Premium Group Co., Ltd. (7199.T)
Tokyo, JP
Headquartered in Tokyo, Japan, Premium Group Co., Ltd. was established in 2007 and specializes in delivering diverse financial and service solutions primarily within the automotive sector. The company's business activities are structured across three key divisions: Finance, Automobile Warranty, and Automotive Mobility Services. Within its Finance segment, Premium Group offers comprehensive services such as vehicle leasing, debt collection, salvaging, and various financing options. The Automobile Warranty division focuses on vehicle inspections, repairs, maintenance, bodywork, paintwork, and the development and sale of warranty products. Furthermore, the company extends its offerings to include consultancy services, the distribution and rental of Internet of Things (IoT) devices, and the creation of specialized software for managing car sales.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.98% | +3.22% | +4.19% | +4.89% | -4.50% | -0.21% | -12.95% | +17.26% | +133.11% | +389.59% | +389.59% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+21.0% ★ Q1'26: +41.2% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%+28.6% ★ Q1'26: -57.9% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-12.4% Q1'26: +39.7% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%+19.8% Q1'26: +23.4% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%— Q1'26: -126.7% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+1.5% Q1'26: +2.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×7.83× ★ Q1'26: 6.07× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 3 Rev. Ana. 3 EPS Ana. |
Mar 2027 3 Rev. Ana. 3 EPS Ana. |
Mar 2028 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
est: 9.12B (-100.0%)
|
—
est: 10.70B (-100.0%)
|
—
est: 13.79B (-100.0%)
|
—
est: 17.30B (-100.0%)
|
20.89B
est: 21.30B (-1.9%)
|
25.47B
est: 25.26B (+0.8%)
|
31.55B
est: 32.99B (-4.4%)
|
36.41B
est: 38.25B (-4.8%)
|
42.03B
42.00B – 42.10B
+9.9% YoY
|
48.00B
47.00B – 48.70B
+14.2% YoY
|
54.70B
53.00B – 56.40B
+14.0% YoY
|
| EBITDA |
2.39B
est: 3.57B (-33.0%)
|
2.46B
est: 4.19B (-41.1%)
|
4.53B
est: 5.39B (-16.1%)
|
5.01B
est: 6.77B (-25.9%)
|
5.16B
est: 8.33B (-38.1%)
|
5.66B
est: 9.88B (-42.7%)
|
7.84B
est: 8.37B (-6.4%)
|
8.67B
est: 9.70B (-10.7%)
|
10.66B
10.65B – 10.68B
+9.9% YoY
|
12.18B
11.92B – 12.35B
+14.2% YoY
|
13.88B
13.45B – 14.31B
+14.0% YoY
|
| EBIT |
2.05B
est: 3.17B (-35.1%)
|
2.13B
est: 3.71B (-42.6%)
|
3.67B
est: 4.79B (-23.3%)
|
3.70B
est: 6.00B (-38.4%)
|
3.86B
est: 7.39B (-47.7%)
|
4.25B
est: 8.77B (-51.6%)
|
6.20B
est: 7.25B (-14.6%)
|
6.82B
est: 8.41B (-19.0%)
|
9.24B
9.24B – 9.26B
+9.9% YoY
|
10.55B
10.33B – 10.71B
+14.2% YoY
|
12.03B
11.65B – 12.40B
+14.0% YoY
|
| Net Income |
1.29B
est: 1.34B (-3.9%)
|
1.39B
est: 1.41B (-1.7%)
|
1.47B
est: 2.35B (-37.5%)
|
2.38B
est: 2.25B (+5.8%)
|
2.94B
est: 2.70B (+8.8%)
|
3.99B
est: 3.97B (+0.5%)
|
4.61B
est: 4.81B (-4.2%)
|
4.65B
est: 5.53B (-15.9%)
|
5.80B
5.54B – 6.06B
+4.9% YoY
|
7.33B
6.25B – 8.43B
+26.3% YoY
|
9.00B
8.28B – 9.72B
+22.9% YoY
|
| SGA |
—
est: 1.47B (-100.0%)
|
—
est: 1.72B (-100.0%)
|
—
est: 2.22B (-100.0%)
|
—
est: 2.78B (-100.0%)
|
—
est: 3.42B (-100.0%)
|
—
est: 4.06B (-100.0%)
|
-6.20B
est: -1.30B (-378.2%)
|
—
est: -1.50B (+100.0%)
|
-1.65B
-1.65B – -1.65B
-9.9% YoY
|
-1.89B
-1.91B – -1.85B
-14.2% YoY
|
-2.15B
-2.22B – -2.08B
-14.0% YoY
|
| EPS |
33.30
est: 35.27 (-5.6%)
|
33.92
est: 37.00 (-8.3%)
|
37.44
est: 61.56 (-39.2%)
|
62.25
est: 59.07 (+5.4%)
|
76.46
est: 70.87 (+7.9%)
|
103.44
est: 104.22 (-0.8%)
|
119.39
est: 125.44 (-4.8%)
|
122.60
est: 143.18 (-14.4%)
|
149.47
143.30 – 156.50
+4.4% YoY
|
186.47
161.60 – 217.80
+24.8% YoY
|
232.50
213.90 – 251.10
+24.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Avantis International Small Cap Equity ETF AVDS | 0.02% | 61.1K | 0.30% |
| 2 | Schwab International Small-Cap Equity ETF SCHC | 0.02% | 896.9K | 0.06% |
| 3 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 2.01M | 0.06% |
| 4 | Vanguard International Dividend Appreciation ETF VIGI | 0.01% | 966.5K | 0.07% |
| 5 | Amundi Japan TOPIX II UCITS ETF EUR Hedged Dist JPNH.PA | 0.01% | 55.0K | 0.45% |
| 6 | Amundi Japan TOPIX II UCITS ETF EUR Dist JPNU.L | 0.01% | 54.2K | 0.45% |
| 7 | iShares Core TOPIX ETF 1475.T | 0.01% | 1.13M | 0.05% |
| 8 | Avantis Responsible International Equity ETF AVSD | 0.01% | 24.7K | 0.23% |
| 9 | Vanguard FTSE Pacific ETF VPL | 0.00% | 581.8K | 0.07% |
| 10 | Avantis International Equity ETF AVDE | 0.00% | 690.5K | 0.23% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Yohichi Shibata | President, Group Chief Executive Officer, Chief Operating Officer & Representative Director | 90M | male |
| Hiroomi Yamamura | Managing Executive Officer & Deputy GM of Group Business Strategy Division | — | male |
| Kumi Kondo | Executive Officer, CHRO, GM of Human Resources Development & Public Relations Department | — | — |
| Masahiro Matsuoka | Senior Executive Officer | — | — |
| Maya Yugami | Executive Officer, Head of Management Information & IR Department | — | — |
| Taihei Ikeda | Operating Officer & Accounting Manager | — | — |
| Takeshi Kitada | Executive Officer, Head of Internal Audit Department & Head of Business Management Department | — | — |
| Tomohiro Kanazawa | Managing Executive Officer, General Manager of Group Administration Division, CFO & Director | — | male |
| Fumiya Nakamura | Managing Executive Officer, Chief of Group Management Division & CCO | — | — |
| Yoshiyuki Tsuchiya | Managing Executive Officer, GM of Group Business Strategy Division & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7199.T
Short-term intention
Target Price Distribution
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