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General Insurance Corporation of India (GICRE.NS)
INR365.20
+0.35 (+0.10%)
IN NSE Financial Services Insurance - Reinsurance
Address
Suraksha 400020
Mumbai, MA, IN
Mumbai, MA, IN
CEO
Balkrishna Variar
Website
gicofindia.com/en
IPO
2017-10-25
ISIN INE481Y01014
Also trades on
Bombay Stock Exchange · GICRE.BO (INR)
National Stock Exchange of India · GICRE.NS (INR)
Description
General Insurance Corporation of India (GIC Re) functions as a prominent reinsurer, offering its services both domestically within India and across international territories. Its comprehensive suite of reinsurance products spans numerous sectors, including property, energy, and marine (specifically marine hull, cargo, and offshore energy), alongside engineering, liability, health, agriculture/weather, motor, aviation, and workers' compensation. The company actively delivers reinsurance programs and specialized solutions throughout the Afro-Asian region, with key operations in Southeast Asia, the Middle East, and Africa. This Indian entity was established in 1972 and has its corporate headquarters situated in Mumbai.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
INR365.20
+0.35 (+0.10%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.37
Float Shares
308.73M
Free Float %
17.6%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.72% | +1.06% | -2.31% | +1.97% | +1.52% | +2.57% | -6.20% | +119.44% | +105.74% | -10.65% | -10.65% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
365.20
DCF (Unlevered)
993.57
+172.1%
DCF (Levered)
1,117.01
+205.9%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
80% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.89
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
★ Strong MOAT
-
Revenue growth Insurance - Reinsurance: +19.7%+5.5% Q1'26: -6.9% (vs Q1'25)
-
EPS growth Insurance - Reinsurance: +47.7%+30.0% Q1'26: +1.4% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Reinsurance: +7.0%+18.1% ★ Q1'26: -1.6% (vs Q1'25)
-
EBIT margin Insurance - Reinsurance: +13.4%+22.7% ★ Q1'26: +24.7% (vs Q1'25)
-
ROIC Insurance - Reinsurance: +4.0%+31.4% ★ Q1'26: +32.9% (vs Q1'25)
-
Share dilution Insurance - Reinsurance: +0.2%0.0% Q1'26: -0.1% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Reinsurance: 0.00×0.00× ★ Q1'26: 0.00× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 3 EPS Ana. |
Mar 2027 1 Rev. Ana. 3 EPS Ana. |
Mar 2028 1 Rev. Ana. 3 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
434.77B
est: 410.41B (+5.9%)
|
455.26B
est: 457.55B (-0.5%)
|
523.35B
est: 509.86B (+2.6%)
|
489.07B
est: 475.91B (+2.8%)
|
514.87B
est: 420.56B (+22.4%)
|
483.42B
est: 374.98B (+28.9%)
|
465.50B
est: 467.98B (-0.5%)
|
507.02B
est: 407.99B (+24.3%)
|
448.36B
448.36B – 448.36B
+9.9% YoY
|
491.51B
491.51B – 491.51B
+9.6% YoY
|
541.92B
541.92B – 541.92B
+10.3% YoY
|
558.38B
558.38B – 558.38B
+3.0% YoY
|
| EBITDA |
36.47B
est: 54.20B (-32.7%)
|
39.03B
est: 60.43B (-35.4%)
|
-3.20B
est: 67.33B (-104.8%)
|
31.47B
est: 1.60B (+1,862.2%)
|
38.31B
est: 1.70B (+2,159.0%)
|
81.22B
est: 1.83B (+4,341.2%)
|
80.21B
est: 61.80B (+29.8%)
|
91.90B
est: 53.88B (+70.6%)
|
59.21B
59.21B – 59.21B
+9.9% YoY
|
64.91B
64.91B – 64.91B
+9.6% YoY
|
71.57B
71.57B – 71.57B
+10.3% YoY
|
73.74B
73.74B – 73.74B
+3.0% YoY
|
| EBIT |
36.39B
est: 54.09B (-32.7%)
|
38.89B
est: 60.31B (-35.5%)
|
-3.38B
est: 67.20B (-105.0%)
|
31.32B
est: -26.45B (+218.4%)
|
38.17B
est: -27.96B (+236.5%)
|
81.12B
est: -30.15B (+369.0%)
|
80.09B
est: 61.68B (+29.8%)
|
91.75B
est: 53.77B (+70.6%)
|
59.09B
59.09B – 59.09B
+9.9% YoY
|
64.78B
64.78B – 64.78B
+9.6% YoY
|
71.43B
71.43B – 71.43B
+10.3% YoY
|
73.59B
73.59B – 73.59B
+3.0% YoY
|
| Net Income |
31.46B
est: 32.07B (-1.9%)
|
27.58B
est: 25.60B (+7.7%)
|
-1.86B
est: -4.56B (+59.1%)
|
19.92B
est: -1.93B (+1,133.1%)
|
23.86B
est: -2.04B (+1,270.8%)
|
69.07B
est: 71.56B (-3.5%)
|
66.86B
est: 71.09B (-6.0%)
|
74.32B
est: 73.42B (+1.2%)
|
87.01B
86.82B – 87.19B
+18.5% YoY
|
93.39B
91.47B – 95.31B
+7.3% YoY
|
99.72B
94.30B – 105.13B
+6.8% YoY
|
93.51B
93.51B – 93.51B
-6.2% YoY
|
| SGA |
3.33B
est: 212.79M (+1,465.0%)
|
4.13B
est: 237.23M (+1,642.7%)
|
5.77B
est: 264.35M (+2,083.9%)
|
667.87M
est: 12.50B (-94.7%)
|
6.35B
est: 13.22B (-52.0%)
|
6.98B
est: 14.25B (-51.0%)
|
4.12B
est: 4.36B (-5.5%)
|
4.86B
est: 3.80B (+27.9%)
|
4.17B
4.17B – 4.17B
+9.9% YoY
|
4.58B
4.58B – 4.58B
+9.6% YoY
|
5.05B
5.05B – 5.05B
+10.3% YoY
|
5.20B
5.20B – 5.20B
+3.0% YoY
|
| EPS |
18.13
est: 18.28 (-0.8%)
|
15.72
est: 14.59 (+7.7%)
|
-1.06
est: -2.60 (+59.2%)
|
11.35
est: 8.72 (+30.2%)
|
13.60
est: 8.57 (+58.8%)
|
39.37
est: 34.82 (+13.1%)
|
38.11
est: 40.52 (-6.0%)
|
42.36
est: 41.85 (+1.2%)
|
49.49
49.49 – 49.70
+18.2% YoY
|
52.14
52.14 – 54.33
+5.4% YoY
|
57.36
53.75 – 59.92
+10.0% YoY
|
53.30
53.30 – 53.30
-7.1% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-27 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-26 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-25 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-22 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-21 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-20 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-19 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-18 | A | 4/5 | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 4/5 |
| 2026-05-15 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-14 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-13 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-12 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-11 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-08 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-07 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-06 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-05 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-05-04 | A | 4/5 | 3/5 | 3/5 | 5/5 | 4/5 | 4/5 | 4/5 |
| 2026-04-30 | A | 4/5 | 3/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-29 | A | 4/5 | 3/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-28 | A | 4/5 | 3/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-27 | A | 4/5 | 3/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-24 | A | 4/5 | 3/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-23 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 3/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-15 | A | 4/5 | 4/5 | 4/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
-2.08B
OE per share TTM
-1.19
Owner's Yield
-0.30%
Maintenance CapEx ratio
0.20%
Maint CapEx / Avg PPE
0.5%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
294.61M
Shares Outstanding
1.75B
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Sateesh N. Bhat | Appointed Actuary of Non Life Insurance | 9M | male |
| Suresh Sindhi | Appointed Actuary - Life Reinsurance Business | 7M | male |
| Hitesh Rameshchandra Joshi | Chairman-cum-Managing Director | 5M | male |
| Rajesh Khadatare | Chief Marketing Officer & Deputy GM | 5M | male |
| Balkrishna Variar | GM & Chief Financial Officer | 5M | male |
| Jayashri Balkrishna | Chief Risk Officer, Investor Relations Manager & Executive Director | 5M | female |
| Sanjay Mokashi | GM & Chief Underwriting Officer | 4M | male |
| Satheesh Kumar S. | Chief Information Security Officer & CS | 4M | male |
| Deepak | Company Secretary & Compliance Officer | — | male |
| Uday Laxmandas Devi | Chief Vigilance Officer | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for GICRE.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
