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AEON Credit Service (Asia) Company Limited (0900.HK)
Tsim Sha Tsui, HK
AEON Credit Service (Asia) Company Limited, alongside its associated companies, operates predominantly within the consumer financial sector across Hong Kong. The organization structures its operations into three main divisions: Credit Cards, Personal Loans, and Insurance. The Credit Card segment furnishes credit facilities to individual clients and handles merchant acquisition services for affiliated stores. Its Personal Loans division provides various financing solutions directly to individuals. Meanwhile, the Insurance segment functions as both an agency and a brokerage, offering diverse insurance products. Additionally, the company delivers card payment processing and microfinance services. Established in 1987, the firm's principal office is located in Tsim Sha Tsui, Hong Kong. AEON Credit Service (Asia) Company Limited operates as a subsidiary of AEON Financial Service (Hong Kong) Co., Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.82% | -0.35% | +1.78% | +10.26% | +15.44% | +18.78% | +35.43% | +63.50% | +65.70% | +65.38% | +168.75% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+49.8% ★ Q2'26: +50.5% (vs Q2'25)
-
EPS growth Financial - Credit Services: +24.0%+16.7% Q2'26: +23.1% (vs Q2'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-19.1% Q2'26: +39.4% (vs Q2'25)
-
EBIT margin Financial - Credit Services: +28.7%+36.4% ★ Q2'26: +39.9% (vs Q2'25)
-
ROIC Financial - Credit Services: +5.0%+7.3% ★ Q2'26: +8.2% (vs Q2'25)
-
Share dilution Financial - Credit Services: +0.0%+0.0% Q2'26: +0.0% (vs Q2'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×4.46× Q2'26: 3.84× (vs Q2'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Feb 2024 actual |
Feb 2025 actual |
Feb 2026 1 Rev. Ana. 1 EPS Ana. |
Feb 2027 1 Rev. Ana. 1 EPS Ana. |
Feb 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|
| Revenue |
1.63B
est: 1.47B (+10.9%)
|
1.23B
est: 1.77B (-30.5%)
|
1.88B
1.88B – 1.88B
+6.3% YoY
|
1.97B
1.97B – 1.97B
+4.5% YoY
|
2.04B
2.04B – 2.04B
+3.8% YoY
|
| EBITDA |
682.64M
est: 684.28M (-0.2%)
|
720.77M
est: 828.05M (-13.0%)
|
879.95M
879.95M – 879.95M
+6.3% YoY
|
919.70M
919.70M – 919.70M
+4.5% YoY
|
954.76M
954.76M – 954.76M
+3.8% YoY
|
| EBIT |
582.19M
est: 576.41M (+1.0%)
|
614.95M
est: 703.92M (-12.6%)
|
748.03M
748.03M – 748.03M
+6.3% YoY
|
781.82M
781.82M – 781.82M
+4.5% YoY
|
811.63M
811.63M – 811.63M
+3.8% YoY
|
| Net Income |
392.27M
est: 387.36M (+1.3%)
|
400.48M
est: 494.14M (-19.0%)
|
489.96M
489.96M – 489.96M
-0.8% YoY
|
544.40M
544.40M – 544.40M
+11.1% YoY
|
561.15M
561.15M – 561.15M
+3.1% YoY
|
| SGA |
319.53M
est: 342.91M (-6.8%)
|
339.75M
est: 404.48M (-16.0%)
|
429.83M
429.83M – 429.83M
+6.3% YoY
|
449.24M
449.24M – 449.24M
+4.5% YoY
|
466.37M
466.37M – 466.37M
+3.8% YoY
|
| EPS |
0.94
est: 0.93 (+1.6%)
|
0.96
est: 1.18 (-18.6%)
|
1.17
1.17 – 1.17
-0.8% YoY
|
1.30
1.30 – 1.30
+11.1% YoY
|
1.34
1.34 – 1.34
+3.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-27 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-14 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-04 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Aiguo Wei | MD & Executive Director | 2M | male |
| Yuk Kwong Lai | Deputy MD & Executive Director | 2M | male |
| Yuk Fong Wan | Executive Director | 2M | female |
| Tony Fung | Chief Information Officer | 1M | male |
| Tun Shun Hung | Company Secretary and Head of the Legal, Compliance & Secretarial Department | — | male |
| Yoshiki Mori | Senior Adviser | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 0900.HK
Short-term intention
Target Price Distribution
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