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SCOR Se (SCR.PA)

EUR32.32 +0.14 (+0.44%)
FR PAR Financial Services Insurance - Reinsurance
Address 5, Avenue KlEber 75795
Paris, FR
CEO Thierry Leger
Website scor.com
IPO 2000-01-03
ISIN FR0010411983

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Also trades on Euronext Paris · SCR.PA (EUR) Other OTC · SCRYY (USD) Other OTC · SZCRF (USD) Swiss Exchange · SCR.SW (CHF)
Description

SCOR SE is a prominent global player specializing in life and property & casualty (P&C) reinsurance. The company extends its comprehensive coverage to diverse markets spanning Europe, the Middle East, Africa, the Americas (including Latin America), and the Asia Pacific region. Its business is strategically organized into two distinct segments: SCOR Global P&C and SCOR Global Life. The SCOR Global P&C division delivers an extensive range of reinsurance products for areas such as property damage, motor vehicle incidents, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering projects, agricultural risks, and major property catastrophes. This segment further provides specialty coverage for complex risks including business solutions, political and credit exposures, cyber threats, and environmental impairment liability, alongside fostering business ventures and partnerships. Conversely, the SCOR Global Life segment focuses on providing life reinsurance protection for a variety of risks, including mortality, morbidity, behavioral factors, disability, long-term care, critical illnesses, medical expenses, and personal accidents. It also offers sophisticated financial solutions that integrate traditional life reinsurance with financial elements, aimed at improving clients' liquidity, balance sheet stability, solvency positions, and overall income. Additionally, this segment develops longevity solutions, designed to mitigate the financial impact on insurers or pension funds arising from insured individuals or annuitants living longer than actuarially anticipated. Distribution solutions are also a key offering. Beyond its core reinsurance operations, SCOR SE is actively involved in asset management. Established in 1970, the company is proudly headquartered in Paris, France.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR32.32 +0.14 (+0.44%)
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Volume Profile
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Liquidity & share structure
Average Volume
521.1K
Beta
0.52
Float Shares
169.26M
Free Float %
94.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.21% -1.46% -3.36% +6.89% +13.95% +8.00% +12.87% +20.54% +12.83% +6.92% -85.72%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (2 ratings, all time) Buy
Price Targets & DCF
Current price
32.32
DCF (Unlevered) 36.67 +13.5%
DCF (Levered) 239.55 +641.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 60% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 5 0
Hold 6 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.72
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
2 / 5
Medium
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Reinsurance: +19.7%
    +3.6% Q1'26: +23.4% (vs Q1'25)
  • EPS growth Insurance - Reinsurance: +47.7%
    +21,536.4% Q1'26: +12.5% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Reinsurance: +7.0%
    -1.6% Q1'26: +3.0% (vs Q1'25)
  • EBIT margin Insurance - Reinsurance: +13.4%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • ROIC Insurance - Reinsurance: +4.0%
  • Share dilution Insurance - Reinsurance: +0.2%
    -1.7% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Reinsurance: 0.00×
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.53) × ERP
WACC = 61% × Ke + 39% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 36.04 Current price: 32.32
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
11 EPS Ana.
Dec 2027
2 Rev. Ana.
11 EPS Ana.
Dec 2028
2 Rev. Ana.
11 EPS Ana.
Dec 2029
1 Rev. Ana.
4 EPS Ana.
Dec 2030
1 Rev. Ana.
4 EPS Ana.
Revenue
7.52B
est: 7.58B (-0.8%)
9.15B
est: 9.39B (-2.6%)
9.73B
est: 10.16B (-4.1%)
10.77B
est: 11.05B (-2.5%)
12.88B
est: 12.83B (+0.4%)
13.36B
est: 13.64B (-2.1%)
14.17B
est: 14.85B (-4.6%)
14.42B
est: 15.24B (-5.4%)
15.01B
est: 16.10B (-6.8%)
15.41B
est: 16.31B (-5.5%)
15.99B
est: 16.50B (-3.1%)
16.44B
est: 18.71B (-12.1%)
15.84B
est: 16.52B (-4.1%)
15.65B
est: 17.30B (-9.6%)
16.21B
est: 16.00B (+1.3%)
15.72B
14.62B – 16.83B
-1.7% YoY
16.34B
14.23B – 18.46B
+3.9% YoY
17.28B
16.55B – 18.00B
+5.7% YoY
16.51B
15.35B – 17.67B
-4.4% YoY
16.92B
15.74B – 18.11B
+2.5% YoY
EBITDA
490.00M
est: 477.70M (+2.6%)
661.00M
est: 423.81M (+56.0%)
604.00M
est: 510.12M (+18.4%)
886.00M
est: 602.91M (+47.0%)
1.11B
est: 796.36M (+39.3%)
935.00M
est: 932.58M (+0.3%)
534.00M
est: 724.41M (-26.3%)
761.00M
est: 348.35M (+118.5%)
848.00M
est: 501.10M (+69.2%)
578.00M
est: 674.02M (-14.2%)
1.23B
est: 695.23M (+76.2%)
-1.32B
est: 705.97M (-287.1%)
1.58B
est: 427.28M (+270.0%)
520.00M
est: 447.18M (+16.3%)
est: 413.85M (-100.0%)
406.71M
378.14M – 435.28M
-1.7% YoY
422.75M
367.96M – 477.54M
+3.9% YoY
446.83M
428.05M – 465.60M
+5.7% YoY
427.08M
397.08M – 457.08M
-4.4% YoY
437.73M
406.99M – 468.48M
+2.5% YoY
EBIT
390.00M
est: 559.98M (-30.4%)
606.00M
est: 516.74M (+17.3%)
731.00M
est: 678.73M (+7.7%)
778.00M
est: 852.13M (-8.7%)
983.00M
est: 967.59M (+1.6%)
899.00M
est: 1.11B (-19.2%)
441.00M
est: 1.01B (-56.2%)
607.00M
est: 512.10M (+18.5%)
673.00M
est: 709.08M (-5.1%)
447.00M
est: 752.08M (-40.6%)
774.00M
est: 775.74M (-0.2%)
-1.55B
est: 787.73M (-297.1%)
1.37B
est: 83.86M (+1,533.7%)
297.00M
est: 87.77M (+238.4%)
est: 81.22M (-100.0%)
79.82M
74.22M – 85.43M
-1.7% YoY
82.97M
72.22M – 93.72M
+3.9% YoY
87.70M
84.01M – 91.38M
+5.7% YoY
83.82M
77.93M – 89.71M
-4.4% YoY
85.91M
79.88M – 91.95M
+2.5% YoY
Net Income
329.00M
est: 477.70M (-31.1%)
418.00M
est: 408.93M (+2.2%)
549.00M
est: 448.91M (+22.3%)
512.00M
est: 597.47M (-14.3%)
642.00M
est: 600.49M (+6.9%)
603.00M
est: 681.91M (-11.6%)
286.00M
est: 638.62M (-55.2%)
322.00M
est: 298.29M (+7.9%)
422.00M
est: 347.00M (+21.6%)
234.00M
est: 445.13M (-47.4%)
456.00M
est: 459.13M (-0.7%)
-1.38B
est: 476.00M (-390.5%)
812.00M
est: 198.00M (+310.1%)
4.00M
est: -54.28M (+107.4%)
851.00M
est: 876.00M (-2.9%)
756.34M
689.74M – 952.24M
-13.7% YoY
777.40M
672.32M – 960.97M
+2.8% YoY
782.27M
555.13M – 956.30M
+0.6% YoY
908.21M
825.28M – 991.14M
+16.1% YoY
986.88M
896.76M – 1.08B
+8.7% YoY
SGA
26.00M
est: 37.71M (-31.1%)
349.00M
est: 32.22M (+983.2%)
373.00M
est: 32.22M (+1,057.7%)
414.00M
est: 39.18M (+956.7%)
484.00M
est: 46.91M (+931.7%)
482.00M
est: 55.23M (+772.7%)
535.00M
est: 65.66M (+714.8%)
537.00M
est: 71.97M (+646.2%)
564.00M
est: 73.28M (+669.7%)
est: 79.11M (-100.0%)
est: 81.60M (-100.0%)
est: 82.86M (-100.0%)
— – —
— – —
— – —
— – —
— – —
EPS
1.79
est: 1.46 (+22.6%)
2.28
est: 2.28 (+0.0%)
2.96
est: 2.86 (+3.7%)
2.75
est: 2.75 (+0.1%)
3.46
est: 3.31 (+4.6%)
3.26
est: 3.04 (+7.3%)
1.53
est: 1.09 (+41.0%)
1.72
est: 2.24 (-23.2%)
2.27
est: 2.27 (-0.1%)
1.26
est: 1.05 (+19.8%)
2.46
est: 2.42 (+1.6%)
-1.69
est: -1.81 (+6.7%)
4.54
est: 1.11 (+310.4%)
0.02
est: -0.30 (+107.3%)
4.76
est: 4.55 (+4.5%)
4.35
3.86 – 5.33
-4.4% YoY
4.49
3.76 – 5.38
+3.0% YoY
4.69
3.11 – 5.35
+4.6% YoY
5.08
4.62 – 5.54
+8.2% YoY
5.52
5.02 – 6.02
+8.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 A- 4/5 2/5 5/5 5/5 2/5 4/5 2/5
2026-05-06 A- 4/5 2/5 5/5 5/5 2/5 4/5 2/5
2026-05-05 A- 4/5 2/5 5/5 5/5 2/5 4/5 3/5
2026-05-04 A- 4/5 2/5 5/5 5/5 2/5 4/5 3/5
2026-04-30 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5
2026-04-29 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-28 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-27 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-24 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-23 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-22 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-21 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-20 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-17 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-16 A 4/5 3/5 5/5 5/5 2/5 4/5 3/5
2026-04-15 A- 4/5 3/5 5/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.11B
OE per share TTM
6.21
Owner's Yield
20.06%
Maintenance CapEx ratio
25.52%
Maint CapEx / Avg PPE
4.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
Shares Outstanding
179.07M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Thierry Leger Chief Executive Officer & Director 3M male
Andrea Baer Senior VP & Head of Cedant Facultative Reinsurance North America
Bertrand Bougon Chief Financial Officer of EMEA male
Claire Le Gall-Robinson Group Secretary General & Group Chief Corporate Officer female
Claudia Dill Group Chief Operating Officer female
Fabian Peder Gultier Uffer Group Chief Risk Officer male
Francois de Varenne Senior Advisor to the CEO
Hans Pieter Guillot Head of Cedant Facultative Reinsurance Europe
Jean-Paul Conoscente-Jacopin Chief Executive Officer of SCOR Property & Casualty male
Laure Forgeron P&C Global Chief Underwriting Officer female
Marc Philippe Chief Information Officer male
Philipp Ruede Group Chief Financial Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits