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IRB-Brasil Resseguros S.A. (IRBR3.SA)
BRL56.00
-0.24 (-0.43%)
BR SAO Financial Services Insurance - Reinsurance
Address
Avenida Marechal Câmara 20020-901
Rio de Janeiro, RJ, BR
Rio de Janeiro, RJ, BR
CEO
Marcos Pessoa de Queiroz Falcao
Website
irbre.com
IPO
2017-07-31
ISIN BRIRBRACNOR4
Description
Operating both domestically within Brazil and across international territories, IRB-Brasil Resseguros S.A. delivers comprehensive reinsurance services. Its extensive portfolio encompasses a broad spectrum of risks, offering specialized coverage for areas such as aviation, engineering projects, civil liabilities, surety bonds, rural activities, financial exposures, oil and gas ventures, property, general casualty events, agricultural operations, cargo and marine transport, and life and pension plans, among a host of other diverse segments. Founded in 1939, its corporate headquarters are situated in Rio de Janeiro, Brazil.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
BRL56.00
-0.24 (-0.43%)
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Volume Profile
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Liquidity & share structure
Average Volume
504.3K
Beta
0.69
Float Shares
54.92M
Free Float %
67.5%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.77% | -0.26% | -6.04% | -12.11% | +1.69% | +0.95% | +16.12% | +47.12% | -66.50% | -76.46% | -76.46% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
56.00
DCF (Unlevered)
34.76
-37.9%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
57% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 2 | 0 |
| Hold | 3 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
1.33
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Insurance - Reinsurance: +19.7%-1,206.8% Q1'26: -41.8% (vs Q1'25)
-
EPS growth Insurance - Reinsurance: +47.7%-51.5% Q1'26: -29.9% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Reinsurance: +7.0%+43.3% ★ Q1'26: +24.3% (vs Q1'25)
-
EBIT margin Insurance - Reinsurance: +13.4%+48.7% ★ Q1'26: +54.1% (vs Q1'25)
-
ROIC Insurance - Reinsurance: +4.0%+87.7% ★ Q1'26: +66.6% (vs Q1'25)
-
Share dilution Insurance - Reinsurance: +0.2%0.0% Q1'26: -0.3% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Reinsurance: 0.00×0.40× ★ Q1'26: 0.42× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 4 Rev. Ana. 5 EPS Ana. |
Dec 2028 3 Rev. Ana. 4 EPS Ana. |
Dec 2029 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
3.93B
est: 5.05B (-22.3%)
|
4.97B
est: 6.03B (-17.5%)
|
6.01B
est: 7.28B (-17.5%)
|
5.62B
est: 7.76B (-27.7%)
|
6.33B
est: 6.56B (-3.5%)
|
-1.35B
est: 6.25B (-121.7%)
|
-581.28M
est: 6.44B (-109.0%)
|
-111.88M
est: 4.86B (-102.3%)
|
1.24B
est: 4.19B (-70.4%)
|
4.58B
4.44B – 4.73B
+9.4% YoY
|
4.94B
4.61B – 5.26B
+7.8% YoY
|
4.66B
4.55B – 4.78B
-5.6% YoY
|
7.31B
6.94B – 7.66B
+56.7% YoY
|
| EBITDA |
2.42B
est: -986.09M (+345.3%)
|
2.06B
est: -1.18B (+274.7%)
|
1.23B
est: -1.42B (+186.5%)
|
-758.49M
est: -1.52B (+49.9%)
|
-484.81M
est: -1.28B (+62.1%)
|
-533.03M
est: -1.22B (+56.3%)
|
91.88M
est: -367.53M (+125.0%)
|
2.67B
est: -277.40M (+1,062.3%)
|
687.63M
est: -239.26M (+387.4%)
|
-261.77M
-270.07M – -253.47M
-9.4% YoY
|
-282.22M
-300.13M – -263.14M
-7.8% YoY
|
-266.40M
-273.02M – -259.79M
+5.6% YoY
|
-417.54M
-437.70M – -396.49M
-56.7% YoY
|
| EBIT |
2.38B
est: -864.24M (+375.3%)
|
2.01B
est: -1.03B (+294.4%)
|
1.18B
est: -1.25B (+195.1%)
|
-805.86M
est: -1.33B (+39.3%)
|
-529.18M
est: -1.12B (+52.8%)
|
-582.55M
est: -1.07B (+45.5%)
|
34.08M
est: -289.90M (+111.8%)
|
2.57B
est: -218.81M (+1,276.2%)
|
602.56M
est: -188.72M (+419.3%)
|
-206.47M
-213.02M – -199.92M
-9.4% YoY
|
-222.60M
-236.73M – -207.56M
-7.8% YoY
|
-210.13M
-215.34M – -204.91M
+5.6% YoY
|
-329.34M
-345.24M – -312.74M
-56.7% YoY
|
| Net Income |
925.05M
est: 2.25B (-58.8%)
|
1.22B
est: 2.91B (-58.2%)
|
1.21B
est: 4.04B (-70.0%)
|
-1.48B
est: -1.93B (+23.3%)
|
-682.70M
est: -625.63M (-9.1%)
|
-420.74M
est: -841.31M (+50.0%)
|
-123.85M
est: 368.93M (-133.6%)
|
805.74M
est: 361.71M (+122.8%)
|
390.95M
est: 495.31M (-21.1%)
|
582.88M
553.35M – 612.41M
+17.7% YoY
|
681.95M
669.11M – 698.03M
+17.0% YoY
|
769.69M
738.12M – 829.15M
+12.9% YoY
|
797.72M
745.43M – 847.79M
+3.6% YoY
|
| SGA |
277.16M
est: -284.44M (+197.4%)
|
155.23M
est: -339.53M (+145.7%)
|
128.60M
est: -410.08M (+131.4%)
|
89.22M
est: -437.13M (+120.4%)
|
106.18M
est: -369.28M (+128.8%)
|
11.01M
est: -351.95M (+103.1%)
|
31.37M
est: -355.93M (+108.8%)
|
28.20M
est: -268.64M (+110.5%)
|
25.82M
est: -231.70M (+111.1%)
|
-253.50M
-261.55M – -245.46M
-9.4% YoY
|
-273.30M
-290.65M – -254.83M
-7.8% YoY
|
-257.99M
-264.40M – -251.59M
+5.6% YoY
|
-404.36M
-423.88M – -383.97M
-56.7% YoY
|
| EPS |
27.54
est: 27.44 (+0.4%)
|
36.28
est: 35.61 (+1.9%)
|
36.03
est: 49.34 (-27.0%)
|
-30.17
est: -23.60 (-27.9%)
|
-13.54
est: -7.64 (-77.1%)
|
-15.06
est: -9.89 (-52.3%)
|
-1.51
est: 4.51 (-133.5%)
|
9.85
est: 4.43 (+122.5%)
|
4.78
est: 6.11 (-21.8%)
|
7.24
6.76 – 7.49
+18.4% YoY
|
8.40
8.18 – 8.53
+16.1% YoY
|
9.52
9.02 – 10.13
+13.4% YoY
|
9.75
9.11 – 10.36
+2.4% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B- | 3/5 | 1/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 2/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 2/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 2/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 2/5 | 5/5 | 3/5 | 3/5 | 4/5 |
| 2026-05-04 | B+ | 3/5 | 1/5 | 2/5 | 5/5 | 3/5 | 3/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 3/5 | 3/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-15 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 2/5 | 3/5 | 4/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
263.98M
OE per share TTM
3.24
Owner's Yield
6.12%
Maintenance CapEx ratio
15.78%
Maint CapEx / Avg PPE
2.2%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
1.80M
Shares Outstanding
81.40M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Antonio Cassio dos Santos | Member of Executive Board & Independent Director | — | male |
| Bernardo Netto Arruda | General Counsel & Legal Claims Director | — | male |
| Daniel Volpe | Retrocession & Technical Director | — | male |
| Debora Tavares | Director of Internal Controls, Risks & Compliance | — | — |
| Eduarda Cunha de La Rocque | Director of Internal Controls, Risks & Compliance | — | female |
| Frederico Knapp | Chief Financial Officer | — | male |
| Hugo Daniel Castillo Irigoyen | Chief Reinsurance Officer | — | male |
| Luciana Martos | Director of People | — | — |
| Marcos Pessoa de Queiroz Falcao | Chief Executive Officer & Investor Relations Officer | — | male |
| Thays Vargas Ferreira | Control & Finance Director | — | female |
| Wilson Toneto | Member of the Executive Board & Director | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for IRBR3.SA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
