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Premium Group Co., Ltd. (7199.T)

JPY2,138.00 +46.00 (+2.20%)
JP JPX Financial Services Financial - Credit Services
Address The Okura Prestige Tower 105-0001
Tokyo, JP
CEO Yohichi Shibata
IPO 2017-12-21
ISIN JP3833710001

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Description

Headquartered in Tokyo, Japan, Premium Group Co., Ltd. was established in 2007 and specializes in delivering diverse financial and service solutions primarily within the automotive sector. The company's business activities are structured across three key divisions: Finance, Automobile Warranty, and Automotive Mobility Services. Within its Finance segment, Premium Group offers comprehensive services such as vehicle leasing, debt collection, salvaging, and various financing options. The Automobile Warranty division focuses on vehicle inspections, repairs, maintenance, bodywork, paintwork, and the development and sale of warranty products. Furthermore, the company extends its offerings to include consultancy services, the distribution and rental of Internet of Things (IoT) devices, and the creation of specialized software for managing car sales.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY2,138.00 +46.00 (+2.20%)
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Volume Profile
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Liquidity & share structure
Average Volume
327.9K
Beta
0.24
Float Shares
34.82M
Free Float %
89.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-2.98% +3.22% +4.19% +4.89% -4.50% -0.21% -12.95% +17.26% +133.11% +389.59% +389.59%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2,138.00
DCF (Unlevered) 8,649.63 +304.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 2 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.49
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +21.0% Q1'26: +41.2% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +28.6% Q1'26: -57.9% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -12.4% Q1'26: +39.7% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +19.8% Q1'26: +23.4% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    Q1'26: -126.7% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +1.5% Q1'26: +2.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    7.83× Q1'26: 6.07× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.27) × ERP
WACC = 47% × Ke + 53% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 8,649.63 Current price: 2,138.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
3 Rev. Ana.
3 EPS Ana.
Mar 2027
3 Rev. Ana.
3 EPS Ana.
Mar 2028
2 Rev. Ana.
2 EPS Ana.
Revenue
est: 9.12B (-100.0%)
est: 10.70B (-100.0%)
est: 13.79B (-100.0%)
est: 17.30B (-100.0%)
20.89B
est: 21.30B (-1.9%)
25.47B
est: 25.26B (+0.8%)
31.55B
est: 32.99B (-4.4%)
36.41B
est: 38.25B (-4.8%)
42.03B
42.00B – 42.10B
+9.9% YoY
48.00B
47.00B – 48.70B
+14.2% YoY
54.70B
53.00B – 56.40B
+14.0% YoY
EBITDA
2.39B
est: 3.57B (-33.0%)
2.46B
est: 4.19B (-41.1%)
4.53B
est: 5.39B (-16.1%)
5.01B
est: 6.77B (-25.9%)
5.16B
est: 8.33B (-38.1%)
5.66B
est: 9.88B (-42.7%)
7.84B
est: 8.37B (-6.4%)
8.67B
est: 9.70B (-10.7%)
10.66B
10.65B – 10.68B
+9.9% YoY
12.18B
11.92B – 12.35B
+14.2% YoY
13.88B
13.45B – 14.31B
+14.0% YoY
EBIT
2.05B
est: 3.17B (-35.1%)
2.13B
est: 3.71B (-42.6%)
3.67B
est: 4.79B (-23.3%)
3.70B
est: 6.00B (-38.4%)
3.86B
est: 7.39B (-47.7%)
4.25B
est: 8.77B (-51.6%)
6.20B
est: 7.25B (-14.6%)
6.82B
est: 8.41B (-19.0%)
9.24B
9.24B – 9.26B
+9.9% YoY
10.55B
10.33B – 10.71B
+14.2% YoY
12.03B
11.65B – 12.40B
+14.0% YoY
Net Income
1.29B
est: 1.34B (-3.9%)
1.39B
est: 1.41B (-1.7%)
1.47B
est: 2.35B (-37.5%)
2.38B
est: 2.25B (+5.8%)
2.94B
est: 2.70B (+8.8%)
3.99B
est: 3.97B (+0.5%)
4.61B
est: 4.81B (-4.2%)
4.65B
est: 5.53B (-15.9%)
5.80B
5.54B – 6.06B
+4.9% YoY
7.33B
6.25B – 8.43B
+26.3% YoY
9.00B
8.28B – 9.72B
+22.9% YoY
SGA
est: 1.47B (-100.0%)
est: 1.72B (-100.0%)
est: 2.22B (-100.0%)
est: 2.78B (-100.0%)
est: 3.42B (-100.0%)
est: 4.06B (-100.0%)
-6.20B
est: -1.30B (-378.2%)
est: -1.50B (+100.0%)
-1.65B
-1.65B – -1.65B
-9.9% YoY
-1.89B
-1.91B – -1.85B
-14.2% YoY
-2.15B
-2.22B – -2.08B
-14.0% YoY
EPS
33.30
est: 35.27 (-5.6%)
33.92
est: 37.00 (-8.3%)
37.44
est: 61.56 (-39.2%)
62.25
est: 59.07 (+5.4%)
76.46
est: 70.87 (+7.9%)
103.44
est: 104.22 (-0.8%)
119.39
est: 125.44 (-4.8%)
122.60
est: 143.18 (-14.4%)
149.47
143.30 – 156.50
+4.4% YoY
186.47
161.60 – 217.80
+24.8% YoY
232.50
213.90 – 251.10
+24.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-11 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-08 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-07 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-05-01 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-30 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-28 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-27 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-24 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-23 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-22 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-21 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-20 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-17 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5
2026-04-16 B+ 3/5 5/5 5/5 5/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-8.37B
OE per share TTM
-218.31
Owner's Yield
-11.13%
Maintenance CapEx ratio
10.25%
Maint CapEx / Avg PPE
15.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 26 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Avantis International Small Cap Equity ETF AVDS 0.02% 61.1K 0.30%
2 Schwab International Small-Cap Equity ETF SCHC 0.02% 896.9K 0.06%
3 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.01% 2.01M 0.06%
4 Vanguard International Dividend Appreciation ETF VIGI 0.01% 966.5K 0.07%
5 Amundi Japan TOPIX II UCITS ETF EUR Hedged Dist JPNH.PA 0.01% 55.0K 0.45%
6 Amundi Japan TOPIX II UCITS ETF EUR Dist JPNU.L 0.01% 54.2K 0.45%
7 iShares Core TOPIX ETF 1475.T 0.01% 1.13M 0.05%
8 Avantis Responsible International Equity ETF AVSD 0.01% 24.7K 0.23%
9 Vanguard FTSE Pacific ETF VPL 0.00% 581.8K 0.07%
10 Avantis International Equity ETF AVDE 0.00% 690.5K 0.23%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
12.38M
Shares Outstanding
38.89M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Yohichi Shibata President, Group Chief Executive Officer, Chief Operating Officer & Representative Director 90M male
Hiroomi Yamamura Managing Executive Officer & Deputy GM of Group Business Strategy Division male
Kumi Kondo Executive Officer, CHRO, GM of Human Resources Development & Public Relations Department
Masahiro Matsuoka Senior Executive Officer
Maya Yugami Executive Officer, Head of Management Information & IR Department
Taihei Ikeda Operating Officer & Accounting Manager
Takeshi Kitada Executive Officer, Head of Internal Audit Department & Head of Business Management Department
Tomohiro Kanazawa Managing Executive Officer, General Manager of Group Administration Division, CFO & Director male
Fumiya Nakamura Managing Executive Officer, Chief of Group Management Division & CCO
Yoshiyuki Tsuchiya Managing Executive Officer, GM of Group Business Strategy Division & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits