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Anadolu Hayat Emeklilik Anonim Sirketi (ANHYT.IS)

TRY97.75 +0.30 (+0.31%)
TR IST Financial Services Insurance - Life
Address Meltem Sokak No: 10 34330
Istanbul, TR
CEO Serkan Ugras Kaygalak
IPO 2000-05-10
ISIN TRAANHYT91O3

Explore sections of this company profile

Also trades on Istanbul Stock Exchange · ANHYT.IS (TRY) Other OTC · AELIY (USD)
Description

Anadolu Hayat Emeklilik Anonim Sirketi, a subsidiary of Türkiye Is Bankasi A.S. since its founding in 1990, operates from its headquarters in Istanbul, Turkey. The company specializes in offering a comprehensive suite of individual and group private pension and life insurance solutions across Turkey. Its diverse pension plans include individual, non-sponsored group, employer-sponsored, and income drawdown schemes, alongside auto-enrolment programs. For life insurance, Anadolu Hayat provides various options such as savings and endowment policies, annuity products, and term life coverage. Additionally, the company extends its services to encompass personal and group accident insurance, as well as reinsurance activities. Customers can access these offerings through a multi-channel distribution network comprising a direct sales force, bank branches acting as agencies, an independent agency network, and other alternative distribution methods. The firm adopted its present name in 2003, having previously operated as Anadolu Hayat Sigorta A.S.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TRY97.75 +0.30 (+0.31%)
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Volume Profile
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Liquidity & share structure
Average Volume
956.1K
Beta
0.23
Float Shares
63.86M
Free Float %
14.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-3.70% -5.05% -8.39% -9.45% +7.00% +3.41% +31.18% +500.47% +1,009.17% +2,007.88% +16,326.84%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
97.75
DCF (Unlevered) 2,125.83 +2,074.8%
DCF (Levered) 4,302.87 +4,301.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 75% Bullish
Rating 2026-05 Change
Strong Buy 0 -1
Buy 3 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.25
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +28.5% Q1'26: +10.1% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +39.3% Q1'26: +45.9% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +2.4% Q1'26: +23.7% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +8.8% Q1'26: +26.5% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    Q1'26: +135.0% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.11× Q1'26: 0.04× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.31) × ERP
WACC = 99% × Ke + 1% × Kd (17.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 2,125.83 Current price: 97.75
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Revenue
23.27B
est: 12.44B (+87.0%)
29.90B
est: 22.89B (+30.6%)
EBITDA
5.82B
est: 2.44B (+138.1%)
2.75B
est: 4.49B (-38.8%)
EBIT
5.74B
est: 2.38B (+140.8%)
2.62B
est: 4.38B (-40.3%)
Net Income
4.31B
est: 4.59B (-6.2%)
5.99B
est: 7.21B (-16.9%)
SGA
777.80M
est: 401.84M (+93.6%)
1.22B
est: 739.07M (+65.0%)
EPS
10.01
est: 10.67 (-6.2%)
13.94
est: 16.77 (-16.9%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 A- 4/5 4/5 5/5 4/5 3/5 3/5 1/5
2026-05-25 A- 4/5 4/5 5/5 4/5 3/5 3/5 1/5
2026-05-22 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-21 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-20 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-18 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-15 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-14 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-13 A- 4/5 3/5 5/5 4/5 4/5 4/5 1/5
2026-05-12 A- 4/5 3/5 5/5 4/5 4/5 4/5 1/5
2026-05-11 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-08 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-07 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-06 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-05 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-05-04 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-30 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-29 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-28 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-27 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-24 A- 4/5 3/5 5/5 4/5 3/5 4/5 1/5
2026-04-22 A- 4/5 3/5 5/5 5/5 3/5 4/5 1/5
2026-04-21 A 4/5 4/5 5/5 5/5 3/5 4/5 1/5
2026-04-20 A 4/5 4/5 5/5 5/5 3/5 4/5 1/5
2026-04-17 A- 4/5 4/5 5/5 5/5 2/5 4/5 1/5
2026-04-16 A- 4/5 4/5 5/5 5/5 2/5 4/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
11.25B
OE per share TTM
26.18
Owner's Yield
25.75%
Maintenance CapEx ratio
1.01%
Maint CapEx / Avg PPE
1.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 37 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
2.47M
Shares Outstanding
430.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ahmet Altinsoy Deputy Chief Executive Officer & Member of Executive Board male
Burak Coskun Head of the Board of Internal Audit male
Cavit Ozan Sezer Accounting Manager, Financial Management & Investor Relations Director male
Digdem Makaskesen Deputy Chief Executive Officer & Member of Executive Board female
Ismail Hakki Altay Deputy Chief Executive Officer & Member of Executive Board male
Mehmet Gurpinar Head of Internal Control & Compliance Officer male
Necdet Cem Ozcan Deputy Chief Executive Officer & Member of the Executive Board male
Serkan Ugras Kaygalak Chief Executive Officer, Member of Executive Board & Director male
Tayfun Ceyhun Deputy Chief Executive Officer & Member of the Executive Board male
Zeynep Dolgun Deputy Chief Executive Officer & Member of Executive Board female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits