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Luzon Credit and Finance Ltd (TRA.TA)

ILA49.20 -1.60 (-3.15%)
IL TLV Consumer Cyclical Travel Services
Address Hapalmach 28 58001
Rosh HaAyin, IL
CEO Shahaf Erlich
Website tractechnology.com
IPO 2021-07-28
ISIN IL0006660166

Explore sections of this company profile

Description

Luzon Credit & Finance Ltd. engages in the provision of online credit intermediary platform. It focuses in the financing for the purchase of a car. The company was founded on December 24, 1992 and is headquartered in Rosh HaAyin, Israel.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ILA49.20 -1.60 (-3.15%)
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Volume Profile
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Liquidity & share structure
Average Volume
76.7K
Beta
0.54
Float Shares
84.29M
Free Float %
28.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -3.86% -6.96% +2.05% +3.40% +0.00% +16.10% -67.46% -46.59% +1,117.78%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
49.20
Quality scores
Altman Z-Score
5.39
Safe zone
Piotroski F-Score
4 / 9
Average
MOAT Score
2 / 10
No MOAT
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
4 / 5
High
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✗
    Revenue growth Travel Services: +8.5%
    -40.1% Q1'26: -39.5% (vs Q1'25)
  • ✗
    EPS growth Travel Services: +10.2%
    -98.0% Q1'26: +94.3% (vs Q1'25)
  • ✗
    FCF margin FCF growth · Travel Services: +12.2%
    -26.8% Q1'26: -63.2% (vs Q1'25)
  • ✗
    EBIT margin Travel Services: +13.1%
    -11.3% Q1'26: -54.4% (vs Q1'25)
  • ✓
    ROIC Travel Services: +10.4%
    — Q1'26: +88.6% (vs Q1'25)
  • ✓
    Share dilution Travel Services: +0.3%
    -12.0% ★ Q1'26: +70.9% (vs Q1'25)
  • ✗
    Debt / EBITDA Net debt/EBITDA · Travel Services: -0.25×
    -0.11× Q1'26: -0.03× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.07) × ERP
WACC = 100% × Ke + 0% × Kd (52.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Current price: 49.20
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-28 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-27 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-26 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-25 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-20 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-19 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-18 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-14 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-13 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-12 C+ 2/5 1/5 2/5 3/5 4/5 1/5 1/5
2026-05-11 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-08 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-07 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-06 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-05 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-04 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 4/5 1/5 2/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-23 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-20 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-17 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5
2026-04-16 C+ 2/5 1/5 2/5 3/5 3/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-453.94M
OE per share TTM
-1.49
Owner's Yield
-170.94%
Maintenance CapEx ratio
—
Maint CapEx / Avg PPE
2,379.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-73.0K
Shares Outstanding
296.86M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Guy Elhanani Chief Financial Officer 759.0K male
Varda Lusthaus Director & Regulatory Consultant 540.0K female
Ravit Arbel Husman Legal Consultant — female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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