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Bupa Arabia for Cooperative Insurance Co. (8210.SR)

SAR158.20 -1.20 (-0.75%)
SA SAU Financial Services Insurance - Life
Address 3538 Alkhalideya 7505-23423
Jeddah, Makkah Province, SA
CEO Tal Hisham Mohiddin Nazer
IPO 2010-03-04
ISIN SA1210540914

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Description

Bupa Arabia for Cooperative Insurance Company engages in the insurance business in the Kingdom of Saudi Arabia. The company offers medical insurance products for families, household helpers, parents, and businesses, as well as provide international health care plans. It issues short-term insurance contracts for providing health care services. The company was founded in 1997 and is headquartered in Jeddah, the Kingdom of Saudi Arabia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR158.20 -1.20 (-0.75%)
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Volume Profile
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Liquidity & share structure
Average Volume
147.3K
Beta
0.07
Float Shares
76.87M
Free Float %
51.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.34% -2.59% -1.67% +7.80% +12.25% +27.29% -4.02% -0.67% +94.89% +152.43% +1,704.08%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
158.20
DCF (Unlevered) 300.18 +89.7%
DCF (Levered) 351.35 +122.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 75% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 3 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
3.14
Safe zone
Piotroski F-Score
5 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
4 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +7.1% Q1'26: +20.0% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -7.2% Q1'26: +2.4% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +9.7% Q1'26: -16.2% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +6.3% Q1'26: +8.3% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +25.7% Q1'26: +30.1% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -0.5% Q1'26: -1.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.37× Q1'26: 0.15× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 98% × Ke + 2% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 300.20 Current price: 158.20
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
2 EPS Ana.
Dec 2027
1 Rev. Ana.
2 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Dec 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
6.76B
est: 7.16B (-5.6%)
7.80B
est: 8.06B (-3.3%)
7.83B
est: 7.70B (+1.7%)
8.33B
est: 8.46B (-1.5%)
9.61B
est: 9.74B (-1.4%)
10.95B
est: 10.78B (+1.5%)
10.88B
est: 11.59B (-6.1%)
13.44B
est: 13.59B (-1.1%)
16.46B
est: 17.91B (-8.1%)
18.79B
est: 18.67B (+0.7%)
20.13B
est: 19.30B (+4.3%)
21.81B
21.61B – 22.02B
+13.0% YoY
24.81B
23.88B – 25.74B
+13.7% YoY
26.03B
25.39B – 26.66B
+4.9% YoY
28.37B
27.68B – 29.06B
+9.0% YoY
EBITDA
659.42M
est: 536.62M (+22.9%)
1.30B
est: 604.15M (+115.0%)
567.83M
est: 576.80M (-1.6%)
547.00M
est: 634.41M (-13.8%)
760.87M
est: 730.24M (+4.2%)
870.91M
est: 808.22M (+7.8%)
776.30M
est: 868.71M (-10.6%)
1.02B
est: 1.02B (+0.0%)
1.18B
est: 1.29B (-8.9%)
1.44B
est: 1.35B (+6.5%)
1.33B
est: 1.39B (-4.6%)
1.58B
1.56B – 1.59B
+13.0% YoY
1.79B
1.73B – 1.86B
+13.7% YoY
1.88B
1.83B – 1.93B
+4.9% YoY
2.05B
2.00B – 2.10B
+9.0% YoY
EBIT
645.08M
est: 509.80M (+26.5%)
1.28B
est: 573.95M (+123.8%)
551.01M
est: 547.97M (+0.6%)
525.43M
est: 602.70M (-12.8%)
712.65M
est: 693.73M (+2.7%)
823.67M
est: 767.82M (+7.3%)
730.70M
est: 825.28M (-11.5%)
969.16M
est: 967.67M (+0.2%)
1.12B
est: 1.23B (-8.7%)
1.38B
est: 1.28B (+7.5%)
1.26B
est: 1.33B (-5.1%)
1.50B
1.48B – 1.51B
+13.0% YoY
1.70B
1.64B – 1.77B
+13.7% YoY
1.79B
1.74B – 1.83B
+4.9% YoY
1.95B
1.90B – 1.99B
+9.0% YoY
Net Income
645.08M
est: 454.45M (+41.9%)
630.71M
est: 586.19M (+7.6%)
551.01M
est: 508.84M (+8.3%)
442.62M
est: 502.54M (-11.9%)
593.80M
est: 628.63M (-5.5%)
696.13M
est: 758.90M (-8.3%)
625.57M
est: 733.34M (-14.7%)
805.12M
est: 752.10M (+7.0%)
940.16M
est: 1.14B (-17.8%)
1.17B
est: 1.25B (-7.1%)
1.08B
est: 1.11B (-2.3%)
1.31B
1.21B – 1.41B
+18.7% YoY
1.61B
1.46B – 1.89B
+23.1% YoY
1.68B
1.62B – 1.73B
+3.8% YoY
2.00B
1.93B – 2.06B
+19.1% YoY
SGA
145.81M
est: 56.06M (+160.1%)
164.22M
est: 63.11M (+160.2%)
156.47M
est: 60.25M (+159.7%)
124.28M
est: 66.27M (+87.5%)
96.76M
est: 76.28M (+26.8%)
124.73M
est: 84.43M (+47.7%)
111.45M
est: 90.75M (+22.8%)
122.30M
est: 106.40M (+14.9%)
68.27M
est: 109.86M (-37.9%)
80.09M
est: 114.51M (-30.1%)
58.71M
est: 118.40M (-50.4%)
133.80M
132.55M – 135.05M
+13.0% YoY
152.18M
146.46M – 157.90M
+13.7% YoY
159.64M
155.75M – 163.54M
+4.9% YoY
174.01M
169.77M – 178.25M
+9.0% YoY
EPS
4.30
est: 3.04 (+41.3%)
4.21
est: 3.93 (+7.2%)
3.34
est: 3.41 (-2.0%)
2.96
est: 3.37 (-12.1%)
3.97
est: 4.21 (-5.7%)
4.66
est: 5.08 (-8.3%)
4.18
est: 4.91 (-14.9%)
5.39
est: 5.09 (+6.0%)
6.29
est: 7.66 (-17.9%)
7.79
est: 8.45 (-7.8%)
7.23
est: 7.51 (-3.8%)
8.82
8.14 – 9.52
+17.4% YoY
10.87
9.80 – 12.69
+23.2% YoY
11.28
10.92 – 11.64
+3.8% YoY
13.43
13.01 – 13.86
+19.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-03 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 A- 4/5 4/5 5/5 5/5 3/5 2/5 1/5
2026-04-29 A- 4/5 5/5 5/5 5/5 3/5 2/5 1/5
2026-04-28 A- 4/5 5/5 5/5 5/5 3/5 2/5 1/5
2026-04-27 A- 4/5 5/5 5/5 5/5 3/5 2/5 1/5
2026-04-26 A- 4/5 5/5 5/5 5/5 3/5 2/5 1/5
2026-04-23 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-22 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-21 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-20 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-19 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5
2026-04-16 A- 4/5 5/5 5/5 5/5 2/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-252.70M
OE per share TTM
-1.68
Owner's Yield
-0.95%
Maintenance CapEx ratio
1.50%
Maint CapEx / Avg PPE
1.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 105 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Invesco MSCI Saudi Arabia UCITS ETF MSAU.L 1.18% 551.7K 0.50%
2 iShares MSCI Saudi Arabia Capped UCITS ETF IKSD.L 1.15% 220.5K 0.60%
3 iShares MSCI Saudi Arabia Capped UCITS ETF IKSA.L 1.15% 5.92M 0.60%
4 iShares MSCI Saudi Arabia ETF KSA 1.09% 7.10M 0.75%
5 VanEck - MSCI Multifactor Emerging Markets Equity ETF EMKT.AX 0.28% 1.44M 0.69%
6 iShares MSCI Emerging Markets Quality Factor ETF EQLT 0.12% 14.5K 0.35%
7 BMO Low Volatility Emerging Markets Equity ETF ZLE.TO 0.10% 71.1K 0.51%
8 iShares MSCI EM Islamic UCITS ETF ISDE.L 0.08% 621.3K 0.35%
9 Columbia EM Core ex-China ETF XCEM 0.08% 1.53M 0.16%
10 HSBC MSCI Emerging Markets Islamic Screened Capped UCITS ETF HIEM.SW 0.07% 122.8K 0.35%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
47.5K
Shares Outstanding
148.56M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Tal Hisham Nazer MD, Chief Executive Officer & Executive Director 800.0K male
Nader Mohammed S. Ashoor Deputy Chief Executive Officer & Executive Director 340.0K male
Hatim Tariq Jamal Chief Financial Officer male
Luay Abumansour Head of Compliance Department male
Nasser Al-Qawas Director of Legal Affairs & Corporate Governance and General Counsel male
Nidal Saab Top Key Executive male
Ryan Trabzoni Chief Operating Officer
Ahmed Bajunaid Chief Investment Officer male
Younes Ishan Top Key Executive female
Basel Qazzaz Top Key Executive male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits