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Bangkok Life Assurance Public Company Limited (BLA.BK)

THB26.75 +0.25 (+0.94%)
TH SET Financial Services Insurance - Life
Address 1415 Krungthep - Nonthaburi Road 10800
Bangkok, TH
CEO Chone Sophonpanich
IPO 2009-09-25
ISIN TH1016010007

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Also trades on Stock Exchange of Thailand · BLA-R.BK (THB) Stock Exchange of Thailand · BLA.BK (THB)
Description

Bangkok Life Assurance Public Company Limited, operating with its subsidiaries, offers a broad spectrum of financial protection and investment services to individuals and businesses across Thailand. Its diverse life insurance offerings encompass core areas such as personal protection, savings plans, education funding, pension schemes, accident coverage, benefits for total permanent disability, and comprehensive health and critical illness insurance. The company further extends its services to a wide array of general insurance products. These include various personal policies like fire, motor vehicle, burglary, personal accident, health, and travel insurance, alongside an extensive range of commercial and business-specific risk coverages, addressing needs from medical malpractice liability and business interruption to marine, property, construction, and specialized industrial risks. In addition to insurance, Bangkok Life Assurance provides bancassurance solutions and a comprehensive selection of mutual funds. These investment vehicles span multiple categories such as equity (including long-term), mixed asset, foreign investment, fixed income, exchange-traded, money market, local fixed income, and dedicated retirement funds. Founded in 1951, the company's main operations are situated in Bangkok, Thailand.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
THB26.75 +0.25 (+0.94%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.18
Float Shares
866.48M
Free Float %
50.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.92% +5.80% +6.83% -0.45% +16.49% +8.96% +22.35% -13.27% -30.48% -39.17% +100.37%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
26.75
DCF (Unlevered) 18.81 -29.7%
DCF (Levered) 2.93 -89.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.49
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -40.6% Q1'26: +93.2% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +92.5% Q1'26: +34.3% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +25.7% Q1'26: -19.2% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +29.7% Q1'26: +29.2% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    Q1'26: +12.8% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +0.0% Q1'26: +0.5% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.00× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.77) × ERP
WACC = 100% × Ke + 0% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 18.81 Current price: 26.75
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
55.40B
est: 50.44B (+9.8%)
55.49B
est: 55.39B (+0.2%)
56.33B
est: 57.91B (-2.7%)
53.87B
est: 56.50B (-4.6%)
48.90B
est: 48.53B (+0.8%)
47.02B
est: 45.88B (+2.5%)
47.58B
est: 48.54B (-2.0%)
48.07B
est: 47.11B (+2.0%)
44.89B
est: 45.32B (-1.0%)
45.68B
est: 46.50B (-1.8%)
27.15B
est: 45.38B (-40.2%)
22.86B
22.86B – 22.86B
-49.6% YoY
23.61B
23.61B – 23.61B
+3.3% YoY
19.08B
19.08B – 19.08B
-19.2% YoY
EBITDA
4.89B
est: 3.60B (+35.9%)
6.08B
est: 3.95B (+53.9%)
4.16B
est: 4.13B (+0.8%)
5.79B
est: 4.03B (+43.8%)
5.31B
est: 3.46B (+53.4%)
1.76B
est: 3.27B (-46.2%)
3.76B
est: 3.46B (+8.8%)
3.78B
est: 3.36B (+12.5%)
2.99B
est: 5.58B (-46.4%)
4.32B
est: 5.73B (-24.5%)
8.05B
est: 5.59B (+44.1%)
2.81B
2.81B – 2.81B
-49.6% YoY
2.91B
2.91B – 2.91B
+3.3% YoY
2.35B
2.35B – 2.35B
-19.2% YoY
EBIT
4.89B
est: 3.60B (+35.9%)
6.08B
est: 3.95B (+53.9%)
4.16B
est: 4.13B (+0.8%)
5.79B
est: 4.03B (+43.8%)
5.31B
est: 3.46B (+53.4%)
1.76B
est: 3.27B (-46.2%)
3.76B
est: 3.46B (+8.8%)
3.78B
est: 3.36B (+12.5%)
2.99B
est: 5.58B (-46.4%)
4.32B
est: 5.73B (-24.5%)
8.05B
est: 5.59B (+44.1%)
2.81B
2.81B – 2.81B
-49.6% YoY
2.91B
2.91B – 2.91B
+3.3% YoY
2.35B
2.35B – 2.35B
-19.2% YoY
Net Income
4.11B
est: 1.88B (+118.0%)
5.11B
est: 5.15B (-0.7%)
3.64B
est: 3.40B (+6.8%)
4.97B
est: 4.88B (+1.9%)
4.39B
est: 4.08B (+7.4%)
1.61B
est: 1.89B (-14.8%)
3.20B
est: 4.17B (-23.4%)
3.21B
est: 3.19B (+0.7%)
2.55B
est: 3.06B (-16.7%)
3.62B
est: 3.51B (+3.2%)
6.97B
est: 6.97B (+0.0%)
6.42B
6.42B – 6.42B
-7.9% YoY
6.49B
6.49B – 6.49B
+1.2% YoY
6.58B
6.58B – 6.58B
+1.4% YoY
SGA
931.87M
est: 1.01B (-7.4%)
918.80M
est: 1.10B (-16.8%)
923.36M
est: 1.15B (-20.0%)
1.05B
est: 1.13B (-7.0%)
820.24M
est: 967.64M (-15.2%)
845.28M
est: 914.88M (-7.6%)
918.88M
est: 967.99M (-5.1%)
908.50M
est: 939.36M (-3.3%)
962.52M
est: 740.80M (+29.9%)
1.01B
est: 760.09M (+32.6%)
est: 741.77M (-100.0%)
373.58M
373.58M – 373.58M
-49.6% YoY
385.87M
385.87M – 385.87M
+3.3% YoY
311.87M
311.87M – 311.87M
-19.2% YoY
EPS
2.41
est: 1.10 (+118.4%)
3.00
est: 3.01 (-0.5%)
2.13
est: 1.99 (+6.8%)
2.91
est: 2.86 (+1.9%)
2.57
est: 2.39 (+7.4%)
0.94
est: 1.11 (-14.9%)
1.87
est: 2.44 (-23.4%)
1.88
est: 1.87 (+0.7%)
1.49
est: 1.79 (-16.8%)
2.12
est: 2.06 (+3.2%)
4.08
est: 4.08 (0.0%)
3.76
3.76 – 3.76
-7.9% YoY
3.80
3.80 – 3.80
+1.2% YoY
3.85
3.85 – 3.85
+1.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-14 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-13 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-12 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-11 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-08 A- 4/5 2/5 4/5 5/5 1/5 4/5 4/5
2026-05-07 A- 4/5 2/5 4/5 5/5 1/5 4/5 4/5
2026-05-06 A- 4/5 2/5 4/5 5/5 1/5 4/5 4/5
2026-05-05 A- 4/5 2/5 4/5 5/5 1/5 4/5 4/5
2026-04-30 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-29 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-28 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-27 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-24 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-23 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-22 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-21 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-20 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-17 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-16 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
4.93B
OE per share TTM
2.88
Owner's Yield
13.19%
Maintenance CapEx ratio
22.11%
Maint CapEx / Avg PPE
4.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 11 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Tweedy, Browne International Insider + Value ETF ICPY 0.84% 582.4K 0.80%
2 Tweedy, Browne Insider + Value ETF COPY 0.55% 1.73M 0.89%
3 State Street SPDR S&P Emerging Markets Small Cap ETF EWX 0.03% 236.3K 0.65%
4 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.01% 164.4K 0.26%
5 Vanguard FTSE Global All Cap ex Canada Index ETF VXC.TO 0.00% 13.0K 0.22%
6 Vanguard All-Equity ETF Portfolio VEQT.TO 0.00% 39.3K 0.22%
7 Vanguard Growth ETF Portfolio VGRO.TO 0.00% 21.1K 0.22%
8 Vanguard Balanced ETF Portfolio VBAL.TO 0.00% 9.3K 0.22%
9 Vanguard Conservative ETF Portfolio VCNS.TO 0.00% 1.1K 0.22%
10 Vanguard Retirement Income ETF Portfolio VRIF.TO 0.00% 353.07 0.31%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
8.05M
Shares Outstanding
1.71B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Savitri Ramyarupa Executive Director 2M female
Chai Sophonpanich Senior Advisor to Executive Board of Directors & Director 645.1K male
Chollada Sophonpanich Executive Vice President of Investment Division & Director female
Chone Sophonpanich President, Chief Executive Officer, Member of Executive Board & Executive Director male
Jakkrapong Sangkeaw Head of Agency Division male
Jaruwan Limkhunthammo Head of Accounting & Finance Division, Company Secretary, Chief Financial Officer & Member of Management Board female
Komsorn Chonsuvanava Senior Vice President of Legal Office male
Laddawan Sitthiworranant Head of Bancassurance & Partnership Distribution Division female
Mrs. Ussnee Suntarotok Vice President of Human Resource Department
Onranat Nachapong Senior Vice President of Marketing Strategy & Customer Management Division female
Oranuch Samranrit Head of Life Operations Division female
Phakin Tiyasaengthong Senior Vice President of Actuarial Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits