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PT Asuransi Ramayana Tbk (ASRM.JK)

IDR250.00 +0.00 (+0.00%)
ID JKT Financial Services Insurance - Property & Casualty
Address Jalan Kebon Sirih No. 49 10340
Jakarta, ID
CEO Syahril
IPO 2005-09-29
ISIN ID1000079700

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Description

Operating in Indonesia alongside its subsidiaries, PT Asuransi Ramayana Tbk functions as a provider of general insurance services. The company's business is structured around two main divisions: general insurance offerings and the leasing of commercial properties and vehicles. It presents an extensive portfolio of insurance solutions, encompassing protection against fire, marine cargo, automotive incidents, property damage, health concerns, loss of money, personal accidents, liability claims, freight issues, damage to ship frames and marine hulls, aviation risks, engineering project concerns, and surety bonds, among various other types of coverage. Established in 1956, PT Asuransi Ramayana Tbk maintains its principal office in Jakarta, Indonesia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
IDR250.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
21.6K
Beta
0.09
Float Shares
228.38M
Free Float %
17.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.73% -1.45% -4.90% -11.69% -16.56% -15.53% -6.85% -35.04% -31.57% +28.58% +563.74%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
250.00
DCF (Unlevered) 1,200.65 +380.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.68
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
2 / 10
No MOAT
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    -16.0% Q1'26: +3.2% (vs Q1'25)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -36.4% Q1'26: -41.7% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +1.8% Q1'26: +10.0% (vs Q1'25)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +3.4% Q1'26: +3.0% (vs Q1'25)
  • ROIC Insurance - Property & Casualty: +7.9%
    +4.0% Q1'26: +6.3% (vs Q1'25)
  • Share dilution Insurance - Property & Casualty: +0.4%
    +5.0% Q1'26: +5.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    2.69× Q1'26: 2.92× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 71% × Ke + 29% × Kd (10.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,200.65 Current price: 250.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-26 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-25 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-22 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-21 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-20 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-19 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-18 B- 2/5 1/5 2/5 3/5 3/5 1/5 4/5
2026-05-13 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-12 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-11 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-08 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-07 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-06 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-05 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-04 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-30 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-29 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-28 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-27 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-24 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-23 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-22 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-21 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-20 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-17 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-16 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5
2026-04-15 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
72.84B
OE per share TTM
54.33
Owner's Yield
20.95%
Maintenance CapEx ratio
5.59%
Maint CapEx / Avg PPE
4.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
48.63M
Shares Outstanding
1.28B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
A. Andi Primadi Compliance Director & Director male
Binsar Sumbayak AAIK Division Head of Underwriting and Reinsurance Property & Engineering male
D. Doni Padmadi Head of Compliance male
Denny Hermawan Head of General Affair & Human Resources male
Jiwa Anggara Marketing Director & Director male
Pristiwanto Bani AAIK AIIS Technical Director & Director male
Ramos Levi L. Toruan M.H Head of Legal & Secretariat Bureau male
Reri Perdana Susantyo Division Head of Accounting
Syahril President Director male
Yosaphat Parlindungan Manurung MSE. Finance Director & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits