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Fubon Financial Holding Co., Ltd. (2881.TW)

TWD125.00 -2.00 (-1.57%)
TW TAI Financial Services Insurance - Life
Address No.179, Liaoning Street 104
Taipei, TW
CEO Wey-Ting Harn
Website fubon.com
IPO 2001-12-20
ISIN TW0002881000

Explore sections of this company profile

Also trades on Other OTC · FUISF (USD) Other OTC · FUIZF (USD) Taiwan Stock Exchange · 2881.TW (TWD)
Description

Fubon Financial Holding Co., Ltd., headquartered in Taipei, Taiwan, operates as a significant financial conglomerate, extending a comprehensive suite of financial services throughout Taiwan, across Asia, and into international markets. Its extensive operations are strategically organized into distinct divisions: Banking, Insurance, Life Insurance, Securities, and a diversified portfolio of other business ventures. The company provides a wide and varied range of insurance products. This encompasses essential coverage for property, casualty, life, health, and accident risks, in addition to specialized policies addressing fire, marine activities (including cargo, hull, and fishing vessels), motor vehicles, and various liability scenarios. Fubon also offers insurance for engineering projects, nuclear incidents, surety and credit, and comprehensive multi-peril plans for both personal and commercial clients. Furthermore, it delivers crucial protection against natural disasters such as typhoons, floods, and earthquakes. Beyond its insurance offerings, Fubon delivers a full spectrum of banking and capital market services. Its banking segment provides solutions for retail, consumer, corporate, and investment banking needs. The company also offers robust brokerage services, margin lending, and a complete suite of securities operations, including financing, refinancing, trading, underwriting, and transfer services. Clients can additionally access sophisticated investment and financial management expertise, futures trading, and foreign currency exchange services, notably involving the Chinese Yuan. The firm's activities extend to a diverse array of specialized sectors. These include venture capital investments, marketing and creditor's rights management, and the development of IT software solutions. Fubon is also involved in equity and asset management, as well as unique ventures like stadium management and sports services. Complementing these core and specialized offerings are traditional trust, financial bill, and credit card services. Moreover, the company actively invests in and manages a substantial portfolio of real estate properties. Fubon Financial Holding Co., Ltd. was founded in 1961, establishing its enduring presence from its Taipei headquarters.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TWD125.00 -2.00 (-1.57%)
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Volume Profile
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Liquidity & share structure
Average Volume
43M
Beta
0.68
Float Shares
8.07B
Free Float %
59.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.11% -1.35% +8.20% +0.96% +3.26% -1.14% +20.36% +74.86% +74.18% +238.92% +313.04%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
125.00
DCF (Unlevered) 40.07 -67.9%
DCF (Levered) 19.82 -84.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 3 0
Hold 5 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.29
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -78.2% Q1'26: -49.3% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -22.3% Q1'26: -20.0% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    -10.2% Q1'26: -5.9% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +133.8% Q1'26: +70.1% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +30.4% Q1'26: +17.5% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +5.7% Q1'26: +2.3% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    2.52× Q1'26: 4.30× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.61) × ERP
WACC = 67% × Ke + 33% × Kd (17.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 40.06 Current price: 125.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
8 EPS Ana.
Dec 2027
3 Rev. Ana.
3 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
429.76B
est: 421.27B (+2.0%)
437.70B
est: 455.53B (-3.9%)
407.12B
est: 430.84B (-5.5%)
409.21B
est: 462.27B (-11.5%)
448.15B
est: 480.28B (-6.7%)
472.92B
est: 500.90B (-5.6%)
480.27B
est: 493.50B (-2.7%)
254.99B
est: 339.71B (-24.9%)
171.89B
est: 707.55B (-75.7%)
871.37B
est: 303.76B (+186.9%)
190.39B
est: 319.16B (-40.3%)
379.09B
320.00B – 447.50B
+18.8% YoY
323.71B
311.84B – 346.90B
-14.6% YoY
304.66B
275.59B – 342.81B
-5.9% YoY
EBITDA
433.26B
est: 235.74B (+83.8%)
441.35B
est: 254.92B (+73.1%)
410.62B
est: 241.10B (+70.3%)
412.89B
est: 258.69B (+59.6%)
454.57B
est: 268.77B (+69.1%)
479.20B
est: 280.31B (+71.0%)
486.92B
est: 276.17B (+76.3%)
115.41B
est: 190.11B (-39.3%)
est: 395.95B (-100.0%)
300.99B
est: 169.99B (+77.1%)
263.25B
est: 178.61B (+47.4%)
212.14B
179.07B – 250.42B
+18.8% YoY
181.15B
174.51B – 194.13B
-14.6% YoY
170.49B
154.22B – 191.84B
-5.9% YoY
EBIT
429.76B
est: 228.99B (+87.7%)
437.70B
est: 247.62B (+76.8%)
407.12B
est: 234.19B (+73.8%)
409.21B
est: 251.28B (+62.9%)
448.15B
est: 261.07B (+71.7%)
472.92B
est: 272.28B (+73.7%)
480.27B
est: 268.25B (+79.0%)
108.39B
est: 184.66B (-41.3%)
-7.46B
est: 384.61B (-101.9%)
292.97B
est: 165.12B (+77.4%)
254.78B
est: 173.49B (+46.9%)
206.06B
173.94B – 243.25B
+18.8% YoY
175.96B
169.51B – 188.56B
-14.6% YoY
165.61B
149.81B – 186.34B
-5.9% YoY
Net Income
63.59B
est: 66.46B (-4.3%)
48.42B
est: 49.32B (-1.8%)
54.12B
est: 54.11B (+0.0%)
47.73B
est: 51.16B (-6.7%)
58.50B
est: 57.55B (+1.6%)
90.27B
est: 79.64B (+13.4%)
144.56B
est: 140.00B (+3.3%)
46.93B
est: 82.46B (-43.1%)
66.02B
est: 100.79B (-34.5%)
150.82B
est: 149.13B (+1.1%)
120.94B
est: 117.25B (+3.1%)
124.55B
107.98B – 140.96B
+6.2% YoY
120.58B
114.60B – 126.22B
-3.2% YoY
136.13B
119.25B – 158.29B
+12.9% YoY
SGA
23.08B
est: 34.43B (-33.0%)
24.17B
est: 37.23B (-35.1%)
22.04B
est: 35.21B (-37.4%)
23.61B
est: 37.78B (-37.5%)
22.89B
est: 39.25B (-41.7%)
21.03B
est: 40.93B (-48.6%)
22.74B
est: 40.33B (-43.6%)
23.80B
est: 27.76B (-14.3%)
31.15B
est: 51.53B (-39.5%)
36.79B
est: 22.12B (+66.3%)
est: 23.24B (-100.0%)
27.61B
23.30B – 32.59B
+18.8% YoY
23.58B
22.71B – 25.26B
-14.6% YoY
22.19B
20.07B – 24.97B
-5.9% YoY
EPS
5.38
est: 4.86 (+10.6%)
4.10
est: 3.61 (+13.6%)
4.49
est: 3.96 (+13.4%)
4.04
est: 3.74 (+7.9%)
4.47
est: 4.21 (+6.1%)
6.98
est: 5.83 (+19.8%)
11.33
est: 10.24 (+10.6%)
3.37
est: 6.18 (-45.5%)
4.83
est: 7.38 (-34.5%)
10.77
est: 10.12 (+6.4%)
8.37
est: 8.15 (+2.8%)
8.45
7.47 – 9.76
+3.8% YoY
8.33
7.93 – 8.73
-1.5% YoY
9.42
8.25 – 10.95
+13.1% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-22 C 2/5 3/5 1/5 1/5 1/5 3/5 1/5
2026-05-21 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-20 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-19 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-18 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-15 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-14 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-13 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-12 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-11 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-08 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-07 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-06 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-05 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-04 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-04-30 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-29 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-28 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-27 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-24 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-23 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-22 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-21 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-20 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-17 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-16 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-15 B+ 3/5 3/5 4/5 4/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
67.25B
OE per share TTM
4.89
Owner's Yield
5.06%
Maintenance CapEx ratio
66.38%
Maint CapEx / Avg PPE
18.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
6.08M
Shares Outstanding
13.67B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Cheng Tao Tsai Head of Fintech Division male
Chi Lin Senior Executive Vice President female
Ching-Chin Wang Chief Information Officer male
Ching-Yi Liu Senior EVice President & Chief Human Resources Officer female
Chris Tsai Executive VP & Director male
Chung-Ping Liu Senior Executive Vice President male
Emily Wang Executive Vice President & Chief Compliance Officer female
Fu Xing Lin Chief Investment Officer & Director male
Jerry W. C. Hsu Executive Vice President male
Victor Kung President male
Wei Lo Senior Executive Vice President male
Wei Wang Senior Vice President of Financial Actuarial Service, Fubon Life
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits