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Chayo Group Public Company Limited (CHAYO.BK)
Bangkok, TH
Chayo Group Public Company Limited, operating with its subsidiaries, specializes in the acquisition and management of non-performing loans. The company also provides a range of services including debt tracking and collection, personal loan offerings, and call center operations. Furthermore, it distributes products via its call center, television shopping channels, and online platforms. Established in 1997, the company was initially known as Khien and Clay Company Limited, changing its name to Chayo Group Public Company Limited in December 2015. Its corporate headquarters are situated in Bangkok, Thailand.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +4.39% | +17.82% | -15.60% | -11.19% | -9.85% | -37.70% | -84.26% | -90.86% | -40.80% | -40.80% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+8.3% Q1'26: -15.0% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%-323.8% Q1'26: +30.8% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-36.7% Q1'26: +26.1% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%-9.9% Q1'26: +49.9% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%-2.7% Q1'26: +8.7% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+1.5% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×-20.84× Q1'26: 4.44× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
296.92M
est: 295.00M (+0.7%)
|
479.12M
est: 477.00M (+0.4%)
|
720.39M
est: 713.50M (+1.0%)
|
999.21M
est: 1.08B (-7.4%)
|
1.53B
est: 1.80B (-15.0%)
|
2.03B
est: 1.89B (+7.2%)
|
2.19B
est: 2.25B (-2.6%)
|
2.05B
2.05B – 2.05B
-8.9% YoY
|
2.06B
2.06B – 2.06B
+0.5% YoY
|
1.91B
1.91B – 1.91B
-7.3% YoY
|
| EBITDA |
125.25M
est: 149.18M (-16.0%)
|
254.48M
est: 241.22M (+5.5%)
|
385.89M
est: 360.81M (+7.0%)
|
517.74M
est: 545.64M (-5.1%)
|
836.63M
est: 683.90M (+22.3%)
|
801.79M
est: 719.37M (+11.5%)
|
-206.08M
est: 857.68M (-124.0%)
|
781.42M
781.42M – 781.42M
-8.9% YoY
|
785.10M
785.10M – 785.10M
+0.5% YoY
|
727.87M
727.87M – 727.87M
-7.3% YoY
|
| EBIT |
120.32M
est: 146.52M (-17.9%)
|
248.01M
est: 236.91M (+4.7%)
|
380.56M
est: 354.37M (+7.4%)
|
509.47M
est: 535.90M (-4.9%)
|
826.38M
est: 670.62M (+23.2%)
|
788.54M
est: 705.40M (+11.8%)
|
-217.78M
est: 841.03M (-125.9%)
|
766.25M
766.25M – 766.25M
-8.9% YoY
|
769.86M
769.86M – 769.86M
+0.5% YoY
|
713.74M
713.74M – 713.74M
-7.3% YoY
|
| Net Income |
111.43M
est: 146.80M (-24.1%)
|
155.35M
est: 200.95M (-22.7%)
|
219.00M
est: 262.18M (-16.5%)
|
251.20M
est: 321.14M (-21.8%)
|
391.14M
est: 279.69M (+39.9%)
|
241.15M
est: 309.78M (-22.2%)
|
-543.16M
est: 346.39M (-256.8%)
|
319.45M
319.45M – 319.45M
-7.8% YoY
|
327.14M
327.14M – 327.14M
+2.4% YoY
|
230.93M
230.93M – 230.93M
-29.4% YoY
|
| SGA |
63.77M
est: 53.99M (+18.1%)
|
155.04M
est: 87.30M (+77.6%)
|
70.05M
est: 130.58M (-46.4%)
|
86.64M
est: 197.47M (-56.1%)
|
526.85M
est: 212.51M (+147.9%)
|
126.64M
est: 223.53M (-43.3%)
|
—
est: 266.50M (-100.0%)
|
242.81M
242.81M – 242.81M
-8.9% YoY
|
243.95M
243.95M – 243.95M
+0.5% YoY
|
226.17M
226.17M – 226.17M
-7.3% YoY
|
| EPS |
0.13
est: 0.13 (+0.7%)
|
0.18
est: 0.18 (+1.9%)
|
0.21
est: 0.23 (-8.9%)
|
0.22
est: 0.28 (-22.1%)
|
0.34
est: 0.24 (+40.4%)
|
0.21
est: 0.27 (-21.7%)
|
-0.47
est: 0.30 (-256.7%)
|
0.28
0.28 – 0.28
-7.8% YoY
|
0.28
0.28 – 0.28
+2.4% YoY
|
0.20
0.20 – 0.20
-29.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-19 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-18 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-15 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-14 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-08 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-05 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Seksan Rangsiyeranon | Executive Director | 410.0K | male |
| Naowarat Sangkrot | Executive Director & Finance Manager | — | female |
| Narumol Toprapat | Managing Director of Service Business of Chayo Property & Service Company Limited | — | female |
| Samanpong Kleanglamyong | Managing Director of Asset Management | — | male |
| Suksan Yasasin | Vice Chairman, Chief Executive Officer & Acting Business Development MD | — | male |
| Suphanad Srikusalanukul | Accounting Manager | — | female |
| Kitti Tungsriwong | Acting Chief Financial Officer, Deputy Chief Executive Officer, Acting Business Development MD, Company Secretary & Director | — | male |
| Waraporn Inthanu | Managing Director of Service Business | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CHAYO.BK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
