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Cathay Financial Holding Co., Ltd. (2882.TW)

TWD96.60 +0.50 (+0.52%)
TW TAI Financial Services Insurance - Life
Address No. 296, Renai Road 106
Taipei, TW
CEO Chang-Ken Lee
IPO 2000-01-04
ISIN TW0002882008

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Also trades on Other OTC · CHYFF (USD) Taiwan Stock Exchange · 2882.TW (TWD)
Description

Cathay Financial Holding Co., Ltd. is a diversified financial services conglomerate operating across Taiwan, other parts of Asia, and internationally. The company delivers a wide array of financial products and services through its five core segments: Banking, Life Insurance, Property Insurance, Securities, and a comprehensive 'Other' category. Within its Banking segment, Cathay provides conventional banking solutions, foreign exchange transactions, guarantees, foreign exchange investment advice, trust services, and international financial offerings. Its Life Insurance division offers various annuity products, including traditional, investment-linked, and interest-rate variable options, alongside life insurance, financial planning, and policy lending services. The Property Insurance arm handles a broad spectrum of coverage, such as fire, marine, land and air transport, liability, and guarantee insurance, coupled with reinsurance services. Through its Securities segment, Cathay engages in brokerage, proprietary trading, underwriting, and security financing, also developing financial products and conducting commodity research. Furthermore, the company's "Other" operations extend to real estate investment, management, and leasing; asset and fund management; risk management software; and advisory services for securities, banking, and investments. It also participates in private equity, futures trading, and strategic investments in start-up companies. Founded in 1990, Cathay Financial Holding is headquartered in Taipei City, Taiwan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TWD96.60 +0.50 (+0.52%)
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Volume Profile
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Liquidity & share structure
Average Volume
40M
Beta
0.67
Float Shares
9.50B
Free Float %
64.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.01% +5.50% +18.24% +15.66% +35.29% +18.87% +49.17% +102.70% +62.55% +141.94% +43.33%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
96.60
DCF (Unlevered) 599.95 +521.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 70% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 5 0
Hold 3 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.23
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +193.3% Q1'26: +22.4% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -3.2% Q1'26: -1.4% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +29.1% Q1'26: -63.1% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +17.3% Q1'26: +39.5% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +29.1% Q1'26: +33.3% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -3.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    2.37× Q1'26: 2.19× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.63) × ERP
WACC = 73% × Ke + 27% × Kd (15.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 601.29 Current price: 96.60
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
7 EPS Ana.
Dec 2027
3 Rev. Ana.
4 EPS Ana.
Dec 2028
1 Rev. Ana.
3 EPS Ana.
Revenue
440.19B
est: 480.05B (-8.3%)
538.21B
est: 538.91B (-0.1%)
583.29B
est: 570.93B (+2.2%)
473.46B
est: 503.47B (-6.0%)
553.51B
est: 496.70B (+11.4%)
637.38B
est: 602.87B (+5.7%)
614.66B
est: 639.38B (-3.9%)
379.89B
est: 397.04B (-4.3%)
274.00B
est: 775.07B (-64.6%)
360.93B
est: 392.79B (-8.1%)
1.06T
est: 370.82B (+185.5%)
413.64B
348.30B – 500.94B
+11.5% YoY
422.74B
389.97B – 457.89B
+2.2% YoY
438.96B
386.86B – 504.19B
+3.8% YoY
EBITDA
443.83B
est: 243.01B (+82.6%)
543.40B
est: 272.81B (+99.2%)
588.71B
est: 289.02B (+103.7%)
479.13B
est: 254.87B (+88.0%)
560.60B
est: 251.44B (+123.0%)
644.74B
est: 305.19B (+111.3%)
622.06B
est: 323.67B (+92.2%)
est: 201.00B (-100.0%)
est: 265.50B (-100.0%)
191.71B
est: 134.55B (+42.5%)
192.25B
est: 127.02B (+51.4%)
141.69B
119.31B – 171.60B
+11.5% YoY
144.81B
133.58B – 156.85B
+2.2% YoY
150.37B
132.52B – 172.71B
+3.8% YoY
EBIT
440.19B
est: 235.84B (+86.6%)
538.21B
est: 264.76B (+103.3%)
583.29B
est: 280.49B (+108.0%)
473.46B
est: 247.34B (+91.4%)
553.51B
est: 244.02B (+126.8%)
637.38B
est: 296.18B (+115.2%)
614.66B
est: 314.11B (+95.7%)
-7.54B
est: 195.06B (-103.9%)
-8.64B
est: 252.62B (-103.4%)
191.71B
est: 128.02B (+49.7%)
183.41B
est: 120.86B (+51.8%)
134.82B
113.52B – 163.27B
+11.5% YoY
137.79B
127.10B – 149.24B
+2.2% YoY
143.07B
126.09B – 164.33B
+3.8% YoY
Net Income
57.51B
est: 69.91B (-17.7%)
47.62B
est: 55.33B (-13.9%)
56.31B
est: 65.93B (-14.6%)
51.47B
est: 63.39B (-18.8%)
62.76B
est: 67.01B (-6.3%)
74.58B
est: 78.99B (-5.6%)
139.51B
est: 150.50B (-7.3%)
37.36B
est: 58.96B (-36.6%)
50.93B
est: 85.31B (-40.3%)
110.27B
est: 116.23B (-5.1%)
107.14B
est: 103.12B (+3.9%)
125.15B
107.84B – 130.13B
+21.4% YoY
127.77B
112.72B – 137.38B
+2.1% YoY
120.43B
101.85B – 143.70B
-5.7% YoY
SGA
22.28B
est: 35.67B (-37.5%)
24.12B
est: 40.04B (-39.8%)
23.98B
est: 42.42B (-43.5%)
24.18B
est: 37.41B (-35.4%)
24.88B
est: 36.91B (-32.6%)
23.01B
est: 44.80B (-48.6%)
24.44B
est: 47.51B (-48.6%)
27.06B
est: 29.50B (-8.3%)
33.33B
est: 52.00B (-35.9%)
37.10B
est: 26.35B (+40.8%)
est: 24.88B (-100.0%)
27.75B
23.37B – 33.61B
+11.5% YoY
28.36B
26.16B – 30.72B
+2.2% YoY
29.45B
25.95B – 33.82B
+3.8% YoY
EPS
4.49
est: 4.62 (-2.8%)
3.71
est: 3.66 (+1.4%)
4.38
est: 4.36 (+0.5%)
4.10
est: 4.19 (-2.2%)
4.69
est: 4.43 (+5.9%)
5.32
est: 5.22 (+1.9%)
10.18
est: 9.95 (+2.3%)
2.58
est: 3.78 (-31.8%)
3.24
est: 5.82 (-44.3%)
7.29
est: 7.77 (-6.2%)
7.06
est: 6.80 (+3.8%)
7.99
7.35 – 8.87
+17.5% YoY
8.29
7.68 – 9.36
+3.7% YoY
8.21
6.94 – 9.80
-0.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-28 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-27 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-26 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-25 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-22 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-21 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-20 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-19 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-18 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-15 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-14 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-13 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-12 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-11 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-08 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-07 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-06 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-05 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-05-04 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-04-30 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-04-29 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-04-28 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-04-27 B- 3/5 1/5 4/5 3/5 2/5 3/5 2/5
2026-04-24 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-23 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-22 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-21 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-20 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-17 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-16 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5
2026-04-15 B 3/5 1/5 4/5 4/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-147.36B
OE per share TTM
-10.04
Owner's Yield
-11.72%
Maintenance CapEx ratio
78.81%
Maint CapEx / Avg PPE
19.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 199 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Nuveen ESG Emerging Markets Equity ETF NUEM 1.50% 5.69M 0.36%
2 Xtrackers MSCI Taiwan UCITS ETF 1C XMTD.L 1.46% 6.93M 0.65%
3 Amundi MSCI EM Asia SRI Climate Paris Aligned UCITS ETF DR (D) SADA.L 1.45% 3.08M 0.25%
4 Franklin FTSE Taiwan ETF FLTW 1.38% 41.11M 0.19%
5 iShares MSCI Taiwan UCITS ETF IDTW.L 1.37% 21.18M 0.74%
6 HSBC ETFs Public Limited Company - HSBC MSCI Taiwan UCITS ETF HTWN.L 1.35% 1.44M 0.50%
7 iShares MSCI Taiwan ETF EWT 1.21% 129.43M 0.59%
8 Franklin FTSE Taiwan UCITS ETF FLXT.MI 1.20% 7.92M 0.19%
9 iShares Inclusion and Diversity UCITS ETF OPEN.L 1.20% 1.01M 0.25%
10 Xtrackers MSCI Emerging Markets Climate Selection ETF EMCS 1.18% 12.03M 0.15%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.41M
Shares Outstanding
14.67B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chang-Ken Lee Manager, President, Chief Sustainability Officer & Representative Director male
David Paul Sun Senior EVice President and Head of Strategic Communications & Marketing Div. male
Deh-Yen Weng EVice President, Chief Corporate Governance Officer and Head of Legal & Administration Div. female
Jian-Hsing Wu Chief Information Officer & Senior EVP male
Jui-Hung Hung Accounting Supervisor, Chief Accountant & Senior Vice President male
Shane Sun Deputy Manager of IR Department male
Shao-Ling Weng EVP & Director of Human Resources Department female
Shu-Ying Wu Senior Executive Vice President female
Xu-Jie Yao Senior EVP & CTO male
Yen-Ju Chen CFO & Senior EVP female
Yu-Mei Lee Executive Vice President & Chief Compliance Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits