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Admiral Group plc (ADM.L)
GBp3,588.00
-22.00 (-0.61%)
GB LSE Financial Services Insurance - Property & Casualty
Address
Ty Admiral CF10 2EH
Cardiff, WLS, GB
Cardiff, WLS, GB
CEO
Milena Mondini de Focatiis
Website
admiralgroup.co.uk
IPO
2004-09-23
ISIN GB00B02J6398
Also trades on
London Stock Exchange · ADM.L (GBp)
Other OTC · AMIGF (USD)
Other OTC · AMIGY (USD)
Description
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
GBp3,588.00
-22.00 (-0.61%)
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Volume Profile
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Liquidity & share structure
Average Volume
828.9K
Beta
0.18
Float Shares
253.22M
Free Float %
82.7%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.72% | -4.90% | -2.43% | +11.20% | +3.91% | +3.78% | -1.61% | +41.10% | +9.21% | +67.48% | +1,048.43% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
3,588.00
DCF (Unlevered)
47,172.53
+1,214.7%
DCF (Levered)
36,452.48
+916.0%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
57% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 4 | 0 |
| Buy | 4 | -1 |
| Hold | 3 | 0 |
| Sell | 2 | 0 |
| Strong Sell | 1 | 0 |
Quality scores
Altman Z-Score
3.05
Safe zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
6 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Property & Casualty: +14.1%+5.7% Q4'25: +34.0% (vs Q4'23)
-
EPS growth Insurance - Property & Casualty: +27.5%+11.5% Q4'25: +109.4% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Property & Casualty: +25.6%+8.4% Q4'25: +6.5% (vs Q4'23)
-
EBIT margin Insurance - Property & Casualty: +16.3%+18.7% ★ Q4'25: +17.2% (vs Q4'23)
-
ROIC Insurance - Property & Casualty: +7.9%+26.7% ★ Q4'25: +49.3% (vs Q4'23)
-
Share dilution Insurance - Property & Casualty: +0.4%+0.3% Q4'25: +0.1% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×1.69× Q4'25: 0.91× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 10 EPS Ana. |
Dec 2027 3 Rev. Ana. 9 EPS Ana. |
Dec 2028 1 Rev. Ana. 4 EPS Ana. |
Dec 2029 2 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
640.80M
est: 292.27M (+119.2%)
|
870.30M
est: 378.40M (+130.0%)
|
984.30M
est: 490.77M (+100.6%)
|
924.40M
est: 563.03M (+64.2%)
|
884.60M
est: 499.38M (+77.1%)
|
904.80M
est: 1.84B (-50.7%)
|
1.02B
est: 2.08B (-51.1%)
|
1.13B
est: 1.34B (-15.9%)
|
1.27B
est: 1.22B (+3.6%)
|
1.21B
est: 1.34B (-9.7%)
|
1.30B
est: 1.38B (-5.6%)
|
1.56B
est: 3.05B (-49.0%)
|
1.52B
est: 3.45B (-55.8%)
|
3.55B
est: 4.12B (-13.8%)
|
5.27B
est: 5.86B (-10.0%)
|
5.57B
est: 5.06B (+10.0%)
|
5.19B
3.90B – 5.95B
+2.4% YoY
|
5.52B
3.83B – 6.57B
+6.4% YoY
|
5.82B
4.20B – 6.80B
+5.4% YoY
|
20.20B
14.58B – 23.61B
+247.2% YoY
|
| EBITDA |
296.20M
est: 250.12M (+18.4%)
|
—
est: 353.45M (-100.0%)
|
403.30M
est: 399.98M (+0.8%)
|
—
est: 407.62M (-100.0%)
|
—
est: 339.26M (-100.0%)
|
—
est: 399.39M (-100.0%)
|
—
est: 460.93M (-100.0%)
|
487.20M
est: 313.49M (+55.4%)
|
569.10M
est: 460.42M (+23.6%)
|
717.60M
est: 564.51M (+27.1%)
|
830.00M
est: 563.52M (+47.3%)
|
776.20M
est: 623.34M (+24.5%)
|
403.10M
est: 674.63M (-40.2%)
|
501.50M
est: 1.06B (-52.5%)
|
924.70M
est: 1.13B (-18.3%)
|
1.12B
est: 1.30B (-13.6%)
|
1.33B
997.90M – 1.52B
+2.4% YoY
|
1.41B
980.71M – 1.68B
+6.4% YoY
|
1.49B
1.08B – 1.74B
+5.4% YoY
|
5.17B
3.73B – 6.05B
+247.2% YoY
|
| EBIT |
265.50M
est: 241.93M (+9.7%)
|
299.10M
est: 343.74M (-13.0%)
|
344.60M
est: 387.92M (-11.2%)
|
370.20M
est: 395.34M (-6.4%)
|
355.30M
est: 328.35M (+8.2%)
|
379.80M
est: 382.69M (-0.8%)
|
289.80M
est: 434.42M (-33.3%)
|
414.90M
est: 281.89M (+47.2%)
|
491.10M
est: 432.05M (+13.7%)
|
519.60M
est: 528.86M (-1.8%)
|
622.50M
est: 513.69M (+21.2%)
|
713.50M
est: 568.22M (+25.6%)
|
361.20M
est: 614.98M (-41.3%)
|
442.80M
est: 971.13M (-54.4%)
|
839.20M
est: 1.04B (-19.2%)
|
1.04B
est: 1.19B (-12.8%)
|
1.22B
918.48M – 1.40B
+2.4% YoY
|
1.30B
902.66M – 1.55B
+6.4% YoY
|
1.37B
990.10M – 1.60B
+5.4% YoY
|
4.76B
3.44B – 5.57B
+247.2% YoY
|
| Net Income |
193.80M
est: 175.90M (+10.2%)
|
221.20M
est: 250.91M (-11.8%)
|
258.40M
est: 286.88M (-9.9%)
|
287.00M
est: 296.45M (-3.2%)
|
285.20M
est: 254.56M (+12.0%)
|
300.00M
est: 311.21M (-3.6%)
|
222.20M
est: 353.47M (-37.1%)
|
334.20M
est: 224.99M (+48.5%)
|
395.10M
est: 357.85M (+10.4%)
|
432.40M
est: 438.79M (-1.5%)
|
528.80M
est: 426.66M (+23.9%)
|
593.50M
est: 471.95M (+25.8%)
|
286.50M
est: 365.10M (-21.5%)
|
338.00M
est: 400.90M (-15.7%)
|
663.30M
est: 833.70M (-20.4%)
|
742.60M
est: 750.14M (-1.0%)
|
761.12M
573.11M – 845.42M
+1.5% YoY
|
785.75M
672.61M – 888.89M
+3.2% YoY
|
882.51M
563.51M – 1.08B
+12.3% YoY
|
885.91M
565.68M – 1.08B
+0.4% YoY
|
| SGA |
102.90M
est: 137.56M (-25.2%)
|
152.60M
est: 188.90M (-19.2%)
|
164.00M
est: 222.04M (-26.1%)
|
195.00M
est: 211.78M (-7.9%)
|
213.80M
est: 192.91M (+10.8%)
|
251.60M
est: 256.44M (-1.9%)
|
332.40M
est: 328.49M (+1.2%)
|
366.90M
est: 313.69M (+17.0%)
|
424.00M
est: 362.13M (+17.1%)
|
216.80M
est: 436.13M (-50.3%)
|
247.70M
est: 420.74M (-41.1%)
|
479.00M
est: 465.40M (+2.9%)
|
—
est: 503.70M (-100.0%)
|
654.30M
est: 525.41M (+24.5%)
|
769.10M
est: 664.49M (+15.7%)
|
—
est: 645.66M (-100.0%)
|
661.36M
496.93M – 758.26M
+2.4% YoY
|
703.65M
488.37M – 837.33M
+6.4% YoY
|
741.98M
535.68M – 867.24M
+5.4% YoY
|
2.58B
1.86B – 3.01B
+247.2% YoY
|
| EPS |
0.72
est: 0.72 (+0.7%)
|
0.82
est: 0.81 (+1.0%)
|
0.95
est: 0.94 (+1.2%)
|
1.05
est: 1.04 (+1.3%)
|
1.03
est: 1.05 (-1.8%)
|
1.07
est: 1.03 (+4.3%)
|
0.79
est: 0.98 (-19.0%)
|
1.17
est: 1.11 (+5.5%)
|
1.37
est: 1.32 (+3.5%)
|
1.48
est: 1.40 (+5.4%)
|
1.80
est: 1.58 (+14.0%)
|
2.00
est: 2.12 (-5.5%)
|
1.24
est: 1.30 (-4.5%)
|
1.11
est: 1.31 (-15.4%)
|
2.17
est: 1.80 (+20.3%)
|
2.46
est: 2.35 (+4.9%)
|
2.37
1.87 – 2.75
+1.1% YoY
|
2.60
2.19 – 2.89
+9.6% YoY
|
2.87
1.83 – 3.50
+10.6% YoY
|
2.88
1.84 – 3.52
+0.4% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-28 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-27 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-26 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-22 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-21 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-15 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
1.33B
OE per share TTM
4.32
Owner's Yield
13.59%
Maintenance CapEx ratio
4.45%
Maint CapEx / Avg PPE
3.7%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
69.8K
Shares Outstanding
306.31M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Milena Mondini-de-Focatiis | Group Chief Executive Officer & Executive Director | 2M | female |
| Geraint Jones | Chief Financial Officer & Executive Director | 1M | male |
| David Graham Stevens | Advisor | 421.3K | male |
| Keith Gerald Davies | Group Chief Risk & Compliance Officer | — | male |
| Lorna Connelly | UK Head of People | — | female |
| Noel Summerfield | Head of Household | — | — |
| Alistair Hargreaves | Chief Executive Officer of UK Insurance Business | — | male |
| Zareena Brown | Group Chief People Officer | — | female |
| Daniel John Caunt | Group Company Secretary & General Counsel | — | male |
| Diane Michelberger | Head of Investor Relations | — | — |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ADM.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
