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American Overseas Group Limited (AOREF)
Hamilton, BM
American Overseas Group Limited, an entity incorporated in 1998 and headquartered in Hamilton, Bermuda, offers property and casualty insurance along with reinsurance services through its various subsidiaries. Its operational footprint extends across Bermuda, Barbados, and the United States. A key offering includes non-standard automobile insurance products, which are distributed primarily via specialized managing general agents and associated management services. The company began trading under its current name in December 2011, having previously been known as RAM Holdings Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -0.41% | -3.92% | -5.77% | -5.77% | +102.48% | +620.59% | +308.33% | +53.13% | -90.72% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-07 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth Insurance - Reinsurance: +19.7%+0.0% Q1'26: -7.4% (vs Q1'25)
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EPS growth Insurance - Reinsurance: +47.7%+15.2% Q1'26: -22.9% (vs Q1'25)
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FCF margin FCF growth · Insurance - Reinsurance: +7.0%+17.9% Q1'26: +29.5% (vs Q1'25)
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EBIT margin Insurance - Reinsurance: +13.4%+21.5% ★ Q1'26: +24.7% (vs Q1'25)
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ROIC Insurance - Reinsurance: +4.0%+41.4% ★ Q1'26: +65.3% (vs Q1'25)
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Share dilution Insurance - Reinsurance: +0.2%+0.0% Q1'26: +0.0% (vs Q1'25)
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Debt / EBITDA Net debt/EBITDA · Insurance - Reinsurance: 0.00×1.10× ★ Q1'26: 0.78× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-27 | A- | 4/5 | 1/5 | 5/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-15 | A- | 4/5 | 1/5 | 5/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 1/5 | 5/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Debra Jane Roberts | Chairman, President & Chief Executive Officer | — | female |
| Ronald James Ballard | Executive Vice President, Chief Financial Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for AOREF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
