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Net Protections Holdings, Inc. (7383.T)
JPY408.00
+14.00 (+3.55%)
JP JPX Financial Services Financial - Credit Services
Address
Kojimachi First Building 102-0083
Tokyo, JP
Tokyo, JP
CEO
Shin Shibata
Website
corp.netprotections.com
IPO
2021-12-15
ISIN JP3758270007
Description
Operating globally and within Japan, Net Protections Holdings, Inc. delivers diverse "buy now, pay later" (BNPL) financial solutions. Their services span B2C e-commerce BNPL, B2B deferred payment options, and consumer BNPL programs that include membership benefits. Additionally, the company manages credit card payment processing and loyalty rewards initiatives. Established in 2002, this Tokyo, Japan-based firm operates as a subsidiary of ORIX Corporation.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
JPY408.00
+14.00 (+3.55%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
1.50
Float Shares
55.52M
Free Float %
55.8%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +5.64% | -0.23% | -5.90% | -19.59% | -25.30% | -19.74% | -1.15% | +3.11% | -68.99% | -68.99% | -68.99% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
408.00
DCF (Unlevered)
27.45
-93.3%
DCF (Levered)
427.10
+4.7%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
75% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 2 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.72
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Financial - Credit Services: +13.2%+6.8% Q1'26: +9.3% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%+25.9% ★ Q1'26: -56.4% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+33.8% ★ Q1'26: -15.2% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%+9.0% Q1'26: -43.3% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%+18.8% ★ Q1'26: -89.0% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+1.9% Q1'26: +1.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×1.58× ★ Q1'26: -0.71× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 3 Rev. Ana. 5 EPS Ana. |
Mar 2027 5 Rev. Ana. 5 EPS Ana. |
Mar 2028 5 Rev. Ana. 5 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
18.67B
est: 20.03B (-6.8%)
|
19.33B
est: 19.76B (-2.2%)
|
20.84B
est: 20.93B (-0.4%)
|
23.03B
est: 23.00B (+0.1%)
|
25.22B
25.05B – 25.35B
+9.6% YoY
|
27.81B
27.15B – 28.28B
+10.3% YoY
|
30.95B
30.22B – 31.69B
+11.3% YoY
|
34.24B
33.43B – 34.95B
+10.6% YoY
|
37.87B
36.97B – 38.65B
+10.6% YoY
|
| EBITDA |
2.21B
est: 2.11B (+5.0%)
|
979.00M
est: 2.08B (-52.9%)
|
1.00B
est: 2.29B (-56.3%)
|
3.86B
est: 2.51B (+53.7%)
|
2.75B
2.74B – 2.77B
+9.6% YoY
|
3.04B
2.97B – 3.09B
+10.3% YoY
|
3.38B
3.30B – 3.46B
+11.3% YoY
|
3.74B
3.65B – 3.82B
+10.6% YoY
|
4.14B
4.04B – 4.22B
+10.6% YoY
|
| EBIT |
896.00M
est: 680.62M (+31.6%)
|
-404.00M
est: 671.19M (-160.2%)
|
-626.00M
est: 771.84M (-181.1%)
|
2.23B
est: 848.46M (+163.1%)
|
930.20M
924.00M – 935.22M
+9.6% YoY
|
1.03B
1.00B – 1.04B
+10.3% YoY
|
1.14B
1.11B – 1.17B
+11.3% YoY
|
1.26B
1.23B – 1.29B
+10.6% YoY
|
1.40B
1.36B – 1.43B
+10.6% YoY
|
| Net Income |
235.00M
est: 455.52M (-48.4%)
|
-443.00M
est: -301.51M (-46.9%)
|
-828.00M
est: -429.75M (-92.7%)
|
1.35B
est: 1.06B (+27.9%)
|
1.78B
1.62B – 1.97B
+68.7% YoY
|
2.32B
1.93B – 2.44B
+30.0% YoY
|
2.77B
2.32B – 3.23B
+19.7% YoY
|
3.54B
3.47B – 3.67B
+27.8% YoY
|
4.46B
4.32B – 4.58B
+25.9% YoY
|
| SGA |
—
|
—
|
—
est: 2.06B (-100.0%)
|
—
est: 2.27B (-100.0%)
|
2.48B
2.47B – 2.50B
+9.6% YoY
|
2.74B
2.68B – 2.79B
+10.3% YoY
|
3.05B
2.98B – 3.12B
+11.3% YoY
|
3.37B
3.29B – 3.44B
+10.6% YoY
|
3.73B
3.64B – 3.81B
+10.6% YoY
|
| EPS |
2.62
est: 4.63 (-43.4%)
|
-4.59
est: -3.04 (-50.9%)
|
-8.54
est: -4.30 (-98.7%)
|
13.86
est: 10.56 (+31.3%)
|
17.63
16.21 – 19.63
+67.0% YoY
|
21.72
19.28 – 24.33
+23.2% YoY
|
27.93
23.16 – 32.24
+28.6% YoY
|
35.70
34.60 – 36.65
+27.8% YoY
|
44.50
43.13 – 45.69
+24.6% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 3/5 | 2/5 | 2/5 |
| 2026-05-15 | B- | 2/5 | 3/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-14 | B- | 2/5 | 3/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-13 | B- | 2/5 | 3/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-12 | B- | 2/5 | 3/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 3/5 | 4/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-08 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-07 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-01 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-30 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-28 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-27 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-24 | B- | 3/5 | 3/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-22 | B | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-21 | B | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
9.02B
OE per share TTM
89.92
Owner's Yield
22.20%
Maintenance CapEx ratio
7.65%
Maint CapEx / Avg PPE
3.2%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 30 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares International Small-Cap Equity Factor ETF ISCF | 0.05% | 306.9K | 0.24% |
| 2 | Dimensional - International Small Cap ETF DFIS | 0.01% | 424.4K | 0.39% |
| 3 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.00% | 557.8K | 0.06% |
| 4 | Avantis International Small Cap Equity ETF AVDS | 0.00% | 11.1K | 0.30% |
| 5 | Amundi Japan TOPIX II UCITS ETF EUR Dist JPNU.L | 0.00% | 21.9K | 0.45% |
| 6 | Avantis Responsible International Equity ETF AVSD | 0.00% | 13.9K | 0.23% |
| 7 | iShares Core TOPIX ETF 1475.T | 0.00% | 385.6K | 0.05% |
| 8 | Dimensional International Sustainability Core 1 ETF DFSI | 0.00% | 22.3K | 0.24% |
| 9 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 214.0K | 0.22% |
| 10 | Vanguard FTSE Pacific ETF VPL | 0.00% | 153.6K | 0.07% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
6.68M
Shares Outstanding
99.43M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Kazuharu Watanabe | Chief Financial Officer & Director | — | male |
| Shin Shibata | President, Chief Executive Officer & Chairman | — | male |
| Shun Akiyama | Director of Sales and Alliances & Director | — | male |
| Takashi Yamashita | Chief Information Officer, Director of Corporate Affairs & Director | — | male |
| Takayuki Okada | Executive Officer | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 7383.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
