Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Accord Financial Corp. (ACD.TO)
Toronto, ON, CA
Accord Financial Corp., established in Toronto, Canada in 1978, provides a comprehensive suite of asset-backed financial services to industrial and commercial businesses, primarily throughout Canada and the United States. The company's core activities include asset-based lending, where it finances or purchases accounts receivable on a recourse basis, in addition to funding other physical assets like inventory and machinery. Its offerings extend to lease and equipment financing, working capital solutions, and specialized funding for film and media projects, alongside offering credit guarantees and collection services. Furthermore, Accord delivers factoring, credit assessment services, and supply chain financing designed for importers. The firm supports clients across a wide range of industries, including manufacturing, retail, service, wholesale, international trade, finance, apparel, food and beverage, and construction.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.05% | +1.50% | +5.47% | -23.30% | -55.30% | -25.00% | -57.28% | -78.87% | -85.00% | -85.48% | -51.79% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%-25.5% Q1'26: -53.2% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%-846.0% Q1'26: -156.3% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-41.8% Q1'26: +696.7% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%+15.2% Q1'26: +25.3% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%+2.8% Q1'26: +4.5% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+0.0% Q1'26: +1.7% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×29.52× Q1'26: 16.74× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2004 actual |
Dec 2023 actual |
Dec 2024 actual |
|---|---|---|---|
| Revenue |
27.42M
est: 29.32M (-6.5%)
|
79.71M
est: 74.23M (+7.4%)
|
83.06M
est: 79.89M (+4.0%)
|
| EBITDA |
13.66M
est: -727.6K (+1,977.3%)
|
-26.49M
est: -1.84M (-1,338.1%)
|
-2.43M
est: 1.58M (-253.9%)
|
| EBIT |
13.24M
est: -1.10M (+1,304.9%)
|
-27.19M
est: -2.78M (-877.2%)
|
-3.09M
est: 774.7K (-499.2%)
|
| Net Income |
7.62M
est: 6.48M (+17.6%)
|
-14.63M
est: -7.79M (-87.8%)
|
-3.14M
est: 5.22M (-160.1%)
|
| SGA |
13.76M
est: 13.57M (+1.4%)
|
34.55M
est: 34.35M (+0.6%)
|
33.30M
est: 28.26M (+17.8%)
|
| EPS |
0.78
est: 0.76 (+3.0%)
|
-1.71
est: -0.91 (-87.9%)
|
-0.37
est: 0.61 (-160.7%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-06 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-05-05 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 5/5 |
| 2026-05-04 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 5/5 |
| 2026-05-01 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-28 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-27 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-24 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-22 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-21 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-20 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
| 2026-04-17 | C+ | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Irene Eddy | Senior Vice President & Chief Financial Officer | 507.9K | female |
| Jim Hogan | President of Accord Equipment Finance, Accord Financial, Inc. & US Commercial Finance | 414.9K | male |
| Simon Hitzig | President, Chief Executive Officer, Secretary & Director | 412.8K | male |
| James Chadwick Jang | President of Canada Small Business Finance | 385.3K | male |
| Cathy Osborne | Senior Vice President of Human Resources | 371.0K | female |
| Jason Rosenfeld | President of Canada Asset Based Finance & Accord Financial Inc | 342.8K | male |
| Cynthia Aboud | Senior Vice President of Business Development for Canada Asset Based Finance | 258.5K | female |
| JoAnne Evans | Senior Vice President of Operations - Canada Asset Based Finance | — | female |
| Joey Grossman | Senior Vice President of Credit - Canada Asset Based Finance | — | male |
| Matthew Panosian | Senior VP of Credit & Portfolio - Asset Based Finance | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ACD.TO
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
