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AEON Thana Sinsap (Thailand) Public Company Limited (AEONTS.BK)

THB105.00 +2.00 (+1.94%)
TH SET Financial Services Financial - Credit Services
Address 388, Exchange Tower 10110
Bangkok, TH
CEO Toshiya Shimakata
Website aeon.co.th
IPO 2001-12-11
ISIN TH0664010Z03

Explore sections of this company profile

Also trades on Stock Exchange of Thailand · AEONTS-R.BK (THB) Stock Exchange of Thailand · AEONTS.BK (THB)
Description

AEON Thana Sinsap (Thailand) Public Company Limited is a financial services provider based in Thailand, operating as a subsidiary of AEON Bank, Ltd. Established in 1992 and headquartered in Bangkok, the company delivers a comprehensive array of retail financing solutions, segmented into Retail Finance Services and Other Business activities. Its offerings include credit cards, personal lending, and hire purchase facilities, alongside supplementary services such as debt collection and insurance brokerage. As of February 28, 2022, the firm maintained a network of 101 branches nationwide.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
THB105.00 +2.00 (+1.94%)
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Volume Profile
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Liquidity & share structure
Average Volume
546.6K
Beta
0.24
Float Shares
218.10M
Free Float %
88.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.05% +1.58% +3.49% +9.07% -5.17% -10.47% +0.00% -50.51% -49.61% +0.00% +657.87%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
105.00
DCF (Unlevered) 418.19 +298.3%
DCF (Levered) 1,723.48 +1,541.4%
Ratings Trend (MoM) 60% Bullish
Rating 2026-06 Change
Strong Buy 2 0
Buy 4 0
Hold 2 0
Sell 2 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.75
Distress
Piotroski F-Score
8 / 9
Strong
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +17.9%
    -1.1% Q1'26: -3.1% (vs Q1'25)
  • EPS growth Financial - Credit Services: +17.2%
    -12.3% Q1'26: +27.2% (vs Q1'25)
  • FCF margin Financial - Credit Services: +31.1%
    -30.5% Q1'26: +48.0% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +32.4%
    +19.3% Q1'26: +23.9% (vs Q1'25)
  • ROIC Financial - Credit Services: +4.8%
    +3.5% Q1'26: +4.5% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +0.0% Q1'26: -1.0% (vs Q1'25)
  • Debt / EBITDA Financial - Credit Services: 3.75×
    12.38× Q1'26: 10.08× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.24) × ERP
WACC = 31% × Ke + 69% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 418.19 Current price: 105.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Feb 2015
actual
Feb 2016
actual
Feb 2017
actual
Feb 2018
actual
Feb 2019
actual
Feb 2020
actual
Feb 2021
actual
Feb 2022
actual
Feb 2023
actual
Feb 2024
actual
Feb 2025
actual
Feb 2026
6 Rev. Ana.
9 EPS Ana.
Feb 2027
4 Rev. Ana.
6 EPS Ana.
Feb 2028
5 Rev. Ana.
7 EPS Ana.
Feb 2029
3 Rev. Ana.
3 EPS Ana.
Revenue
16.58B
est: 14.84B (+11.7%)
16.90B
est: 15.38B (+9.9%)
17.29B
est: 15.88B (+8.9%)
18.06B
est: 16.47B (+9.7%)
19.88B
est: 18.19B (+9.3%)
22.26B
est: 20.99B (+6.0%)
20.06B
est: 13.38B (+49.9%)
19.37B
est: 18.47B (+4.9%)
20.64B
est: 20.61B (+0.1%)
20.12B
est: 12.23B (+64.5%)
19.90B
est: 19.19B (+3.7%)
18.79B
18.71B – 18.90B
-2.0% YoY
18.58B
18.52B – 18.70B
-1.1% YoY
18.93B
18.42B – 19.55B
+1.9% YoY
18.83B
18.00B – 19.66B
-0.6% YoY
EBITDA
3.59B
est: 4.07B (-11.9%)
3.66B
est: 4.22B (-13.1%)
3.58B
est: 4.35B (-17.9%)
4.29B
est: 4.52B (-5.1%)
4.99B
est: 4.99B (0.0%)
5.69B
est: 5.76B (-1.1%)
5.77B
est: 3.67B (+57.3%)
5.67B
est: 5.06B (+12.0%)
6.00B
est: 5.65B (+6.2%)
5.18B
est: 3.27B (+58.3%)
4.82B
est: 5.14B (-6.2%)
5.03B
5.01B – 5.06B
-2.0% YoY
4.97B
4.96B – 5.01B
-1.1% YoY
5.07B
4.93B – 5.23B
+1.9% YoY
5.04B
4.82B – 5.26B
-0.6% YoY
EBIT
3.03B
est: 3.29B (-7.9%)
3.08B
est: 3.41B (-9.5%)
3.01B
est: 3.52B (-14.4%)
3.71B
est: 3.65B (+1.8%)
4.43B
est: 4.03B (+10.0%)
5.14B
est: 4.65B (+10.6%)
4.65B
est: 2.96B (+56.7%)
4.57B
est: 4.09B (+11.8%)
4.95B
est: 4.57B (+8.4%)
4.16B
est: 2.65B (+57.3%)
3.85B
est: 4.15B (-7.3%)
4.07B
4.05B – 4.09B
-2.0% YoY
4.02B
4.01B – 4.05B
-1.1% YoY
4.10B
3.99B – 4.23B
+1.9% YoY
4.07B
3.89B – 4.25B
-0.6% YoY
Net Income
2.42B
est: 2.61B (-7.2%)
2.45B
est: 2.41B (+1.7%)
2.40B
est: 2.41B (-0.2%)
2.97B
est: 2.83B (+4.7%)
3.51B
est: 3.58B (-2.0%)
3.98B
est: 3.81B (+4.5%)
3.69B
est: 3.46B (+6.7%)
3.55B
est: 3.73B (-4.8%)
3.82B
est: 3.95B (-3.5%)
3.26B
est: 3.17B (+2.9%)
2.86B
est: 2.87B (-0.2%)
3.09B
2.88B – 3.11B
+8.0% YoY
3.08B
2.87B – 3.34B
-0.4% YoY
3.32B
2.82B – 3.78B
+7.8% YoY
3.22B
3.04B – 3.70B
-3.2% YoY
SGA
118.19M
est: 125.93M (-6.1%)
134.72M
est: 130.48M (+3.2%)
149.09M
est: 134.75M (+10.6%)
172.29M
est: 139.76M (+23.3%)
182.49M
est: 154.39M (+18.2%)
171.91M
est: 178.17M (-3.5%)
159.05M
est: 113.55M (+40.1%)
161.12M
est: 156.75M (+2.8%)
154.56M
est: 174.91M (-11.6%)
183.11M
est: 84.38M (+117.0%)
190.86M
est: 155.16M (+23.0%)
151.99M
151.32M – 152.89M
-2.0% YoY
150.25M
149.75M – 151.20M
-1.1% YoY
153.13M
149.00M – 158.10M
+1.9% YoY
152.26M
145.54M – 158.98M
-0.6% YoY
EPS
9.67
est: 10.42 (-7.2%)
9.79
est: 9.62 (+1.7%)
9.61
est: 9.64 (-0.3%)
11.87
est: 11.33 (+4.7%)
14.03
est: 14.32 (-2.0%)
15.90
est: 15.22 (+4.4%)
14.76
est: 13.83 (+6.7%)
14.21
est: 14.92 (-4.8%)
15.26
est: 15.82 (-3.5%)
13.04
est: 12.66 (+3.0%)
11.44
est: 11.50 (-0.5%)
11.86
11.57 – 12.52
+3.2% YoY
12.38
11.54 – 13.43
+4.4% YoY
12.89
11.34 – 15.22
+4.1% YoY
13.53
12.22 – 14.89
+5.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-19 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-18 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-17 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-16 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-15 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-12 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-11 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-10 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-09 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-08 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-05 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-04 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-06-02 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-29 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-28 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-27 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-26 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-25 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-22 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-21 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-20 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-19 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-18 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-15 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-14 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-13 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-12 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-11 B 3/5 1/5 4/5 5/5 1/5 3/5 3/5
2026-05-08 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-05-07 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-05-06 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-05-05 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-30 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-29 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-28 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-27 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-24 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-23 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-22 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-21 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-20 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-17 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-16 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5
2026-04-10 B+ 3/5 1/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
6.23B
OE per share TTM
25.04
Owner's Yield
26.14%
Maintenance CapEx ratio
15.07%
Maint CapEx / Avg PPE
6.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
929.2K
Shares Outstanding
247.50M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Toshiya Shimakata Vice Chairman of the Board & Managing Director 2M male
Suporn Wattanavekin Executive Director 2M female
Kazumasa Oshima Senior EVP of Finance & Control Department 1M male
Junichi Iwakami Senior Executive Vice President of IT & System Department and Director 600.0K male
Nadanong Chompong Executive Vice President female
Nantaya Chotphattarasumol Head of Accounting (Chief Accountant) female
Peeravich Pasuthip Chief Financial Officer male
Siraphop Chaisaharuek Executive Vice President male
Somsak Hempiam Senior Executive Vice President of Auto Finance Department male
Supannee Asawasuwan Senior EVP of Corporate Planning Office & Corporate Secretary female
Amorn Jirachaiprasitti Executive Vice President male
Tsuyoshi Nagata Vice President of Marketing & Business Development male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits