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Senmiao Technology Limited (AIHS)

USD1.35 -0.03 (-2.18%)
CN NASDAQ Financial Services Financial - Credit Services
Address Shihao Square 610000
Chengdu, CN
CEO Ronggang Zhang
IPO 2018-03-19
CIK 1711012 ISIN US8172253036

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Description

Senmiao Technology Limited operates within the People's Republic of China, concentrating its efforts on the automotive industry by providing a diverse array of vehicle transaction and associated services. The company extends car rental options to individual clientele and delivers auto financing solutions, primarily through leasing agreements. Beyond this, its operations encompass direct automobile sales, expediting both vehicle acquisitions and their financial backing, and furnishing crucial support amenities to drivers engaged in online ride-hailing platforms. Management and guarantee services are also key components of its comprehensive offerings. Established in 2014, Senmiao Technology Limited maintains its corporate headquarters in Chengdu, People's Republic of China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD1.35 -0.03 (-2.18%)
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Volume Profile
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Liquidity & share structure
Average Volume
44.3K
Beta
0.88
Float Shares
1.05M
Free Float %
89.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.02% +0.00% -3.31% -10.00% -9.30% +9.35% -87.17% -83.80% -98.61% -99.79% -99.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1.35
Quality scores
Altman Z-Score
-11.93
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
1 / 10
No MOAT
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -54.4% Q1'26: +24.3% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +49.7% Q1'26: +34.3% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -276.9% Q1'26: -32.7% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    -340.8% Q1'26: -133.6% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    Q1'26: +55.5% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +154.3% Q1'26: +154.3% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    -0.01× Q1'26: -0.01× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.97) × ERP
WACC = 77% × Ke + 23% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 1.35
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2023
actual
Mar 2024
actual
Revenue
8.30M
est: 8.08M (+2.7%)
4.32M
est: 16.17M (-73.3%)
EBITDA
-773.4K
est: -5.38M (+85.6%)
-2.40M
est: -10.77M (+77.7%)
EBIT
-2.05M
est: -6.30M (+67.4%)
-3.80M
est: -12.61M (+69.8%)
Net Income
-3.11M
-3.67M
SGA
6.14M
est: 6.65M (-7.7%)
3.57M
est: 13.31M (-73.1%)
EPS
-4.33
-4.14
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-27 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-26 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-22 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-21 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-20 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-19 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-18 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-15 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-14 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-13 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-12 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-11 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-08 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-07 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-06 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-05 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-04 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-01 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-04-30 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-04-29 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-04-28 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-04-27 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-04-24 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-17 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-2.02M
OE per share TTM
-1.08
Owner's Yield
-48.39%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
65.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
10
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Xiang Hu 10.58M 40.90% 1.3K 10.58M 1.3K 10.58M IN Citizenship or Place of Organization 2019-02-14
2 Senmiao International Investment Group Limited 10.58M 40.90% 10.58M 10.58M CO Citizenship or Place of Organization 2019-02-14
3 HSA Investment Group Limited 2.48M 9.60% 2.48M 2.48M CO British Virgin Islands 2019-02-14
4 Wuyong Luo 2.48M 9.60% 2.48M 2.48M IN British Virgin Islands 2019-02-14
5 Chan Wang 1.91M 7.40% 1.91M 1.91M IN Citizenship or Place of Organization 2019-02-14
6 HSM Investment Group Limited 1.91M 7.40% 1.91M 1.91M CO Citizenship or Place of Organization 2019-02-14
7 Aiming Hu 1.69M 6.50% 1.69M 1.69M IN Citizenship or Place of Organization 2019-02-14
8 THS Investment Group Limited 1.69M 6.50% 1.69M 1.69M CO Citizenship or Place of Organization 2019-02-14
9 Hudson Bay Capital Management LP 533.6K 6.49% 533.6K PN State of Delaware 2023-02-06
10 Sander Gerber 533.6K 6.49% 533.6K IN State of Delaware 2023-02-06

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
8
Sells
0
Shares acquired
118.2K
Shares disposed
Cash buys
Cash sales
Net activity
+118,182
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2020-10-29 Zhang Xiaoyuan Officer A-Award A Restricted Stock Units 13,636 0.00 13,636
2020-10-29 Wen Xi Director / Officer A-Award A Restricted Stock Units 18,182 0.00 18,182
2020-10-29 Wang Sichun Director A-Award A Restricted Stock Units 18,182 0.00 18,182
2020-10-29 Liu Haitao Officer A-Award A Restricted Stock Units 9,091 0.00 9,091
2020-10-29 Lin Xiaojuan Director A-Award A Restricted Stock Units 18,182 0.00 18,182
2020-10-29 Li Chunhai Officer A-Award A Restricted Stock Units 4,545 0.00 4,545
2020-10-29 Gao Jie Director A-Award A Restricted Stock Units 18,182 0.00 18,182
2020-10-29 DAVIS TRENT D Director A-Award A Restricted Stock Units 18,182 0.00 18,182
2020-01-31 Wen Xi Director / Officer A-Award A Restricted Stock Units 30,303 0.00 35,303
2020-01-31 Wang Sichun Director A-Award A Restricted Stock Units 30,303 0.00 30,303
2020-01-31 Lin Xiaojuan Director A-Award A Restricted Stock Units 30,303 0.00 35,303
2020-01-31 Gao Jie Director A-Award A Restricted Stock Units 30,303 0.00 30,303
2020-01-31 DAVIS TRENT D Director A-Award A Restricted Stock Units 30,303 0.00 35,303
2018-11-08 Wang Sichun Director 0 0.00 0
2018-11-08 Gao Jie Director 0 0.00 0
2018-09-17 Zhu Rong Officer 0 0.00 0
2018-09-17 Zhang Xiaoyuan Officer 0 0.00 0
2018-08-03 Wen Xi Director / Officer A-Award A Restricted Stock Units 5,000 0.00 5,000
2018-08-03 Rao Yulei Director A-Award A Restricted Stock Units 5,000 0.00 5,000
2018-08-03 Lin Xiaojuan Director A-Award A Restricted Stock Units 5,000 0.00 5,000
2018-08-03 Hu Xiang Director / 10% Owner A-Award A Restricted Stock Units 5,000 0.00 5,000
2018-08-03 DAVIS TRENT D Director A-Award A Restricted Stock Units 5,000 0.00 5,000
2018-08-01 Liu Haitao Officer 0 0.00 0
2018-07-31 Chen Xin Officer 0 0.00 0
2018-03-15 Zhu Rong Officer 0 0.00 0
2018-03-15 Wen Xi Director / Officer I Common Stock, par value $0.0001 0 0.00 1,122,750
2018-03-15 Rao Yulei Director 0 0.00 0
2018-03-15 Lin Xiaojuan Director 0 0.00 0
2018-03-15 Li Chunhai Officer 0 0.00 0
2018-03-15 Hu Xiang Director / 10% Owner I Common Stock, par value $0.0001 0 0.00 10,575,000
2018-03-15 DAVIS TRENT D Director 0 0.00 0
2018-03-15 Chen Xi Officer 0 0.00 0

Executive team

Top executives
EBIT / Employee
-958.00
Shares Outstanding
1.17M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Xi Wen Chief Executive Officer, Chairman, President and Secretary 83.1K 83.1K 0.00%
2 2025 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 56.2K 56.2K 0.00%
3 2025 Haitao Liu Chief Operating Officer 56.1K 56.1K 0.00%
4 2024 Xi Wen Chief Executive Officer, Chairman, President and Secretary 183.7K 183.7K 0.00%
5 2024 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 75.4K 75.4K 0.00%
6 2024 Haitao Liu Chief Operating Officer 75.3K 75.3K 0.00%
7 2023 Xi Wen Chief Executive Officer, Chairman, President and Secretary 187.6K 50.0K 237.6K 0.00%
8 2023 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 78.8K 78.8K 0.00%
9 2023 Haitao Liu Chief Operating Officer 78.8K 78.8K 0.00%
10 2022 Xi Wen Chief Executive Officer, Chairman, President and Secretary 193.5K 40.0K 15.0K 248.5K 6.04%
11 2022 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 84.2K 11.3K 95.4K 11.79%
12 2022 Haitao Liu Chief Operating Officer 84.1K 7.5K 91.6K 8.18%
13 2022 Chunhai Li, Chief Technology Officer 58.2K 3.8K 61.9K 6.05%
14 2021 Xi Wen Chief Executive Officer, Chairman, President and Secretary 188.3K 45.0K 5.5K 238.8K 2.30%
15 2021 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 79.5K 4.1K 83.6K 4.93%
16 2021 Haitao Liu Chief Operating Officer 79.5K 2.8K 82.2K 3.35%
17 2021 Chunhai Li, Chief Technology Officer 55.0K 1.4K 56.4K 2.44%
18 2020 Xi Wen Chief Executive Officer, Chairman, President and Secretary 156.3K 31.1K 187.4K 16.57%
19 2020 Haitao Liu Chief Operating Officer, and former Chief Executive Officer, Sichuan Senmiao 71.3K 71.3K 0.00%
20 2020 Haitao Liu Chief Operating Officer 71.3K 71.3K 0.00%
21 2020 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 71.3K 71.3K 0.00%
22 2020 Chunhai Li, Chief Technology Officer 45.6K 45.6K 0.00%
23 2020 Rong Zhu, Former Chief Financial 15.8K 15.8K 0.00%
24 2019 Haitao Liu Chief Operating Officer, and former Chief Executive Officer, Sichuan Senmiao 52.1K 52.1K 0.00%
25 2019 Xiaoyuan Zhang, Chief Financial Officer and Treasurer 44.0K 44.0K 0.00%
26 2019 Xin Chen, Former Chief Executive Officer 37.4K 37.4K 0.00%
27 2019 Xi Wen Chief Executive Officer, Chairman, President and Secretary 20.0K 5.5K 25.5K 21.65%
28 2019 Chunhai Li, Chief Technology Officer 19.7K 19.7K 0.00%
29 2019 Rong Zhu, Former Chief Financial 19.4K 19.4K 0.00%
30 2018 Xin Chen, Former Chief 64.6K 64.6K 0.00%
31 2018 Xin Chen, Chief Executive Officer Rong Zhu, Chief Financial Officer and Treasurer 64.6K 64.6K 0.00%
32 2018 Chunhai Li, Chief Technology Officer Xi Wen, President and Secretary 18.8K 18.8K 0.00%
33 2018 Rong Zhu, Chief Financial Officer and Treasurer Chunhai Li, Chief Technology Officer 18.5K 18.5K 0.00%
34 2017 Xin Chen, Chief Executive Officer 15.6K 15.6K 0.00%
35 2017 Rong Zhu, Chief Financial Officer and Treasurer Chunhai Li, Chief Technology Officer 6.0K 6.0K 0.00%
36 2017 Xin Chen, Chief Executive Officer Rong Zhu, Chief Financial Officer and Treasurer 4.5K 4.5K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-05-15 DEF 14A
2026-03-20 PRE 14A
2025-03-20 DEF 14A
2025-03-10 PRE 14A
2024-03-07 DEF 14A
2023-03-10 DEF 14A
2022-03-14 DEF 14A
2022-03-04 PRE 14A
2021-08-19 DEF 14A
2021-08-09 PRE 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-15 DEF 14A
2026-04-27 PRER14A
2026-04-24 8-K
2026-03-20 PRE 14A
2026-02-13 10-Q
2026-01-30 8-K
2026-01-08 8-K
2026-01-07 8-K
2025-12-08 8-K
2025-11-26 8-K

Executive team

NameTitleCompensationGender
Haitao Liu Chief Operating Officer 56.1K male
Ronggang Zhang Executive Chairman & CEO male
Yafeng Li Chief Financial Officer female
ESG Rating
B
FINANCIAL - CREDIT SERVICES
Rank: 36 out of 64
2025
E (Environmental)
50.0 / 60.0
Company / Sector avg.
S (Social)
99.2 / 63.1
Company / Sector avg.
G (Governance)
50.0 / 59.1
Company / Sector avg.
ESG Total
66.4 / 60.7
Company / Sector avg.
ESG Score History FINANCIAL - CREDIT SERVICES
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits