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Chubb Limited (0VQD.L)

USD352.20 -2.64 (-0.74%)
CH LSE Financial Services Insurance - Property & Casualty
Address Baerengasse 32 8001
Zurich, CH
CEO Evan G. Greenberg
IPO 2018-01-29
ISIN CH0044328745

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Also trades on London Stock Exchange · 0VQD.L (USD) New York Stock Exchange · CB (USD)
Description

Chubb Limited functions as a leading worldwide provider of both insurance and reinsurance services, structuring its extensive operations across several specialized segments. Within North America, the company's Commercial Property & Casualty division offers a broad array of coverages to businesses of all sizes, from large corporations to small enterprises. This includes policies for commercial property, general liability, workers' compensation, comprehensive package deals, risk management advisories, financial sector lines, marine operations, construction projects, environmental hazards, medical professional liability, cyber security risks, surety bonds, and excess casualty protection. Additionally, it supplies group accident and health insurance. For affluent and high-net-worth individuals and families across North America, Chubb’s Personal Property & Casualty segment delivers tailored protection. This encompasses policies for homeowners, standard and classic cars, valuable articles, personal and umbrella liability, travel insurance, and recreational marine vessels, along with related services. The North America Agricultural Insurance segment provides essential coverage to the agricultural sector, including multi-peril crop insurance, crop-hail protection, property insurance for farms and ranches, and general commercial agriculture products. Internationally, the Overseas General Insurance segment serves corporations, mid-sized companies, and smaller clients with traditional commercial property and casualty policies, alongside specialized areas such as financial lines, marine, energy, aviation, political risk, and construction risk. It also offers group accident and health, and diverse personal lines, reaching customers through retail brokers, agents, and other channels. Chubb's Global Reinsurance segment, operating under the Chubb Tempest Re brand, supplies both conventional and specialized reinsurance solutions to other property and casualty insurers globally. Finally, the Life Insurance segment presents a comprehensive portfolio of protection and savings products. These include whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company's diverse product range is primarily distributed via an expansive network of insurance and reinsurance brokers. Incorporated in 1985 and headquartered in Zurich, Switzerland, Chubb Limited adopted its current name in January 2016, having previously operated as ACE Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD352.20 -2.64 (-0.74%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.8K
Beta
0.42
Float Shares
351.45M
Free Float %
89.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.39% -5.15% -4.07% -8.10% +5.68% -0.12% +5.73% +65.19% +67.49% +165.25% +165.25%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (35 ratings, all time) Buy
Price Targets & DCF
Current price
352.20
DCF (Unlevered) 1,040.58 +195.5%
DCF (Levered) 1,525.46 +333.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
1.32
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +6.5% Q1'26: +9.9% (vs Q1'25)
  • EPS growth Insurance - Property & Casualty: +27.5%
    +13.1% Q1'26: +78.7% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +21.6% Q1'26: +28.4% (vs Q1'25)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +21.3% Q1'26: +1.3% (vs Q1'25)
  • ROIC Insurance - Property & Casualty: +7.9%
    +10.4% Q1'26: +0.6% (vs Q1'25)
  • Share dilution Insurance - Property & Casualty: +0.4%
    -1.7% Q1'26: -2.5% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    1.75× Q1'26: 28.87× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.44) × ERP
WACC = 85% × Ke + 15% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1,047.26 Current price: 352.20
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2009
actual
Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
8 Rev. Ana.
1 EPS Ana.
Dec 2027
7 Rev. Ana.
1 EPS Ana.
Dec 2028
4 Rev. Ana.
1 EPS Ana.
Revenue
13.29B
est.
14.08B
est.
15.71B
est.
17.97B
est: 14.62B (+22.9%)
19.28B
est: 14.95B (+28.9%)
19.17B
est: 16.00B (+19.8%)
18.97B
est: 16.31B (+16.3%)
31.48B
est: 28.13B (+11.9%)
32.34B
est: 27.65B (+16.9%)
32.68B
est: 29.15B (+12.1%)
34.23B
est: 30.04B (+14.0%)
36.05B
est: 31.70B (+13.7%)
40.96B
est: 36.37B (+12.6%)
42.98B
est: 40.68B (+5.6%)
49.70B
est: 41.34B (+20.2%)
55.89B
est: 51.70B (+8.1%)
59.50B
est: 54.71B (+8.8%)
58.62B
57.15B – 59.17B
+7.2% YoY
61.61B
60.02B – 62.84B
+5.1% YoY
64.53B
62.88B – 65.48B
+4.7% YoY
EBITDA
1.36B
est.
2.98B
est.
3.92B
est.
-181.00M
est: 1.75B (-110.4%)
-131.00M
est: 2.87B (-104.6%)
-64.00M
est: 4.37B (-101.5%)
-220.00M
est: 3.52B (-106.2%)
5.57B
est: 5.06B (+10.1%)
4.59B
est: 4.77B (-3.8%)
5.64B
est: 4.15B (+35.8%)
6.11B
est: 4.77B (+27.9%)
4.68B
est: 5.51B (-15.1%)
10.60B
est: 5.75B (+84.1%)
7.34B
est: 6.05B (+21.4%)
10.51B
est: 6.26B (+67.9%)
12.20B
est: 10.95B (+11.4%)
12.69B
est: 11.73B (+8.1%)
12.57B
12.26B – 12.69B
+7.2% YoY
13.21B
12.87B – 13.48B
+5.1% YoY
13.84B
13.49B – 14.04B
+4.7% YoY
EBIT
1.73B
est.
3.58B
est.
4.31B
est.
3.23B
est: 2.22B (+45.4%)
4.51B
est: 3.23B (+39.7%)
3.77B
est: 4.68B (-19.6%)
3.60B
est: 3.63B (-0.9%)
5.56B
est: 5.73B (-3.0%)
4.33B
est: 5.50B (-21.3%)
5.30B
est: 4.00B (+32.3%)
5.80B
est: 5.08B (+14.1%)
4.68B
est: 5.37B (-12.9%)
10.31B
est: 5.61B (+83.7%)
7.06B
est: 5.90B (+19.7%)
10.20B
est: 6.10B (+67.1%)
12.20B
est: 10.74B (+13.5%)
12.69B
est: 11.52B (+10.2%)
12.34B
12.03B – 12.46B
+7.2% YoY
12.97B
12.63B – 13.23B
+5.1% YoY
13.58B
13.24B – 13.78B
+4.7% YoY
Net Income
1.18B
est.
2.70B
est.
3.47B
est.
2.71B
est: 1.47B (+83.5%)
3.76B
est: 2.77B (+35.8%)
2.85B
est: 4.02B (-29.1%)
2.83B
est: 2.92B (-3.0%)
4.14B
est: 4.62B (-10.4%)
3.86B
est: 4.28B (-9.8%)
3.96B
est: 4.02B (-1.5%)
4.45B
est: 4.15B (+7.3%)
3.53B
est: 4.62B (-23.5%)
8.54B
est: 4.82B (+77.1%)
5.25B
est: 5.07B (+3.5%)
9.03B
est: 5.25B (+72.1%)
9.27B
est: 7.05B (+31.5%)
10.31B
est: 9.66B (+6.7%)
10.88B
10.52B – 11.09B
+12.6% YoY
11.75B
11.36B – 11.98B
+8.0% YoY
12.82B
12.39B – 13.06B
+9.1% YoY
SGA
1.71B
est.
1.92B
est.
2.07B
est.
2.22B
est: 1.91B (+16.0%)
2.37B
est: 2.14B (+10.5%)
2.34B
est: 2.39B (-2.0%)
2.35B
est: 2.32B (+1.2%)
3.26B
est: 3.73B (-12.5%)
2.95B
est: 3.21B (-8.1%)
3.00B
est: 2.99B (+0.4%)
3.14B
est: 3.04B (+3.4%)
3.08B
est: 3.17B (-2.8%)
3.14B
est: 3.31B (-5.2%)
3.40B
est: 3.47B (-2.3%)
4.01B
est: 3.60B (+11.4%)
4.38B
est: 3.21B (+36.4%)
est: 3.44B (-100.0%)
3.69B
3.60B – 3.72B
+7.2% YoY
3.88B
3.78B – 3.95B
+5.1% YoY
4.06B
3.96B – 4.12B
+4.7% YoY
EPS
8.35
est.
7.82
est.
7.01
est.
7.89
est: 7.72 (+2.2%)
10.92
est: 9.24 (+18.2%)
8.42
est: 9.91 (-15.0%)
8.62
est: 9.68 (-11.0%)
8.94
est: 9.82 (-8.9%)
8.27
est: 7.24 (+14.3%)
8.55
est: 9.42 (-9.3%)
9.77
est: 9.98 (-2.1%)
7.82
est: 6.94 (+12.6%)
19.41
est: 12.06 (+60.9%)
12.50
est: 15.40 (-18.8%)
21.97
est: 19.38 (+13.4%)
22.94
est: 22.00 (+4.3%)
25.68
est: 24.07 (+6.7%)
27.10
26.20 – 27.62
+12.6% YoY
29.28
28.31 – 29.84
+8.0% YoY
31.92
30.87 – 32.54
+9.1% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-05-26 Piper Sandler Neutral Neutral Maintain
2026-04-23 Keefe, Bruyette & Woods Outperform Outperform Maintain
2026-04-22 Citizens Market Outperform Market Outperform Maintain
2026-04-20 JP Morgan Neutral Neutral Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 A- 4/5 5/5 4/5 5/5 3/5 2/5 2/5
2026-05-28 A- 4/5 5/5 4/5 5/5 3/5 2/5 2/5
2026-05-27 A- 4/5 5/5 4/5 5/5 3/5 2/5 2/5
2026-05-26 A- 4/5 5/5 4/5 5/5 3/5 2/5 2/5
2026-05-22 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-21 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-20 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-19 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-18 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-15 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-14 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-13 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-12 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-11 A- 4/5 4/5 4/5 5/5 3/5 2/5 2/5
2026-05-08 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-05-07 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-05-06 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-05-05 A- 4/5 4/5 4/5 5/5 3/5 3/5 2/5
2026-05-01 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-04-30 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-04-29 A- 4/5 4/5 5/5 5/5 1/5 3/5 2/5
2026-04-28 A- 4/5 4/5 5/5 5/5 1/5 3/5 2/5
2026-04-27 A- 4/5 4/5 5/5 5/5 1/5 3/5 2/5
2026-04-24 A- 4/5 4/5 5/5 5/5 1/5 3/5 2/5
2026-04-23 A- 4/5 5/5 5/5 5/5 1/5 3/5 2/5
2026-04-22 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-21 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-20 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-17 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-16 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-15 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-14 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
16.40B
OE per share TTM
41.10
Owner's Yield
13.16%
Maintenance CapEx ratio
3.22%
Maint CapEx / Avg PPE
5.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
295.0K
Shares Outstanding
395.06M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Evan G. Greenberg Chairman & Chief Executive Officer 14M male
John W. Keogh Chairman of North America Insurance, President & COO 6M male
Juan Luis Ortega Executive Vice President of Chubb Group & President of North America Insurance 4M male
Peter C. Enns Executive Vice President & Chief Financial Officer 3M male
Joseph F. Wayland Executive Vice President, General Counsel & Secretary male
Amy Well Senior Vice President of Chubb Group & Chief Marketing and Communications Officer female
Susan Spivak Bernstein Senior Vice President of Investor Relations female
Christopher J. Hogan Senior Vice President of Chubb Group & Chief Investment Officer male
George Ohsiek Vice President of Chubb Group & Chief Accounting Officer male
Gordon Mackechnie Vice President of Chubb Group, Global Head of Tech, Division President of North America Financial Lines & Chief Technology Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits