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Yibin Bank (2596.HK)

HKD2.64 +0.02 (+0.76%)
CN HKSE Financial Services Banks
Address No. 1 Nuxue Street 644600
Yibin, CN
CEO Feng Xue
Website ybccb.com
IPO 2025-01-13
ISIN CNE100006QK7

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Description

Yibin City Commercial Bank Co., Ltd. delivers a comprehensive range of banking and financial solutions to individuals, corporate clients, and small to medium-sized enterprises throughout the People's Republic of China. Its operations are broadly categorized into corporate banking, retail banking, and financial market activities. The bank's diverse product portfolio includes deposit accounts and various card offerings, alongside specialized services such as bill discounting and rediscounting, letters of guarantee, fund custody, settlement services, mobile payment solutions, collection agency, insurance, and wealth management. It also provides corporate loans tailored for industries like wholesale and retail trade, construction, manufacturing, leasing and business services, and various agricultural sectors including forestry, animal husbandry, and fisheries. For personal customers, the bank extends loans for specific business needs, residential mortgages, and general consumption. Additionally, Yibin Bank is involved in interbank market transactions and financial investments, encompassing debt securities and special purpose vehicle investments. The company, founded in 2006, is headquartered in Yibin, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD2.64 +0.02 (+0.76%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.2K
Beta
0.03
Float Shares
323.30M
Free Float %
7.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.75% +0.00% +0.00% +0.38% +1.15% +0.38% -0.38% +1.15% +1.15% +1.15% +1.15%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2.64
DCF (Unlevered) 0.49 -81.6%
DCF (Levered) 4.56 +72.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.09
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Banks: +13.8%
    +2.3% Q4'25: +6.4% (vs Q4'23)
  • EPS growth Banks: +25.1%
    +9.1% Q4'25: +19.8% (vs Q4'23)
  • FCF margin FCF growth · Banks: +75.8%
    -89.5% Q4'25: -50.7% (vs Q4'23)
  • EBIT margin Banks: +27.6%
    +14.7% Q4'25: +13.8% (vs Q4'23)
  • ROIC Banks: +1.1%
    +3.0% Q4'25: +5.4% (vs Q4'23)
  • Share dilution Banks: +0.1%
    -0.5% Q4'25: +1.7% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Banks: 1.37×
    27.35× Q4'25: 13.58× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.03) × ERP
WACC = 36% × Ke + 64% × Kd (10.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 0.47 Current price: 2.64
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 B- 2/5 4/5 2/5 2/5 1/5 2/5 3/5
2026-06-08 B- 2/5 4/5 2/5 2/5 1/5 2/5 3/5
2026-06-02 B- 2/5 4/5 2/5 2/5 1/5 2/5 3/5
2026-05-14 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-11 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-05-05 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-04-27 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-04-24 B- 3/5 4/5 2/5 3/5 1/5 2/5 3/5
2026-04-16 B 3/5 5/5 3/5 4/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.60B
OE per share TTM
-0.35
Owner's Yield
-13.21%
Maintenance CapEx ratio
109.75%
Maint CapEx / Avg PPE
12.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 JPMorgan BetaBuilders Emerging Markets Equity ETF BBEM 0.01% 45.5K 0.15%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
565.6K
Shares Outstanding
4.59B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Feng Xue Executive Chairman 1M male
Gong Yuchi Vice President male
Hua Guo President male
Kui Yu Head of the Internal Audit Department male
Tang Li Secretary of the Board of Directors female
Wai Fung Ngai Joint Company Secretary
Xudong Tang Chief Information Officer male
Youtao Liang Vice President female
Bin Pu Head of the Planning & Finance Department male
Zhu Bo Vice President male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings reports

Stock splits