CTBC Financial Holding Co., Ltd. (2891.TW)
Taipei, TW
CTBC Financial Holding Co., Ltd. is a comprehensive financial services conglomerate, offering a broad spectrum of activities including banking, bills financing, credit card services, trust operations, securities, futures, and asset management. Its extensive range of services caters to both individual and corporate clients. These include traditional banking products such as loans, guarantees, foreign exchange, bonds, and safe deposit boxes, alongside modern offerings like online banking and lottery services. For business clients, it delivers solutions in transaction financing, cash management, fiduciary and agency services, international trade financing, syndication lending, structured finance, and financial advisory. The company also engages in proprietary trading, derivatives, factoring, installment services, leasing, and accounts receivable management. Beyond banking, CTBC offers a comprehensive suite of insurance products. This encompasses life, health, annuity, group, and investment-linked policies, as well as various property insurance options including fire, marine, miscellaneous casualty, voluntary auto, and personal accident coverage. The firm is also active in the securities and futures markets, facilitating trading in publicly-listed securities and providing investment access to emerging stocks and futures. Furthermore, it provides asset-backed security services. Its operations extend to venture capital, channeling investments into sectors such as information technology, communications, biotechnology, healthcare, cultural, creative, and alternative energy, along with established traditional industries. It also manages debt and mortgages and facilitates international and payment transactions. Specialized offerings include securities investment trusts, financial consulting, services for foreign financial institutions, discretionary investment management, and offshore fund master agency functions, as well as security services tailored for corporate entities. With a significant global footprint, CTBC maintains approximately 152 branches across Taiwan and an additional 116 overseas branches. Its international presence spans key markets including the United States, Japan, Canada, the Philippines, Indonesia, Vietnam, India, and Singapore. Established in 2002, the company initially operated as ChinaTrust Financial Holding Co., Ltd. before rebranding to CTBC Financial Holding Co., Ltd. in June 2013. Its corporate headquarters are situated in Taipei City, Taiwan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.02% | +3.95% | +15.68% | +12.45% | +39.24% | +20.52% | +44.74% | +146.94% | +162.47% | +252.77% | +598.61% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 6 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Life: +10.6%+10.3% Q1'26: -28.2% (vs Q1'25)
-
EPS growth Insurance - Life: +13.4%+11.9% Q1'26: +15.7% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Life: +31.7%-3.1% Q1'26: +143.2% (vs Q1'25)
-
EBIT margin Insurance - Life: +12.4%+18.2% ★ Q1'26: +31.7% (vs Q1'25)
-
ROIC Insurance - Life: +1.0%+10.0% ★ Q1'26: +10.4% (vs Q1'25)
-
Share dilution Insurance - Life: +0.4%+0.2% Q1'26: +0.5% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×7.12× Q1'26: 6.28× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 7 EPS Ana. |
Dec 2027 4 Rev. Ana. 5 EPS Ana. |
Dec 2028 2 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
216.40B
est: 207.88B (+4.1%)
|
319.64B
est: 102.89B (+210.7%)
|
348.32B
est: 108.64B (+220.6%)
|
313.27B
est: 284.46B (+10.1%)
|
262.59B
est: 272.85B (-3.8%)
|
195.10B
est: 241.40B (-19.2%)
|
185.36B
est: 199.97B (-7.3%)
|
150.97B
est: 188.06B (-19.7%)
|
425.53B
est: 452.29B (-5.9%)
|
453.92B
est: 185.58B (+144.6%)
|
500.61B
est: 208.32B (+140.3%)
|
224.75B
201.04B – 270.72B
+7.9% YoY
|
228.69B
216.22B – 237.01B
+1.8% YoY
|
247.10B
246.54B – 247.67B
+8.1% YoY
|
| EBITDA |
219.56B
est: 88.01B (+149.5%)
|
323.38B
est: 43.56B (+642.4%)
|
352.29B
est: 46.00B (+665.9%)
|
317.42B
est: 120.43B (+163.6%)
|
270.06B
est: 115.52B (+133.8%)
|
202.94B
est: 102.20B (+98.6%)
|
68.87B
est: 84.66B (-18.7%)
|
55.43B
est: 79.62B (-30.4%)
|
74.22B
est: 118.59B (-37.4%)
|
92.50B
est: 48.66B (+90.1%)
|
97.16B
est: 54.62B (+77.9%)
|
58.93B
52.71B – 70.98B
+7.9% YoY
|
59.96B
56.69B – 62.14B
+1.8% YoY
|
64.79B
64.64B – 64.94B
+8.1% YoY
|
| EBIT |
216.40B
est: 82.27B (+163.0%)
|
319.64B
est: 40.72B (+685.0%)
|
348.32B
est: 43.00B (+710.1%)
|
313.27B
est: 112.58B (+178.3%)
|
262.59B
est: 107.99B (+143.2%)
|
195.10B
est: 95.54B (+104.2%)
|
61.00B
est: 79.14B (-22.9%)
|
47.09B
est: 74.43B (-36.7%)
|
-8.73B
est: 104.99B (-108.3%)
|
-8.99B
est: 43.08B (-120.9%)
|
91.00B
est: 48.36B (+88.2%)
|
52.17B
46.67B – 62.84B
+7.9% YoY
|
53.09B
50.19B – 55.02B
+1.8% YoY
|
57.36B
57.23B – 57.49B
+8.1% YoY
|
| Net Income |
35.40B
est: 36.47B (-2.9%)
|
27.93B
est: 30.09B (-7.2%)
|
37.22B
est: 36.57B (+1.8%)
|
36.03B
est: 38.48B (-6.4%)
|
42.88B
est: 44.59B (-3.8%)
|
42.85B
est: 42.33B (+1.2%)
|
54.20B
est: 53.95B (+0.5%)
|
31.28B
est: 35.80B (-12.6%)
|
56.08B
est: 62.34B (-10.0%)
|
72.03B
est: 69.59B (+3.5%)
|
80.62B
est: 78.10B (+3.2%)
|
87.35B
85.07B – 92.12B
+11.8% YoY
|
93.71B
88.35B – 98.55B
+7.3% YoY
|
100.47B
86.57B – 111.75B
+7.2% YoY
|
| SGA |
22.86B
est: 21.88B (+4.5%)
|
23.82B
est: 10.83B (+120.0%)
|
23.43B
est: 11.43B (+104.9%)
|
23.35B
est: 29.94B (-22.0%)
|
22.29B
est: 28.72B (-22.4%)
|
21.26B
est: 25.41B (-16.3%)
|
21.14B
est: 21.05B (+0.5%)
|
24.49B
est: 19.79B (+23.7%)
|
29.54B
est: 48.97B (-39.7%)
|
32.49B
est: 20.09B (+61.7%)
|
62.10B
est: 22.55B (+175.3%)
|
24.33B
21.76B – 29.31B
+7.9% YoY
|
24.76B
23.41B – 25.66B
+1.8% YoY
|
26.75B
26.69B – 26.81B
+8.1% YoY
|
| EPS |
1.95
est: 1.86 (+4.6%)
|
1.43
est: 1.54 (-7.0%)
|
1.91
est: 1.87 (+2.2%)
|
1.85
est: 1.97 (-5.9%)
|
2.16
est: 2.28 (-5.2%)
|
2.15
est: 2.16 (-0.6%)
|
2.73
est: 2.76 (-1.0%)
|
1.55
est: 1.91 (-18.8%)
|
2.82
est: 3.20 (-11.8%)
|
3.64
est: 3.61 (+0.7%)
|
4.08
est: 3.88 (+5.1%)
|
4.46
4.34 – 4.70
+14.8% YoY
|
4.76
4.51 – 5.03
+6.6% YoY
|
4.93
4.42 – 5.70
+3.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-28 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-27 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-26 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-25 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-22 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-21 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-20 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-19 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-18 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-15 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-14 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-13 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-12 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-11 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-08 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 5/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-14 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Chang-Hsing Cho | Chief Human Resources Officer | — | male |
| Charlene Hsu | Accounting Officer | — | female |
| Christy Chen | General Counsel | — | female |
| Chuang-Kun Hsieh | Chief Investment Officer | — | male |
| Hui Qian Xu | Accounting Supervisor | — | — |
| Justine Shen | Head of Investor Relations Department | — | female |
| Li-Hsueh Kao | President, Chief Control Officer & Chief Sustainability Officer | — | female |
| Megan Hsu | Executive VP & Chief Financial Officer | — | female |
| Pai-Hung Yeh | Senior VP, Chief Strategy & COO | — | male |
| Scott Wu | Executive VP, Chief Communications Officer & Head of Public Relations Department | — | male |
| Sting Yang | Executive Vice President | — | male |
| Titan Chia | Chief Information Officer & Head of Information Management Department | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for 2891.TW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
