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Malath Cooperative Insurance Company (8020.SR)

SAR10.70 +0.20 (+1.90%)
SA SAU Financial Services Insurance - Property & Casualty
Address Prince Mohammed Bin Abdulaziz Road 11625
Riyadh, Riyadh Province, SA
CEO Fawaz bin Abdulrahman Salman Al-Hijji
IPO 2010-03-03
ISIN SA000A0MJ2J4

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Description

Headquartered in Riyadh, Saudi Arabia, Malath Cooperative Insurance Company, founded in 2007, provides a broad spectrum of insurance products and services. Its diverse client base includes individuals, small to large businesses, and corporate entities throughout the Kingdom of Saudi Arabia. The company operates through distinct segments: Medical, Motor, Property and Casualty, and Protection and Savings. Malath's offerings range from marine insurance, protecting cargo in transit and vessels against maritime risks, to engineering coverage for construction works and the installation of plant and machinery. Additionally, it offers crucial policies such as health, motor vehicle, fire and burglary, public liability, personal accident, and worker's compensation insurance.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR10.70 +0.20 (+1.90%)
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Volume Profile
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Liquidity & share structure
Average Volume
250.2K
Beta
0.21
Float Shares
49.87M
Free Float %
99.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -4.36% -0.70% -16.01% -8.56% -37.04% -52.71% -69.41% -61.89% -77.07%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
10.70
DCF (Unlevered) 19.33 +80.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2025-10 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.31
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +54.7% Q1'26: -9.5% (vs Q1'25)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -20.4% Q1'26: -45.0% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    -5.9% Q1'26: -31.9% (vs Q1'25)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +2.0% Q1'26: +2.5% (vs Q1'25)
  • ROIC Insurance - Property & Casualty: +7.9%
    +11.2% Q1'26: +9.3% (vs Q1'25)
  • Share dilution Insurance - Property & Casualty: +0.4%
    +0.0% Q1'26: -0.4% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    0.01× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.25) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 19.33 Current price: 10.70
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Revenue
773.02M
est: 868.55M (-11.0%)
818.44M
est: 1.03B (-20.9%)
938.38M
est: 999.00M (-6.1%)
913.17M
est: 868.64M (+5.1%)
983.30M
est: 1.01B (-2.9%)
1.52B
est: 1.11B (+36.9%)
1.80B
1.80B – 1.80B
+62.4% YoY
EBITDA
24.37M
est: 1.73M (+1,308.4%)
-70.90M
est: 2.06M (-3,541.0%)
-27.56M
est: 1.99M (-1,484.6%)
49.57M
est: -131.2K (+37,889.7%)
39.48M
est: -153.0K (+25,909.7%)
31.66M
est: -167.8K (+18,973.8%)
-272.4K
-272.4K – -272.4K
-62.4% YoY
EBIT
22.67M
est: -716.6K (+3,263.8%)
-72.85M
est: -853.2K (-8,438.1%)
-31.09M
est: -824.3K (-3,671.8%)
47.19M
est: -2.41M (+2,058.6%)
36.39M
est: -2.81M (+1,395.3%)
29.80M
est: -3.08M (+1,067.1%)
-5.00M
-5.00M – -5.00M
-62.4% YoY
Net Income
7.55M
est: 3.00M (+151.6%)
-85.66M
est: -2.50M (-3,326.4%)
-41.38M
est: -40.00M (-3.4%)
38.19M
est: 5.50M (+595.0%)
26.89M
est: 41.00M (-34.4%)
21.70M
est: 55.00M (-60.5%)
73.50M
73.50M – 73.50M
+33.6% YoY
SGA
20.39M
est: 15.60M (+30.7%)
27.80M
est: 18.57M (+49.7%)
25.12M
est: 17.94M (+40.0%)
est: 11.50M (-100.0%)
2.62M
est: 13.41M (-80.4%)
4.21M
est: 14.70M (-71.4%)
23.88M
23.88M – 23.88M
+62.4% YoY
EPS
0.15
est: 0.06 (+150.0%)
-1.71
est: -0.05 (-3,320.0%)
-0.83
est: -0.80 (-3.7%)
0.76
est: 0.11 (+591.5%)
0.54
est: 0.82 (-34.1%)
0.43
est: 1.10 (-60.9%)
1.47
1.47 – 1.47
+33.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-17 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 B- 3/5 1/5 2/5 4/5 4/5 1/5 3/5
2026-05-06 B- 3/5 1/5 2/5 4/5 4/5 1/5 3/5
2026-05-05 B 3/5 1/5 2/5 5/5 4/5 1/5 3/5
2026-05-04 B 3/5 1/5 2/5 5/5 4/5 1/5 3/5
2026-05-03 B- 3/5 1/5 2/5 5/5 3/5 1/5 3/5
2026-04-30 B- 3/5 1/5 2/5 5/5 3/5 1/5 3/5
2026-04-29 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-28 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-27 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-26 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-23 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-22 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-21 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-20 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-19 B 3/5 1/5 2/5 5/5 3/5 2/5 3/5
2026-04-16 B 3/5 1/5 3/5 5/5 2/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-88.55M
OE per share TTM
-1.45
Owner's Yield
-20.80%
Maintenance CapEx ratio
6.44%
Maint CapEx / Avg PPE
0.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 28.9K 0.28%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
198.7K
Shares Outstanding
50.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Fawaz bin Abdulrahman Al Hijji MD, Chief Executive Officer & Executive Director 500.0K male
Abdullah Yusef AlHussaini Chief Financial Officer male
Ahmed Mohamed Al-Rakaf Executive Vice President of Health & Life Insurance male
Motab Matar Al Ghamdi Executive Vice President of Motor Insurance male
Tariq Saleh Al-Ghamdi Executive Vice President of Property & Accident Insurance male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits