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Credit Corp Group Limited (CCP.AX)
AUD12.89
+0.07 (+0.55%)
AU ASX Financial Services Financial - Credit Services
Address
201 Kent Street 2000
Sydney, NSW, AU
Sydney, NSW, AU
CEO
Thomas Beregi
Website
creditcorpgroup.com.au
IPO
2000-09-03
ISIN AU000000CCP3
Description
Credit Corp Group Limited operates as a financial services firm primarily engaged in the acquisition and collection of outstanding debt portfolios, alongside providing consumer lending products. The company's business activities extend across Australia, New Zealand, and the United States. Its operational structure is divided into three key segments: debt ledger purchasing and management for Australia and New Zealand, a distinct division for debt ledger acquisitions in the United States, and a consumer finance arm serving all three aforementioned regions. Beyond its primary offerings, Credit Corp provides a variety of specialized services, including facilitating debt sales, offering contingency and agency collection services, supporting local government debt recovery, and handling cases of financial hardship and insolvency. It also offers a diverse range of loan products. The company's consumer finance solutions are delivered through recognized brands such as Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizpay. Founded in 1992, its corporate headquarters are located in Sydney, Australia.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD12.89
+0.07 (+0.55%)
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Volume Profile
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Liquidity & share structure
Average Volume
438.9K
Beta
1.19
Float Shares
66.40M
Free Float %
97.5%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.73% | +0.80% | +5.42% | -7.39% | -18.85% | -19.77% | -17.84% | -34.07% | -61.01% | -7.62% | +2,069.23% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
12.89
DCF (Unlevered)
1.15
-91.1%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
83% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 4 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
3.60
Safe zone
Piotroski F-Score
5 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Financial - Credit Services: +13.2%-99.6% Q4'25: +12.4% (vs Q4'23)
-
EPS growth Financial - Credit Services: +24.0%+85.1% ★ Q4'25: +455.6% (vs Q4'23)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+4,543.6% Q4'25: -9.4% (vs Q4'23)
-
EBIT margin Financial - Credit Services: +28.7%+11,204.9% ★ Q4'25: +22.3% (vs Q4'23)
-
ROIC Financial - Credit Services: +5.0%+9.5% ★ Q4'25: +13.2% (vs Q4'23)
-
Share dilution Financial - Credit Services: +0.0%+0.0% Q4'25: +1.1% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×2.38× ★ Q4'25: 1.80× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2003 actual |
Jun 2004 actual |
Jun 2005 actual |
Jun 2006 actual |
Jun 2007 actual |
Jun 2008 actual |
Jun 2009 actual |
Jun 2010 actual |
Jun 2011 actual |
Jun 2012 actual |
Jun 2013 actual |
Jun 2014 actual |
Jun 2015 actual |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 7 Rev. Ana. 6 EPS Ana. |
Jun 2027 7 Rev. Ana. 6 EPS Ana. |
Jun 2028 7 Rev. Ana. 5 EPS Ana. |
Jun 2029 3 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
16.49M
est: 17.12M (-3.7%)
|
27.55M
est: 26.19M (+5.2%)
|
50.26M
est: 50.55M (-0.6%)
|
41.98M
est: 82.97M (-49.4%)
|
60.06M
est: 134.79M (-55.4%)
|
67.43M
est: 155.54M (-56.7%)
|
155.08M
est: 154.80M (+0.2%)
|
93.32M
est: 152.65M (-38.9%)
|
113.53M
est: 117.04M (-3.0%)
|
124.39M
est: 157.77M (-21.2%)
|
142.37M
est: 169.01M (-15.8%)
|
157.97M
est: 173.26M (-8.8%)
|
173.79M
est: 190.20M (-8.6%)
|
199.49M
est: 226.87M (-12.1%)
|
229.52M
est: 269.32M (-14.8%)
|
257.68M
est: 299.50M (-14.0%)
|
273.77M
est: 326.64M (-16.2%)
|
286.19M
est: 354.42M (-19.3%)
|
345.86M
est: 384.38M (-10.0%)
|
373.56M
est: 417.50M (-10.5%)
|
394.67M
est: 428.83M (-8.0%)
|
399.71M
est: 487.05M (-17.9%)
|
1.52M
est: 552.71M (-99.7%)
|
589.64M
578.36M – 614.82M
+6.7% YoY
|
633.05M
592.91M – 712.28M
+7.4% YoY
|
669.99M
664.07M – 675.91M
+5.8% YoY
|
585.4K
560.8K – 635.4K
-99.9% YoY
|
| EBITDA |
7.41M
est: 8.58M (-13.6%)
|
16.49M
est: 12.86M (+28.1%)
|
32.64M
est: 19.63M (+66.3%)
|
24.56M
est: 19.37M (+26.8%)
|
6.76M
est: 33.95M (-80.1%)
|
23.52M
est: 33.00M (-28.7%)
|
27.90M
est: 9.13M (+205.7%)
|
28.97M
est: 15.97M (+81.4%)
|
36.79M
est: 15.11M (+143.6%)
|
41.45M
est: 40.57M (+2.2%)
|
46.88M
est: 40.81M (+14.9%)
|
52.02M
est: 46.85M (+11.0%)
|
57.39M
est: 54.50M (+5.3%)
|
67.64M
est: 64.00M (+5.7%)
|
81.30M
est: 74.21M (+9.6%)
|
103.47M
est: 79.78M (+29.7%)
|
115.52M
est: 90.65M (+27.4%)
|
44.01M
est: 97.44M (-54.8%)
|
142.71M
est: 12.87M (+1,008.6%)
|
158.69M
est: 13.43M (+1,082.0%)
|
156.51M
est: 14.58M (+973.5%)
|
108.52M
est: 15.96M (+580.1%)
|
178.40M
est: 272.97M (-34.6%)
|
295.47M
289.81M – 308.09M
+8.2% YoY
|
317.22M
297.10M – 356.92M
+7.4% YoY
|
335.73M
332.77M – 338.70M
+5.8% YoY
|
293.3K
281.0K – 318.4K
-99.9% YoY
|
| EBIT |
4.96M
est: 8.19M (-39.5%)
|
8.50M
est: 12.29M (-30.8%)
|
13.28M
est: 23.72M (-44.0%)
|
24.04M
est: 19.21M (+25.2%)
|
5.80M
est: 33.95M (-82.9%)
|
21.24M
est: 33.12M (-35.9%)
|
26.41M
est: 9.13M (+189.4%)
|
27.70M
est: 15.48M (+78.9%)
|
35.55M
est: 15.18M (+134.1%)
|
39.80M
est: 40.57M (-1.9%)
|
46.48M
est: 40.71M (+14.2%)
|
51.29M
est: 46.85M (+9.5%)
|
56.45M
est: 57.29M (-1.5%)
|
69.28M
est: 67.17M (+3.1%)
|
85.92M
est: 82.68M (+3.9%)
|
101.36M
est: 95.23M (+6.4%)
|
113.17M
est: 111.16M (+1.8%)
|
33.10M
est: 125.42M (-73.6%)
|
131.87M
est: 38.00M (+247.1%)
|
148.18M
est: 39.62M (+274.0%)
|
145.35M
est: 43.03M (+237.8%)
|
98.72M
est: 47.10M (+109.6%)
|
169.87M
est: 260.73M (-34.9%)
|
282.23M
276.83M – 294.28M
+8.2% YoY
|
303.00M
283.79M – 340.93M
+7.4% YoY
|
320.69M
317.85M – 323.52M
+5.8% YoY
|
280.2K
268.4K – 304.1K
-99.9% YoY
|
| Net Income |
3.34M
est: 6.96M (-52.0%)
|
11.2K
est: 9.09M (-99.9%)
|
25.8K
est: 12.20M (-99.8%)
|
14.41M
est: 13.46M (+7.1%)
|
19.63M
est: 23.39M (-16.1%)
|
5.36M
est: 22.62M (-76.3%)
|
11.40M
est: 5.36M (+112.7%)
|
13.54M
est: 11.24M (+20.5%)
|
21.02M
est: 10.35M (+103.1%)
|
26.58M
est: 28.31M (-6.1%)
|
31.99M
est: 28.49M (+12.3%)
|
34.77M
est: 32.80M (+6.0%)
|
38.41M
est: 38.86M (-1.2%)
|
45.92M
est: 45.71M (+0.5%)
|
55.16M
est: 54.80M (+0.7%)
|
64.29M
est: 61.14M (+5.2%)
|
70.29M
est: 70.50M (-0.3%)
|
15.45M
est: 77.90M (-80.2%)
|
88.13M
est: 17.74M (+396.9%)
|
100.72M
est: 18.50M (+444.5%)
|
91.25M
est: 91.25M (+0.0%)
|
50.71M
est: 50.71M (+0.0%)
|
94.10M
est: 94.10M (+0.0%)
|
103.03M
102.10M – 107.55M
+9.5% YoY
|
112.49M
97.32M – 124.05M
+9.2% YoY
|
125.99M
122.58M – 129.36M
+12.0% YoY
|
144.59M
136.68M – 160.65M
+14.8% YoY
|
| SGA |
4.90M
est: 543.06M (-99.1%)
|
7.03M
est: 814.36M (-99.1%)
|
11.68M
est: 1.57B (-99.3%)
|
19.91M
est: 19.21M (+3.7%)
|
34.57M
est: 32.33M (+6.9%)
|
42.14M
est: 39.93M (+5.5%)
|
35.17M
est: 50.10M (-29.8%)
|
43.76M
est: 42.21M (+3.7%)
|
60.72M
est: 39.56M (+53.5%)
|
66.66M
est: 81.82M (-18.5%)
|
73.30M
est: 71.45M (+2.6%)
|
87.71M
est: 75.14M (+16.7%)
|
102.79M
est: 97.94M (+4.9%)
|
113.03M
est: 122.32M (-7.6%)
|
126.54M
est: 134.89M (-6.2%)
|
139.07M
est: 140.27M (-0.9%)
|
144.82M
est: 152.51M (-5.0%)
|
171.59M
est: 160.50M (+6.9%)
|
163.58M
est: 196.94M (-16.9%)
|
181.85M
est: 205.38M (-11.5%)
|
216.04M
est: 223.04M (-3.1%)
|
233.56M
est: 244.12M (-4.3%)
|
237.27M
est: 17.28B (-98.6%)
|
18.70B
18.35B – 19.50B
+8.2% YoY
|
20.08B
18.81B – 22.59B
+7.4% YoY
|
21.25B
21.06B – 21.44B
+5.8% YoY
|
18.57M
17.79M – 20.15M
-99.9% YoY
|
| EPS |
0.10
est: 0.10 (-1.0%)
|
0.15
est: 0.13 (+14.2%)
|
0.21
est: 0.21 (+0.4%)
|
0.36
est: 0.33 (+9.7%)
|
0.46
est: 0.45 (+1.8%)
|
0.12
est: 0.23 (-47.3%)
|
0.26
est: 0.25 (+4.2%)
|
0.31
est: 0.31 (+0.8%)
|
0.47
est: 0.47 (-0.1%)
|
0.58
est: 0.60 (-2.8%)
|
0.70
est: 0.65 (+8.1%)
|
0.75
est: 0.77 (-2.7%)
|
0.83
est: 0.83 (-0.1%)
|
0.98
est: 0.96 (+2.2%)
|
1.17
est: 1.17 (-0.2%)
|
1.35
est: 1.32 (+2.1%)
|
1.42
est: 1.42 (-0.1%)
|
0.25
est: 1.29 (-80.6%)
|
1.31
est: 1.31 (-0.2%)
|
1.49
est: 1.43 (+4.1%)
|
1.34
est: 1.35 (-0.6%)
|
0.75
est: 1.21 (-38.0%)
|
1.38
est: 1.38 (-0.3%)
|
1.52
1.48 – 1.56
+9.8% YoY
|
1.68
1.41 – 1.80
+10.7% YoY
|
1.84
1.78 – 1.88
+9.3% YoY
|
2.10
1.98 – 2.33
+14.2% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-25 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-01 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
98.33M
OE per share TTM
1.43
Owner's Yield
12.81%
Maintenance CapEx ratio
10.08%
Maint CapEx / Avg PPE
9.0%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 34 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | VanEck - Small Companies Masters ETF MVS.AX | 1.93% | 2.38M | 0.49% |
| 2 | BetaShares - Australian Small Companies Select ETF SMLL.AX | 0.88% | 2.05M | 0.39% |
| 3 | iShares S&P/ASX Small Ordinaries ETF ISO.AX | 0.30% | 265.5K | 0.55% |
| 4 | iShares S&P/ASX Dividend Opportunities ESG Screened ETF IHD.AX | 0.16% | 436.9K | 0.23% |
| 5 | BetaShares - FTSE RAFI Australia 200 ETF QOZ.AX | 0.07% | 582.7K | 0.40% |
| 6 | Avantis International Small Cap Value ETF AVDV | 0.04% | 7.27M | 0.36% |
| 7 | State Street SPDR S&P International Small Cap ETF GWX | 0.03% | 270.9K | 0.40% |
| 8 | Vanguard Australian Shares Index ETF VAS.AX | 0.03% | 4.85M | 0.07% |
| 9 | Avantis International Small Cap Equity ETF AVDS | 0.03% | 82.4K | 0.30% |
| 10 | Schwab International Small-Cap Equity ETF SCHC | 0.02% | 1.17M | 0.06% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
761.00
Shares Outstanding
68.07M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Matthew Angell | President of Credit Corp USA | 2M | male |
| Thomas Beregi | MD, Chief Executive Officer, Company Secretary & Director | 2M | male |
| Michael Eadie | Chief Financial Officer & Company Secretary | 730.4K | male |
| Martin Wu | Chief Analytics Officer | — | male |
| Mitch Symes | Chief Operating Officer of ANZ | — | male |
| Niki Brown | Head of Marketing | — | female |
| Alana Hampton | Head of Risk | — | female |
| Tim Cullen | Chief Information Officer | — | male |
| Carrie Luzar | Chief People Officer | — | female |
| Christopher Midlam | Head of Client Services | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for CCP.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
