt A Citizens, Inc. Class A Common Stock 27,472 0.00 303,943 D
2025-03-31 Mauldin Robert M III Officer M-Exempt D Restricted Stock Units 12,668 0.00 12,649 D
2025-03-31 Lewis Bryon Matthew Officer A-Award A Restricted Stock Units 6,593 0.00 6,593 D
2025-03-31 Kinlaw Sheryl L Officer A-Award A Restricted Stock Units 15,384 0.00 15,384 D
2025-03-31 Guerrero Paula L Officer A-Award A Restricted Stock Units 6,593 0.00 6,593 D
2025-03-31 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 436 4.56 2.0K 55,290 D
2025-03-31 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 65 4.56 298.21 31,356 D
2025-03-31 Conklin Jeffery P. Officer M-Exempt D Citizens, Inc. Class A Common Stock 7,847 0.00 15,692 D
2025-03-28 Waite Harvey J. Officer M-Exempt A Citizens, Inc. Class A Common Stock 6,853 0.00 71,022 D
2025-03-28 Stenberg Jon Officer M-Exempt D Restricted Stock Units 20,309 0.00 40,619 D
2025-03-28 Mauldin Robert M III Officer M-Exempt D Restricted Stock Units 10,903 0.00 21,807 D
2025-03-28 Lewis Bryon Matthew Officer M-Exempt A Citizens, Inc. Class A Common Stock 2,587 0.00 9,209 D
2025-03-28 Kinlaw Sheryl L Officer M-Exempt A Citizens, Inc. Class A Common Stock 10,903 0.00 60,590 D
2025-03-28 Guerrero Paula L Officer M-Exempt A Citizens, Inc. Class A Common Stock 3,034 0.00 8,321 D
2025-03-28 Conklin Jeffery P. Officer M-Exempt A Citizens, Inc. Class A Common Stock 12,461 0.00 159,252 D
2025-03-18 Stenberg Jon Officer M-Exempt D Restricted Stock Units 45,249 0.00 90,498 D
2025-02-28 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 497 5.00 2.5K 53,392 D
2025-02-28 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 99 5.00 496.92 33,261 D
2025-02-28 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 398 5.00 2.0K 54,854 D
2025-02-28 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 60 5.00 298.15 31,291 D
2025-01-31 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 497 5.00 2.5K 52,895 D
2025-01-31 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 99 5.00 497.18 33,162 D
2025-01-31 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 398 5.00 2.0K 54,456 D
2025-01-31 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 60 5.00 298.31 31,231 D
2025-01-03 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 531 4.68 2.5K 52,398 D
2025-01-03 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 106 4.68 496.86 33,062 D
2025-01-03 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 425 4.68 2.0K 54,059 D
2025-01-03 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 64 4.68 298.11 31,171 D
2025-01-01 Guerrero Paula L Officer Restricted Stock Units 9,103 0.00 0 D
2024-12-31 Waite Harvey J. Officer 0 0.00 0
2024-12-31 TAYLOR MARY Director 0 0.00 0
2024-12-31 Davis Jerry Director 0 0.00 0
2024-12-31 DAVIS CYNTHIA H Director 0 0.00 0
2024-11-01 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 517 4.80 2.5K 51,317 D
2024-11-01 Lewis Bryon Matthew Officer M-Exempt D Restricted Stock Units 1,032 0.00 0 D
2024-11-01 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 414 4.80 2.0K 53,194 D
2024-10-08 Kinlaw Sheryl L Officer J-Other D Citizens, Inc. Class A Common Stock 1 4.66 3.77 38,209 D
2024-10-04 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 605 4.10 2.5K 50,799 D
2024-10-04 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 130 3.81 494.10 38,210 D
2024-10-04 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 484 4.10 2.0K 52,780 D
2024-09-20 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 152 3.24 493.83 38,080 D
2024-09-16 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 11,934 2.99 35.7K 89,464
2024-09-09 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 95 2.99 284.05 77,530
2024-09-06 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 154 3.21 493.38 37,928 D
2024-09-05 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 356 2.93 1.0K 18,023
2024-09-04 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 5,465 3.03 16.6K 5,465
2024-09-03 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 7,869 2.99 23.5K 38,137
2024-08-30 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 830 2.98 2.5K 50,194 D
2024-08-30 Lewis Bryon Matthew Officer L-Small A Citizens, Inc. Class A Common Stock 166 2.98 494.68 5,842 D
2024-08-30 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 664 2.98 2.0K 52,296 D
2024-08-23 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 159 3.10 493.14 37,774 D
2024-08-16 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 1,736 2.77 4.8K 30,268
2024-08-15 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 600 2.77 1.7K 28,532
2024-08-15 Lewis Bryon Matthew Officer M-Exempt A Citizens, Inc. Class A Common Stock 2,625 0.00 6,292
2024-08-14 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 2,155 2.73 5.9K 27,932
2024-08-13 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 1,036 2.73 2.8K 25,777
2024-08-12 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 4,090 2.73 11.2K 24,741
2024-08-09 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 1,950 2.65 5.2K 20,651
2024-08-09 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 177 2.79 492.70 37,615 D
2024-08-08 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 3,514 2.60 9.1K 18,701
2024-08-02 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 925 2.67 2.5K 49,364 D
2024-08-02 Lewis Bryon Matthew Officer L-Small A Citizens, Inc. Class A Common Stock 185 2.67 493.95 3,667
2024-08-02 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 740 2.67 2.0K 51,632 D
2024-07-19 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 184 2.68 492.55 37,438 D
2024-07-15 Lewis Bryon Matthew Officer M-Exempt A Citizens, Inc. Class A Common Stock 1,279 0.00 3,862
2024-07-09 Stenberg Jon Officer P-Purchase A Citizens, Inc. Class A Common Stock 4,580 2.59 11.9K 4,580
2024-07-05 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 182 2.70 492.52 37,255 D
2024-07-01 Kinlaw Sheryl L Officer M-Exempt D Restricted Stock Units 8,000 0.00 0
2024-06-28 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 889 2.78 2.5K 48,439
2024-06-28 Shields Gerald Director M-Exempt D Restricted Stock Units 75,845 0.00 0
2024-06-28 Lewis Bryon Matthew Officer L-Small A Citizens, Inc. Class A Common Stock 178 2.78 494.31 2,583
2024-06-28 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 711 2.78 2.0K 50,892 D
2024-06-21 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 162 3.04 492.36 31,020
2024-06-18 TAYLOR MARY Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-18 MORGAN JAMES KEITH Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-18 MANESS TERRY SAM Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-18 Davis Jerry Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-18 DAVIS CYNTHIA H Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-18 Claus Christopher W Director A-Award A Restricted Stock Units 14,035 0.00 14,035
2024-06-07 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 168 2.94 492.98 30,858
2024-06-06 TAYLOR MARY Director M-Exempt D Restricted Stock Units 18,182 0.00 0
2024-06-06 MORGAN JAMES KEITH Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 80,147
2024-06-06 MANESS TERRY SAM Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 34,129
2024-06-06 KEATING FRANK A Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 42,130
2024-06-06 Davis Jerry Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 50,180
2024-06-06 DAVIS CYNTHIA H Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 30,590
2024-06-06 Claus Christopher W Director M-Exempt A Citizens, Inc. Class A Common Stock 18,182 0.00 58,358
2024-05-31 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 828 2.99 2.5K 47,550
2024-05-31 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 166 2.99 494.91 13,911
2024-05-31 Shields Gerald Director L-Small A Citizens, Inc. Class A Common Stock 662 2.99 2.0K 187,149
2024-05-31 KEATING FRANK A Director J-Other D Citizens, Inc. Class A Common Stock 0 2.88 0.96 23,617
2024-05-31 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 662 2.99 2.0K 31,998
2024-05-31 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 99 2.99 296.95 12,408
2024-05-24 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 176 2.80 491.89 30,690
2024-05-10 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 201 2.45 491.97 30,515
2024-05-03 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 1,111 2.22 2.5K 46,722
2024-05-03 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 222 2.22 493.06 13,745
2024-05-03 Shields Gerald Director L-Small A Citizens, Inc. Class A Common Stock 888 2.22 2.0K 186,487
2024-05-03 KEATING FRANK A Director L-Small A Citizens, Inc. Class A Common Stock 444 2.22 986.12 23,617
2024-05-03 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 888 2.22 2.0K 31,336
2024-05-03 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 133 2.22 295.84 12,308
2024-04-19 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 237 2.07 490.18 30,314
2024-04-05 MANESS TERRY SAM Director P-Purchase A Citizens, Inc. Class A Common Stock 317 2.13 675.21 15,947
2024-04-05 Kinlaw Sheryl L Officer L-Small A Citizens, Inc. Class A Common Stock 231 2.13 491.08 30,077
2024-04-01 Waite Harvey J. Officer L-Small A Citizens, Inc. Class A Common Stock 1,129 2.18 2.5K 45,612
2024-04-01 TAYLOR MARY Director L-Small A Citizens, Inc. Class A Common Stock 226 2.18 492.23 13,523
2024-04-01 Shields Gerald Director L-Small A Citizens, Inc. Class A Common Stock 903 2.18 2.0K 185,598
2024-04-01 KEATING FRANK A Director L-Small A Citizens, Inc. Class A Common Stock 452 2.18 984.47 23,173
2024-04-01 Davis Jerry Director L-Small A Citizens, Inc. Class A Common Stock 903 2.18 2.0K 30,448
2024-04-01 DAVIS CYNTHIA H Director L-Small A Citizens, Inc. Class A Common Stock 135 2.18 295.34 12,175
2024-03-31 Waite Harvey J. Officer M-Exempt A Citizens, Inc. Class A Common Stock 5,688 0.00 40,432
2024-03-31 Shields Gerald Director / Officer M-Exempt D Restricted Stock Units 21,112 0.00 42,230
2024-03-31 Mauldin Robert M III Officer M-Exempt D Restricted Stock Units 12,688 0.00 25,317
2024-03-31 Kinlaw Sheryl L Officer M-Exempt A Citizens, Inc. Class A Common Stock 8,535 0.00 31,857
2024-03-31 Conklin Jeffery P. Officer M-Exempt D Restricted Stock Units 7,846 0.00 7,847
2024-03-28 Waite Harvey J. Officer A-Award A Restricted Stock Units 45,211 0.00 45,211
2024-03-28 Stenberg Jon Officer A-Award A Restricted Stock Units 60,928 0.00 60,928
2024-03-28 Shields Gerald Director / Officer A-Award A Restricted Stock Units 46,729 0.00 46,729
2024-03-28 Mauldin Robert M III Officer A-Award A Restricted Stock Units 32,710 0.00 32,710
2024-03-28 Lewis Bryon Matthew Officer A-Award A Restricted Stock Units 14,019 0.00 14,019
2024-03-28 Kinlaw Sheryl L Officer A-Award A Restricted Stock Units 32,710 0.00 32,710
2024-03-28 Conklin Jeffery P. Officer A-Award A Restricted Stock Units 37,468 0.00 37,468
2024-03-26 MORGAN JAMES KEITH Director P-Purchase A Citizens, Inc. Class A Common Stock 5,000 2.11 10.6K 61,066

Executive team

Top executives
EBIT / Employee
70.7K
Shares Outstanding
50.55M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Jon Stenberg Chief Executive Officer and President 500.0K 450.0K 460.0K 77.7K 1.49M 30.25%
2 2025 Jeffery P. Conklin Chief Financial Officer, Chief Investment Officer and Treasurer 442.9K 200.0K 195.5K 11.3K 849.7K 23.54%
3 2025 Sheryl Kinlaw Chief Legal Officer and Secretary 360.5K 175.0K 172.5K 13.2K 721.2K 24.27%
4 2024 Jon Stenberg 381.3K 626.0K 300.4K 127.6K 1.44M 43.61%
5 2024 Jon Stenberg Chief Executive Officer and President 381.3K 626.0K 300.4K 127.6K 1.44M 43.61%
6 2024 Gerald W. Shields Former Chief Executive Officer and President 400.0K 162.3K 300.0K 93.9K 956.2K 16.97%
7 2024 Jeffery P. Conklin Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 280.2K 171.7K 14.4K 896.3K 31.26%
8 2024 Sheryl Kinlaw Chief Legal Officer and Secretary 350.0K 272.4K 151.5K 14.2K 788.1K 34.56%
9 2023 Gerald W. Shields Chief Executive Officer and President 775.0K 235.0K 389.5K 1.2K 1.40M 16.78%
10 2023 Gerald W. Shields Former Chief Executive Officer and President 775.0K 235.0K 389.5K 1.2K 1.40M 16.78%
11 2023 Robert M. Mauldin III Vice President, Chief Marketing Officer 350.0K 141.0K 131.0K 26.9K 648.9K 21.73%
12 2023 Jeffery P. Conklin Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 107.6K 90.9K 16.0K 644.5K 16.70%
13 2023 Jeffery P. Conklin Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 107.6K 90.9K 16.0K 644.5K 16.70%
14 2023 Harvey J. L. Waite Vice President, Chief Actuary 343.8K 86.4K 93.0K 34.0K 557.2K 15.51%
15 2023 Sheryl Kinlaw Vice President, Chief Legal Officer and Secretary 350.0K 95.0K 97.4K 14.2K 556.6K 17.07%
16 2023 Sheryl Kinlaw Chief Legal Officer and Secretary 350.0K 95.0K 97.4K 14.2K 556.6K 17.07%
17 2022 Gerald W. Shields Chief Executive Officer and President 775.0K 564.0K 15.0K 1.35M 0.00%
18 2022 Jeffery P. Conklin Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 99.8K 156.4K 12.2K 698.4K 14.29%
19 2022 Robert M. Mauldin III Vice President, Chief Marketing Officer 350.0K 78.7K 141.0K 19.1K 588.8K 13.37%
20 2022 Harvey J. L. Waite Vice President, Chief Actuary 340.0K 72.4K 120.0K 32.7K 565.0K 12.80%
21 2022 Sheryl Kinlaw Vice President, Chief Legal Officer and Secretary 300.0K 40.3K 128.3K 12.2K 480.8K 8.39%
22 2021 Gerald W. Shields Chief Executive Officer and President 822.9K 10.5K 606.7K 18.2K 1.46M 0.72%
23 2021 Jeffery P. Conklin Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 214.5K 149.3K 10.0K 803.8K 26.68%
24 2021 Robert M. Mauldin III Vice President, Chief Marketing Officer 350.0K 205.7K 118.0K 7.8K 681.5K 30.18%
25 2021 Harvey J. L. Waite Vice President, Chief Actuary 340.0K 49.0K 108.5K 10.5K 507.9K 9.64%
26 2021 Sheryl Kinlaw Vice President, Chief Legal Officer and Secretary 150.0K 130.3K 54.9K 115.5K 450.7K 28.92%
27 2020 Geoffrey M. Kolander Former President and Chief Executive Officer 595.8K 1.20M 507.3K 9.15M 13.04M 9.20%
28 2020 Jeffery P. Conklin Vice President, Chief Financial Officer and Treasurer 430.0K 322.5K 214.5K 10.3K 977.3K 33.00%
29 2020 Jeffery P. Conklin Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 430.0K 322.5K 214.5K 10.3K 977.3K 33.00%
30 2020 Robert M. Mauldin III Vice President, Chief Marketing Officer 350.0K 262.5K 164.9K 8.6K 786.0K 33.40%
31 2020 James A. Eliasberg Vice President, Chief Legal Officer and Corporate Secretary 350.0K 87.5K 152.3K 10.6K 600.4K 14.57%
32 2020 Gerald W. Shields Vice President of the Board and Interim Chief Executive Officer and President 295.6K 125.0K 9.5K 75.6K 505.7K 1.87%
33 2020 Gerald W. Shields Chief Executive Officer and President 295.6K 125.0K 9.5K 75.6K 505.7K 1.87%
34 2020 Harvey L. J. Waite Vice President, Chief Actuary 255.0K 49.0K 72.5K 376.4K 0.00%
35 2020 Harvey J. L. Waite Vice President, Chief Actuary 255.0K 49.0K 72.5K 376.4K 0.00%
36 2019 Geoffrey M. Kolander Former President and Chief Executive Officer 1.00M 300.0K 1.75M 1.20M 10.6K 4.26M 41.07%
37 2019 Geoffrey M. Kolander President and Chief Executive Officer 1.00M 300.0K 1.75M 1.20M 10.6K 4.26M 41.07%
38 2019 James A. Eliasberg Vice President, Chief Legal Officer and Corporate Secretary 350.0K 262.5K 210.0K 5.3K 827.8K 31.71%
39 2019 Jeffery P. Conklin Vice President, Chief Financial Officer, Chief Investment Officer and Treasurer 364.8K 187.5K 140.0K 8.3K 700.5K 26.77%
40 2019 Jeffery P. Conklin Vice President, Chief Financial Officer and Treasurer 364.8K 187.5K 140.0K 8.3K 700.5K 26.77%
41 2019 Robert M. Mauldin III Vice President, Chief Marketing Officer 308.0K 230.0K 138.6K 6.6K 683.2K 33.66%
42 2019 Kay E. Osbourn Former Executive Vice President, Chief Financial Officer 96.9K 375.0K 44.4K 516.2K 72.64%
43 2019 Amanda L. Crews Former Vice President, Operations 208.7K 175.0K 14.2K 398.0K 43.98%
44 2018 Geoffrey M. Kolander Former President and Chief Executive Officer 700.0K 300.0K 490.0K 490.0K 10.6K 1.99M 24.62%
45 2018 Geoffrey M. Kolander President and Chief Executive Officer 700.0K 300.0K 490.0K 490.0K 10.6K 1.99M 24.62%
46 2018 Kay E. Osbourn Executive Vice President, Chief Financial Officer 350.0K 300.0K 140.0K 210.0K 10.6K 1.01M 13.85%
47 2018 Kay E. Osbourn Former Executive Vice President, Chief Financial Officer 350.0K 300.0K 140.0K 210.0K 10.6K 1.01M 13.85%
48 2018 Robert M. Mauldin III Vice President, Chief Marketing Officer 308.0K 77.0K 77.0K 3.8K 465.8K 16.53%
49 2018 Jeffery P. Conklin Vice President, Chief Accounting Officer and Treasurer 250.0K 63.0K 25.0K 5.8K 343.8K 18.32%
50 2018 Jeffery P. Conklin Vice President, Chief Financial Officer and Treasurer 250.0K 63.0K 25.0K 5.8K 343.8K 18.32%
51 2018 James A. Eliasberg Vice President, Chief Legal Officer and Corporate Secretary 222.5K 115.0K 337.5K 0.00%
52 2017 Geoffrey M. Kolander President and Chief Executive Officer PFO – PRINCIPAL FINANCIAL OFFICER 600.0K 630.0K 12.7K 1.24M 0.00%
53 2017 Geoffrey M. Kolander President and Chief Executive Officer 600.0K 630.0K 10.8K 1.24M 0.00%
54 2017 Kay E. Osbourn Executive Vice President, Chief Financial Officer and Chief Investment Officer 450.0K 405.0K 11.8K 868.8K 0.00%
55 2017 Kay E. Osbourn Executive Vice President, Chief Financial Officer 450.0K 405.0K 10.8K 865.8K 0.00%
56 2017 Kay E. Osbourn Former Executive Vice President, Chief Financial Officer 450.0K 405.0K 10.8K 865.8K 0.00%
57 2017 Terry B. Festervand Chief Operations Officer 293.3K 176.0K 471.4K 0.00%
58 2017 David S. Jorgensen , General Manager for International Operations, CICA Life Ltd. 350.0K 10.6K 362.6K 0.00%
59 2017 Sidney L. Harp II Executive Vice President and Director of Agency, Home Service Division 293.6K 5.0K 11.8K 310.1K 0.00%
60 2017 Robert M. Mauldin III Chief Marketing Officer 141.2K 47.0K 29.7K 217.9K 0.00%
61 2017 Robert M. Mauldin III Vice President, Chief Marketing Officer 141.2K 47.0K 29.7K 217.9K 0.00%
62 2016 Geoffrey M. Kolander, CEO PFO – PRINCIPAL FINANCIAL OFFICER 400.3K 150.0K 12.7K 563.0K 0.00%
63 2016 Geoffrey M. Kolander President and Chief Executive Officer PFO – PRINCIPAL FINANCIAL OFFICER 400.3K 150.0K 12.7K 563.0K 0.00%
64 2016 Kay E. Osbourn Executive Vice President, Chief Financial Officer and Chief Investment Officer 400.3K 150.0K 11.6K 561.9K 0.00%
65 2016 Kay E. Osbourn, President 400.3K 150.0K 11.6K 561.9K 0.00%
66 2016 Geoffrey M. Kolander President and Chief Executive Officer 400.3K 150.0K 10.6K 560.9K 0.00%
67 2016 Kay E. Osbourn Executive Vice President, Chief Financial Officer 400.3K 450.0K 10.3K 560.7K 0.00%
68 2016 David S. Jorgensen , General Manager for International Operations, CICA Life Ltd. 395.3K 100.0K 5.3K 500.6K 0.00%
69 2016 David S. Jorgensen , Vice President, Chief Financial Officer and Treasurer 395.3K 100.0K 5.3K 500.6K 0.00%
70 2016 Rick D. Riley 270.4K 32.5K 302.9K 0.00%
71 2016 Sidney L. Harp II 285.3K 11.0K 296.3K 0.00%
72 2016 Sidney L. Harp II Executive Vice President and Director of Agency, Home Service Division 285.3K 11.0K 296.3K 0.00%
73 2016 Robert E. Rainey 257.3K 20.8K 278.1K 0.00%
74 2016 Sarah C. Morris 210.3K 25.5K 235.8K 0.00%
75 2015 Rick D. Riley 539.6K 51.4K 591.0K 0.00%
76 2015 PEO - Principal Executive Officer Rick D. Riley Chairman and Chief Executive Officer 539.6K 51.4K 591.0K 0.00%
77 2015 Harold E. Riley , Chairman Emeritus 481.1K 6.8K 487.9K 0.00%
78 2015 Kay E. Osbourn Executive Vice President, Chief Financial Officer and Chief Investment Officer 379.2K 8.1K 387.3K 0.00%
79 2015 David S. Jorgensen , Kay E. Osbourn President and Chief Corporate Officer 379.2K 8.1K 387.3K 0.00%
80 2015 Kay E. Osbourn, President 379.2K 8.1K 387.3K 0.00%
81 2015 Geoffrey M. Kolander President and Chief Executive Officer PFO – PRINCIPAL FINANCIAL OFFICER 379.2K 496.00 379.7K 0.00%
82 2015 Geoffrey M. Kolander, CEO PFO – PRINCIPAL FINANCIAL OFFICER 379.2K 496.00 379.7K 0.00%
83 2015 Geoffrey M. Kolander, Senior Vice President, Chief Legal Officer and Corporate Strategy 379.2K 496.00 379.7K 0.00%
84 2015 Randall H. Riley, 297.9K 13.2K 311.1K 0.00%
85 2015 Robert E. Rainey 285.0K 18.0K 303.0K 0.00%
86 2015 Robert E. Rainey, Jr. 285.0K 18.0K 303.0K 0.00%
87 2015 Sidney L. Harp II 275.0K 12.4K 287.4K 0.00%
88 2015 Sidney L. Harp II Executive Vice President and Director of Agency, Home Service Division 275.0K 12.4K 287.4K 0.00%
89 2015 Sarah C. Morris 204.0K 71.2K 275.2K 0.00%
90 2015 Ray A. Riley , 132.9K 24.0K 156.9K 0.00%
91 2015 PFO - Principal Financial Officer Vice President, Chief Financial Officer and Treasurer 43.8K 300.00 44.1K 0.00%
92 2015 David S. Jorgensen , Vice President, Chief Financial Officer and Treasurer 43.8K 300.00 44.1K 0.00%
93 2015 David S. Jorgensen , General Manager for International Operations, CICA Life Ltd. 43.8K 300.00 44.1K 0.00%
94 2014 Harold E. Riley , Chairman Emeritus 1.00M 81.8K 1.08M 0.00%
95 2014 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 29.7K 1.03M 0.00%
96 2014 Rick D. Riley 525.0K 134.7K 659.7K 0.00%
97 2014 PEO - Principal Executive Officer Rick D. Riley Chairman and Chief Executive Officer 525.0K 134.7K 659.7K 0.00%
98 2014 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 525.0K 50.2K 575.2K 0.00%
99 2014 Ray A. Riley , 290.0K 66.2K 356.2K 0.00%
100 2014 Kay E. Osbourn, President 340.0K 9.5K 349.5K 0.00%
101 2014 David S. Jorgensen , Kay E. Osbourn President and Chief Corporate Officer 340.0K 9.5K 349.5K 0.00%
102 2014 PFO —Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 340.0K 8.8K 348.9K 0.00%
103 2014 Geoffrey M. Kolander, Senior Vice President, Chief Legal Officer and Corporate Strategy 340.0K 5.6K 345.6K 0.00%
104 2014 Geoffrey M. Kolander, CEO PFO – PRINCIPAL FINANCIAL OFFICER 340.0K 5.6K 345.6K 0.00%
105 2014 Ray A. Riley , Executive Vice President, USA Marketing 290.0K 49.4K 338.9K 0.00%
106 2014 Robert E. Rainey 255.0K 82.6K 337.6K 0.00%
107 2014 Robert E. Rainey, Jr. 255.0K 82.6K 337.6K 0.00%
108 2014 Randall H. Riley, 310.0K 23.3K 333.3K 0.00%
109 2014 Randall H. Riley, Vice President, International Division 310.0K 18.8K 328.8K 0.00%
110 2014 Sarah C. Morris 192.0K 94.5K 286.5K 0.00%
111 2014 Sidney L. Harp II 265.0K 15.3K 280.3K 0.00%
112 2013 Harold E. Riley , Chairman Emeritus 1.00M 36.0K 1.04M 0.00%
113 2013 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 20.0K 1.02M 0.00%
114 2013 PEO - Principal Executive Officer Rick D. Riley Chairman and Chief Executive Officer 500.0K 56.0K 556.0K 0.00%
115 2013 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 500.0K 31.9K 531.9K 0.00%
116 2013 David S. Jorgensen , Kay E. Osbourn President and Chief Corporate Officer 315.0K 7.8K 322.8K 0.00%
117 2013 PFO —Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 315.0K 6.9K 321.9K 0.00%
118 2013 Geoffrey M. Kolander, Senior Vice President, Chief Legal Officer and Corporate Strategy 315.0K 2.4K 317.4K 0.00%
119 2013 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 315.0K 2.0K 317.0K 0.00%
120 2013 Ray A. Riley , 281.3K 25.9K 307.1K 0.00%
121 2013 Ray A. Riley , USA Marketing 281.3K 20.9K 302.2K 0.00%
122 2013 Randall H. Riley, 290.0K 5.9K 295.9K 0.00%
123 2013 Randall H. Riley, Vice President, International Division 290.0K 4.5K 294.5K 0.00%
124 2013 Robert E. Rainey, Jr. 242.0K 39.0K 281.0K 0.00%
125 2012 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 26.7K 1.03M 0.00%
126 2012 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 500.0K 42.1K 542.1K 0.00%
127 2012 Ray A. Riley , USA Marketing 290.0K 23.5K 313.5K 0.00%
128 2012 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 302.0K 5.5K 307.5K 0.00%
129 2012 PFO —Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 302.0K 5.5K 307.5K 0.00%
130 2012 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 302.0K 2.2K 304.2K 0.00%
131 2012 Randall H. Riley, Vice President, International Division 270.0K 14.1K 284.1K 0.00%
132 2011 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 33.3K 1.03M 0.00%
133 2011 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 500.0K 52.5K 552.5K 0.00%
134 2011 Ray A. Riley , USA Marketing 290.0K 26.5K 316.5K 0.00%
135 2011 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 290.0K 2.7K 292.7K 0.00%
136 2011 Randall H. Riley, Vice President, International Division 245.0K 13.7K 258.7K 0.00%
137 2011 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial 230.0K 5.5K 235.5K 0.00%
138 2011 PFO —Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 230.0K 5.4K 235.4K 0.00%
139 2011 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 230.0K 5.4K 235.4K 0.00%
140 2010 PEO - Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 37.2K 1.04M 0.00%
141 2010 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 36.5K 1.04M 0.00%
142 2010 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 475.0K 36.5K 511.5K 0.00%
143 2010 Ray A. Riley , Executive Vice President, USA Marketing 283.0K 22.3K 305.3K 0.00%
144 2010 Ray A. Riley , USA Marketing 283.0K 21.7K 304.7K 0.00%
145 2010 Geoffrey M. Kolander, Executive Vice President, General 270.0K 1.4K 271.4K 0.00%
146 2010 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 270.0K 1.4K 271.4K 0.00%
147 2010 Randall H. Riley, Vice President, International Division 231.5K 13.5K 245.0K 0.00%
148 2010 PFO — Principal Financial Officer Kay E. Osbourn, 200.0K 5.2K 205.2K 0.00%
149 2010 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial 200.0K 5.2K 205.2K 0.00%
150 2010 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial Officer and Treasurer 200.0K 4.7K 205.2K 0.00%
151 2009 PEO —Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 32.9K 1.03M 0.00%
152 2009 PEO - Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 32.9K 1.03M 0.00%
153 2009 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 450.0K 50.2K 500.2K 0.00%
154 2009 Ray A. Riley , Executive Vice President, USA Marketing 283.0K 15.9K 298.9K 0.00%
155 2009 Ray A. Riley , USA Marketing 283.0K 15.9K 298.9K 0.00%
156 2009 Ray A. Riley , Executive Vice President, Chief Marketing Officer 283.0K 15.9K 298.9K 0.00%
157 2009 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 250.0K 748.00 250.8K 0.00%
158 2009 Geoffrey M. Kolander, Executive Vice President, General 250.0K 748.00 250.8K 0.00%
159 2009 PFO — Principal Financial Officer Kay E. Osbourn, 156.8K 249.00 157.0K 0.00%
160 2009 PFO— Principal Financial Officer Kay E. Osbourn, Executive Vice President, Chief Financial 156.8K 249.00 157.0K 0.00%
161 2009 PFO — Principal Financial Officer 156.8K 249.00 157.0K 0.00%
162 2009 Former PFO — Principal Financial Officer Thomas F. Kopetic , Former Vice President, Chief Financial Officer and Treasurer 84.2K 84.2K 0.00%
163 2008 PEO — Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 78.4K 1.08M 0.00%
164 2008 PEO - Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 1.00M 78.4K 1.08M 0.00%
165 2008 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 450.0K 57.2K 507.2K 0.00%
166 2008 Ray A. Riley , Executive Vice President, Chief Marketing Officer 275.0K 17.4K 292.4K 0.00%
167 2008 Ray A. Riley , Executive Vice President, USA Marketing 275.0K 17.4K 292.4K 0.00%
168 2008 Randall H. Riley, Vice President, Investor Relations and Public Relations 225.0K 19.3K 244.3K 0.00%
169 2008 Former PFO — Principal Financial Officer Thomas F. Kopetic , Former Vice President, Chief Financial Officer and Treasurer 175.0K 7.4K 182.4K 0.00%
170 2008 PFO — Principal Financial Officer Thomas F. Kopetic , 175.0K 7.4K 182.4K 0.00%
171 2007 PEO — Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 880.0K 42.4K 922.4K 0.00%
172 2007 PEO - Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 880.0K 42.4K 922.4K 0.00%
173 2007 PEO — Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 880.0K 42.4K 922.4K 0.00%
174 2007 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 361.0K 42.4K 403.3K 0.00%
175 2007 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 361.0K 42.4K 403.3K 0.00%
176 2007 Ray A. Riley , Executive Vice President, Chief Marketing Officer 239.7K 12.3K 252.0K 0.00%
177 2007 Ray A. Riley , Executive Vice President, Chief Marketing Officer 239.7K 12.3K 252.0K 0.00%
178 2007 Randall H. Riley, Vice President, Investor Relations and Public Relations 180.2K 3.4K 183.4K 0.00%
179 2007 Randall H. Riley Vice President, Investor Relations and Public Relations 180.2K 3.4K 183.4K 0.00%
180 2007 Geoffrey M. Kolander Vice President, General Counsel and Corporate Secretary 182.7K 342.00 183.1K 0.00%
181 2007 Geoffrey M. Kolander, Executive Vice President, General Counsel and Corporate Secretary 182.7K 342.00 183.1K 0.00%
182 2007 PFO — Principal Financial Officer Thomas F. Kopetic , 154.9K 342.00 155.2K 0.00%
183 2007 Former PFO — Principal Financial Officer Thomas F. Kopetic , Former Vice President, Chief Financial Officer and Treasurer 154.9K 342.00 155.2K 0.00%
184 2007 PFO — Principal Financial Officer Thomas F. Kopetic , Chief Financial Officer 154.9K 342.00 155.2K 0.00%
185 2006 PEO — Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 779.0K 42.0K 821.0K 0.00%
186 2006 PEO — Principal Executive Officer Harold E. Riley , Chairman and Chief Executive Officer 779.0K 42.0K 821.0K 0.00%
187 2006 Rick D. Riley , Vice Chairman, President and Chief Corporate Officer 311.7K 42.0K 353.7K 0.00%
188 2006 Mark A. Oliver , 285.8K 31.7K 317.5K 0.00%
189 2006 Ray A. Riley , Executive Vice President, Chief Marketing Officer 217.5K 11.3K 228.8K 0.00%
190 2006 Larry E. Carson , 125.2K 125.2K 0.00%
191 2005 Harold E. Riley, Chairman 675.0K 28.8K 703.8K 0.00%
192 2005 Rick D. Riley, Vice Chairman 283.5K 28.8K 312.2K 0.00%
193 2005 Mark A. Oliver, President, Chief Executive Officer 259.6K 20.5K 280.2K 0.00%
194 2005 Ray A. Riley, Executive Vice President, Chief 199.3K 4.6K 203.9K 0.00%
195 2005 Clayton D. Dunham, Executive Vice President, Chief 181.3K 7.7K 189.0K 0.00%
196 2004 Harold E. Riley, Chairman 571.4K 31.5K 602.8K 0.00%
197 2004 Rick D. Riley, Vice Chairman and Chief Executive Officer 257.2K 31.5K 288.7K 0.00%
198 2004 Rick D. Riley, Vice Chairman 257.2K 31.5K 288.7K 0.00%
199 2004 Clayton D. Dunham, Executive Vice President, Chief 275.1K 5.2K 280.4K 0.00%
200 2004 Mark A. Oliver, President, Chief Investment Officer 229.5K 22.1K 251.7K 0.00%
201 2004 Mark A. Oliver, President, Chief Executive Officer 229.5K 22.1K 251.7K 0.00%
202 2004 Ray A. Riley, Executive Vice President and Chief 183.0K 4.7K 187.6K 0.00%
203 2004 Ray A. Riley, Executive Vice President, Chief 183.0K 4.7K 187.6K 0.00%
204 2004 Marcia F. Emmons 121.0K 121.0K 0.00%
205 2003 Harold E. Riley, Chairman 571.4K 35.8K 607.1K 0.00%
206 2003 Rick D. Riley, Vice Chairman 257.2K 35.8K 293.0K 0.00%
207 2003 Rick D. Riley, Vice Chairman and Chief Executive Officer 257.2K 35.8K 293.0K 0.00%
208 2003 Clayton D. Dunham, Executive Vice President, Chief 255.2K 5.5K 260.7K 0.00%
209 2003 Mark A. Oliver, President, Chief Executive Officer 233.9K 24.7K 258.6K 0.00%
210 2003 Mark A. Oliver, President, Chief Investment Officer 233.9K 24.7K 258.6K 0.00%
211 2003 Ray A. Riley, Executive Vice President and Chief 157.3K 4.8K 162.1K 0.00%
212 2003 Ray A. Riley, Executive Vice President, Chief 157.3K 4.8K 162.1K 0.00%
213 2002 Clayton D. Dunham, Executive Vice President, Chief 276.1K 4.8K 280.9K 0.00%
214 2002 Rick D. Riley, Vice Chairman and Chief Executive Officer 233.7K 34.5K 268.2K 0.00%
215 2002 Mark A. Oliver, President, Chief Investment Officer 193.7K 23.5K 217.1K 0.00%
216 2002 Ray A. Riley, Executive Vice President and Chief 103.9K 4.1K 108.1K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-30 DEFA14A
2026-04-30 DEF 14A
2025-04-30 DEFA14A
2025-04-30 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-07 8-K
2026-05-07 10-Q
2026-04-30 DEFA14A
2026-04-30 DEF 14A
2026-04-30 ARS
2026-04-20 4
2026-04-02 4
2026-04-02 4
2026-04-02 4
2026-04-02 4

Executive team

NameTitleCompensationGender
Jon Scott Stenberg President CEO & Director 1M male
Jeffery Paul Conklin Chief Financial Officer, Chief Investment Officer & Treasurer 649.7K male
Sheryl L. Kinlaw Chief Legal Officer & Secretary 546.2K female
Harvey J. L. Waite Chief Actuary 470.8K male
Seth Alan Hoxworth Chief Actuary 470.8K male
David Scott Jorgensen General Manager for International Operations of CICA Life Insurance Company of America 360.6K male
Paula Guerrero Chief Information Officer female
Bryon Matthew Lewis Chief Operating Officer male
ESG Rating
B-
INSURANCE - LIFE
2014
E (Environmental)
72.9 / 66.1
Company / Sector avg.
S (Social)
69.6 / 78.2
Company / Sector avg.
G (Governance)
64.3 / 68.8
Company / Sector avg.
ESG Total
69.0 / 71.0
Company / Sector avg.
ESG Score History INSURANCE - LIFE
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
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Dividend history

Earnings history

Earnings reports

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