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Cathay Financial Holding Co., Ltd. (CHYFF)

USD14.63 +0.00 (+0.00%)
US OTC Financial Services Insurance - Life
Address No. 296, Ren-Ai Road, Sec. 4 106
Taipei, US
CEO Zhang Geng Li
IPO 2015-03-25
ISIN US14915V2051

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Also trades on Other OTC · CHYFF (USD) Taiwan Stock Exchange · 2882.TW (TWD)
Description

Cathay Financial Holding Co., Ltd. operates as a diversified financial conglomerate primarily serving the Taiwanese clientele. Its operational scope is legally restricted to the acquisition and oversight of financial service subsidiaries. The company functions as a core provider of comprehensive financial solutions, with its main pillars being insurance and banking, alongside a smaller involvement in asset management. A cornerstone of Cathay Financial Holding's business approach is its strong emphasis on integrated sales strategies and leveraging advanced information technology. Roughly half of the company's total income is generated from its insurance division, which predominantly focuses on life insurance products. The other significant portion of its revenue comes from its banking arm, largely dedicated to retail and commercial banking services.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD14.63 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
2.1K
Beta
0.71
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +0.00% +17.04% +17.04%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
14.63
DCF (Unlevered) 91.18 +523.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.21
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
2 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +194.9% Q1'26: +23.7% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -2.4% Q1'26: -0.3% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +29.1% Q1'26: -63.1% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +17.3% Q1'26: +39.5% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +29.4% Q1'26: +33.7% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -3.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    2.35× Q1'26: 2.16× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.71) × ERP
WACC = 60% × Ke + 40% × Kd (15.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 90.59 Current price: 14.63
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
379.89B
est: 390.68B (-2.8%)
274.00B
est: 317.45B (-13.7%)
360.93B
est: 394.13B (-8.4%)
1.06T
est: 370.02B (+187.7%)
425.44B
425.44B – 425.44B
+15.0% YoY
457.37B
457.37B – 457.37B
+7.5% YoY
422.87B
422.87B – 422.87B
-7.5% YoY
EBITDA
est: 85.31B (-100.0%)
127.10B
est: 69.32B (+83.4%)
est: 73.71B (-100.0%)
193.31B
est: 69.20B (+179.3%)
79.57B
79.57B – 79.57B
+15.0% YoY
85.54B
85.54B – 85.54B
+7.5% YoY
79.09B
79.09B – 79.09B
-7.5% YoY
EBIT
-7.54B
est: 78.46B (-109.6%)
118.47B
est: 63.75B (+85.8%)
-8.44B
est: 66.22B (-112.7%)
184.42B
est: 62.16B (+196.7%)
71.47B
71.47B – 71.47B
+15.0% YoY
76.84B
76.84B – 76.84B
+7.5% YoY
71.04B
71.04B – 71.04B
-7.5% YoY
Net Income
37.36B
est: 80.51B (-53.6%)
50.93B
est: 59.70B (-14.7%)
110.27B
est: 114.71B (-3.9%)
107.73B
est: 98.79B (+9.1%)
111.54B
111.54B – 111.54B
+12.9% YoY
112.89B
112.89B – 112.89B
+1.2% YoY
115.57B
115.57B – 115.57B
+2.4% YoY
SGA
27.06B
est: 24.48B (+10.5%)
33.33B
est: 19.89B (+67.5%)
37.10B
est: 26.44B (+40.3%)
est: 24.82B (-100.0%)
28.54B
28.54B – 28.54B
+15.0% YoY
30.68B
30.68B – 30.68B
+7.5% YoY
28.37B
28.37B – 28.37B
-7.5% YoY
EPS
36.12
est: 38.42 (-6.0%)
48.61
est: 39.47 (+23.2%)
72.90
est: 78.20 (-6.8%)
71.12
est: 67.35 (+5.6%)
76.04
76.04 – 76.04
+12.9% YoY
76.96
76.96 – 76.96
+1.2% YoY
78.78
78.78 – 78.78
+2.4% YoY

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-125.58B
OE per share TTM
-82.77
Owner's Yield
-585.17%
Maintenance CapEx ratio
79.00%
Maint CapEx / Avg PPE
19.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives

Executive team data is not available for this company yet.

EBIT / Employee
3.43M
Shares Outstanding
2.13B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

ESG Score History

No data available for this company.

Company data will be available after the next weekly refresh.
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits